Deposit accounts for all your banking needs

Feast on 360 Account’s most delicious interest rates

Earn up to 7.65% a year on your first S$100,000. What’s more, get an extra 2.00% a year when you open a new 360 Account and sign up for an eligible OCBC Credit Card.

Insured up to S$75K by SDIC. T&Cs apply.


Higher returns of up to 3.90% a year on 12-month SGD Time Deposit is just a move away

For a limited time only, we’ve increased our 12-month SGD Time Deposit rate of up to 3.90% a year to help you earn higher returns on your savings. Open a Time Deposit account and start transferring your funds to OCBC now to maximise your earnings.

Insured up to S$75K by SDIC. Terms and conditions apply.

Important notices

Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.


Why you will love this

  • Earn effective interest rate of up to 3.45% a year and more on your first S$70,000
  • Earn more interest when you save, spend, insure or invest

Who can apply

  • Anyone above 18 years old
  • Singaporean, Singapore PR or foreigner with a valid pass
Find out more