Step-by-step guides for Digital Banking

Apply for Digital Banking access
Check your account balances
Activate OneToken via SMS OTP and Card PIN
Activate OneToken via SMS OTP and Token Key
Activate OneToken via Hardware Token
Apply Credit Card
Login with SingPass Mobile
Manage card e-Alerts
Manage deposit e-Alerts
Change Documents password
Manage Statements
Manage Letters
View Statements and Letters
Register for PayNow via SMS
Register for PayNow via Digital Banking
Online Banking Access Code and Pin
Change PIN
Update mailing address
Check cheque status
Request for cheque book
Stop cheque transaction
Enable Chinese Language
Link-delink account
Update personal details
Register for OCBC Push Notifications
Activate OCBC OneTouch or OCBC OneLook
Apply for Global Savings Account
Single bill payments
Future or recurring bill payments
Add billing organisations
Transfer funds using OCBC Digital app (Unique Entity Number)
Transfer funds using OCBC Digital app (Account Number)
Transfer funds using OCBC Digital app (NRIC/FIN Number)
Setup GIRO
Manage GIRO arrangements
View and repeat last 5 Overseas Funds Transfer
Add new payee for Overseas Funds Transfer
Transfer funds to an existing payee for Overseas Funds Transfer
Make foreign exchange fund transfers
Manage transaction limits
Activate credit/debit card
Request fee waiver
Manage card daily limit
Dispute transactions
Manage overseas card usage
Top up card
Reset card PIN
Replace card
Lock/unlock card
Report lost card
Link/unlink debit card to Global Savings Account
Open an Online Equities Account
Access equities and view your portfolios
Add a desired stock to watchlist
Create, rename or delete watchlist
Buy your stock - Pay Upfront (Lower Fees)
Buy your stock (in SGD)
Sell your stock (in SGD)
Buy your stock (in foreign currency)
Sell your stock (in foreign currency)
Edit your orders
Withdraw your orders
View your e-Statements
Settle your trades
Apply for Blue Chip Investment Plan (BCIP)
Apply for CPF Investment Account (CPFIA)
Apply for Supplementary Retirement Scheme (SRS) Account
Exchange Foreign Currencies
Set Rate Alerts
Set Auto-Execute Orders
Apply for Time Deposit
Apply for Credit Line
Perform Balance Transfer
Apply for ExtraCash Loan
Withdraw Time Deposit before maturity
How to setup GIRO
  • Step 1: Log in and tap on "Pay", within the menu bar on the top left

    On mobile app

    Tap on the left menu bar and select "Pay".

    On desktop

    Login with access code and PIN.

  • Step 2: Navigate to “GIRO services”

    On mobile app

    Tap on "GIRO services" and select "Setup GIRO payment".

    On desktop

    Click on "Payments & transfers" and select "GIRO services".

  • Step 3: Set up GIRO payment

    On mobile app

    Select the organisation and debiting account you wish to use for the GIRO application and tap on "Next".

    On desktop

    Click on “Set up GIRO payment”.

  • Step 4: Fill in GIRO payment details

    On mobile app

    Fill in the details required for GIRO application. Tap on "Agree" to accept terms and conditions.

    On desktop

    Select the organisation to pay, and your debiting account.

  • Step 5: Review your details / Fill in your personal and GIRO payment details

    On mobile app

    Review your details and tap on "Confirm".

    On desktop

    Fill in the rest of the fields, agree to Terms and Conditions and click on “Next”.

  • Step 6: And you're done on mobile! / Review your details

    On mobile app

    And you're done!

    On desktop

    Review and confirm your GIRO payment details.

  • Step 7: Agree to the Terms and Conditions

    On desktop

    Agree to the Terms and Conditions and click on “Submit”.

  • Step 8: And you’re done on desktop!

    On desktop

Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC Digital app to make your transactions.