OCBC 90°N Card

Rediscover the way you travel with a new kind of travel card.

Why you will love this

Flexible Rewards - Travel$ offers access to miles, cash rebates and more

No expiry, no conversion fees and no cap or minimum spend requirements

Who can apply

Singaporean, Singapore PR, E-pass and S-pass holders

Anyone above 21 years old

Apply online

A versatile travel companion that lets you go the distance and rewards you with more Travel$ for every spend.

Immediate perks
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Earn 8 miles on your accommodation (Till 29 February 2020)

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For Agoda transactions, bookings must be made through agoda.com/ocbc90n. Bonus miles will be credited to your account within 2 months after your departure from the hotel.

For Expedia transactions, bookings must be made through expedia.com.sg/ocbc90n.

To ensure the transaction is tracked accurately, do not access any other Agoda or Expedia landing pages after accessing this site on any browser. This promotion also cannot be used in conjunction with any other promotions/ discount codes/ Shopback.

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Earn 4 miles on your flight booking (Till 29 February 2020)

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Earn 4 miles on shopping and entertainment (Till 29 February 2020)

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Bonus miles for DFS and Shilla will be awarded for in-store spend at Changi Airport only.

Benefits
2.1 Travel$ per S$1 Foreign Currency Spend

2.1 Travel$ per S$1
Foreign Currency Spend

  • Travel$ are awarded for every S$5 spent per transaction

Find out more about Travel$

  • Travel$ are awarded for every S$5 spent per transaction

Find out more about Travel$

1.2 Travel$ per S$1 spend Local Spend (SGD)

1.2 Travel$ per S$1
Local Spend (SGD)

  • Travel$ are awarded for every S$5 spent per transaction

Find out more about Travel$

  • Travel$ are awarded for every S$5 spent per transaction

Find out more about Travel$

VOYAGE Miles are evergreen

Travel$ that do not expire, with easy redemption

  • No expiry – redeem whenever you want
  • No conversion fees from Travel$ to Miles
  • Less wastage as Miles are converted in blocks of 1,000 Travel$

  • No expiry – redeem whenever you want
  • No conversion fees from Travel$ to Miles
  • Less wastage as Miles are converted in blocks of 1,000 Travel$

Turn your Travel$ to cash rebates

Turn your Travel$ to cash rebates

  • Get cash rebates at up to 2.1% from your earned Travel$ 
  • No minimum spend and no caps
  • Use it to instantly offset your credit card bills

Redeem here

  • Get cash rebates at up to 2.1% from your earned Travel$ 
  • No minimum spend and no caps
  • Use it to instantly offset your credit card bills

Redeem here

STACK your rewards

STACK your rewards

  • Get exclusive deals on STACK Marketplace
  • Enjoy real-time points conversion across different rewards programmes

  • Get exclusive deals on STACK Marketplace
  • Enjoy real-time points conversion across different rewards programmes

E-Commerce Protection

E-Commerce Protection

All online purchases on your OCBC 90°N Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

All online purchases on your OCBC 90°N Card come with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you.

Spend and win
Be among our top 100 spenders to win these exciting prizes with your OCBC 90°N card:
  • Grand prize for top 4 spenders:
    2D1N staycation package at The Barracks Hotel Sentosa, a member of Small Luxury Hotels of the World™ (worth S$885)
  • Prizes for the top 5th — 10th spenders:
    Nespresso Lattissima One Coffee Machine (Silky White)
    (worth S$448)
  • Prizes for the top 11th — 20th spenders:
    JBL Cinema SB130 Soundbar (worth S$399)
  • Prizes for the top 21st — 50th spenders:
    S$100 Takashimaya Shopping Centre Voucher
  • Prizes for the top 51st — 100th spenders:
    S$50 Takashimaya Shopping Centre Voucher

Terms and conditions apply.

Register now to participate

Promotion
Plan your next staycation with complimentary HoteLux Elite perks

Receive up to US$100 dining or spa credit, room upgrades and more. Redeem your complimentary 3-month Elite Membership with your OCBC 90°N Card.

Find out more

Start earning new travel experiences
Up to 7 Travel$ per S$1 spent on Agoda accommodations worldwide
  • 7 Travel$ per S$1 on bookings made in foreign currency
  • 6 Travel$ per S$1 on bookings made in SGD

Travel$ are awarded for every S$5 spent per transaction. Find out more about Travel$.

See booking requirements 

Mastercard Airport Experiences provided by LoungeKey: Unwind before you take-off

Make the most of your airport experience by getting access to lounges worldwide. You can also enjoy offers for dining, spas and retail as listed on the Mastercard Airport Experiences website and mobile app. 

Learn more 

Merchant Promotions
Iconic wines
Iconic wines

Up to 10% off wine and spirits

back to home

Iconic wines

Iconic wines

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
GNC
GNC

Up to 15% off supplements

back to home

GNC

GNC

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
Viu
Viu

Get 1 month free trial + up to 50% off Viu Premium subscription

back to home

Viu

Viu

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
ErgoTune
ErgoTune

Up to S$50 off ErgoTune Supreme (U.P. S$599)

back to home

ErgoTune

ErgoTune

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
Akira Back
Akira Back

10% off total bill

back to home

Akira Back

Akira Back

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
Madame Fan
Madame Fan

10% off total bill

back to home

Madame Fan

Madame Fan

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
Fat Cow
Fat Cow

15% off à la carte dinner menu with OCBC Mastercard®️

back to home

Fat Cow

Fat Cow

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
New Ubin Zhongshan Park
New Ubin Zhongshan Park

Up to 15% off total bill

back to home

New Ubin Zhongshan Park

New Ubin Zhongshan Park

10% off takeaway

Outlets:
SingPost Centre, Singapore Management University, Canberra Plaza

Terms and conditions

  1. Present your OCBC Credit or Debit Card or OCBC Pay Anyone™ app prior to ordering to enjoy the promotion.
  2. Payment must be made with an OCBC Credit or Debit Card or OCBC Pay Anyone™ app.
  3. Offer is valid from 19 February 2021 to 31 August 2021.
  4. Valid for takeaway only, while stocks last.
  5. Offer is subject to service charge and GST.
  6. Not valid in conjunction with other discounts, membership privileges, promotions, vouchers or VIP cards.
  7. OCBC reserves the right at its absolute discretion to terminate the promotion or vary, delete or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  8. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.
  9. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  10. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
View more offers
Healthcare perks
Get health and wellness deals with HealthPass

HealthPass by OCBC is the daily health app for you. Choose from over 150 general practitioners and specialists available for both telehealth and in-clinic visits, at flat consultation fees.

With a curated range of wellness services, including health screening, dental, TCM and more, taking care of your healthcare needs is now made simpler than ever.

Download HealthPass by OCBC

In-app offers for cardmembers

Pre-departure COVID-19 test

Pre-departure COVID-19 test

  • Swab test at S$135
  • Swab + Serology test (for China travellers) at S$180

Prices are for OCBC Credit Card holders only. Use code at checkout: OCBC + First 6 digits of your OCBC 90°N Card

Terms and conditions apply.

Read more

S$14 flat GP video consultation

S$14 flat GP video consultation

Apply the code: OCBC + First 8 digits of your OCBC 90°N Card during payment checkout for a GP video consultation at S$14.

*Unlimited usage of promo code for cardholders.

Terms and conditions apply.

Read more

INSTANT APPROVAL
Get and use your card instantly when you apply via MyInfo
  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*

*Excluding merchants that do not require CVV input

BEFORE YOU APPLY

Eligibility requirements

Minimum age

21 years old

Nationality

Singaporeans, Singapore PRs, E-Pass and S-Pass Holders

Annual income

S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners

Fees

Principal card

S$192.60 a year (waived for the first year. Pay annual fee for the second year and get 10,000 miles)

Supplementary card

S$96.30 a year (waived for the first year)

Other fees and charges

Fees and charges

Terms and conditions

OCBC Cardmembers Agreement

Terms and conditions governing the OCBC 90°N Card programme (with effect from 1 April 2021)

Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Ready to apply?

Start earning new travel experiences with the OCBC 90°N Card this instant

Apply online
or visit us at a branch.
Locate a branch
FAQs
 
More questions and answers
What is defined as “local spend” and “overseas spend”?

Local spend is defined as card transactions posted in Singapore dollars, and overseas spend is defined as card transactions posted in foreign currencies.

What is Travel$, and what can I use it to for?

Travel$ is a rewards currency unique to the OCBC 90°N Card. Travel$ can be used to redeem miles, rebates and other rewards listed on our product catalogue.

Is there any cap on the Travel$ I can earn each month?

There is no cap on the amount of Travel$ you can earn each month.

What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants
may make a settlement a few days after the transaction has been made, posting date may be a few
days later than the transaction date. As such, OCBC Bank has no control over when the merchant
records the transaction.

More questions and answers

OCBC 90°N Card

card
Apply now

New OCBC Cardmembers

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019

T&Cs apply

More information such as terms and conditions, fees and charges can be found here.

1
For Singaporeans and Permanent Residents:

NRIC

For Foreigners:

Passport
Employment Pass (EP); or S-Pass

2
S$1,000 for initial deposit
3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement

Each lounge visit is chargeable at USD 32 per person, per visit.

To access participating lounges, present your OCBC 90°N Card, or your digital lounge access code, together with your boarding pass and identify yourself as a LoungeKey member.

To redeem offers, select your preferred offer and generate an offer code. Present the valid offer code to the cashier and redeem the offer.

Travel$ will be awarded for every S$5 spent on a per transaction basis. Find out more about Travel$.

  • To redeem a cash rebate of S$10, 1,000 Travel$ is required.
  • Based on 2.1 Travel$ earned for every S$1 in foreign currency spend, you need to spend S$476 in order to earn 1,000 Travel$.
  • Therefore, S$10 cash rebate out of S$476 spent is equivalent to a 2.1% rebate.

Enjoy worldwide coverage for online purchases

E-Commerce Protection is provided automatically for purchases made with your OCBC 90°N Card.

It provides worldwide coverage for online purchases if:

  • Incomplete delivery or wrong item delivered.
  • Improperly functioning due to physical damage to delivered items.
  • Non-delivery of purchase after 30 days of the scheduled delivery.
  • Faster and easier claim process.

Important booking requirements

Booking period: 24 July 2020 - 30 November 2022
Stay period: 24 July 2020 - 31 December 2022

Bonus Travel$ will be credited up to 2 months after hotel check out date.

Booking must be done via www.agoda.com/90n.

To ensure booking is tracked accurately, do not access any other Agoda landing pages after accessing this site on any browser.

Only valid for prepaid bookings.

Cannot be combined with other promotions, discounts or cashback sites.

View the full terms and conditions

Travel$ Promotional Earn Rate

Foreign currency spend Selected merchants on online and groceries spend
Usual rate 2.1 1.2
Promotional rate 2.3 1.4

Promotional rate applies for every S$1 spent in the above mentioned categories, capped at the first S$1,000 spent (combined and calculated cumulatively). Limited to the first 10,000 customers.