Deposit accounts for all your banking needs
Day-To-Day Banking
Earn up to 7.65% a year and more when you credit your salary, save and spend with us.
An account for youths between 16 to 26. No initial deposit or minimum balance required.
Savings
Earn up to 2.80% a year when you save and do not make any withdrawals.
Save monthly and earn higher interest.
Foreign Currency
A USD account with chequing facilities.
An account that allows you to save in 9 major currencies (AUD, CAD, CNH, EUR, GBP, HKD, NZD, JPY and USD).
Children’s Account
Child Development Account (CDA)
A savings account for your newborn. The government will match dollar for dollar, the amount you save, up to a certain limit.
Teach your child the importance of saving and earn up to 0.30% a year.
Time Deposit
Secure higher returns with fixed tenures of up to 36 months for Singapore dollars and 10 major foreign currencies.
Other Accounts
A savings account that comes with a passbook.
An account that comes with monthly statements.
An account that comes with a chequebook.
Higher returns of up to 3.90% a year on 12-month SGD Time Deposit is just a move away
For a limited time only, we’ve increased our 12-month SGD Time Deposit rate of up to 3.90% a year to help you earn higher returns on your savings. Open a Time Deposit account and start transferring your funds to OCBC now to maximise your earnings.
Insured up to S$75K by SDIC. Terms and conditions apply.
Important notices
Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.
Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
S$150 cash reward
Here's how:
- Open an OCBC 360 Account
- Credit your salary of at least S$1,800 per month through GIRO
- Apply for an OCBC 365 Credit Card
- Make 5 qualifying transactions on your OCBC 365 Credit Card within 2 months of account opening
S$118 cash reward
Here's how:
- Open an OCBC 360 Account
- Credit your salary of at least S$1,800 per month through GIRO
Promotion is applicable to any person who (i) currently does not hold any existing OCBC accounts or products, and (ii) has not held any OCBC account or products in the previous 6 months.
Till 31 October 2022. To qualify, you must credit your salary of at least S$1,800 per month to your OCBC 360 Account, and make at least 5 qualifying retail transactions in 2 months on your OCBC 365 Credit Card.
Why you will love this
- Earn effective interest rate of up to 3.45% a year and more on your first S$70,000
- Earn more interest when you save, spend, insure or invest
Who can apply
- Anyone above 18 years old
- Singaporean, Singapore PR or foreigner with a valid pass