Deposit accounts for all your banking needs
Enjoy a higher Save bonus interest, for a limited time only!
From 1 August to 31 December 2026, enjoy a limited-time promotional bonus interest rate of up to 0.65% a year on your first S$100,000 when you grow your average daily balance by at least S$500 monthly.
That means you get up to 4.70% a year (EIR) just by crediting your salary, saving, spending, insuring and investing with us during the promotional period!
T&Cs apply. Insured up to S$100k by SDIC.
Base interest of 0.05% a year applies to all balances.
Earn an interest rate of up to 1.70% a year
Deposit a minimum of S$50,000 in incremental fresh funds into an eligible savings account and maintain the deposit for 88 or 188 days without making any withdrawals. Promotion valid till 31 August 2026.
Register for the promotion via the e-form now!
T&Cs apply. Insured up to S$100k by SDIC.
Day-To-Day Banking
Earn up to 4.45% a year when you credit your salary, save, spend, invest and insure with us.
An account for youths between 16 to 26. No initial deposit or minimum balance required.
Savings
Earn up to 1.10% a year when you save and do not make any withdrawals.
Save monthly and earn higher interest.
Foreign Currency
A USD account with chequing facilities.
An account that allows you to save in 10 major currencies (AUD, CAD, CNH, CHF, EUR, GBP, NZD, USD, JPY and HKD).
Youth and Children’s Accounts
A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.
Child Development Account (CDA)
A savings account for your newborn. The government will match dollar for dollar, the amount you save, up to a certain limit.
Teach your child the importance of saving and earn up to 0.30% a year.
Time Deposit
Secure higher returns with fixed tenures of up to 36 months for Singapore dollars and 10 major foreign currencies.
Other Accounts
A savings account that comes with a passbook.
An account that comes with monthly statements.
Investment Accounts
Invest in your future. Get more out of your retirement savings when you invest in your CPF Ordinary Account funds with us.
Supplementary Retirement Scheme (SRS) Account
Enjoy tax savings while saving up for a comfortable retirement.
Accounts For Foreigners
An account for individuals relocating to Singapore that can be opened remotely*.
*Individuals above 18 years old who hold e-passports from Hong Kong, Malaysia, Indonesia or mainland China
Lasting Power of Attorney and Estate Planning
Lasting Power of Attorney (LPA)
Plan ahead by appointing someone you trust to make decisions on your behalf if you lose mental capacity.
Help to manage your deceased loved one’s estate.
Deposit Insurance Scheme
Important notices
Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
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List of winners
- TEO KOK HAU
- STANLEY CHANG BOON YI
- NUR HAJA DEWI NADIAH BINTE HAMID
- LIM KIM KHENG ANTHONY
- FLORES OBRIEN CABRERA
- GOH KAR HWEE
- PHYU SU HLAING
Eligible OCBC accounts
- OCBC Passbook Savings Account
- OCBC Statement Savings Account
- OCBC Premier Statement Savings Account
- OCBC Premier EasiSave Account
- OCBC Premier Global Savings Account (for USD deposits only)
- OCBC Global Savings Account (for USD deposits only)
- OCBC SmartParent Account
- OCBC SmartSavings Account
- OCBC MoneyMax Account
- OCBC EasiSave Account