Step-by-step guides for Digital Banking

Apply for Digital Banking access
Check your account balances
Activate OneToken via SMS OTP and Card PIN
Activate OneToken via SMS OTP and Token Key
Activate OneToken via Hardware Token
Apply Credit Card
Login with SingPass Mobile
Change e-Statements password
Manage e-Statements
View e-Statements
Register for PayNow via SMS
Register for PayNow via Digital Banking
Change Access Code
Change PIN
Update mailing address
Check cheque status
Request for cheque book
Stop cheque transaction
Enable Chinese Language
Link-delink account
Update personal details
Register for OCBC Push Notifications
Deactivate OCBC OneTouch™
Apply for Global Savings Account
Single bill payments
Future or recurring bill payments
Add billing organisations
Transfer funds using OCBC Digital app (Unique Entity Number)
Transfer funds using OCBC Digital app (Account Number)
Transfer funds using OCBC Digital app (NRIC/FIN Number)
Setup GIRO
Manage GIRO arrangements
View and repeat last 5 Overseas Funds Transfer
Add new payee for Overseas Funds Transfer
Transfer funds to an existing payee for Overseas Funds Transfer
Make foreign exchange fund transfers
Activate Credit or Debit Card
Card Services Fee Waiver
Change Withdrawal and Spending Limit
Credit Card Dispute
Manage Overseas Card Usage
Top Up Cards
Reset PIN
Request card replacement
Lock or unlock cards
Report lost cards
Link a debit card to your Global Savings Account
Open an Online Equities Account
Access equities and view your portfolios
Add a desired stock to watchlist
Create, rename or delete watchlist
Buy your stock (in SGD)
Sell your stock (in SGD)
Buy your stock (in foreign currency)
Sell your stock (in foreign currency)
Edit your orders
Withdraw your orders
View your e-Statements
Settle your trades
Apply for Blue Chip Investment Plan (BCIP)
Apply for CPF Investment Account (CPFIA)
Apply for Supplementary Retirement Scheme (SRS) Account
Foreign Exchange Trading
Apply for Time Deposit
Apply for Credit Line
Perform Balance Transfer
Apply for ExtraCash Loan
Transfer funds using Pay Anyone app
Pay by scanning QR Code using Pay Anyone app
Split the bill using Pay Anyone app
Make a QR cash withdrawal using Pay Anyone app
How to transfer funds to an existing payee for Overseas Funds Transfer
  • Step 1: Log in with your access code and PIN or fingerprint ID

    On mobile app

    On desktop

  • Step 2: Navigate to "Payments and transfers"

    On mobile app

    Tap on the menu bar on the top left.

    Tap on "Transfer".

    On desktop

    Click on "Payments and transfers".

  • Step 3: Select the type of payment/transfer to make

    On mobile app

    Tap on "Overseas Account".

    On desktop

    Click on "to an account".

  • Step 4: Set up the transfer amount on mobile / Authenticate action with your One-time password on desktop

    On mobile app

    Select the currency and enter the transfer amount.

    Review the rate and tap on "Transfer now".

    On desktop

    Enter and submit the One-time password sent to you via SMS.

  • Step 5: Select your payee on mobile / Select the type of account to transfer to on desktop

    On mobile app

    Select the payee and choose your account to make the transfer from.

    Enter the payment description and tap on "Next".

    On desktop

    Click on "to a bank account overseas (including overseas OCBC accounts)".

  • Step 6: Confirm your payment on mobile / Select the debiting and crediting accounts on desktop

    On mobile app

    Review your payment details before tapping on "Confirm".

    On desktop

    Select the account to make your transfer from as well as the destination account.

  • Step 7: And you’re done on mobile! / Fill in the payment details on desktop

    On mobile app

    Fill in the account number and payment limit.

    Agree to the Terms and Conditions, and you’re done!

    On desktop

    Fill in all the required payment information and click on "Next".

  • Step 8: Review the transfer details and click on "Submit"

    On desktop

  • Step 9: And you’re done on desktop!

    On desktop

Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC Digital app to make your transactions.