OCBC 90°N Card

Rediscover the way you travel with a new kind of travel card.

Why you will love this

Flexible Rewards - Travel$ offers access to miles, cash rebates and more

No expiry, no conversion fees and no cap or minimum spend requirements

Who can apply

Singaporean, Singapore PR, E-pass and S-pass holders

Anyone above 21 years old

A versatile travel companion that lets you go the distance and rewards you with more Travel$ for every spend.

Immediate perks
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Earn 8 miles on your accommodation (Till 29 February 2020)

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For Agoda transactions, bookings must be made through agoda.com/ocbc90n. Bonus miles will be credited to your account within 2 months after your departure from the hotel.

For Expedia transactions, bookings must be made through expedia.com.sg/ocbc90n.

To ensure the transaction is tracked accurately, do not access any other Agoda or Expedia landing pages after accessing this site on any browser. This promotion also cannot be used in conjunction with any other promotions/ discount codes/ Shopback.

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Earn 4 miles on your flight booking (Till 29 February 2020)

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Earn 4 miles on shopping and entertainment (Till 29 February 2020)

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Bonus miles for DFS and Shilla will be awarded for in-store spend at Changi Airport only.

Benefits
2.1 Travel$ per S$1 Foreign Currency Spend

2.1 Travel$ per S$1
Foreign Currency Spend

  • Travel$ are awarded for every S$5 spent per transaction

  • Travel$ are awarded for every S$5 spent per transaction

1.2 Travel$ per S$1 spend Local Spend (SGD)

1.2 Travel$ per S$1
Local Spend (SGD)

  • Travel$ are awarded for every S$5 spent per transaction

  • Travel$ are awarded for every S$5 spent per transaction

VOYAGE Miles are evergreen

Travel$ that do not expire, with easy redemption

  • No expiry – redeem whenever you want
  • No conversion fees from Travel$ to Miles
  • Less wastage as Miles are converted in blocks of 1,000 Travel$

  • No expiry – redeem whenever you want
  • No conversion fees from Travel$ to Miles
  • Less wastage as Miles are converted in blocks of 1,000 Travel$

Turn your Travel$ to cash rebates

Turn your Travel$ to cash rebates

  • Get cash rebates at up to 2.1% from your earned Travel$ 
  • No minimum spend and no caps
  • Use it to instantly offset your credit card bills

  • Get cash rebates at up to 2.1% from your earned Travel$ 
  • No minimum spend and no caps
  • Use it to instantly offset your credit card bills

STACK your rewards

STACK your rewards

  • Get exclusive deals on STACK Marketplace
  • Enjoy real-time points conversion across different rewards programmes

  • Get exclusive deals on STACK Marketplace
  • Enjoy real-time points conversion across different rewards programmes

E-Commerce Protection

E-Commerce Protection

All online purchases on your OCBC 90°N Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

All online purchases on your OCBC 90°N Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

Spend and win
Be among our top 100 spenders to win these exciting prizes with your OCBC 90°N card:
  • Grand prize for top 4 spenders:
    2D1N staycation package at The Barracks Hotel Sentosa, a member of Small Luxury Hotels of the World™ (worth S$885)
  • Prizes for the top 5th — 10th spenders:
    Nespresso Lattissima One Coffee Machine (Silky White)
    (worth S$448)
  • Prizes for the top 11th — 20th spenders:
    JBL Cinema SB130 Soundbar (worth S$399)
  • Prizes for the top 21st — 50th spenders:
    S$100 Takashimaya Shopping Centre Voucher
  • Prizes for the top 51st — 100th spenders:
    S$50 Takashimaya Shopping Centre Voucher

Terms and conditions apply.

Register now to participate

Promotion
Plan your next staycation with complimentary HoteLux Elite perks

Receive up to US$100 dining or spa credit, room upgrades and more. Redeem your complimentary 3-month Elite Membership with your OCBC 90°N Card.

Find out more

Start earning new travel experiences
Up to 7 Travel$ per S$1 spent on Agoda accommodations worldwide
  • 7 Travel$ per S$1 on bookings made in foreign currency
  • 6 Travel$ per S$1 on bookings made in SGD

Travel$ are awarded for every S$5 spent per transaction. Find out more about Travel$.

See booking requirements 

Mastercard Airport Experiences provided by LoungeKey: Unwind before you take-off

Make the most of your airport experience by getting access to lounges worldwide. You can also enjoy offers for dining, spas and retail as listed on the Mastercard Airport Experiences website and mobile app. 

Learn more 

Merchant Promotions
Healthcare perks
Get health and wellness deals with HealthPass

HealthPass by OCBC is the daily health app for you. Choose from over 150 general practitioners and specialists available for both telehealth and in-clinic visits, at flat consultation fees.

With a curated range of wellness services, including health screening, dental, TCM and more, taking care of your healthcare needs is now made simpler than ever.

Download HealthPass by OCBC

In-app offers for cardmembers

Pre-departure COVID-19 test

Pre-departure COVID-19 test

  • Swab test at S$135
  • Swab + Serology test (for China travellers) at S$180

Prices are for OCBC Credit Card holders only. Use code at checkout: OCBC + First 6 digits of your OCBC 90°N Card

Terms and conditions apply.

Read more

S$14 flat GP video consultation

S$14 flat GP video consultation

Apply the code: OCBC + First 8 digits of your OCBC 90°N Card during payment checkout for a GP video consultation at S$14.

*Unlimited usage of promo code for cardholders.

Terms and conditions apply.

Read more

INSTANT APPROVAL
Get and use your card instantly when you apply via MyInfo
  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*

*Excluding merchants that do not require CVV input

BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Nationality

Singaporeans, Singapore PRs, E-Pass and S-Pass Holders

Annual income

S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners


Fees

Principal card

S$192.60 a year (waived for the first year. Pay annual fee for the second year and get 10,000 miles)

Supplementary card

S$96.30 a year (waived for the first year)

Other fees and charges



Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Ready to apply?

Start earning new travel experiences with the OCBC 90°N Card this instant

FAQs
What is defined as “local spend” and “overseas spend”?

Local spend is defined as card transactions posted in Singapore dollars, and overseas spend is defined as card transactions posted in foreign currencies.

What is Travel$, and what can I use it to for?

Travel$ is a rewards currency unique to the OCBC 90°N Card. Travel$ can be used to redeem miles, rebates and other rewards listed on our product catalogue.

Is there any cap on the Travel$ I can earn each month?

There is no cap on the amount of Travel$ you can earn each month.

What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants
may make a settlement a few days after the transaction has been made, posting date may be a few
days later than the transaction date. As such, OCBC Bank has no control over when the merchant
records the transaction.

More questions and answers

OCBC 90°N Card

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New OCBC Cardmembers

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019

T&Cs apply

More information such as terms and conditions, fees and charges can be found here.

1
For Singaporeans and Permanent Residents:

NRIC

For Foreigners:

Passport
Employment Pass (EP); or S-Pass

2
S$1,000 for initial deposit
3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement