This feature allows eligible OCBC customers to send money directly to their own Weixin Wallet in China, so they can use Weixin Pay for everyday payments such as QR payments, Mini Program purchases, online shopping, transfers, and Red Packets.

The recipient receives funds in Chinese Yuan (RMB) into their Weixin Wallet Balance.

This feature is designed for Chinese and non-Chinese citizens who use Weixin Pay in China, including business travellers, international students, foreign residents in Mainland China, and naturalized citizens of Chinese origin who want to send money into their Weixin Wallet.

It is especially useful if you want to “pay like a local” in China — for example, paying street vendors, restaurants, taxis, local service providers, Mini Programs, or sending transfers and Red Packets to friends and family.

You can use your Weixin Wallet Balance for common Weixin Pay use cases in China, including:

• QR payments at merchants, including merchants using personal Weixin Pay QR codes.
• Payments in Mini Programs, e-commerce platforms, and service top-ups.
• Person-to-person transfers to friends, family, or local service providers.
• Red Packets / 红包 for festivals, birthdays, or gifting occasions.
• Daily payments such as food, coffee, public transport-related payments, and split bills where supported by Weixin.

Add payee

1. Open the OCBC app > Login > Pay & Transfer > Overseas > Add new payee.
2. Select “Wallet”, in country dropdown, select China and in wallet dropdown, select “Weixin Wallet”.
3. Enter the recipient mobile number linked to Weixin and recipient first name and last name.
4. Once the details are reviewed, add the payee and wait for 12 hours cooling period before you can proceed with transfer.

Making the transfer

On OCBC app

1. Open the OCBC app > Login > Pay & Transfer > Overseas > select payee that you recently added.
2. Input the amount and select the account to debit from.
3. Review the payment and slide to transfer.
4. Receive notification on final transaction status.

On Weixin app

1. Check your Weixin wallet balance in the official Tenpay Global Mini Program “跨境汇款 微汇款小程序”.
2. If this is your first time receiving funds into Weixin Wallet via this service, complete recipient setup in the official Tenpay Global Mini Program “跨境汇款 微汇款小程序”.
3. Once the recipient details are verified and valid, the funds will be credited to your receiving account, normally within 30 minutes.

Yes. If this is your first time receiving money via this service, you must set up your recipient details in the official Tenpay Global Mini Program “跨境汇款 微汇款小程序” before you can receive the funds successfully.

To do this:

1. Open Weixin.
2. Search for Tenpay Global Mini Program “跨境汇款 微汇款小程序”.
3. Optional: Tap “…” in the top right corner and select “Translate” if you need English translation.
4. Tap “我要收款” / “Receive”.
5. Agree to the terms and conditions.
6. Enter your WeChat Pay password and complete identity verification.
7. Choose whether you want to receive funds into Wallet Balance.
8. Once setup is completed, future transfers should arrive faster.

Yes. Non-China mobile numbers are supported, as long as the mobile number can be bound to your Weixin account.

You should use the same name that matches your Weixin Pay real-name verification records and identity document.

You can obtain this by searching “跨境汇款 微汇款小程序” / Tenpay Global Mini Program > “我要收款” / “Receive” > “收款名片” / “Business Cards for Receiving Money” > “分享名片” / “Share business card”. Input the name shown when adding payee on OCBC app.

If there is a mismatch between the details entered in OCBC app and your Weixin identity verification details, the transfer may be delayed, rejected, or refunded.

Under normal circumstances, once the partner bank verifies that the payee information is accurate and valid, the remittance will be credited to the receiving account within 30 minutes.

You must complete your recipient setup in the official Tenpay Global Mini Program “跨境汇款 微汇款小程序” before the incoming transfer can be received successfully.

Your Weixin Wallet will receive the corresponding amount in RMB.

No transaction fee is charged when making payments using your Weixin Wallet Balance.

However, if you use an international bank card directly for Weixin Pay transactions, a 3% transaction fee may apply when a single transaction exceeds RMB 200; the exact fee is subject to what is displayed on the payment page.

No. The funds in your Weixin Wallet Balance do not expire and can be used at any time for supported Weixin Pay services such as payments, transfers, and withdrawals.

Please check the following:

1. You have completed recipient setup in the official Tenpay Global Mini Program “跨境汇款 微汇款小程序”.
2. The full name and mobile number used in OCBC app match your Weixin Pay real-name information.
3. Your Weixin Pay account is active and able to receive funds.
4. You have waited up to the normal processing time of around 30 minutes after successful verification.

You may also follow the Tenpay Global Remittance / Tenpay Global 跨境汇款 Official Account to receive remittance push notifications and check remittance status.

No. Linking an overseas card to Weixin Pay allows you to pay using that card, but card-based payments may be subject to transaction fees depending on the amount and card type.

With this feature, you are remitting funds into your Weixin Wallet Balance, which can then be used for local-style payment experiences such as merchant QR payments, personal QR payments, transfers, Mini Program payments, and Red Packets.

In Weixin, go to Me → Pay & Services → Wallet. Your current Balance should be displayed under Wallet.

For detailed Weixin Balance-related questions, Weixin’s official FAQ can be accessed via Me → Pay & Services → Wallet → Weixin Balance → FAQ .