Explorer

Do not worry. Travel happy.

Why you will love this

Choose from three base plans with optional add-ons for greater coverage

Reimbursements for inconveniences, disruptions & medical expenses incurred while travelling

Additional coverage available for sports equipment, laptops, netbooks and tablets

Who can apply

Adult above 18 years old

Child between 3 months and 18 years old or full-time student below 24 years old can apply for child coverage

Singaporean, Singapore PR or foreigner with a valid pass/work permit

Be ready for every adventure. We've got your back, so you can make the most of your travels. 

IMPORTANT ANNOUNCEMENT

COVID-19 situation has been widely reported in the media, and Ministry of Foreign Affairs, Singapore and World Health Organisation have issued several health/travel alerts in the past months. In view that COVID-19 will affect more countries, we consider these developments to be a known Event globally from 4 March 2020.

We will not cover any claims arising from this Event globally if your policy was issued on or after 4 March 2020. For policies issued prior to 4 March 2020, we will assess claims based on the policy terms and conditions.

Notwithstanding the above, for travel to Hubei Province, Mainland China or South Korea, we will not provide coverage for all benefits for travel to, from and through these destinations, if the policy or trip was purchased after:

  • 24 January 2020, 9.30am for Hubei Province
  • 28 January 2020, 11.59pm for Mainland China
  • 25 February 2020, 11.59pm for South Korea

As the situation develops, policy coverage may change due to the Event.

For travel insurance policy bought on or after Event, such as strike, riot, natural disaster, etc. reported by the media and/or as advised by the authorities, there will be no coverage arising from the known Event. Please email us at GICare-sg@greateasterngeneral.com or contact +65 6248 2888 (9am to 5.30pm, Mon-Fri, excluding public holidays) for assistance. Thank you.

Explorer offers you coverage with reimbursement for travel inconveniences, disruptions and medical expenses incurred while travelling.

Please refer to the table below for the Individual Cover limits. The limits under Family Cover are subject to the Individual Cover limits under the same plan for each Insured Person.

Coverage Starter Plan
Basic coverage
Essential Plan
Enhanced coverage
Ultimate Plan
Most comprehensive coverage
Death

Accidental Death and Permanent Disablement

Adult

S$150,000

S$300,000

S$500,000

Elderly adult age 70 and above

S$75,000

S$150,000

S$250,000

Child

S$45,000

S$90,000

S$150,000

Maximum aggregate limit for Family Cover

S$375,000

S$750,000

S$1,000,000

Accidental Death on Public Transport

Adult

S$300,000

S$600,000

S$1,000,000

Elderly adult age 70 and above

S$150,000

S$300,000

S$500,000

Child

S$90,000

S$180,000

S$300,000

Maximum aggregate limit for Family Cover

S$750,000

S$1,500,000

S$2,000,000

Medical

Medical reimbursement

(a)  Medical expenses incurred overseas

Adult

S$300,000

S$500,000

S$700,000

Elderly adult age 70 and above

S$90,000

S$150,000

S$210,000

Child

S$120,000

S$200,000

S$280,000

Maximum aggregate limit for Family Cover

S$1,000,000

S$2,000,000

$2,500,000

Medical reimbursement

(b)  Medical expenses incurred in Singapore

Adult

S$15,000

S$25,000

S$35,000

Elderly adult age 70 and above

S$4,500

S$7,500

S$10,500

Child

S$6,000

S$10,000

S$14,000

Maximum aggregate limit for Family Cover

S$50,000

S$100,000

S$125,000

Medical reimbursement

(c)  Traditional Chinese Medical (TCM) treatment

Maximum Aggregate Limit for TCM visit

S$600

S$750

S$1,000

Maximum Aggregate Limit for (a), (b) and (c)

Adult

S$300,000

S$500,000

S$700,000

Elderly adult age 70 and above

S$90,000

S$150,000

S$210,000

Child

S$120,000

S$200,000

S$280,000

Maximum aggregate limit for Family Cover

S$1,000,000

S$2,000,000

S$2,500,000

Hospital cash

(a)  Hospital confinement

Hospital Confinement Overseas Each Insured Person in respect of each full day of Hospital Confinement

S$200 per day

Maximum S$20,000

S$200 per day
Maximum S$30,000

S$200 per day

Maximum S$40,000

Hospital Confinement in Singapore upon immediate return from Overseas Each Insured Person in respect of each full day of Hospital Confinement

S$100 per day

Maximum $7,000

S$100 per day

Maximum S$1,000

S$100 per day

Maximum S$1,500

Hospital cash

(b)  Hospital visitation/compassionate visit

Pays travelling and hotel accommodation expenses incurred by one relative/friend if the Insured Person is hospitalised for more than 5 days or is deceased whilst Overseas

S$10,000

S$15,000

S$20,000

Hospital cash

(c) Child companion

Pays travelling and hotel accommodation expenses incurred by one relative/friend to accompany the Insured Person's children back to Singapore following the hospitalisation of the Insured Person whilst Overseas

S$10,000

S$15,000

S$20,000

Emergency medical evacuation

Covers all Appointed Assistance Company emergency medical evacuation expenses

S$1,000,000

S$1,000,000

S$1,000,000

Repatriation of mortal remains

A. Covers all Appointed Assistance Company expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore

S$50,000

S$100,000

S$150,000

B. Burial of Mortal Remains Pay the reasonable expenses incurred for the funeral if the Insured Person suffers injury during the Trip which within ninety (90) days of its happening is the sole cause of his/her death

S$1,000

S$2,000

S$3,500

Emergency telephone charges

Pays actual mobile phone charges incurred for engaging the services of our Appointed Assistance Company for which a claim has been admitted under Accidental Death and Disablement, Accidental Death on Public Transport or Hopsital visitation/Compassionate Visit or Child Companion benefit

S$100

S$200

S$300

Maximum aggregate limit

Maximum Aggregate Limit for Emergency Medical evacuation, Repatriation of mortal remains, Hospital Visitation/Compassionate Visit, Child Companion and Emergency Telephone Charges

S$1,000,000

S$1,000,000

S$1,000,000

Travel

Trip cancellation

Reimburses irrecoverable travel and accommodation expenses paid in advance if the Trip is cancelled

S$5,000

S$10,000

S$15,000

Maximum aggregate limit for Family Cover

S$15,000

S$30,000

S$40,000

Trip postponement

Reimburses administrative charges for travel and accommodation expenses paid in advance if the Trip is postponed

S$500

S$1,000

S$1,500

Maximum aggregate limit for Family Cover

S$1,500

S$3,000

S$4,000

Trip interruption

Covers the unused portion of the Trip due to Hospitalisation of the Insured Person

S$1,500

S$3,000

S$4,000

Maximum aggregate limit for Family Cover

S$4,000

S$7,500

S$10,000

Trip curtailment

Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip

S$5,000

S$10,000

S$15,000

Maximum aggregate limit for Family cover

S$15,000

S$30,000

S$40,000

Overbooked flight

Fails to board the aircraft whilst Overseas due to overbooking of the flight in which a confirmed reservation had been received from the airline and no alternative transportation is made available

S$150

S$200

S$300

Maximum aggregate limit for Family Cover

S$400

S$500

S$750

Travel missed connection

Confirmed onward travel connection whilst Overseas is missed at the transfer point due to the late arrival of Your incoming confirmed connecting scheduled Common Carrier and no onward transportation is made available

S$150

S$200

S$300

Maximum aggregate limit for Family Cover

S$400

S$500

S$750

Travel delay

Insured Person's flight is delayed due to events specified in the Policy which prevents the Insured Person from continuing his/her Journey and the Insured Person is delayed from arriving at his/her planned destination by at least six (6) consecutive hours while Overseas

S$100 Every 6 Hours

Maximum S$1,000

S$100 Every 6 Hours

Maximum S$2,000

S$100 Every 6 Hours

Maximum S$3,000

Flight delay by at least six (6) consecutive hours while in Singapore

S$100 Every 6 Hours

Maximum S$500

S$100 Every 6 Hours

Maximum S$500

S$100 Every 6 Hours

Maximum S$500

Delay due to hijack

Insured Person's flight is delayed due to Hijack which prevents the Insured Person from continuing his/her Journey and the Insured Person is delayed from arriving at his/her planned destination by at least six (6) consecutive hours

S$250 Every 6 Hours

Maximum S$7,500

S$250 Every 6 Hours

Maximum S$7,500

S$250 Every 6 Hours

Maximum S$7,500

Maximum Aggregate limit for Trip Interruption, Trip Curtailment, Overbooked Flight, Travel Missed Connection, Travel Delay and Delay due to Hijack

Individual

S$7,500

S$10,000

S$15,000

Maximum aggregate limit for Family Cover

S$15,000

S$30,000

S$40,000

Personal liability

Legal liability to third party any one occurrence and in the aggregate

S$500,000

S$1,000,000

S$1,000,000

Baggage loss

Covers loss or damage to baggage, clothing and personal effects. Maximum S$500 for any one article or a pair or a set of articles, S$1,000 in the aggregate for laptop computer, netbook and tablet and S$500 in the aggregate for handphones and spectacles

S$3,000

S$5,000

S$7,500

Personal money

A. Loss of Money Covers loss of money due to robbery, burglary, theft or natural disasters

S$350

S$500

S$750

B. Fraudulent Credit Card Usage Pays the financial loss whilst Overseas due to unauthorized charges being made from the Insured Person's Payment Card

S$1,000

S$2,000

S$3,500

Travel documents

Pays the replacement cost for passports, travel tickets and other relevant travel documents

S$3,000

S$5,000

S$7,500

Baggage delay

Insured Person's checked-in Baggage is delayed whilst Overseas for at least six (6) consecutive hours

S$200 Every 6 Hours

Maximum S$1,000

S$200 Every 6 Hours

Maximum S$1,000

S$200 Every 6 Hours

Maximum S$1,000

Insured Person's checked-in Baggage is delayed whilst in Singapore for at least six (6) consecutive hours

Maximum S$200

Maximum S$200

Maximum S$200

Maximum Aggregate Limit for Baggage Loss, Personal Money and Travel Documents

S$3,000

S$5,000

S$7,500

Others

Kidnap and Hostage

Pays for every six (6) hours if the Insured Person is kidnapped whilst travelling Overseas

S$200 Every 6 Hours

Maximum S$5,000

S$200 Every 6 Hours

Maximum S$5,000

S$200 Every 6 Hours

Maximum S$5,000

Terrorism extension

Applies to Accidental Death and Disablement, Accidental Death on Public Transport, Medical expenses incurred overseas and Emergency Medical Evacuation section of the policy only if they occur as a result of an Act of Terrorism (Excluding use of biological, chemical agents or nuclear devices)

S$100,000

S$100,000

S$100,000

Automatic extension of cover

Extends the cover automatically without additional premium under specified circumstances

Covered

Covered

Covered

Leisure adventurous activities

Covers activities listed in the Policy

Not covered

Not covered

Not covered

Death

Accidental Death and Permanent Disablement

Adult
Starter Plan
Basic coverage

S$150,000

Essential Plan
Enhanced coverage

S$300,000

Ultimate Plan
Most comprehensive coverage

S$500,000

Elderly adult age 70 and above
Starter Plan
Basic coverage

S$75,000

Essential Plan
Enhanced coverage

S$150,000

Ultimate Plan
Most comprehensive coverage

S$250,000

Child
Starter Plan
Basic coverage

S$45,000

Essential Plan
Enhanced coverage

S$90,000

Ultimate Plan
Most comprehensive coverage

S$150,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$375,000

Essential Plan
Enhanced coverage

S$750,000

Ultimate Plan
Most comprehensive coverage

S$1,000,000

Accidental Death on Public Transport

Adult
Starter Plan
Basic coverage

S$300,000

Essential Plan
Enhanced coverage

S$600,000

Ultimate Plan
Most comprehensive coverage

S$1,000,000

Elderly adult age 70 and above
Starter Plan
Basic coverage

S$150,000

Essential Plan
Enhanced coverage

S$300,000

Ultimate Plan
Most comprehensive coverage

S$500,000

Child
Starter Plan
Basic coverage

S$90,000

Essential Plan
Enhanced coverage

S$180,000

Ultimate Plan
Most comprehensive coverage

S$300,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$750,000

Essential Plan
Enhanced coverage

S$1,500,000

Ultimate Plan
Most comprehensive coverage

S$2,000,000

Medical

Medical reimbursement

(a)  Medical expenses incurred overseas

Adult
Starter Plan
Basic coverage

S$300,000

Essential Plan
Enhanced coverage

S$500,000

Ultimate Plan
Most comprehensive coverage

S$700,000

Elderly adult age 70 and above
Starter Plan
Basic coverage

S$90,000

Essential Plan
Enhanced coverage

S$150,000

Ultimate Plan
Most comprehensive coverage

S$210,000

Child
Starter Plan
Basic coverage

S$120,000

Essential Plan
Enhanced coverage

S$200,000

Ultimate Plan
Most comprehensive coverage

S$280,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$1,000,000

Essential Plan
Enhanced coverage

S$2,000,000

Ultimate Plan
Most comprehensive coverage

$2,500,000

Medical reimbursement

(b)  Medical expenses incurred in Singapore

Adult
Starter Plan
Basic coverage

S$15,000

Essential Plan
Enhanced coverage

S$25,000

Ultimate Plan
Most comprehensive coverage

S$35,000

Elderly adult age 70 and above
Starter Plan
Basic coverage

S$4,500

Essential Plan
Enhanced coverage

S$7,500

Ultimate Plan
Most comprehensive coverage

S$10,500

Child
Starter Plan
Basic coverage

S$6,000

Essential Plan
Enhanced coverage

S$10,000

Ultimate Plan
Most comprehensive coverage

S$14,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$50,000

Essential Plan
Enhanced coverage

S$100,000

Ultimate Plan
Most comprehensive coverage

S$125,000

Medical reimbursement

(c)  Traditional Chinese Medical (TCM) treatment

Maximum Aggregate Limit for TCM visit
Starter Plan
Basic coverage

S$600

Essential Plan
Enhanced coverage

S$750

Ultimate Plan
Most comprehensive coverage

S$1,000

Maximum Aggregate Limit for (a), (b) and (c)

Adult
Starter Plan
Basic coverage

S$300,000

Essential Plan
Enhanced coverage

S$500,000

Ultimate Plan
Most comprehensive coverage

S$700,000

Elderly adult age 70 and above
Starter Plan
Basic coverage

S$90,000

Essential Plan
Enhanced coverage

S$150,000

Ultimate Plan
Most comprehensive coverage

S$210,000

Child
Starter Plan
Basic coverage

S$120,000

Essential Plan
Enhanced coverage

S$200,000

Ultimate Plan
Most comprehensive coverage

S$280,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$1,000,000

Essential Plan
Enhanced coverage

S$2,000,000

Ultimate Plan
Most comprehensive coverage

S$2,500,000

Hospital cash

(a)  Hospital confinement

Hospital Confinement Overseas Each Insured Person in respect of each full day of Hospital Confinement
Starter Plan
Basic coverage

S$200 per day

Maximum S$20,000

Essential Plan
Enhanced coverage

S$200 per day
Maximum S$30,000

Ultimate Plan
Most comprehensive coverage

S$200 per day

Maximum S$40,000

Hospital Confinement in Singapore upon immediate return from Overseas Each Insured Person in respect of each full day of Hospital Confinement
Starter Plan
Basic coverage

S$100 per day

Maximum $7,000

Essential Plan
Enhanced coverage

S$100 per day

Maximum S$1,000

Ultimate Plan
Most comprehensive coverage

S$100 per day

Maximum S$1,500

Hospital cash

(b)  Hospital visitation/compassionate visit

Pays travelling and hotel accommodation expenses incurred by one relative/friend if the Insured Person is hospitalised for more than 5 days or is deceased whilst Overseas
Starter Plan
Basic coverage

S$10,000

Essential Plan
Enhanced coverage

S$15,000

Ultimate Plan
Most comprehensive coverage

S$20,000

Hospital cash

(c) Child companion

Pays travelling and hotel accommodation expenses incurred by one relative/friend to accompany the Insured Person's children back to Singapore following the hospitalisation of the Insured Person whilst Overseas
Starter Plan
Basic coverage

S$10,000

Essential Plan
Enhanced coverage

S$15,000

Ultimate Plan
Most comprehensive coverage

S$20,000

Emergency medical evacuation

Covers all Appointed Assistance Company emergency medical evacuation expenses
Starter Plan
Basic coverage

S$1,000,000

Essential Plan
Enhanced coverage

S$1,000,000

Ultimate Plan
Most comprehensive coverage

S$1,000,000

Repatriation of mortal remains

A. Covers all Appointed Assistance Company expenses incurred in returning the remains of the Insured Person who suffered loss of life during the Trip to Singapore
Starter Plan
Basic coverage

S$50,000

Essential Plan
Enhanced coverage

S$100,000

Ultimate Plan
Most comprehensive coverage

S$150,000

B. Burial of Mortal Remains Pay the reasonable expenses incurred for the funeral if the Insured Person suffers injury during the Trip which within ninety (90) days of its happening is the sole cause of his/her death
Starter Plan
Basic coverage

S$1,000

Essential Plan
Enhanced coverage

S$2,000

Ultimate Plan
Most comprehensive coverage

S$3,500

Emergency telephone charges

Pays actual mobile phone charges incurred for engaging the services of our Appointed Assistance Company for which a claim has been admitted under Accidental Death and Disablement, Accidental Death on Public Transport or Hopsital visitation/Compassionate Visit or Child Companion benefit
Starter Plan
Basic coverage

S$100

Essential Plan
Enhanced coverage

S$200

Ultimate Plan
Most comprehensive coverage

S$300

Maximum aggregate limit

Maximum Aggregate Limit for Emergency Medical evacuation, Repatriation of mortal remains, Hospital Visitation/Compassionate Visit, Child Companion and Emergency Telephone Charges
Starter Plan
Basic coverage

S$1,000,000

Essential Plan
Enhanced coverage

S$1,000,000

Ultimate Plan
Most comprehensive coverage

S$1,000,000

Travel

Trip cancellation

Reimburses irrecoverable travel and accommodation expenses paid in advance if the Trip is cancelled
Starter Plan
Basic coverage

S$5,000

Essential Plan
Enhanced coverage

S$10,000

Ultimate Plan
Most comprehensive coverage

S$15,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$15,000

Essential Plan
Enhanced coverage

S$30,000

Ultimate Plan
Most comprehensive coverage

S$40,000

Trip postponement

Reimburses administrative charges for travel and accommodation expenses paid in advance if the Trip is postponed
Starter Plan
Basic coverage

S$500

Essential Plan
Enhanced coverage

S$1,000

Ultimate Plan
Most comprehensive coverage

S$1,500

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$1,500

Essential Plan
Enhanced coverage

S$3,000

Ultimate Plan
Most comprehensive coverage

S$4,000

Trip interruption

Covers the unused portion of the Trip due to Hospitalisation of the Insured Person
Starter Plan
Basic coverage

S$1,500

Essential Plan
Enhanced coverage

S$3,000

Ultimate Plan
Most comprehensive coverage

S$4,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$4,000

Essential Plan
Enhanced coverage

S$7,500

Ultimate Plan
Most comprehensive coverage

S$10,000

Trip curtailment

Reimburses irrecoverable or additional travel and accommodation expenses incurred or forfeited after the commencement of the Trip
Starter Plan
Basic coverage

S$5,000

Essential Plan
Enhanced coverage

S$10,000

Ultimate Plan
Most comprehensive coverage

S$15,000

Maximum aggregate limit for Family cover
Starter Plan
Basic coverage

S$15,000

Essential Plan
Enhanced coverage

S$30,000

Ultimate Plan
Most comprehensive coverage

S$40,000

Overbooked flight

Fails to board the aircraft whilst Overseas due to overbooking of the flight in which a confirmed reservation had been received from the airline and no alternative transportation is made available
Starter Plan
Basic coverage

S$150

Essential Plan
Enhanced coverage

S$200

Ultimate Plan
Most comprehensive coverage

S$300

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$400

Essential Plan
Enhanced coverage

S$500

Ultimate Plan
Most comprehensive coverage

S$750

Travel missed connection

Confirmed onward travel connection whilst Overseas is missed at the transfer point due to the late arrival of Your incoming confirmed connecting scheduled Common Carrier and no onward transportation is made available
Starter Plan
Basic coverage

S$150

Essential Plan
Enhanced coverage

S$200

Ultimate Plan
Most comprehensive coverage

S$300

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$400

Essential Plan
Enhanced coverage

S$500

Ultimate Plan
Most comprehensive coverage

S$750

Travel delay

Insured Person's flight is delayed due to events specified in the Policy which prevents the Insured Person from continuing his/her Journey and the Insured Person is delayed from arriving at his/her planned destination by at least six (6) consecutive hours while Overseas
Starter Plan
Basic coverage

S$100 Every 6 Hours

Maximum S$1,000

Essential Plan
Enhanced coverage

S$100 Every 6 Hours

Maximum S$2,000

Ultimate Plan
Most comprehensive coverage

S$100 Every 6 Hours

Maximum S$3,000

Flight delay by at least six (6) consecutive hours while in Singapore
Starter Plan
Basic coverage

S$100 Every 6 Hours

Maximum S$500

Essential Plan
Enhanced coverage

S$100 Every 6 Hours

Maximum S$500

Ultimate Plan
Most comprehensive coverage

S$100 Every 6 Hours

Maximum S$500

Delay due to hijack

Insured Person's flight is delayed due to Hijack which prevents the Insured Person from continuing his/her Journey and the Insured Person is delayed from arriving at his/her planned destination by at least six (6) consecutive hours
Starter Plan
Basic coverage

S$250 Every 6 Hours

Maximum S$7,500

Essential Plan
Enhanced coverage

S$250 Every 6 Hours

Maximum S$7,500

Ultimate Plan
Most comprehensive coverage

S$250 Every 6 Hours

Maximum S$7,500

Maximum Aggregate limit for Trip Interruption, Trip Curtailment, Overbooked Flight, Travel Missed Connection, Travel Delay and Delay due to Hijack

Individual
Starter Plan
Basic coverage

S$7,500

Essential Plan
Enhanced coverage

S$10,000

Ultimate Plan
Most comprehensive coverage

S$15,000

Maximum aggregate limit for Family Cover
Starter Plan
Basic coverage

S$15,000

Essential Plan
Enhanced coverage

S$30,000

Ultimate Plan
Most comprehensive coverage

S$40,000

Personal liability

Legal liability to third party any one occurrence and in the aggregate
Starter Plan
Basic coverage

S$500,000

Essential Plan
Enhanced coverage

S$1,000,000

Ultimate Plan
Most comprehensive coverage

S$1,000,000

Baggage loss

Covers loss or damage to baggage, clothing and personal effects. Maximum S$500 for any one article or a pair or a set of articles, S$1,000 in the aggregate for laptop computer, netbook and tablet and S$500 in the aggregate for handphones and spectacles
Starter Plan
Basic coverage

S$3,000

Essential Plan
Enhanced coverage

S$5,000

Ultimate Plan
Most comprehensive coverage

S$7,500

Personal money

A. Loss of Money Covers loss of money due to robbery, burglary, theft or natural disasters
Starter Plan
Basic coverage

S$350

Essential Plan
Enhanced coverage

S$500

Ultimate Plan
Most comprehensive coverage

S$750

B. Fraudulent Credit Card Usage Pays the financial loss whilst Overseas due to unauthorized charges being made from the Insured Person's Payment Card
Starter Plan
Basic coverage

S$1,000

Essential Plan
Enhanced coverage

S$2,000

Ultimate Plan
Most comprehensive coverage

S$3,500

Travel documents

Pays the replacement cost for passports, travel tickets and other relevant travel documents
Starter Plan
Basic coverage

S$3,000

Essential Plan
Enhanced coverage

S$5,000

Ultimate Plan
Most comprehensive coverage

S$7,500

Baggage delay

Insured Person's checked-in Baggage is delayed whilst Overseas for at least six (6) consecutive hours
Starter Plan
Basic coverage

S$200 Every 6 Hours

Maximum S$1,000

Essential Plan
Enhanced coverage

S$200 Every 6 Hours

Maximum S$1,000

Ultimate Plan
Most comprehensive coverage

S$200 Every 6 Hours

Maximum S$1,000

Insured Person's checked-in Baggage is delayed whilst in Singapore for at least six (6) consecutive hours
Starter Plan
Basic coverage

Maximum S$200

Essential Plan
Enhanced coverage

Maximum S$200

Ultimate Plan
Most comprehensive coverage

Maximum S$200

Maximum Aggregate Limit for Baggage Loss, Personal Money and Travel Documents
Starter Plan
Basic coverage

S$3,000

Essential Plan
Enhanced coverage

S$5,000

Ultimate Plan
Most comprehensive coverage

S$7,500

Others

Kidnap and Hostage

Pays for every six (6) hours if the Insured Person is kidnapped whilst travelling Overseas
Starter Plan
Basic coverage

S$200 Every 6 Hours

Maximum S$5,000

Essential Plan
Enhanced coverage

S$200 Every 6 Hours

Maximum S$5,000

Ultimate Plan
Most comprehensive coverage

S$200 Every 6 Hours

Maximum S$5,000

Terrorism extension

Applies to Accidental Death and Disablement, Accidental Death on Public Transport, Medical expenses incurred overseas and Emergency Medical Evacuation section of the policy only if they occur as a result of an Act of Terrorism (Excluding use of biological, chemical agents or nuclear devices)
Starter Plan
Basic coverage

S$100,000

Essential Plan
Enhanced coverage

S$100,000

Ultimate Plan
Most comprehensive coverage

S$100,000

Automatic extension of cover

Extends the cover automatically without additional premium under specified circumstances
Starter Plan
Basic coverage

Covered

Essential Plan
Enhanced coverage

Covered

Ultimate Plan
Most comprehensive coverage

Covered

Leisure adventurous activities

Covers activities listed in the Policy
Starter Plan
Basic coverage

Not covered

Essential Plan
Enhanced coverage

Not covered

Ultimate Plan
Most comprehensive coverage

Not covered

The limits under Family Cover are subject to limits under the same plan for each Insured Person.

Sometimes, your basic travel coverage is not enough. That is why we have 4 add-on options to cater to your travel needs

Optional add-ons Coverage
Sports equipment cover
Covers loss of golf, diving, skiing, snowboarding and wakeboarding equipment - Maximum S$500 for any one article or a pair or a set of articles

S$1,500

Top-up cover for laptop computer, netbook and tablet under baggage loss
Additional S$1,000 coverage for loss or damage to your laptop computer, netbook and tablet

S$1,000

Rental vehicle excess
Pays the cost of the insurance excess of a car rented by the insured person if it is involved in an accident

S$1,500

Home contents
Pays for any damage due to fire to household contents of the insured Person's residence which was left vacant for the full duration of the trip

S$10,000

Sports equipment cover

Covers loss of golf, diving, skiing, snowboarding and wakeboarding equipment - Maximum S$500 for any one article or a pair or a set of articles
Optional add-ons

S$1,500

Top-up cover for laptop computer, netbook and tablet under baggage loss

Additional S$1,000 coverage for loss or damage to your laptop computer, netbook and tablet
Optional add-ons

S$1,000

Rental vehicle excess

Pays the cost of the insurance excess of a car rented by the insured person if it is involved in an accident
Optional add-ons

S$1,500

Home contents

Pays for any damage due to fire to household contents of the insured Person's residence which was left vacant for the full duration of the trip
Optional add-ons

S$10,000

promotions
promotions

Online purchase promotion

  • 50% off single trip plans
  • 25% off annual plans

Promotion valid until 30 June 2020.
Emergency help overseas
24-hour emergency assistance
Call our 24-hour emergency assistance hotline at +65 6339 2155 for travel and medical assistance.
how to claim
Claim in 3 easy steps

1

Download and print the claim form. Complete the relevant sections

2

Attach all the original receipts and relevant supporting documents

3

Email your claim to NonMotorClaims-SG@greateasterngeneral.com or mail in to:
Attention: Claims Department
Great Eastern General Insurance Limited
1 Pickering Street, #01-01
Great Eastern Centre,
Singapore 048659


Note: Retain all original receipts and documents for the next 6 months in case they are required for further investigation.

before you apply

Eligibility requirements

Minimum age

18 years old

Nationality

Singaporeans, Singapore PRs and foreigners with a valid pass/work permit

Child coverage

Children aged between 3 months and 18 years old and full-time students below 24 years old can apply for child coverage



Important notices


Policy Owner's Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the General Insurance Association (GIA) or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

ways to apply

Apply for Explorer today

Via OCBC Online Banking

More convenience with prepopulated personal details when you buy insurance via OCBC Online Banking. Choose to pay with your OCBC Savings/Current Account or OCBC Credit/Debit Card.

or

Via Great Eastern

By clicking on "Apply now", you will be leaving the OCBC Bank website to Great Eastern's website. OCBC Bank has no control over this website and is not responsible for its contents.