a month
a month
a month
a month
To enjoy the above cashback, you need to spend a minimum of S$800 based on posted transactions in a calendar month. If you spend less than S$800, a flat 0.3% cashback is awarded.
Cashback amount is capped at S$80 per calendar month.
HealthPass by OCBC is the daily health app for you. Choose from over 150 general practitioners and specialists available for both telehealth and in-clinic visits, at flat consultation fees.
With a curated range of wellness services, including health screening, dental, TCM and more, taking care of your healthcare needs is now made simpler than ever.
Take advantage of a host of services available to you over the phone or online, 24 hours a day from anywhere in the world.
Enjoy complimentary upgrades and other VIP privileges at participating luxury boutique hotels and resorts.
Online payments are now made easy, smart and secure when you choose Click to pay with Visa. Visa Cardmembers can simply select the Click to Pay icon 
upon checkout and that’s it.
Minimum age
21 years old
Annual income
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Principal card
S$192.60 a year (waived for the first 2 years)
Supplementary card
S$96.30 a year per card (waived for the first 2 years)
Minimum spend requirement for automatic waiver of annual fee
S$10,000 in one year, starting from the month after your OCBC 365 Credit Card was issued
Other fees and charges
or visit us at a branch.
Cashback is not awarded on the following: Annual card fees, Cash-On-Instalments, Instalment Payment Plan, PayLite, tax payments, interest, late payment charges, cash advances, balance transfers, bill payments made via Internet Banking, AXS or SAM network, and other fees and charges.
Transactions which are performed at merchants that fall into the exclusion categories/excluded organisations as set out in the terms and conditions governing OCBC 365 Credit Card Cashback Programme (with effect from 1 April 2021) are excluded from the calculation of the minimum spend.
The maximum amount of cashback that one account (the principal and all supplementary cardholders together) can earn each month is S$80. This works out to a total of S$960 in cashback every year.
The cashback earned on the transactions performed in the current month will be credited in the OCBC 365 card statement in the next month.
Transaction date refers to the date when a purchase is made.
Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, the bank has no control over when merchant records the transaction.
The cashback computation is based on the transactions posted within the calendar month.
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Merchants / Addresses |
Order channels |
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B.K. Forture Seafood
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Geylang Claypot Rice
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Kelly Jie Seafood - Formerly TPY Mellben
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Keng Eng Kee Seafood (KEK)
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Long Ji Zi Char
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Mellben Seafood (Ang Mo Kio)
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Nan Hwa Chong Fish Head Steamboat
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New Ubin Seafood
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Por Kee Eating House 1996 (Seng Poh Lane)
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Red House Seafood
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Sin Hoi Sai Seafood Restaurant (Tiong Bahru Road)
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Sum Kee Food
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Tasty Loong by Chef Pung
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Uncle Leong Seafood
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White Restaurant
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Petrol cashback is applicable to spend made at all petrol kiosks locally and overseas with their main business activity is classified as "Petrol".
Enjoy up to 22.1% fuel savings all year round at Caltex service stations.
This is made up of:
Figures are rounded to 1 decimal place and based on gross fuel spend of S$100 for easier illustration.
Enjoy up to 20.2% fuel savings all year round at Esso service stations.
*Fuel savings of 20.2% at Esso service stations comprises of:
Discount rates stated may be subject to change from time to time without prior notice. Please check onsite for prevailing rates.
All discounts will be applied on prevailing pump prices of fuel purchased. Figures are rounded to 1 decimal place. Terms and conditions of OCBC 365 Credit Card cashback programme apply.
Enjoy up to 24% fuel savings at Sinopec service stations.
Fuel savings comprises:
Telco
Recurring Utilities cashback is only applicable when payment has been setup as recurring to the following telco service providers, such as SingTel, Starhub, M1, MyRepublic, Circles.Life and Liberty Wireless.
Electricity
Recurring Utilities cashback is only applicable when payment has been setup as recurring to the following power service providers, such as Geneco, Keppel Electric, Sembcorp Power and Senoko Energy. Learn more about the Open Electricity Market and the full list of retailers.
Online travel cashback is applicable to online spend made at travel merchants with their main business activity classified as "Travel". For example online airlines and hotel bookings, and online attractions booking engine (e.g. Agoda and Airbnb).
| Promotion period | Recurring insurance premium (Min. 2 months) | Cashback you’ll earn |
|---|---|---|
| From 10 April till 31 July 2021 | S$500 per month | S$80 |
| S$1,000 per month | S$120 |
Cashback earned from this promotion is on top of the S$80 cashback you can earn from your OCBC 365 Credit Card per calendar month.
Here's how you can qualify for S$250 worth of cashback upon successful sign-up.
Example:
