Step-by-step guides for Digital Banking

Apply for Digital Banking access
Check your account balances
Register for OneToken via Hardware Token
Register for OneToken via SMS
Apply Credit Card
Login with SingPass Mobile
Activate OneToken on your new phone using your old phone
Activate OneToken on your new phone via SMS
Change e-Statements password
Manage e-Statements
View e-Statements
Register for PayNow via SMS
Register for PayNow via Digital Banking
Change Access Code
Change PIN
Update mailing address
Check cheque status
Request for cheque book
Stop cheque transaction
Enable Chinese Language
Link-delink account
Update personal details
Register for OCBC Push Notifications
Deactivate OCBC OneTouch™
Apply for Global Savings Account
Single bill payments
Future or recurring bill payments
Add billing organisations
Transfer funds using OCBC Mobile Banking app (Unique Entity Number)
Transfer funds using OCBC Mobile Banking app (Account Number)
Transfer funds using OCBC Mobile Banking app (NRIC/FIN Number)
Setup GIRO
Manage GIRO arrangements
View and repeat last 5 Overseas Funds Transfer
Transfer funds using Pay Anyone app
Pay by scanning QR Code using Pay Anyone app
Split the bill using Pay Anyone app
Make a QR cash withdrawal using Pay Anyone app
Add new payee for Overseas Funds Transfer
Transfer funds to an existing payee for Overseas Funds Transfer
Make foreign exchange fund transfers
Activate Credit or Debit Card
Card Services Fee Waiver
Change Withdrawal and Spending Limit
Credit Card Dispute
Manage Overseas Card Usage
Top Up Cards
Reset PIN
Request card replacement
Lock or unlock cards
Report lost cards
Link a debit card to your Global Savings Account
Apply for Blue Chip Investment Plan (BCIP)
Apply for CPF Investment Account (CPFIA)
Apply for Supplementary Retirement Scheme (SRS) Account
Apply for Time Deposit
Apply for Credit Line
Perform Balance Transfer
Apply for ExtraCash Loan
How to setup GIRO
  • Step 1: Log in and tap on "Pay", within the menu bar on the top left

    On mobile app

    Tap on the left menu bar and select "Pay".

    On desktop

    Login with access code and PIN.

  • Step 2: Navigate to “GIRO services”

    On mobile app

    Tap on "GIRO services" and select "Setup GIRO payment".

    On desktop

    Click on "Payments & transfers" and select "GIRO services".

  • Step 3: Set up GIRO payment

    On mobile app

    Select the organisation and debiting account you wish to use for the GIRO application and tap on "Next".

    On desktop

    Click on “Set up GIRO payment”.

  • Step 4: Fill in GIRO payment details

    On mobile app

    Fill in the details required for GIRO application. Tap on "Agree" to accept terms and conditions.

    On desktop

    Select the organisation to pay, and your debiting account.

  • Step 5: Review your details / Fill in your personal and GIRO payment details

    On mobile app

    Review your details and tap on "Confirm".

    On desktop

    Fill in the rest of the fields, agree to Terms and Conditions and click on “Next”.

  • Step 6: And you're done on mobile! / Review your details

    On mobile app

    And you're done!

    On desktop

    Review and confirm your GIRO payment details.

  • Step 7: Agree to the Terms and Conditions

    On desktop

    Agree to the Terms and Conditions and click on “Submit”.

  • Step 8: And you’re done on desktop!

    On desktop

Security advisory: Do NOT share your One-Time Password (OTP) or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, Phishing websites, OCBC Bank Staff OR the Police. Always go to https://www.ocbc.com/login or use the OCBC Mobile Banking app to make your transactions.