Fast-track bank account opening so new joiners have an active account for their first payday. Less admin for your team, and a smoother start for every new employee.
OCBC Workplace Banking
Built for businesses.
And the people behind them.
A workplace benefits programme designed to empower you at work and beyond.
WHY WORKPLACE BANKING?
Wellness for your people
Give your team the ease of cashless medical consultations across an islandwide network of clinics.
Simplified processes
Benefit from less paperwork, smoother claims reconciliation, and meaningful cost savings that strengthen your bottom line.
Perks that build a happier workplace
Boost company culture with curated engagement activities and personalised banking solutions that support your employees at every stage.
A growth ecosystem for your business and people
Access community banking, financing solutions and corporate services designed to help your business scale while helping your people grow alongside it.
Healthcare that puts you first
Enjoy convenient, cashless medical consultations at panel clinics islandwide – saving time, reducing hassles and helping you stay well.
Make your salary work harder
Grow your savings effortlessly when you credit your salary into an OCBC 360 Account. Simple, smart and rewarding.
Perks that go beyond the workplace
Unlock exclusive rewards and privileges designed to support you at work, at home and wherever life takes you.
Workplace banking benefits
Employee engagement
Cultivate a dynamic workplace culture with thoughtfully curated activities from learning workshops and wellness experiences to bespoke bazaars and seasonal events. Inspire connection, growth, and wellbeing across your organisation.
Top off your savings with layers of bonus interest from 360 Account
Credit salary, save, spend, insure and invest. Five easy ways for an extra monthly payday.
T&Cs apply. Insured up to S$100k by SDIC.
Discover privileges with Workplace Banking
Enjoy privileges designed to make onboarding faster and everyday banking smoother. Unlock exclusive perks that support your goals and life milestones, from home financing and investment opportunities to curated lifestyle rewards, travel perks and more.
Share the perks, enjoy the rewards
Introduce your friends and colleagues to the 360 Account and receive a S$5 cash reward for every successful referral.
T&Cs apply. Insured up to S$100k by SDIC.
Seamless payments wherever you go
Make direct bank-to-wallet transfers across 10 digital wallets in Asia and enjoy hassle-free cross-border payments at over 40 destinations with the OCBC app. Benefit from competitive FX rates wherever your travels take you. Simply scan, pay, and go.
What our customers say
Useful Resources
Salary crediting letter
How to earn the Salary bonus interest
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Credit your salary of at least S$1,800 into the 360 Account.
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Only salary credit through these transaction descriptions and codes in your statements will qualify for this bonus:
- GIRO / PayNow via GIRO with the transaction description “GIRO-SALARY”
- FAST / PayNow via FAST with transaction code “SAL” or transaction description “SALARY / SALA / SAL”
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To set up your 360 Account as your salary crediting account, please inform your HR department of your new account number (you will only need to do it once).
- We reserve the right to request for any document or information to verify that the amount credited is your salary. Salary credit in other forms will not be eligible.
If the account is successfully opened in June 2024, the double bonus interest rate will be applicable for July and August 2024.
How to earn the Spend bonus interest
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Spend at least S$500 in total across your personal OCBC Credit Card(s) such as 365, Titanium, Platinum, FRANK, Robinsons, Plus!, Best Denki and 90°N.
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You need to be the primary account holder of the 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
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Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.
How to earn the Save bonus interest
Increase your account’s average daily balance by at least S$500 from the previous month’s average daily balance. Average daily balance is calculated using the total amount of daily balances in your account divided by the number of days in the month. Please note this is not the same as month-end balance.
How
to earn the Spend bonus interest
Charge at least S$500 to your OCBC 365, OCBC INFINITY, OCBC NXT, OCBC 90°N or OCBC Rewards Card.
How to earn the Insure bonus interest
Purchase any one of the eligible insurance products from OCBC of at least the minimum amount as follows:
Eligible insurance products
Minimum qualifying amount
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Regular Premium: Protection/Legacy/Investment Linked Policy
S$2,000 annual premium
- GREAT Term (including riders)
- Investment Linked Insurance Plans
- Universal Life Plans
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Regular Premium: Endowment/Retirement
S$4,000 annual premium
- MaxEndowment Insurance Plans
- GREAT Retire Income Plans
- GREATLife Endowment Insurance Plans
- Prospera FlexiGrowth Indexed Savings 5-Pay
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Single Premium Insurance
S$20,000
- PremierLife Generation Plans
- PremierLife Legacy Plans
- PremierLife Index Income
- Emerald Legacy Life Plans
- Universal Life Plans
- Prospera FlexiGrowth Indexed Savings
Note: The minimum placement amount to qualify for the insure bonus may differ from the minimum premiums required for the insurance products. Speak to our Personal Financial Consultants for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.
For Regular Premium Insurance Categories, the minimum qualifying amount refers to the annual premium of the policy. Qualifying amount is taken after prepayment discount (if any).
You need to be the primary account holder of the 360 Account as well as the policyowner of the eligible insurance product.
Purchases of the same financial product will be aggregated, if their effective date post free-look period or 14 days whichever is longer, falls in the same calendar month.
This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.
How to earn the Invest bonus interest
Purchase any one of the eligible investment products from OCBC of at least the minimum amount as follows:
Eligible investment products
Minimum qualifying amount
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Unit Trusts
S$20,000
Exclude Unit Trusts investments into money market funds, Systematic Investment Programme (OCBC Momentum) and Unit Trusts transferred in from other financial institutions
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Structured Deposits
S$20,000
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Bonds and structured products
S$200,000
- Bonds
- Equity-Linked Convertible Investments
- Reverse Equity-Linked Convertible Investment
- Structured Investments
- Structured Notes
Note: Speak to our Personal Financial Consultants for more details. They can aid you by performing a Financial Needs Analysis (FNA) to ensure that the product you purchase meets your financial needs.
You need to be the primary account holder of the 360 Account as well as the single name account holder of the eligible investment product.
Purchases of the same financial product will be aggregated, if their effective date post free-look period or 14 days whichever is longer, falls in the same calendar month.
This bonus interest is accorded for 12 months after the effective date of purchase, post the free look/cancellation period or 14 days, whichever is longer.
How to earn the Grow bonus interest
Your account's average daily balance for the month must be at least S$250,000.
GIRO arrangement
Set up GIRO instructions to automate recurring bill payments
Guide to using OCBC app
Bank safely and securely
Before you apply