The OCBC Titanium Rewards Card has been renamed the OCBC Rewards Card. It comes with a sleek new look and gives you more reasons to shop.
You will enjoy the same perks and benefits you know and love – even if you are still using the OCBC Titanium Rewards Credit Card. Upon card renewal, you will receive the new card design.
For details, please refer to the FAQs.
Enjoy 10 times the base OCBC$ (equivalent to a 2.78% cash rebate or 4 air miles) for every S$1 spent on transactions that fall under the following Merchant Category Codes:
Merchant Category Codes (MCC) | Description | Merchant examples† |
MCC 5309 | Duty Free Shops | LOTTE DUTY FREE, King Power Duty Free, The Shilla Duty Free |
MCC 5311 | Department Stores | Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer |
MCC 5611 | Men’s and Boys’ Clothing and Accessories Stores | Benjamin Barker, Timberland, Edit Suits, Berluti |
MCC 5621 | Women’s Ready to Wear Stores | ZARA, H&M, Mothercare |
MCC 5631 | Women’s Accessory and Speciality Stores | Tory Burch, Love Bonito, Pandora |
MCC 5641 | Children’s and Infants’ Wear Stores | Kiddy Palace, Mummys Market, Motherswork |
MCC 5651 | Family Clothing Stores | UNIQLO, ASOS, Club21, Burberry, YOOZ |
MCC 5655 | Sports and Riding Apparel Stores | Nike, Lululemon, Adidas |
MCC 5661 | Shoe Stores | Skechers, CHARLES & KEITH, Bata, Foot Locker, PAZZION |
MCC 5691 | Men’s and Women’s Clothing Stores | ZALORA, FARFETCH |
MCC 5699 | Miscellaneous Apparel and Accessory Shops | Cotton On, Qoo10, Royal Sporting House |
MCC 5941 | Sporting Goods Stores | Decathlon, FILA, New Balance |
MCC 5948 | Luggage or Leather Goods Stores | Louis Vuitton, Coach, RIMOWA |
Alternatively, transactions must be made at any of the following merchants^^ (or merchants which may be stated on the OCBC Rewards Card webpage from time to time):
Alibaba | ezbuy | Unity by FairPrice | Taobao |
AliExpress | Guardian | Qoo10 | Watsons |
Amazon | Lazada | Shopee^ | |
Daigou | Mustafa Centre | TikTok Shop |
^Transactions made using Shopee Pay under MCC 5262 will not earn any OCBC$.
^^Transactions under MCC 5411 (Grocery stores and Supermarkets) will not earn any bonus OCBC$.
†MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC has no discretion over. A merchant’s registered MCC may not always correspond with its nature of business.