OCBC 90°N Card

Rediscover the way you travel with a new kind of travel card.

Why you will love this

Earn 1.2 miles per S$1 on local spend

Earn 2.1 miles per S$1 on foreign currency spend

Who can apply

Singaporean, Singapore PR, E-pass and S-pass holders

Anyone above 21 years old

A versatile travel companion that lets you go the distance and rewards you with more miles for every spend.

Immediate perks

Earn 8 miles on your accommodation (Till 29 February 2020)


For Agoda transactions, bookings must be made through agoda.com/ocbc90n. Bonus miles will be credited to your account within 2 months after your departure from the hotel.

For Expedia transactions, bookings must be made through expedia.com.sg/ocbc90n.

To ensure the transaction is tracked accurately, do not access any other Agoda or Expedia landing pages after accessing this site on any browser. This promotion also cannot be used in conjunction with any other promotions/ discount codes/ Shopback.


Earn 4 miles on your flight booking (Till 29 February 2020)


Earn 4 miles on shopping and entertainment (Till 29 February 2020)


Bonus miles for DFS and Shilla will be awarded for in-store spend at Changi Airport only.


Every S$1 spent earns you Travel$, where 1 Travel$ = 1 mile.

Miles for local and foreign currency spend

S$1 = 2.1 miles on foreign currency spend

S$1 = 1.2 miles on local spend

Miles that do not expire, with easy redemption

Less wastage on miles when redeeming your flights - make conversion in blocks of 1,000 Travel$ with no conversion fees. Redeem whenever you want. View the full catalogue here.

Convert your Travel$ to cashback

Get cashback at 1.2% from your earned Travel$.

STACK your rewards

Enjoy real-time points conversion across different rewards programmes and get exclusive deals on STACK Marketplace!

Start earning new travel experiences

Mastercard Airport Experiences provided by LoungeKey: Unwind before you take-off

Make the most of your airport experience by getting access to lounges worldwide. You can also enjoy offers for dining, spas and retail as listed on the Mastercard Airport Experiences website and mobile app. 

Learn more 



Book from now till 30 November 2020.

Up to 10% cashback on accommodation bookings

How to enjoy your offer:

Visit www.booking.com/ocbc Log in or subscribe to Booking.com Search and select your desired property Payment must be made with an OCBC Credit or Debit Card Booking confirmation will be sent to the email address used for the reservation Cashback will be credited to the cardmember's billing statement within sixty five (65) days after completion of stay in the accommodation

Terms and Conditions

  • The promotion is valid from 18 November 2019 until 30 November 2020.
  • Payment must be made with an OCBC Credit or Debit Card.
  • Applicable for booking of merchant hotels at participating destinations and designated hotels made through a dedicated URL: www.booking.com/ocbc, cardmembers must provide consent to share their credit card details to Booking.com's fulfilment partner for processing of the cashback by ticking on the consent box.
  • Not eligible for bookings made through the Booking.com mobile app or www.booking.com, cancelled, "no show" cash payment and bookings with changes to the credit card details after the booking was processed.
  • The cashback is only applicable for room charges only. Other fees and charges, including but not limited to taxes, service charges, food and beverage, or room service charges will not be eligible for the cashback.
  • The cashback will be calculated based on the original booking value in Euros and will be credited in Euros, subject to foreign exchange charges. Should any amendments be made after the booking, the cashback will be adjusted accordingly and will be calculated based on the latest booking value.
  • In the event of a cancellation or refund of the booking made through the OCBC Credit or Debit Card under or pursuant to this Agreement, the cashback will not be awarded.
  • The cashback will be credited to customer's card account within 65 days after completion of stay at the accommodation.
  • Not valid in conjunction with other discount, membership privileges, promotions or vouchers.
  • Discount, vouchers and privileges are not exchangeable for cash, kind or other goods and services.
  • Merchant's terms and conditions apply. For inquiries and concerns about the offer, you may call Booking.com Customer Service at https://www.booking.com/content/contact-us.html
  • OCBC and the Merchant reserve the right to amend the conditions of this promotion without prior notice.
  • OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of any product/service. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of any product/service by any person.



Book by 31 December 2020. Travel by 31 March 2021.

10% off hotel bookings
Enter your OCBC voucher code : OCBCHOTEL10 S$15 off a min. spend of S$500 on travel package
Enter Voucher Code: OCBCPKG15

Hotels eligible for voucher use have to be prepaid, labelled 'Expedia Rate' and not on the exclusion list.

Terms and Conditions

  • Payment must be made with OCBC Credit/Debit cards.
  • All bookings must be made through www.expedia.com.sg/ocbc.
  • Coupon code must be applied at the payment page to enjoy the discount.
  • Coupon code: OCBCHOTEL10 is only applicable for hotel booking via the URL above only.
  • Coupon code: OCBCPKG15 is only applicable for a non-refundable Hotel + Flight packages purchased via the URL above.
  • Only one coupon code per transaction may be used at any one time.
  • In the event of any Expedia Flash Sales, this coupon code will also apply as long as you are an Expedia member.
  • The coupon code can only be redeemed against bookings which are for 'Eligible Hotels', labelled 'Expedia Rate'. Hotel exclusions can be found on https://www.expedia.com.sg/lp/coupon-exclude-hotels. The exclusion list may be amended from time to time without prior notice.
  • The coupon code cannot be redeemed against taxes, tax recovery charges, supplier fees, cancellation or change fees/penalties, administrative fees or other miscellaneous charges.
  • Bookings are subject to availability and the hotel's terms and conditions.
  • Not valid in conjunction with other promotions, vouchers and/or discounts, unless otherwise stated.
  • OCBC Bank shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of any goods and services.
  • Notwithstanding anything herein, OCBC Bank shall not be responsible or held liable for any defect or malfunction in any goods or services, and/or for any loss, injury, damage or harm suffered or incurred by or in connection with the use of any goods or services by any person.
  • OCBC Bank's decision on all matters relating to privileges or terms and conditions will be final and binding on all participants.
  • Merchant's terms and conditions apply, please contact merchant for full details.
Get and use your card instantly when you apply via MyInfo
  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*

*Excluding merchants that do not require CVV input


Eligibility requirements

Minimum age

21 years old


Singaporeans, Singapore PRs, E-Pass and S-Pass Holders

Annual income

S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners


Principal card

S$192.60 a year (waived for the first year. Pay annual fee for the second year and get 10,000 miles)

Supplementary card

S$96.30 a year (waived for the first year)

Other fees and charges

Click here for more fees and charges

Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Ready to apply?

Start earning new travel experiences with the OCBC 90°N Card this instant

What is defined as “local spend” and “overseas spend”?

Local spend is defined as card transactions posted in Singapore dollars, and overseas spend is defined as card transactions posted in foreign currencies.

What is Travel$, and what can I use it to for?

Travel$ is a rewards currency unique to the OCBC 90°N Card. Travel$ can be used to redeem miles, rebates and other rewards listed on our product catalogue.

Is there any cap on the Travel$ I can earn each month?

There is no cap on the amount of Travel$ you can earn each month.

What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants
may make a settlement a few days after the transaction has been made, posting date may be a few
days later than the transaction date. As such, OCBC Bank has no control over when the merchant
records the transaction.

More questions and answers

OCBC 90°N Card


New OCBC Cardmembers

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019

T&Cs apply

More information such as terms and conditions, fees and charges can be found here.

For Singaporeans and Permanent Residents:


For Foreigners:

Employment Pass (EP); or S-Pass

S$1,000 for initial deposit
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement