- Log in at ocbc.com/login.
- Go to ‘What you have (Assets)’ – and put your cursor over the Global Savings Account option.
- Select ‘Add currency’.
- Select the currency you wish to add and follow the instructions.

Global Savings Account
Access up to 10 major currencies in one account
Save, spend and accumulate foreign currency with no admin fees - all in one account.
- Currency
- Next $250,000
- Next $650,000
- $1,000,000 and above
Currency | First $100,000 | Next $250,000 | Next $650,000 | $1,000,000 and above |
Australian Dollar (AUD) |
0.01% | 0.01% | 0.02% | 0.02% |
New Zealand Dollar (NZD) |
0.01% | 0.01% | 0.02% | 0.02% |
United States Dollar (USD) |
0.01% | 0.01% | 0.02% | 0.02% |
Currency |
Australian Dollar (AUD) |
New Zealand Dollar (NZD) |
United States Dollar (USD) |
- Currency
- Next $1,500,000
- Next $3,000,000
- $5,000,000 and above
Currency | First $500,000 | Next $1,500,000 | Next $3,000,000 | $5,000,000 and above |
Chinese Yuan Offshore (CNH) | 0.01% | 0.05% | 0.08% | 0.15% |
Currency |
Chinese Yuan Offshore (CNH) |
The interest rates stated here are subject to change without prior notice.
Existing accounts with CAD, CHF, EUR, GBP, JPY and HKD do not earn any interest.

Get rewarded with S$20 in cash
Skip FX fees when you spend overseas or online with an OCBC debit card. From now till 31 Oct 2023, get S$20 in cash when you convert at least S$1,000 into a foreign currency* and link your OCBC debit card to the Global Savings Account.
*Currencies include AUD, CAD, CHF, EUR, GBP, HKD, JPY, NZD and USD. You must set the Global Savings Account as the crediting account. If you don’t have one, you will be prompted to open an account instantly upon your first FX conversion within the OCBC Digital app. Terms and conditions apply.
Eligibility requirements
Minimum age
18 years old
Documents required
NRIC and an image of your signature for Singaporeans and Singapore PRs
Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners
Additional document
Include any one of the following documents that shows your residential address
- Phone bill
- Half-yearly CPF statement
- Any bank statement
Fees
Fall below fee
S$0
Deposit requirements
Initial deposit
- AUD 5,000
- CAD 5,000
- CNH 5,000
- EUR 5,000
- GBP 5,000
- NZD 5,000
- USD 5,000
- HKD 50,000
- JPY 500,000
Minimum end balance required daily to earn interest rate
- AUD 5,000
- CAD 5,000
- CNH 5,000
- EUR 5,000
- GBP 5,000
- NZD 5,000
- USD 5,000
- HKD 50,000
- JPY 500,000
Statement
Monthly statements
Paper or e-Statement
Letters
Important notices
Open your OCBC Global Savings Account today
or visit us at a branch with these documents.
Common questions
Each debit card can be linked to only one Global Savings Account. Once you link your debit card to a Global Savings Account, you can use it to make purchases in the foreign currencies held in the Account.
Learn more about linking a debit card to your Global Savings Account.
Your SGD account and Global Savings Account might be linked to the same debit card. If that is the case, payment will be charged to your SGD account if:
- There are insufficient funds in the relevant foreign currency in your Global Savings Account; or
- You do not hold the relevant foreign currency in your Global Savings Account.
Learn more about using a debit card linked to your Global Savings Account.
The minimum amount that you can transfer from your SGD account to the Global Savings Account is the equivalent of SGD100.
The minimum amount of currencies that you can transfer between accounts – excluding SGD-related exchanges – is the equivalent of USD100.
The maximum amount that you can transfer from your SGD account to the Global Savings Account – and vice versa – is the equivalent of SGD200,000.
The maximum amount of currencies that you can transfer between accounts – excluding SGD-related exchanges – is the equivalent of USD100,000.
For Singaporeans and Singapore PRs:
NRIC and an image of your signature
For foreigners:
Passport
Employment Pass (EP); or S-Pass or Student Pass
Initial deposit:
$5,000 for AUD, CAD, CNH, EUR, GBP, NZD, USD currencies
$50,000 for HKD currency
$500,000 for JPY currency
Include any one of the following documents:
Phone bill
Half-yearly CPF statement
Any bank statement
For new customers
Open your account instantly when you apply with Myinfo via Singpass login.
If you do not have Singpass, you can apply online with these documents
For Singaporeans and Permanent Residents:
NRIC and an image of your signature
Additional documents
Include any one of the following documents:
- Phone bill
- Half-yearly CPF statement
- Any bank statement
For OCBC customers
If you have a current or savings account with us, you can apply instantly via Internet Banking with only a few clicks.
Foreign Currency Deposits
Foreign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
Promotional interest rate
Currency | Tenure (months) |
Apply via |
Singapore Dollar (SGD) | 12 | Internet Banking Mobile Banking |
Attractive real-time exchange rates
The online foreign exchange function is only available between 8am on Monday and 11.59pm on Friday.
On weekends, you will see an estimated foreign exchange rate when you set up any foreign exchange transaction involving SGD or USD. If you decide to make the transaction, we will process it the next working day at the prevailing foreign exchange rates.
Worldwide cash withdrawal
- If you withdraw AUD, CAD, CHF, EUR, GBP, NZD, USD, JPY or HKD in the country that the currency is denominated in, you will not incur any foreign exchange admin fee.
- If you withdraw other currencies – for example, Indonesian Rupiah (IDR) at OCBC-NISP ATMs – foreign exchange admin fees will apply.
- View the list of fees for withdrawing at ATMs overseas.