OCBC Roboinvest
(Powered by WeInvest)

Invest in what you believe in with RoboInvest

Why you will love this

37 portfolios starting from 100 USD, with no lock-in period

Choose from lump sum or monthly investments for selected portfolios

Smart portfolio rebalancing so you stay on top of market opportunities

 

Get rewarded with S$20 worth of management fee credits when you refer a friend! T&C apply.Find out more

About RoboInvest
What is RoboInvest?

RoboInvest is a robo-advisory investment platform based on tested algorithm technology, helping investors to make intelligent investment plans without the need for human intervention and hassle of watching over your portfolios.

Learn more about RoboInvest

Award-winning robo-advisor
Best Digital Robo-Advisory Service 2022

We are proud to announce that OCBC RoboInvest has been recognised by The Asian Banker as the Best Digital Robo-Advisory Service in 2022. Thank you for your continued support!

We will continue to innovate and enhance this online investment platform to provide you with world-class wealth solutions.

Our top performing portfolios

From focused themes to risk profiles, select from a wide range of portfolios across 6 markets to cater to your investment preference and risk appetite.

Still undecided? Here are our top performing investment portfolios based on their past 1 year returns that you can consider.

Yummy

18.58%

1 year return

Read more

Stable US Consumer Giants

11.62%

1 year return

Read more

Stable US Healthcare Giants

10.10%

1 year return

Read more

Stable US Giants

7.57%

1 year return

Read more

Stable Aussie Giants

2.34%

1 year return

Read more

US Financials

1.73%

1 year return

Read more

Performance data last updated on 31 October 2022.

Our most popular portfolios

Wondering what others are investing in? Here are 6 investment portfolios popular among OCBC customers right now.

US Tech Leaders

-23.05%

1 year return

Read more

Growth

-21.70%

1 year return

Read more

Stable US Consumer Giants

11.62%

1 year return

Read more

Impact Investing

-17.86%

1 year return

Read more

Balanced

-19.89%

1 year return

Read more

China Growth

-47.31%

1 year return

Read more

Performance data last updated on 31 October 2022.

OCBC RoboInvest Referral Programme

Refer a friend and get S$20 worth of OCBC RoboInvest management fee credits!

For every friend you invite, you’ll both get S$20 worth of OCBC RoboInvest management fee credits. What’s more, you can refer as many friends as you like!

Fees and charges

Management Fee

Do it yourself online

0.88% of total investment value per year

The fee will be computed and charged to you monthly based on number of calendar days in each month.  

Additional exchange fees and charges applies, which vary depending on the markets and trading channels used to execute the orders.

Before you invest

Eligibility requirements

Minimum age

18 years old and above

Nationality

Not applicable to US citizens or persons residing in the UK, EU, Russia, Belarus or within the EEA

Account

Hold any OCBC deposit account with OCBC Digital Banking access to fund the investment




Trademarks usage

Apple, the Apple logo and App Store are trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.


This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as of October 2022.

Ready to invest?

Get started with OCBC RoboInvest today

OCBC Digital app

Invest via OCBC Digital Banking

Available on Apple App Store, Google Play and Huawei App Gallery

Download now

Ready to invest?

Get started with OCBC RoboInvest today

OCBC Digital app

Invest via OCBC Digital Banking

Available on Apple App Store, Google Play and Huawei App Gallery

Additional Information
Common questions about OCBC RoboInvest
See all FAQ
Getting started

Why choose OCBC RoboInvest for investments?

OCBC RoboInvest brings you the best elements of a high-end investing service, without the lock in of a high investment amount and excessive management fee typically associated with this service. You will experience:

  • Access to local and global products
  • Automated Portfolio Management Service
  • Bank-grade secure interface
  • Online access to your portfolio anytime

 

What’s the difference between OCBC RoboInvest’s service and an online broker’s service? 

OCBC RoboInvest manages the investment portfolios you have invested in with automated periodic rebalancing, while you can sit back and track your accounts 24/7 to watch your investment grow.

 

Why choose to invest with OCBC RoboInvest instead of keeping money in the bank? 

Keeping money in your bank savings account only earns the interest rate on your deposits. With OCBC RoboInvest, your money can be invested in model portfolios according to your risk tolerance, thus possibly having a higher return in the long term.

 

What’s the eligibility criteria to use this service?

  • At least 18 years of age
  • Non-US citizen
  • Non-UK resident
  • Non-EU resident
  • People not residing in Russia, Belarus, or within the EEA
  • Have an existing OCBC Current or Savings account with Digital Banking access

 

Is this a service provided by OCBC? Why is there a “powered by WeInvest” label on the platform?

OCBC RoboInvest is a collaboration between OCBC and a Fintech firm Planar Investments Pte Ltd (WeInvest). This brand new platform is developed and supported by WeInvest, with customised screens and investment flow for OCBC. And we are bringing this investment service exclusively to OCBC customers!

 

Do I always have to go through OCBC Internet Banking to gain access to OCBC RoboInvest?

Yes. You can access RoboInvest after logging into OCBC internet banking or mobile banking

 

Who can I contact if I encounter issues with the platform or have queries on my investments?

Please contact the email support ID Support@OCBCRoboInvest.com. Our Fintech partner WeInvest supporting the platform will be able to assist you further. Typically, a response can be expected within the next business day.

 

What is the difference between OCBC RoboInvest’s service and OCBC Blue Chip Investment Plan (BCIP)?

OCBC’s Blue Chip Investment Plan (“BCIP”) aims to allow users to invest simply and gain exposure to the stock market. BCIP customers can select up to 20 share counters or ETF counters on the Straits Times Index for regular investment from as low as S$100. BCIP adopts the concept of Dollar Cost Averaging and customers can invest a chosen amount into their selected counters comfortably each month without timing the market. OCBC RoboInvest however, aims to provide customers with an easy way to steer their portfolio towards the strategy of their choice by following one preformulated strategies. By doing so, customers can gain exposure to Exchange-Traded Funds (“ETF”) and Equities, in Singapore and overseas markets. Unlike the BCIP, RoboInvest is not a regular savings plan and customers can curate the timing of investing their funds.

RoboInvest accounts

Can I open multiple OCBC RoboInvest account?

For security reasons, we are only allowing 1 account per person. However, you can have multiple portfolios under your account.

 

I do not live in Singapore, can I open a OCBC RoboInvest account?

Yes, you can as long as you meet the eligibility criteria.

 

What are these new terms on my new dashboard?

  • Net invested: Cost value of your remaining investments after accounting for withdrawals.
  • Estimated market value: The estimated market value of your investments as of the date reflected in the dashboard.
  • Unrealised profit / loss: The potential profit or loss in the value of your investments based on your initial investment value.
Investments

What kind of products am I investing in?

ETF and Equities-based Portfolios

These portfolios are constructed using listed ETFs and Equities representing major asset/sub-asset classes. These instruments chosen are liquid, well-diversified and have low expense ratios as we strive to maximise your returns and keep expenses low.

Can I customize the ETFs or equities in a portfolio?

The combination of ETFs or equities in each model portfolios are determined based on market research and insights. This allows us to provide the most optimal diversification personalised to you. It is therefore not possible for a customer to handpick the ETFs or the allocation.

What is the minimum amount I must invest to get started?

The minimum amount varies in accordance with the investment portfolio you have selected. It starts from as low as United States Dollars (“USD”) 100.

Is there a minimum amount if I want to invest more into my existing portfolio?

Yes. The minimum amount of any additional investment you make into your existing portfolio(s) will vary depending on the minimum initial investment amount specified for each portfolio. This amount will be displayed after you have selected the ”Invest” option for any of your existing portfolio(s).

What is OCBC RoboInvest’s portfolio methodology?

ETF and Equities based Portfolios

We screen for suitable Equities and ETFs using various qualitative and quantitative criteria (assets under management, expense ratio, historical performance, liquidity, underlying instruments etc).

The percentage allocation to each ETF is determined using our proprietary optimization algorithm and ETF-based portfolios are rebalanced quarterly or semi-annually as indicated in the portfolio detail.

What is rebalancing?

Rebalancing is the process of adjusting the composition of an Investment portfolio. This involves the buying and selling of assets in an investment portfolio to maintain a desired asset allocation according to the market conditions. We will sell more if the stock value rises significantly, or buy more when the stock has declined to take advantage of volatility.

OCBC RoboInvest will periodically (quarterly or half-yearly depending on portfolios) trigger rebalancing. We will only proceed with the rebalancing once you have given your consent within 2 weeks from the date of trigger. You may choose to ignore or skip this rebalance as well.

Monthly Investment Plan

What is the minimum amount I need to commit for my monthly investments?

The minimum amount for monthly investments varies across portfolios, starting from as low as US$100.

Can I make monthly investments for all the portfolios?

You can start investing in the following portfolios using monthly investments.

  • Aggressive
  • All Weather
  • Balanced
  • Cautious
  • China Growth
  • Defensive
  • Future World
  • Growth
  • Gen Z Winners
  • Impact Investing
  • Precious Metals

For the remaining portfolios, you can enable a monthly investment after you have made a lump sum investment. The portfolio's minimum monthly investment is 10% of its minimum starting lump sum investment.

What if I do not have enough money in the debiting account?

We will send you an email notification and will debit from your account again in the subsequent month.

Can I select any day of the month for my monthly investment debit?

You may select any day of the month, with the exception of the 29th, 30th and 31st.

Can my monthly investment start immediately?

The closest date you will be able to select to debit from your account will be T+2 days.

Do I need to maintain my monthly investments for a fixed period of time?

No, you don’t need to. You may cancel your monthly investment at any point of time.

Are there any additional fees to the monthly investments?

No, there are not.

See all FAQ