Help And Support

Accounts - 360 Account - Spend Bonus

Frequently asked questions
  • How do I qualify for the Spend Bonus Interest?

    You need to spend a minimum of S$500 on your OCBC 365 Credit Card. Eligible transactions with posting date within the calendar month will be considered, less off and excluding amounts in all transactions that are terminated, voided, reversed or cancelled.

    You must also be the Primary Account Holder of the OCBC 360 Account as well as the Principal Cardmember of the OCBC 365 Credit Card.

    If there are multiple joint account holders, only card spends by the Primary Account holder who is the principal cardmember will be considered in meeting the Credit Card Spend Bonus requirement.

    Transactions charged by the Supplementary Credit Card will be aggregated and consolidated under the Principal Credit Card.

  • Does my spend from other OCBC Credit Cards qualify for the Spend Bonus Interest?

    No. Only spends charged to the OCBC 365 Credit Card qualify for this bonus interest.

  • What about the existing rebates for my OCBC 365 Credit Card?

    On top of the bonus interest, you will also enjoy all existing privileges of the OCBC 365 Credit Card. Hence, you could be doubly rewarded! Should you not qualify for the bonus interest, you will still enjoy all the privileges of the OCBC 365 Credit Card.

  • What transactions are excluded from this bonus?

    Examples of transactions that do not qualify for this bonus:

    • Balance transfers
    • Cash-On-Instalment
    • Cash advance
    • PayLite
    • Fees and charges

    Any transaction 1) on credit cards that are terminated at any time and 2) that is subsequently cancelled, reversed or made void, will not qualify.

    The full list of excluded transactions can be found in the Terms and conditions governing OCBC 365 Credit Card Cashback Programme (with effect from 1 April 2021).

  • Where can I apply for the OCBC 365 Credit Card?

    You can navigate to the OCBC 365 Credit Card page to apply.