Step-by-step guides for Digital Banking

Apply for Digital Banking access
Check your account balances
Activate OneToken via SMS OTP and Card PIN
Activate OneToken via SMS OTP and Token Key
Activate OneToken via Hardware Token
Apply Credit Card
Login with SingPass Mobile
Change e-Statements password
Manage e-Statements
View e-Statements
Register for PayNow via SMS
Register for PayNow via Digital Banking
Change Access Code
Change PIN
Update mailing address
Check cheque status
Request for cheque book
Stop cheque transaction
Enable Chinese Language
Link-delink account
Update personal details
Register for OCBC Push Notifications
Deactivate OCBC OneTouch™
Apply for Global Savings Account
Single bill payments
Future or recurring bill payments
Add billing organisations
Transfer funds using OCBC Digital app (Unique Entity Number)
Transfer funds using OCBC Digital app (Account Number)
Transfer funds using OCBC Digital app (NRIC/FIN Number)
Setup GIRO
Manage GIRO arrangements
View and repeat last 5 Overseas Funds Transfer
Add new payee for Overseas Funds Transfer
Transfer funds to an existing payee for Overseas Funds Transfer
Make foreign exchange fund transfers
Activate Credit or Debit Card
Card Services Fee Waiver
Change Withdrawal and Spending Limit
Credit Card Dispute
Manage Overseas Card Usage
Top Up Cards
Reset PIN
Request card replacement
Lock or unlock cards
Report lost cards
Link a debit card to your Global Savings Account
Open an Online Equities Account
Access equities and view your portfolios
Add a desired stock to watchlist
Create, rename or delete watchlist
Buy your stock (in SGD)
Sell your stock (in SGD)
Buy your stock (in foreign currency)
Sell your stock (in foreign currency)
Edit your orders
Withdraw your orders
View your e-Statements
Settle your trades
Apply for Blue Chip Investment Plan (BCIP)
Apply for CPF Investment Account (CPFIA)
Apply for Supplementary Retirement Scheme (SRS) Account
Foreign Exchange Trading
Apply for Time Deposit
Apply for Credit Line
Perform Balance Transfer
Apply for ExtraCash Loan
Transfer funds using Pay Anyone app
Pay by scanning QR Code using Pay Anyone app
Split the bill using Pay Anyone app
Make a QR cash withdrawal using Pay Anyone app
How to transfer funds using the OCBC Digital app (Unique Entity Number)
  • Step 1: Log in with your access code and PIN or fingerprint ID

    On mobile app

    Log in and tap on “Local Transfers”.

    On desktop

    Log in with your access code and PIN.

  • Step 2: Select “Unique entity no. (UEN)” / “To a PayNow user”

    On mobile app

    Tap on “Unique entity no. (UEN)”.

    On desktop

    Click on “To a PayNow user”.

  • Step 3: Enter and submit the payment details / Select the account to transfer from

    On mobile app

    Enter the payment details and slide to submit. Review details and tap on "Confirm transfer".

    On desktop

    Select the account you wish to transfer from.

  • Step 4: And you’re done on mobile! / Click on and fill in the “Unique entity no. (UEN)”

    On mobile app

    And you’re done!

    On desktop

    Click on “Unique entity no. (UEN)” and fill in the UEN number.

  • Step 5: Fill in the payment details

    On desktop

    Fill in the amount you wish to transfer, purpose of transfer, description (optional). Click "Next".

  • Step 6: Review the payment details before submitting the payment

    On desktop

    Review details and click "Submit". 

  • Step 7: And you’re done on desktop!

    On desktop

    And you’re done!

Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC Digital app to make your transactions.