360 Account - Insure Bonus | Help and Support | OCBC Singapore

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Accounts - 360 Account - Insure Bonus

Frequently asked questions
  • How do I qualify for the Insure Bonus interest?

    You need to purchase any eligible insurance product of at least the minimum amount through OCBC Bank to earn up to 2.00% a year. Purchases of the same financial product will be aggregated, if their effective date post free look/cancellation period or 14 days, whichever is longer, falls in the same calendar month.

    For illustration purpose:

    Table below shows a customer who purchases an eligible insurance product in June 2025, with S$100,000 account balance from June 2025 to May 2026.

    Month Account balance Insure Bonus Interest (% a year)
    June 2025 S$100,000 1.20% on the first S$75,000 and 2.40% on the next S$25,000
    July 2025
    August 2025
    September 2025
    October 2025
    November 2025
    December 2025
    January 2026
    February 2026
    March 2026
    April 2026
    May 2026 1.00% on the first S$75,000 and 2.00% on the next S$25,000

    Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.

  • When will I receive the Insure Bonus?

    You will receive the Insure Bonus for 12 consecutive months after the effective date of purchase post free-look period or 14 days, whichever is later. Effective date refers to the inception date of the insurance product.

    For example:

    Effective date Effective date post free look period or 14 days First month of Insure Bonus
    1 February 15 February February (Interest will be credited in March)
    20 February 4 March March (Interest will be credited in April)
  • What happens if I subsequently purchase another eligible insurance product before the completion of my current 12-month bonus period?

    The Insure Bonus earned on your 360 Account will be extended for another 12 consecutive months after the effective date of (your most recent) purchase post free-look period or 14 days, whichever is later.

  • How can I pay for the eligible insurance products?

    There are many ways to pay for insurance products:

    • Cash, cheque or credit card (except for PrimeGold Bonus 2 which also can be purchased using funds from your SRS account (any agent bank)
  • Want to find out more about eligible insurance products?

  • What insurance products are excluded from this bonus?

    These are examples of insurance products that do not qualify for this bonus:

    • Fire Insurance
    • Travel Insurance
    • Car Insurance