Personal Banking Notices | OCBC Singapore

22 December 2025

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  • Discontinuation of StarHub Top-Up Services via Mobile Banking from 30 January 2026

    With effect from 30 January 2026, the Top-Up service for StarHub prepaid cards will no longer be available in the OCBC app and OCBC ATM. Please contact StarHub for alternative payment methods.

5 December 2025

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  • Revision of Terms and Conditions governing OCBC Investment Services for Unit Trust

    With effect from 5 December 2025, clause 2.9 of the Terms and Conditions Governing OCBC Investment Services will be revised.  

    View the revised terms and conditions.

1 December 2025

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  • Discontinuation of Singapore Dollar (SGD) corporate cheque books, bulk cheque services and cheque self-printing services, effective 1 January 2026

    From 1 January 2026, we will no longer provide SGD corporate cheque books, bulk cheque services and cheque self-printing services.

    We encourage you to utilise our digital payment services, such as FAST and GIRO, for fast and secure local transfers.

    Further information regarding this industry-wide measure can be found in the Monetary Authority of Singapore (MAS) Consultation Paper and MAS Press Release.

    This message contains links to third-party websites. By accessing any such websites, you agree to our terms of use.

27 November 2025

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  • Updates to ATM Services from 31 December 2025

    Dear Customers,

    We wish to inform you that, effective 31 December 2025, we will be discontinuing the following pilot services that are only available on selected OCBC ATMs:

    • Balance inquiry using face verification
    • Cash withdrawal using face verification and ATM card PIN

    As an alternative, you may use QR Cash Withdrawal—a convenient, cardless option available via the OCBC app—to withdraw cash, and the OCBC app to view your account balances. You can also continue using your ATM card for cash withdrawals and balance inquiries.

    Please note that the GovCash service, which also uses face verification, will not be affected by this change and will continue to be available.

    Thank you for banking with us. We look forward to serving you again.

21 November 2025

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  • Notice of Early Closure on all branches

    All branches will close early on Christmas Eve, 24 December 2025 (Wednesday) and New Year’s Eve, 31 December 2025 (Wednesday) at 3pm.

    Normal operating hours will resume on 26 December 2025 (Friday) and 2 January 2026 (Friday) respectively.

  • Christmas and New Year Closure

    All branches will be closed on 25 December 2025 (Thursday) for Christmas public holiday.

    Business will resume on 26 December 2025 (Friday).

    All branches will be closed on 1 January 2026 (Thursday) for New Year public holiday.

    Business will resume on 2 January 2026 (Friday).

15 October 2025

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  • Updates to Phone Banking services from 18 November 2025

    Dear Customers,

    We wish to inform you that with effect from 18 November 2025, we are no longer offering the following services through our Phone Banking system.

    1. ESA results enquiry
    2. CPF Investment Account services
      CPF Investment Account balance enquiry
      Share holdings enquiry
      CPF Investment Account transfer to CPF Ordinary Account
    3. OCBC Credit Card points enquiry and rewards redemption

    You may continue to access these services via OCBC Internet Banking, the OCBC App, or OCBC ATMs as shown below:

    Service
    Internet Banking
    OCBC App
    ATM
    ESA Results Enquiry
    CPF Investment Account Balance Enquiry
    CPF Investment Account Shareholdings Enquiry
    CPF Investment Account Transfer to CPF Ordinary Account
    OCBC Credit Card Points
    Enquiry & Rewards Redemption

1 October 2025

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  • Updates to OCBC Bonus+ Savings Account from 1 November 2025

    Dear Customers,

    We wish to inform you that with effect from 1 November 2025, we will be revising the interest rates that we pay for the balances in the OCBC Bonus+ Savings Account. Please refer to the table below for more information.

    Bonus+ Savings Account Prevailing rates (a year) Rates from 1 November 2025 (a year)
    Monthly Save and No Withdrawal
    Bonus interest rate
    0.50%
    (10x base interest)
    0.45%
    (9x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    1.05%
    (21x base interest)
    0.90%
    (18x base interest)
    Base interest rate 0.05% 0.05%
  • Updates to OCBC Premier Dividend+ Savings Account from 1 November 2025

    Dear Customers,

    We wish to inform you that with effect from 1 November 2025, we will be revising the interest rates that we pay for the balances in the OCBC Premier Dividend+ Savings Account. Please refer to the table below for more information.

    Premier Dividend+ Savings Account Prevailing rates (a year) Rates from 1 November 2025 (a year)
    Monthly Save and No Withdrawal
    Bonus interest rate
    0.75%
    (15x base interest)
    0.55%
    (11x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    1.20%
    (24x base interest)
    1.00%
    (20x base interest)
    Base interest rate 0.05% 0.05%

24 September 2025

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  • Revised banking hours

    From 1 October 2025, we will be revising our banking hours at the following branches:
    Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, HarbourFront, Holland Village, Marine Parade, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point and White Sands

      Monday to Friday Saturday Sunday
    Banking hours 11:00am to 6:00pm 11:00am to 1:30pm Closed

22 September 2025

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  • Deepavali Day Closure

    All branches will be closed on 20 October 2025 (Monday) for Deepavali public holiday.

    Business will resume on 21 October 2025 (Tuesday).

1 September 2025

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  • Discontinuation of Non-USD Demand Draft Issuance and Centralized Issuance at OCBC Centre Branch with effect from 1 October 2025

    From 1 October 2025, we will cease issuing demand drafts in currencies other than United States Dollar (USD). Additionally, over-the-counter USD demand draft issuance will only be available at our OCBC Centre Branch, and not at other branches.Please pay via other alternatives such as telegraphic transfer.

    Please also inform payees that any demand drafts we issue must be deposited within six months of the issue date.

30 August 2025

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  • Revision of Fees and Charges guides from 1 October 2025

    The following fees will be revised or introduced -

    Safe Deposit Box (SDB)

    • Key Deposit (For new SDB opened from 1 October 2025) : S$330
    • Charge for loss of 1 key: S$220 (before GST)
    • Charge for loss of 2 keys: S$330 (before GST)
    • Force opening charges: S$130 (before GST)
    • Appointment cancellation fee: S$130 (before GST)

    FRANK Account

    • Service fee: Waived

    Please also note that we will be amending our pricing guides to reflect the above changes.

15 August 2025

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  • Overseas clearing of Australian Dollar [AUD] cheques to be discontinued

    Currently, AUD cheques we receive are cleared overseas, not in Singapore. From 15 September 2025, we will no longer accept such AUD cheques for clearing.

    Please advise those who make payments to you to use alternative payment methods, such as Telegraphic Transfers.

  • Revision to OCBC Credit Cardmembers Agreement on 31 August 2025

    On 31 August 2025, clauses 1, 17.1 and 20.1 in the OCBC Credit Cardmembers Agreement will be revised to clarify the channels we may use to contact you.

    Here are the revised clauses:

    • Clause 1
      “Specified Address” means any of your contact details (including but not limited to addresses, facsimile numbers, and electronic mail addresses) stated in the application for the Card and any other contact details: (a) which you may provide to us from time to time; (b) which we may obtain from reliable sources as determined by us (including via third parties and your online user accounts); and (c) from which any correspondence from you or purported to be from you was sent or despatched to us.
    • Clause 17.1
      COMMUNICATION AND SERVICE
      Any Card (whether issued pursuant to an application or issued in renewal or replacement of any Card), Billing Statement, notice (including notification of any PIN or Security Procedure assigned to any Card or any cardmember and of any amendments to this Agreement), demand, document (including but not limited to service of Writ of Summons or other originating process relating to or by which any legal proceedings against any cardmember is commenced by us) or any other correspondence, may be sent to or served, whether in Singapore or overseas, on any cardmember by leaving it at or by posting it to or dispatching it by facsimile transmission, phone number-based text messaging, electronic mail, ordinary pre-paid post or personal delivery, or other Internet or online communication channels or by any other means, to any Specified Address, including without limitation user account(s) which we determine to be associated with the cardmember via postings, messaging or chat systems on social media or other online services. Cardmember agrees that any such Card, statement, notice, demand, document or any other correspondence so left at or sent or despatched to any cardmember shall be effective and deemed to have been received by that cardmember:
      1. if it is delivered by hand, when it was left at the Specified Address;
      2. if by post, on the day immediately following the date of despatch; or
      3. if sent by facsimile transmission, phone number-based text messaging, electronic mail or through the aforesaid Internet or online communication channels, or any other means not expressly referenced in Clauses 17.1(a) to (c) herein, immediately on despatch.

      Cardmember further agrees and accepts that service of any documents (including Writ of Summons or other originating process) in accordance with this clause, shall be deemed to be good and valid service on the cardmember, notwithstanding that such documents may not have been received by that cardmember or returned undelivered. In addition to these any methods of service referenced herein, we may serve any document on the cardmember in any other method permitted by law.

    • Clause 20.1.
      We, at our discretion, may provide the OCBC Alert Notification Service (which includes, without limitation, the OCBC eAlerts Service (or by whatever name designated to it in the future)) through electronic mail, facsimile, short message system (SMS) or such other media as we may deem appropriate.

18 July 2025 (This notice was updated on 29 August 2025 with latest details on the steps to add OCBC cards to Google Wallet™)

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  • Change involving the adding of certain OCBC cards* to Google Wallet™

    From 31 July 2025, you will no longer be able to add OCBC cards* to Google Wallet™ using SMS One-Time Passwords (OTPs). This change comes as part of industry efforts to minimise fraud and scams.

    You may add your OCBC card to Google Wallet™ by taking these steps below:

    Step 1: Open the Google Wallet™ app and tap ‘New credit or debit card’.

    Step 2: Follow the instructions in the Google Wallet™ app to fill in the details of the card you wish to add.

    Step 3: Tap ‘Sign in to bank website’.

    Step 4: When you receive a push notification from OCBC, tap it to open the OCBC app and authorise the request by tapping ‘Confirm’.

    Step 5: Return to the Google Wallet™ app to finish adding your card. For added convenience, set the card as your default card for payment.

    * Excludes business credit/debit cards.

  • Change involving the adding of OCBC cards to Apple Wallet and Samsung Wallet

    From 31 July 2025, you must use OCBC OneToken – your digital token in the OCBC app – instead of SMS One-Time Passwords to add your OCBC card (excluding business debit/credit cards) to Apple Wallet and Samsung Wallet. This change comes as part of industry efforts to minimise fraud and scams.

    Please activate OCBC OneToken via the OCBC app if you have yet to do so. You will be able to add your OCBC card to Apple Wallet and Samsung Wallet 12 hours after activating OCBC OneToken.

  • Cut-off times extended for same-day overseas transfers made in certain currencies

    From 15 July 2025, we will extend the cut-off times for same-day overseas transfers made in IDR, HKD, CAD, CHF, DKK, EUR, GBP, NOK and SEK. Here are the new cut-off times:

    Currency code Cut-off time
    AUD, JPY, NZD, PHP 9:30AM
    IDR 1.00PM
    MYR 2.00PM
    HKD 3.30PM
    INR, LKR, THB 3.30PM
    (Value next day)
    SGD 4.30PM
    CAD, CHF, DKK, EUR, GBP, NOK and SEK 5.00PM
    USD 6.00PM

    For the full list of cut-off times for same-day overseas transfers, please refer to our Overseas Funds Transfer (Remittance) page.

9 July 2025 (This notice was amended on 22 July 2025 to update the effective date of the service cessation outlined below)

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  • Change involving the adding of certain OCBC cards to Garmin Pay™ and Fitbit Pay™

    As part of industry measures to reduce fraud and scams, we will no longer be able to support the adding of OCBC cards (excluding business debit/credit cards) to Garmin Pay™ and Fitbit Pay™ using SMS One-Time Passwords (OTPs) from 31 July 2025.

    If you wish to add your OCBC card to Garmin Pay™ and Fitbit Pay™ after that date, please take these steps between 31 July and 10 August 2025:

    Step 1: Enter your card details in Garmin Pay™ or Fitbit Pay™.

    Step 2: You will be asked to call our Personal Banking hotline – please do so to verify your request.

    Once we verify your request, your OCBC card will be added to Garmin Pay™ or Fitbit Pay™ within 48 hours. We will SMS you once this is done.

    From 11 August 2025, you will no longer be able to add OCBC cards to Garmin Pay™ and Fitbit Pay™. However, any cards added before 11 August 2025 will not be affected and can still be used to make contactless payments.

    We apologise for any inconvenience caused.

  • Revision in interest rates for 360 Account, Bonus+ Savings Account and Premier Dividend+ Savings Account from 1 August 2025

    Dear Valued Customers

    Thank you for banking with us.

    We will revise interest rates for 360 Account, Bonus+ Savings Account and Premier Dividend+ Savings Account on 1 August 2025. Please refer to the tables below for more information.

    We will continue to review our offerings in line with prevailing market conditions. 

    360 Account

    The following illustration shows how the 360 Account will work from 1 August 2025.

    Bonus interest (% a year) you will earn on the first S$100,000 of your account balance.

      SALARY SAVE SPEND INSURE INVEST GROW
      Credit your salary of at least S$1,800 through GIRO/FAST/PayNow via GIRO/PayNow via FAST. Increase your account balance by at least S$500 monthly. Charge at least S$500 to selected OCBC credit cards* each month. Buy a selected insurance product from OCBC. Buy a selected investment product from OCBC. Maintain an average daily balance of at least S$250,000.
    First S$75,000 1.20% 0.40% 0.40% 1.20%
    for 12 months
    1.20%
    for 12 months
    2.00%
    on the first S$100,000 in your account
    Next S$25,000 2.40% 0.80% 2.40%
    for 12 months
    2.40%
    for 12 months

    You will continue to earn base interest of 0.05% a year on your account balance regardless of whether you fulfil the above categories.

    *These are the OCBC 365 Credit Card, OCBC INFINITY Card, OCBC NXT Card, OCBC 90°N Card and OCBC Rewards Card.

    Bonus+ Savings Account

      Monthly no-withdrawal and save
    bonus interest rate
    Monthly no-withdrawal
    bonus interest rate
    Base interest rate
    Current rates (a year) 0.55%
    (11 times the base interest rate)
    1.20%
    (24 times the base interest rate)
    0.05%
    Rates from 1 August 2025 (a year) 0.50%
    (10 times the base interest rate)
    1.05%
    (21 times the base interest rate)
    0.05%

     

    Premier Dividend+ Savings Account

      Monthly no-withdrawal and save
    bonus interest rate
    Monthly no-withdrawal
    bonus interest rate
    Base interest rate
    Current rates (a year) 0.75%
    (15 times the base interest rate)
    1.55%
    (31 times the base interest rate)
    0.05%
    Rates from 1 August 2025 (a year) 0.75%
    (15 times the base interest rate)
    1.20%
    (24 times the base interest rate)
    0.05%
  • Updates to ATM and Visa debit card NETS contactless payment features, effective 16 July 2025

    Effective 16 July 2025, the limit set for contactless payments through NETS will be adjusted from S$100 to S$200. With this change, no PIN is required for contactless transactions made through NETS below S$200.

    For more information, view our list of Frequently Asked Questions.

  • Updates to OCBC Debit Cardmembers Agreement, effective 16 July 2025

    Effective 16 July 2025,  we will revise Clause 3.3 USE AT POINT-OF-SALE TERMINALS of the OCBC Debit Cardmembers Agreement.

    View the revised OCBC Debit Cardmembers Agreement.

  • Updates to Terms and Conditions governing Electronic Banking Services, effective 16 July 2025

    Effective 16 July 2025, we will revise Clause 2B.1 OCBC ATM Service – NETS Contactless (with effect from 26 December 2018) of the Terms and Conditions governing Electronic Banking Services.

    View the revised Terms and Conditions governing Electronic Banking Services.

  • Changes relating to the BEST-OCBC Credit Card from 1 July 2025

    From 1 July 2025, OCBC$ will no longer be awarded when the BEST-OCBC Credit Card is used.

    However, we will reduce the minimum spending required for an automatic Annual Service Fee waiver from S$5,000 to S$2,500 from that date.

    BEST-OCBC cardmembers will still earn a 3% rebate on purchases made at BEST Denki stores or the BEST Denki website (not third-party apps or sites), including those made through Instalment Payment Plans. T&Cs apply.

    We regret any inconvenience caused.

    For more details, read our Frequently Asked Questions and revised T&Cs.

  • Revision to OCBC Rewards Card benefits from 1 July 2025

    From 1 July 2025, using the OCBC Rewards Card at BEST Denki will no longer earn you a bonus 2% cash rebate. You will still earn 10 OCBC$ for every S$1 spent at selected merchants (both online and in stores).

    You may also continue to exchange OCBC$ for cash rebates, air miles, vouchers, products or experiences. T&Cs apply.

    For more details, read our Frequently Asked Questions and revised T&Cs.

  • Hari Raya Haji Day Closure

    All branches & FRANK stores will be closed on 7 June 2025 (Satuday) for the Hari Raya Haji Day public holiday

    Sunday Banking branches will resume business on 8 June 2025 (Sunday).
    Normal and Deferred banking branches will resume operation on 9 June 2025 (Monday).

30 April 2025

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  • Cease Cheque Services on Online Banking

    From 1 June 2025, these cheque services will only be available online through the OCBC app.

    • Cheque book request
    • Cheque status enquiry
    • Stop payment of a cheque or a range of cheques

    Don’t have the OCBC app? Download now at your device’s official app store for greater banking convenience.

29 April 2025

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  • Updates to OCBC Bonus+ Savings Account from 1 June 2025

    Dear Customers

    We wish to inform you that with effect from 1 June 2025, we will be revising the interest rates that we pay on the OCBC Bonus+ Savings Account. Please refer to the table below for more information.

    Bonus+ Savings Account Prevailing rates
    (a year)
    Rates from 1 June 2025
    (a year)
    Monthly Save and No Withdrawal
    Bonus interest rate
    0.65%
    (13x base interest)
    0.55%
    (11x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    1.65%
    (33x base interest)
    1.2%
    (24x base interest)
    Base interest rate 0.05% 0.05%
  • Updates to OCBC Premier Dividend+ Savings Account from 1 June 2025

    Dear Customers

    We wish to inform you that with effect from 1 June 2025, we will be revising the interest rates that we pay on the OCBC Premier Dividend+ Savings Account. Please refer to the table below for more information.

    Premier Dividend+
    Savings Account
    Prevailing rates
    (a year)
    Rates from 1 June 2025
    (a year)
    Monthly Save and No Withdrawal
    Bonus interest rate
    0.95%
    (19x base interest)
    0.75%
    (15x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    1.95%
    (39x base interest)
    1.55%
    (31x base interest)
    Base interest rate 0.05% 0.05%

24 April 2025

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  • Removal of feature relating to OCBC credit card bill payments

    From 30 May 2025, you will no longer be able to authorise someone new to pay your OCBC credit card bills.

    Anyone you have already authorised can continue to make payment. As usual, your credit card account(s) and any outstanding amount(s) will be shown in his/her OCBC app and Internet Banking.

    If you wish to have someone else pay your bills, simply have him/her take these steps:

    • Via OCBC Internet Banking: Log in > Transfers & Payments > Bill Payment > Add Billing Organization > OCBC CREDIT CARD
    • Via the OCBC app: Log in > Pay & Transfer > Bills > Pay new bill > OCBC CREDIT CARD

    He/she will not be able to see details of your credit card account(s). You will have to inform him/her of the outstanding amount(s).

23 April 2025

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  • Polling Day Closure

    All branches & FRANK stores will be closed on 3 May 2025 (Saturday) for the Polling Day public holiday.

    Sunday Banking branches will resume business on 4 May 2025 (Sunday).
    Normal and Deferred banking will resume operation on 5 May 2025 (Monday).

  • Vesak Day Closure

    All branches & FRANK stores will be closed on 12 May 2025 (Monday) for the Vesak Day public holiday.

    Business will resume on 13 May 2025 (Tuesday).

  • Revision of "OCBC Credit Cardmembers Agreement", effective 2 April 2025

    Effective 2 April 2025, the following clauses regarding card designs will be added into the OCBC Credit Cardmembers Agreement:

    23. CARD DESIGN 

    23.1 You acknowledge and agree that if you are eligible and apply for any Card for which we offer the feature for change of Card Designs (as defined below):  You agree not to publish, modify, adapt, duplicate, reproduce, distribute or create any derivative work from any card designs (including any artwork, logos, trademarks and/or designs contained therein) (the “Card Designs”) without the prior written consent of OCBC, regardless of whether such Card Designs are currently in circulation or which are no longer in circulation but otherwise available in the public domain;

    1. You agree that the Card Designs are provided to you only for the purpose of using the Card, and all intellectual property rights in and to the Card Design remains with OCBC and/or its licensors. No title, license, right or interest over any Card Design (and/or any intellectual property right or other proprietary right subsisting therein) shall be deemed to be granted to you, and you shall comply with any instructions, guidelines and/or restrictions relating to such use of the card designs as may be prescribed by OCBC from time to time. 
    2. You agree not to use the Card Design for any purpose, or in any manner, other than for the sole purpose of using the Card;
    3. You agree that OCBC shall not be responsible or liable for, and you agree to absolve OCBC from, all actions, proceedings, liabilities, losses, damages, claims, demands and expenses and including all legal costs (on a solicitor and client basis) and other costs, charges and expenses of any nature of description, arising out of or in connection with any action or omission by you in relation to any Card Design, including but not limited to any breach of this Clause 23;
    4. You agree that OCBC may terminate, discontinue or withdraw the use or availability of any Card Design(s) at any time without notice or liability to you;
    5. You agree that OCBC may vary the Card Design fee (if any) of any Card at any time and from time to time and will not refund nor return the difference between the Card Design fee previously paid by you and the revised Card Design fee; and
    6. You agree that OCBC reserves the right to select any Card Design for you in the event that a Card Design is not selected, indicated or stated clearly in your application form, replacement form or Card Design request form. 

    23.2 The provision of any Card Design(s) is subject to availability and is at OCBC’s sole and absolute discretion. 

    23.3 Notwithstanding any selection, indication or choice of any Card Design made by you, OCBC reserves the right to select any Card Design(s) for you and/ or replace any Card Design you have selected (whether for a new or existing Card), without any prior notice to you, and to issue you with a Card bearing this replacement Card Design or to request for the return of your existing Card (if any), at its sole and absolute discretion.

    View the revised OCBC Credit Cardmembers Agreement.

  • Good Friday Closure

    All branches & FRANK stores will be closed on 18 April 2025 (Friday) for the Good Friday public holiday.
    Business will resume on 19 April 2025 (Saturday).

  • Labour Day Closure

    All branches & FRANK stores will be closed on 1 May 2025 (Thursday) for the Labour Day public holiday.
    Business will resume on 2 May 2025 (Friday).

21 March 2025

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  • Revision to interest rates for the 360 Account from 1 May 2025

    Thank you for banking with us.

    As you may know, interest rates have been lower this past year. In line with prevailing market conditions, we will revise interest rates for the 360 Account on 1 May 2025.

    Please be assured that we remain committed to delivering long-term value to you: The 360 Account will offer up to 6.30% a year on your first S$100,000 if you credit your salary, spend, save, insure and invest with us.

    We will continue to monitor market conditions and further improve the products we offer.

    Interest rates for 360 Account from 1 May 2025

    Bonus interest (% a year) you will earn on the first S$100,000 of your account balance:

      SALARY SAVE SPEND INSURE INVEST GROW
      Credit your salary of at least S$1,800 through GIRO/FAST/PayNow via GIRO/PayNow via FAST. Increase your account balance by at least S$500 monthly. Charge at least S$500 to selected OCBC credit cards* each month. Buy a selected insurance product from OCBC. Buy a selected investment product from OCBC. Maintain an average daily balance of at least S$250,000.
    First S$75,000 1.60% 0.60% 0.50% 1.20%
    for 12 months
    1.20%
    for 12 months
    2.20%
    on the first S$100,000 in your account
    Next S$25,000 3.20% 1.20% 2.40%
    for 12 months
    2.40%
    for 12 months

    You will continue to earn base interest of 0.05% a year on your account balance regardless of whether you fulfil the above categories.

    *These are the OCBC 365 Credit Card, OCBC INFINITY Card, OCBC NXT Card, OCBC 90°N Card and OCBC Rewards Card.

    Please note that the qualifying criteria for the Grow bonus category will be revised to S$250,000 (previously $200,000). There is no change to the qualifying criteria for the other categories.

15 March 2025

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  • Transaction Activity Fee on betting transactions made using OCBC credit cards
    From 15 April 2025, we will charge a fee of 8% of the transaction amount – or S$15 (whichever is higher) – on transactions under Merchant Category Code (MCC) 7995. MCC 7995 transactions refer to transactions related to betting, including the purchase of lottery tickets or casino gambling chips, off-track betting and wagers at racetracks.

    For more details, please refer to the Help & Support - Cards.

28 February 2025

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  • Hari Raya Puasa Closure

    All branches & FRANK stores will be closed on 31 March 2025 (Monday) for the Hari Raya Puasa public holiday.

    Business will resume on 1 April 2025 (Tuesday).

16 January 2025

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  • Notice of Early Closure on Sunday banking, Deferred banking branches and FRANK stores

    All Sunday banking, Deferred banking branches and FRANK store - SMU will close early on 27 February 2025 (Thursday), at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria, Nex.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    FRANK stores: SMU.

    Normal operating hours will resume on 28 February 2025 (Friday).

7 January 2025

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  • Chinese New Year Branch Closures

    Our branches & FRANK store will be closing early at the respective timings below on 28 January 2025 (Tuesday).

    Branches & FRANK store closing at 1pm
    Ang Mo Kio Central Causeway Point Hougang Mall
    Jurong East Jurong Point Tampines
    Tiong Bahru Plaza Toa Payoh Central Wisma Atria
    Bedok Bishan Choa Chu Kang
    Clementi Compass One Harbourfront
    Holland Village Marine Parade Nex
    Northpoint Parkway Parade Premier Banking Centre Paya Lebar Square
    United Square Waterway Point Whitesands
    FRANK Store - SMU
    Branches & FRANK store closing at 11.30am
    Bukit Batok Bukit Panjang North
    OCBC Centre Sixth Avenue Thomson
    FRANK Store - NUS FRANK Store - NTU

    All branches & FRANK store will be closed on 29 and 30 January 2025 (Wednesday to Thursday) for the Chinese New Year public holiday.

    Normal operating hours will resume the next day on 31 January 2025 (Friday) for all branches & FRANK store.

1 January 2025

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  • Updates to OCBC Bonus+ Savings Account from 1 February 2025

    Dear Customers,

    We wish to inform you that with effect from 1 February 2025, we will be revising the interest rates that we pay on the OCBC Bonus+ Savings Account. Please refer to the table below for more information.

    Bonus+ Savings Account Prevailing rates (a year) Rates from 1 February 2025 (a year)
    Monthly Save and No Withdrawal
    Bonus interest rate
    0.75%
    (15x base interest)
    0.65%
    (13x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    2.00%
    (40x base interest)
    1.65%
    (33x base interest)
    Base interest rate 0.05% 0.05%

30 December 2024

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  • Updates to OCBC Premier Dividend+ Savings Account from 1 February 2025

    Dear Customers,

    We wish to inform you that with effect from 1 February 2025, we will be revising the interest rates that we pay on the OCBC Premier Dividend+ Savings Account. Please refer to the table below for more information.

    Premier Dividend+
    Savings Account
    Prevailing rates (a year) Rates from 1 February 2025 (a year)
    Monthly Save and No Withdrawal
    Bonus interest rate
    1.05%
    (21x base interest)
    0.95%
    (19x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    2.20%
    (44x base interest)
    1.95%
    (39x base interest)
    Base interest rate 0.05% 0.05%

19 December 2024

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  • Revision to maximum commission fee for certain Outward Remittances

    On 1 March 2025, the maximum commission fee that may be charged for over-the-counter Telegraphic Transfers/Overseas Funds Transfers from SGD accounts will be revised to S$120 (from S$100).

    To view the revision, open the revised OCBC Personal Banking Fees and Charges guide > Remittances > Outward Remittances > Telegraphic Transfer/Overseas Fund Transfer.

    You may view the revised guide (which takes effect from 1 March 2025).

16 December 2024

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  • Notice of Early Closure on all branches and FRANK stores

    All branches & FRANK stores will close early on 17 January 2025 (Friday) at 3.30pm for a company event.

    Normal operating hours will resume on 18 January 2025 (Saturday).

  • SGD Cheque Clearing on Tuesday, 31 December 2024
    SGD Cheque Clearing cut-off time

    (Note: There is no clearing of USD cheques on 31 December 2024)
    1.30pm
  • Update to Terms and Conditions governing Electronic Banking Services
    Our Terms and Conditions governing Electronic Banking Services will be updated on 16 December 2024. View the revised Terms and Conditions governing Electronic Banking Services.

5 December 2024

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  • Revision to Structured Deposits Terms & Conditions and Terms and Conditions Governing Precious Metals Accounts
    On 1 February 2025, we will revise the Structured Deposits Terms & Conditions and the Terms and Conditions Governing Precious Metals Accounts.

    For details, go to the Structured Deposits page and the Precious Metals Account page.

29 November 2024

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  • Revision to the cash rebates you can earn with your BEST-OCBC Credit Card on 1 Jan 2025
    From 1 January 2025, using the BEST-OCBC Credit Card at BEST Denki will no longer earn cardholders an extra 2% or 2.5% cash rebate each year.

    Cardholders will continue to earn a 3% cash rebate on each purchase made at BEST Denki outlets or the BEST Denki website (not through third-party apps or sites) using the Card, including those made through Instalment Payment Plans. T&Cs apply.

    For more details, read our Frequently Asked Questions and revised T&Cs.

21 November 2024

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  • Notice of Early Closure on Normal banking, Sunday banking, Deferred banking branches and FRANK stores

    All Normal banking, Sunday banking, Deferred banking branches and FRANK stores will close early on Christmas Eve, 24 December 2024 (Tuesday) and New Year’s Eve, 31 December 2024 (Tuesday) at 3pm.

    Normal banking branches: Bukit Batok, Bukit Panjang, North, OCBC Centre, Sixth Avenue, Thomson.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria, Nex.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    FRANK stores: SMU, NTU, NUS.

    Normal operating hours will resume on 26 December 2024 (Thursday) and 2 January 2025 (Thursday) respectively.

  • Christmas and New Year Closure

    All branches & FRANK stores will be closed on 25 December 2024 (Wednesday) for the Christmas public holiday.

    Business will resume on 26 December 2024 (Thursday).

    All branches & FRANK stores will be closed on 1 January 2025 (Wednesday) for the New Year public holiday.

    Business will resume on 2 January 2025 (Thursday).

    Thank you for banking with us.

12 November 2024

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  • Revision to Terms and Conditions relating to EasiCredit

    On 11 December 2024, the Terms and Conditions relating to EasiCredit will be revised.

    To view the changes, refer to Clauses 9.2a, 12, 24 and 24A (under the Terms and Conditions Governing Personal Line of Credit Accounts) and Clause 7 (under the Terms and Conditions Governing Group Creditors’ Life Insurance) of the revised Terms and Conditions.

  • Revision to the Terms and Conditions Governing Debt Consolidation Facility

    On 11 December 2024, the Terms and Conditions Governing Debt Consolidation Facility will be revised.

    To view the changes, refer to Clauses 1.5 and 8.6, and Annex 1’s Clauses VIII and IX of the revised Terms and Conditions.

  • Revision to the Terms and Conditions Governing SFRP (Unsecured) Facility

    On 11 December 2024, the Terms and Conditions Governing SFRP (Unsecured) Facility will be revised.

    To view the changes, refer to Clauses 1.5 and 8.6, and Annex 1’s Clauses VIII and IX of the revised Terms and Conditions.

11 November 2024

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  • Revision to Loans Terms and Conditions

    Please be informed that from 11 December 2024, the following Terms and conditions governing banking facilities will be revised to reflect changes to statute references, specific clauses listed hereunder in respect of information disclosure, personal data collection and disclosure and others:

    • Clause 1.8
    • Clause 3.25
    • Clause 9.1.3 and Clause 9.1.8
    • Clause 9.2.1 and Clause 9.2.4
    • Clause 12.1.20
    • Clause 18
    • Clause 32
    • Addition of Clause 34


    Please refer to the following for the latest terms and conditions that will take effect from 11 December 2024:

    Terms and Conditions governing Banking Facilities.

  • Revision to Loans Terms and Conditions for Car Loans

    Please be informed that from 11 December 2024, the following Terms and Conditions governing banking facilities will be revised to reflect changes to statute references, specific clauses listed hereunder in respect of information disclosure, personal data collection and disclosure and others:

    Standard Terms and Conditions for OCBC Auto Financing Non-Hire Purchase Act

    • Clauses 1, 15n, 15o, 25, 30
    • Addition of Clause 33

    Standard Terms and Conditions for OCBC Auto Financing Hire Purchase Act

    • Clauses 1, 7d, 7e, 26, 32
    • Addition of Clause 35

    Standard Terms and Conditions for OCBC Auto Financing Hire Purchase Agreement (eHPA)

    • Clauses 1, 7d, 7e, 26, 32
    • Addition of Clause 33


    Please refer to the following for the latest terms and conditions that will take effect from 11 December 2024: (For current terms and conditions, you may go to the OCBC website > Banking for individuals > Personal Banking > Loans > Car (Car Loan) > Terms and conditions):

    Standard Terms and Conditions for OCBC Auto Financing Non-Hire Purchase Act
    Standard Terms and Conditions for OCBC Auto Financing Hire Purchase Act
    Standard Terms and Conditions for OCBC Auto Financing Hire Purchase Agreement (eHPA)

  • Revision to Loans Terms and Conditions for Renovation Loans and Solar Panel Loans

    Please be informed that from 11 December 2024, the following Terms and Conditions governing banking facilities will be revised to reflect changes to statute references, specific clauses listed hereunder in respect of information disclosure, personal data collection and disclosure and others:

    • Clauses 1.1.3, 1.1.5, 9a(iii), 9a(v), 17.1, 17.3, 27
    • Addition of Clause 29


    Please refer to the following for the latest terms and conditions that will take effect from 11 December 2024: (For current terms and conditions, you may go to the OCBC website > Banking for individuals > Personal Banking > Loans > Car (Car Loan) > Terms and conditions):

    Terms and conditions governing the OCBC Renovation Loan
    Terms and conditions governing the OCBC Solar Panel Loan

6 November 2024

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  • Revision of Terms and Conditions governing OCBC Investment Services for Unit Trust

    With effect from 6 December 2024, the Terms and Conditions Governing OCBC Investment Services will be revised to include new clauses 10.3 and 10.4. We have also revised clauses 1.1, 7.1, 9.1, 10.1, 16.2 and 17.1.

    View the revised terms and conditions.

1 November 2024

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  • Revision of Terms and Conditions governing Deposit Accounts

    With effect from 1 December 2024, the Terms and Conditions Governing Deposit Accounts will be revised to include a new clause 6.7. We have also revised clauses 1.1, 17f,17g, 30, 37 and 41.

    View the revised terms and conditions.

  • Revision to Terms and Conditions Governing Supplementary Retirement Scheme (SRS) Account

    From 1 December 2024, the Terms and Conditions Governing Supplementary Retirement Scheme (SRS) Account will be revised for Interpretation, clauses 5, 16c, 16d, 31, 33, 41 and 46. We have added clauses 47 and 48.

    View the revised terms and conditions.

  • Revision to Terms and Conditions Governing CPF Investment Account

    From 1 December 2024, clauses 1.1, 12.1, 12A will be revised. We have added clauses 12.3 and 12.4.

    View the revised terms and conditions.

29 October 2024

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22 October 2024

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  • Revision to Cardmembers Agreement for OCBC Credit Cards

    On 1 December 2024, the Cardmembers Agreement for OCBC Credit Cards will be revised.

    Clause 15.1 of Section 15 (Disclosure of Information) will specify that we may disclose information to third parties whether within or outside Singapore, including the entities we newly reference in Clause 18.12.

    Clause 18.12 of Section 18 (Miscellaneous) will specify that we have the right — to delegate, outsource, sub-contract or otherwise appoint — other members of the OCBC Group or third party to perform any part of our business operations on terms that we deem fit.

    You may refer to the revised Cardmembers Agreement for OCBC Credit Cards.

8 October 2024

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  • Deepavali Day Branch Closure

    All branches will be closed on 31 October 2024 (Thursday) for Deepavali Day public holiday.

    Business will resume on 1 November 2024 (Friday).

1 October 2024

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  • Revision of Fees for Statement Savings Account (Non-Resident)

    Dear Customers

    We wish to notify you that with effect from 1 October 2024, we will be revising the Service Fee for the Statement Savings Account (Non-Resident) to the following:

    Statement Savings Account
    (Non-Resident)
     
    Service Fee S$10 per month if average daily balance for the month falls below S$1,000
  • E-Statements for Global Savings Account and OCBC Premier Global Savings Account

    Dear Customers

    We wish to notify you that with effect from 1 November 2024, new Global Savings Account will only offer e-Statements. New OCBC Premier Global Savings Account will be on e-Statements by default. If you add a new foreign currency to your existing Global Savings Account or OCBC Premier Global Savings Account, the new currency will also be on e-Statements.

    Statements for the existing currencies within these accounts are not affected. It will follow the existing delivery mode arrangements.

19 September 2024

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  • Notice of Early Closure on Normal banking, Sunday banking, Deferred banking branches and FRANK store

    All Normal banking, Sunday banking, Deferred banking branches and FRANK Store will close early on 21 October 2024 (Monday) at 3.30pm for a company event.
    Normal banking branches: Bukit Batok, Bukit Panjang, North, OCBC Centre, Sixth Avenue, Thomson.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria, Nex (effective 23 September 2024).

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.
    FRANK store: SMU, NTU, NUS.

    Normal operating hours will resume on 22 October 2024 (Tuesday).

3 September 2024

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  • Revision to Terms and Conditions Governing the Blue Chip Investment Plan

    On 16 October 2024, we will add Clause 10.3 to our revised Terms and Conditions Governing the Blue Chip Investment Plan, which takes effect on that date.

    It states that, for securities purchased with Supplementary Retirement Scheme (SRS) funds, units allocated through corporate actions will be shown only in the SRS Account statement issued by your SRS agent bank.

    Your Blue Chip Investment Plan (BCIP) statement will not be adjusted to reflect such units.

16 August 2024

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  • Revision of Terms and Conditions governing OCBC Premier VISA Infinite Credit Card Programme

    With effect from 15 September 2024, the Terms and Conditions Governing OCBC Premier VISA Infinite Credit Card Programme will be revised on a clause 1: Eligibility Criteria as per below.

    1. Eligibility Criteria
    The OCBC Premier VISA Infinite Credit Card is offered to Premier Banking clients of OCBC Bank who meet the eligibility criteria, which is available at https://www.ocbc.com/personal-banking/premier-banking/solutions/premier_visa_infinite and/or such other eligibility criteria as OCBC Bank may from time to time specify in its sole and absolute discretion. OCBC Premier VISA Infinite Credit Card cardmembers (“Cardmembers”) who cease to be OCBC Premier Banking clients for any reason whatsoever will have their OCBC Premier VISA Infinite Credit Card terminated.

    View the revised terms and conditions.

  • Revision to the annual and late fees for OCBC EasiCredit

    On 1 September 2024, both the annual fee and late fee for OCBC EasiCredit accounts will be revised from S$120 to S$150.

  • Revision to the late payment charge for OCBC Credit Card Balance Transfer and overlimit fee for OCBC Credit Cards

    On 15 August 2024, the late payment charge for OCBC Balance Transfer accounts opened using credit cards will be revised from S$100 to S$120. The overlimit fee for OCBC Credit Cards will also be revised from S$40 to S$50 on that date.

    For more details, please refer to the Fees & Charges for Credit Cards.

  • National Day Branch Closure

    All branches will be closed on 9 August 2024 (Friday) for National Day public holiday.

    Business will resume on 10 August 2024 (Saturday).

  • Notice of Early Closure for Sunday banking and Deferred banking branches

    All Sunday banking and Deferred banking branches will close early on 29 August 2024 (Thursday) at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    Normal operating hours will resume on 30 August 2024 (Friday).

  • Discontinuation of INR Demand Draft Issuance with effect from 1 July 2024

    With effect from 1 July 2024, we no longer issue demand drafts for Indian Rupee (INR). You may make alternative payment arrangements such as telegraphic transfers.

    If you have given OCBC-issued demand drafts for INR, we seek your assistance to remind the recipients that it must be deposited within 6 months of the issue date. We will not be able to reissue such demand drafts.

  • Notice of Hari Raya Haji Branch Closure

    All branches will be closed on 17 June 2024 (Monday) for Hari Raya Haji public holiday.

    Business will resume on 18 June 2024 (Tuesday).

  • OCBC 360 Account: Revision to salary transactions that qualify for salary bonus interest

    From 2 May 2024, salaries credited via FAST or PayNow-FAST will qualify for salary bonus interest if they are made with the transaction code ‘SAL’, or the description ‘SALARY’, ‘SALA’ or ‘SAL’.

    For more information, please visit the OCBC 360 Account page.

16 April 2024

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  • Labour Day Branch Closure

    All branches will be closed on 1 May 2024 (Wednesday) for Labour Day public holiday.

    Business will resume on 2 May 2024 (Thursday).

  • Vesak Day Branch Closure

    All branches will be closed on 22 May 2024 (Wednesday) for Vesak Day public holiday.

    Business will resume on 23 May 2024 (Thursday).

14 March 2024

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  • Notice of Hari Raya Branch Closure

    All branches will be closed on 10 April 2024 (Wednesday) for Hari Raya public holiday.

    Business will resume on 11 April 2024 (Thursday).

  • Notice of Good Friday Branch Closure

    All branches will be closed on 29 March 2024 (Friday) for the Good Friday public holiday.

    Business will resume on 30 March 2024 (Saturday).

  • Revision of OCBC Fees and Charges guides from 1 April 2024

    Revision of USD cheque fees from 1 April 2024

    From 1 April 2024, we will charge US$1 for each USD cheque issued. This fee will be waived for account holders aged 60 years old and above till 31 December 2025.

    Revision of Cashier’s Order fees from 1 April 2024

    From 1 April 2024, we will charge the following fees for each Cashier’s Order issued.

    • For Personal Banking: S$15
    • For Premier Banking: S$10
    • For Premier Private Clients: $10 (waived for first Cashier’s Order issued each month)

    We encourage you to adopt electronic payment methods such as GIRO, FAST and Paynow which can be used without additional bank charges at this time.

    Please also note that we will be amending our pricing guides to reflect the above changes.

  • Updates to Premier Dividend+ Savings Account from 1 April 2024
    Dear Customers,

    We wish to inform you that with effect from 1 April 2024, we will be revising the interest rate that we pay for balances in the OCBC Premier Dividend+ Savings Account when you do not make a withdrawal. Please refer to the table below for more information.

    Please note too that the minimum monthly deposit amount to qualify for Monthly Save and No Withdrawal Bonus will also be revised from S$2,000 to S$3,000 effective 1 April 2024.

    Updates to Premier Dividend+ Savings Account

    Premier Dividend+
    Savings Account
    Prevailing interest rate (a year) Interest rate from 1 April 2024 (a year)
    Monthly Save and No
    Withdrawal Bonus
    interest rate
    1.05%
    (21x base interest)
    1.05%
    (21x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    2.60%
    (52x base interest)
    2.20%
    (44x base interest)
    Base interest rate 0.05% 0.05%
    Total interest Up to 3.70% Up to 3.30%
      Prevailing monthly deposit amount Revised monthly deposit amount from 1 April 2024
      At least S$2,000 At least S$3,000

27 February 2024

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  • OCBC 365 Credit Card: Revision of cashback earned at Pharmacy

    From 1 April 2024, continue to earn 3% in cashback on purchases made at Watsons, locally and overseas. For other transactions made under the Merchant Category Code (MCC) 5912 – Drug Stores and Pharmacies, you will earn 0.25% in cashback (previously 3% in cashback).

    Refer to our revised Terms and Conditions and Frequently Asked Questions for details.

14 February 2024

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  • Revision of Terms and Conditions governing Deposit Accounts

    With effect from 15 March 2024, the Terms and Conditions Governing Deposit Accounts will be revised to include a new clause 12.8 as per below.

    12.8 If a Time Deposit matures on a day that is not a Business Day, the maturity date of the Time Deposit will be revised to the next Business Day.

    View the revised terms and conditions.

9 February 2024

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25 January 2024

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  • Change to how your cashflow is shown via Money In$ights on OCBC Internet Banking

    To provide the same experience across Internet Banking and the OCBC Digital app, we will, on 31 January 2024, align how your cashflow is shown via Money In$ights on OCBC Internet Banking with how it is shown on the OCBC Digital app.

    With this change, you will be able to view 4 months’ worth of your cashflow on OCBC Internet Banking, instead of 13 months.

    Please be assured that your transactions will not be affected.

23 January 2024

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  • Notice of Early Closure on Sunday banking and Deferred banking branches

    All Sunday banking and Deferred banking branches will close early on 01 March 2024 (Friday) at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    Normal operating hours will resume on 02 March 2024 (Saturday).

18 January 2024

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  • Terms & Conditions for VOYAGE and Premier Visa Infinite Luxury Spend Campaign 2024

    From 18 January 2024 to 29 February 2024, spend S$10,000 and get 30,000 VOYAGE miles or 80,000 OCBC$. View the terms and conditions.

9 January 2024

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  • Update of Terms & Conditions for Education Loan

    From 9 February 2024, the data protection clause (Clause 20) in our product T&Cs will be updated. View the revised terms and conditions.

  • Update of Terms & Conditions for EasiCredit

    From 9 February 2024, our product T&Cs have been updated to add a data protection clause (Clause 12B). View the revised terms and conditions.

  • Update of Terms & Conditions for ExtraCash Loan

    From 9 February 2024, the data protection clause (Clause 20) in our product T&Cs will be updated. View the revised terms and conditions.

8 January 2024

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  • Chinese New Year Branch Closures

    Our branches will be closing early at the respective timings below on 09 February 2024 (Friday)

    Branches closing at 1.30pm

    Ang Mo Kio Central Causeway Point Hougang Mall
    Jurong East Jurong Point Tampines
    Tiong Bahru Plaza Toa Payoh Central Wisma Atria
    Bedok Bishan Choa Chu Kang
    Clementi Compass One Harbourfront
    Holland Village Marine Parade Nex
    Northpoint Parkway Parade Premier Banking Centre Paya Lebar Square
    United Square Waterway Point Whitesands

    Branches closing at 12.00pm

    Bukit Batok Bukit Panjang North
    OCBC Centre Sixth Avenue Thomson

    All branches will be closed on 10, 11 and 12 February 2024 (Saturday to Monday) for the Chinese New Year public holiday.

    Business will resume the next day on 13 February 2024 (Tuesday) for all branches.

  • 14 December 2023 - Notice of Early Closure on Sunday banking and Deferred banking branches

    All Sunday banking and Deferred banking branches will close early on 26 January 2024 (Friday) at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    Normal operating hours will resume on 27 January 2024 (Saturday).

  • 12 December 2023 - Revision to the Annual Service Fee for the OCBC Credit Cards

    From 1 January 2024, we will be revising the Annual Service Fee for OCBC Credit Cards.

    Type of Card Till 31 December 2023 From 1 January 2024
    Annual Service Fee
    (Inclusive of GST)
    Principal Card Supplementary Card Principal Card Supplementary Card
    Bank of Singapore VOYAGE Card S$492.50 S$189.00 S$498.00 S$191.00
    OCBC Premier VOYAGE Card
    OCBC VOYAGE Card
    OCBC Premier Visa Infinite Credit Card FREE FREE FREE FREE
    OCBC Elite World Card S$259.20 FREE S$261.60 FREE
    OCBC 365 Credit Card S$194.40 S$97.20 S$196.20 S$98.10
    OCBC Titanium/Titanium Rewards Credit Card
    OCBC INFINITY Cashback Card
    OCBC Arts Credit Card S$162.00 S$81.00 S$163.50 S$81.75
    OCBC NXT Credit Card
    OCBC Platinum Credit Card
    OCBC MasterCard Gold / Visa Gold
    FRANK Credit Card S$194.40 S$97.20 S$196.20 S$98.10
    OCBC Great Eastern Cashflo MasterCard S$162.00 S$81.00 S$163.50 S$81.75
    BEST-OCBC Credit Card S$162.00 S$81.00 S$163.50 S$81.75
    OCBC 90°N Visa/Mastercard S$54.00 S$54.00 S$196.20 S$98.10
  • 1 December 2023 - Revision to the Annual Service Fee for the OCBC 90°N Card

    From 1 January 2024, we will be revising the Annual Service Fee for the OCBC 90°N Card.

    Type of Card Till 31 December 2023 From 1 January 2024
    Annual Service Fee (Inclusive of GST)
    Principal Card Supplementary Card Principal Card Supplementary Card
    OCBC 90°N Visa/Mastercard S$54.00 S$54.00 S$196.20 S$98.10
  • 1 December 2023 - Revision to the Annual Service Fee for the OCBC 90°N Card

    From 1 January 2024, the new clause 54 will take effect. View the revised terms and conditions.

  • 1 December 2023 - Revision to Loans Terms and Conditions

    Please be informed that from 1 January 2024, the following Terms and conditions will be revised:

    Clause 27.1 of Terms and conditions governing banking facilities

    Please refer to the following for the terms and conditions.

  • 23 November 2023 - Notice of Early Closure of Sunday banking branches

    Sunday banking branches will close early on Christmas Eve, 24 December 2023 (Sunday) and New Year’s Eve, 31 December 2023 (Sunday) at 2pm.

    Normal operating hours will resume on 26 December 2023 (Tuesday) and 2 January 2024 (Tuesday) respectively for the following branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Jurong East, Jurong Point, Tampines,Tiong Bahru Plaza, Toa Payoh Central, and Wisma Atria.

  • 23 November 2023 - Notice of Christmas and New Year Closure

    All branches will be closed on 25 December 2023 (Monday) for the Christmas public holiday.

    Business will resume on 26 December 2023 (Tuesday).

    All branches will be closed on 1 January 2024 (Monday) for the New Year public holiday.

    Business will resume on 2 January 2024 (Tuesday).

  • 31 October 2023 - NETSPay services was terminated on 31 October 2023

    Dear Customers, from 31 October 2023, the NETSPay services for both online and mobile app will no longer be available.

    For details, view our list of FAQs.

  • 26 October 2023 - Revision to Loans Terms and Conditions

    Please be informed that from 1 December 2023, the following Terms and conditions will be revised:

    • Clause 22.1 of Terms and conditions governing HDB home loans
    • Clause 21.1 of Terms and conditions governing mortgage loans
    • Clause 19.1 of Terms and conditions governing Australia property loans
    • Clause 19.1 of Terms and conditions governing Japan property loans
    • Clause 19.1 of Terms and conditions governing Malaysia property loans
    • Clause 19.1 of Terms and conditions governing New Zealand property loans
    • Clause 19.1 of Terms and conditions governing UK property loans
    • Clause 19.1 of Terms and conditions governing US property loans
    • Clause 21.1 of Terms and conditions governing the OCBC Renovation Loan and
    • Clause 21.1 of Terms and conditions governing the OCBC Solar Panel Loan

     

    Please refer to the following for the latest terms and conditions: OCBC - Terms & Conditions

  • 26 October 2023 - Discontinuation of EUR Demand Draft Issuance from 18 November 2023

    From 18 November 2023, we will no longer offer EUR demand draft issuance. Please remind your beneficiaries to deposit their OCBC-issued EUR demand drafts within 6 months from issuing date.

    Upon discontinuation of EUR Demand Draft Issuance, please use other alternatives such as telegraphic transfer.

  • 6 October 2023 - Update to Terms and Conditions Governing Use of Singapore Financial Data Exchange (SGFinDex)

    From 31 October 2023, the Terms and Conditions Governing Use of Singapore Financial Data Exchange (SGFinDex) will be revised as follows:

    • Revision of the following clauses:
      • clause 2.1.3
      • clause 3.1
      • clause 3.1.3
      • clause 3.2
    • New clause 3.2.4

    View the revised Terms and Conditions Governing Use of Singapore Financial Data Exchange (SGFinDex).

  • 1 October 2023 - Revision of OCBC Personal Banking Fees and Charges guide from 1 November 2023

    Implementation of cheque fees from 1 November 2023
    From 1 November 2023, we will charge S$0.75 for each SGD cheque issued, and US$0.55 for each USD cheque issued. This fee will be waived for account holders aged 60 years old and above till 31 December 2025.

    Revision of Cashier’s Order fees from 1 November 2023
    From 1 November 2023 we will charge S$5 for each Cashier’s Order issued in name of the account holder. This fee will be waived for one Cashier’s Order payable to account holder per day.

    We encourage you to adopt electronic payment methods such as GIRO, FAST and Paynow.

    Please also note that we will be amending our pricing guides to reflect the above changes (where applicable).

  • 1 October 2023 - Revision to OCBC Titanium Rewards Credit Card benefits

    From 1 November 2023, you will earn 10 times the usual OCBC$ (equivalent to 4 air miles or 2.78% cash rebate) for every S$1 spent on:

    • Transactions made at these merchants: Guardian, NTUC Unity, Watsons and TikTok Shop
    • Transactions that fall under these Merchant Category Codes (MCC): MCC 5309 (Duty Free Stores), MCC 5655 (Sports and Riding Apparel Stores), MCC 5941 (Sporting Goods Stores) and MCC 5948 (Luggage or Leather Goods Stores)

    Continue to earn up to 120,000 bonus OCBC$ a year, now limited to 10,000 bonus OCBC$ a month.

    For details, please view our list of Frequently Asked Questions and the revised Terms and Conditions.

  • 8 September 2023 - Early Closure of Sunday Banking and Deferred Banking Branches on 10 October 2023

    Notice of Early Closure of Sunday banking and Deferred banking branches

    Sunday banking and Deferred banking branches will close early on 10 October 2023 (Tuesday) at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, ION Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    Normal operating hours will resume on 11 October 2023 (Wednesday).

  • 1 September 2023 - Revision of OCBC Personal Banking Fees and Charges guide from 1 September 2023

    With effect from 1 September 2023, there will be an update to our OCBC Personal Banking Fees and Charges guide.

  • 4 August 2023 - Update to Terms and Conditions governing Electronic Banking Services

    Our Terms and Conditions governing Electronic Banking Services has been updated on 4 August 2023. Changes will be effective on 4 August 2023 EXCEPT for Clause 1.1 to 1.7 which will be effective 5 September 2023. View the revised Terms and Conditions governing Electronic Banking Services.

  • 1 August 2023 - Revision to Loans Terms and Conditions

    Please be informed that from 1 December 2023, the following Terms and Conditions will be revised:

    • Clause 22.1 of Terms and Conditions governing HDB home loans
    • Clause 21.1 of Terms and Conditions governing mortgage loans
    • Clause 19.1 of Terms and Conditions governing Australia property loans
    • Clause 19.1 of Terms and Conditions governing Japan property loans
    • Clause 19.1 of Terms and Conditions governing Malaysia property loans
    • Clause 19.1 of Terms and Conditions governing New Zealand property loans
    • Clause 19.1 of Terms and Conditions governing UK property loans  
    • Clause 19.1 of Terms and Conditions governing US property loans
    • Clause 21.1 of Terms and Conditions governing the OCBC Renovation loan
    • Clause 21.1 of Terms and conditions governing the OCBC Solar Panel loan

    Please refer to the following for the latest Terms and Conditions:

    OCBC - Terms & Conditions

  • 1 August 2023 - OCBC 365 Credit Card: The cashback earned at fast food restaurants will be revised

    From 1 September 2023, you will earn 0.25% in cashback on transactions that fall under Merchant Category Code (MCC) 5814 (Fast Food Restaurants), instead of 5%. You will continue to earn 5% in cashback on:

    • Transactions that fall under MCC 5812 (Restaurants and eating places);
    • Transactions that fall under MCC 5811 (Caterers); and
    • Transactions made at the online food delivery platforms Deliveroo, foodpanda and GrabFood.

    Please refer to our revised Terms and Conditions and Frequently Asked Questions for details.

  • 1 August 2023 - Update to Terms and Conditions Governing Deposit Accounts

    From 1 September 2023, the Terms and Conditions Governing Deposit Accounts will be revised as follows:

    • Revision of clause 17

    View the revised Terms and Conditions Governing Deposit Accounts.

  • 1 August 2023 - Revision to Terms and Conditions Governing CPF Investment Account

    From 1 September 2023, clauses 9.2 and 19 will be revised. View the revised terms and conditions.

  • 1 August 2023 - Revision to Terms and Conditions Governing Supplementary Retirement Scheme (SRS) Account

    From 1 September 2023, clause 52 will be revised. View the revised terms and conditions.

  • 17 July 2023 - Early Closure of Sunday Banking and Deferred Banking Branches on 21 August 2023

    Notice of Early Closure of Sunday banking and Deferred banking branches

    Sunday banking and Deferred banking branches will close early on 21 August 2023 (Monday) at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, ION Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, Wisma Atria.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, Waterway Point, White Sands.

    Normal operating hours will resume on 22 August 2023 (Tuesday).

  • 3 July 2023 - Updates on our OCBC 360 Account

    Dear Customers,

    We wish to inform you that salaries credited via PayNow GIRO with the description “GIRO - SALARY” in statements, will now qualify for salary bonus interest.

    For more information, please visit our 360 Account page.

  • 1 July 2023 - Updates to Coin Charges

    Dear Customers,

    From 1 August 2023, the following charges will apply when you carry out coin-related transactions at our branch teller counters.

    Coin Charges

    Coin Deposit S$2.00 for every 100 coins deposited or part thereof
    Coin Withdrawal S$2.00 for every S$50 withdrawn or part thereof
    Coin Exchange S$2.00 for every S$50 exchanged or part thereof
  • 1 June 2023 - Revision of OCBC 365 Credit Card cashback benefits from 1 July 2023

    On 1 July 2023, we will increase the amount of cashback you can earn on transactions made using the OCBC 365 Credit Card. Earn up to S$160 in cashback if you spend at least S$1,600 – or continue to earn up to S$80 in cashback if you spend at least S$800. You will also earn 3% in cashback on transactions under three new categories: Pharmacy, Streaming and Electric Vehicle Charging.

    For details, view our list of Frequently Asked Questions and the revised Terms and Conditions.

  • 5 May 2023 - Updates to Visa debit card Features

    From 8 May 2023, VISA debit cardholders will be able to make NETS contactless transactions for payments under S$100 at selected NETS point-of-sale terminals.

    For more information, view our list of Frequently Asked Questions.

  • 3 May 2023 - Revision of OCBC Credit Cards interest rate from 26.88% to 27.78% effective 8th May 2023

    From 8 May 2023, the interest rate applied to the outstanding balance for all OCBC credit cards will be 27.78% instead of 26.88% per annum. If the minimum amount is not paid by the due date, a higher interest rate of 30.78% per annum will apply.

  • 6 April 2023 - Revision of interest rate for all OCBC credit cards

    From 8 May 2023, the interest rate applied to the outstanding balance for all OCBC credit cards will be revised from 26.88% to 27.78% per annum.

  • 1 April 2023 - Revision to Terms and Conditions Governing CPF Investment Account

    From 1 May 2023, clause 4.6 will be revised. View the revised terms and conditions.

  • 1 April 2023 - Revision to Terms and Conditions Governing Supplementary Retirement Scheme (SRS) Account

    From 1 May 2023, clause 28 will be revised. View the revised terms and conditions.

  • 1 March 2023 - Change in branches' banking hours from 1 April 2023

    Dear Customers,

    Our banking hours will be revised, from 1 April 2023.

    Change in branches’ banking hours

    Bukit Batok, Bukit Panjang, North, OCBC Centre, Sixth Avenue, Thomson

     

      Monday to Friday

      Saturday

      Sunday

      Banking Hours

      9.30am - 4.30pm

      9.30am - 12.00pm

      Closed

     

    Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, White Sands and Waterway Point

     

      Monday to Friday

      Saturday

      Sunday

      Banking Hours

      11.00am - 6.00pm

      11.00am - 2.30pm

      Closed

     

    Sunday banking branches:
    Ang Mo Kio Central, Causeway Point, Hougang Mall, Ion Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, and Wisma Atria

     

      Monday to Friday

      Saturday

      Sunday

      Banking Hours

      11.00am - 6.00pm

      11.00am – 4.30pm

      11.00am - 4.30pm

    We will be closed on Public Holidays.

    Thank you.

  • 1 March 2023 - Updates to Premier Dividend+ Savings Account from March 2023

    Dear Customers,

    We wish to inform you that with effect from 1 March 2023, we will be making the changes below on the following deposit accounts.

    Updates to Premier Dividend+ Savings Account

    Premier Dividend+
    Savings Account
    Prevailing rates (a year) Rates from March 2023 (a year)
    Monthly Save and No
    Withdrawal Bonus
    interest rate
    1.05%
    (21x base interest)
    1.05%
    (21x base interest)
    Monthly No Withdrawal
    Bonus interest rate
    2.20%
    (44x base interest)
    2.60%
    (52x base interest)
    Base interest rate 0.05% 0.05%
  • 15 February 2023 - Update to OCBC 90°N Mastercard and Visa Card Features

    Dear Customers,

    We are updating the earn rate for OCBC 90°N Mastercard with effect from 15 February 2023. The new earn rate is as follows:

    • 1.3 Travel$ per S$1 spent in SGD (increase from the existing 1.2 Travel$ per S$1 spent in SGD)
    • 2.1 Travel$ per S$1 spent in foreign currency (no change from existing)


    All other features remain unchanged.

    View the revised terms and conditions.
     

    For OCBC 90°N Visa Card, with effect from 17 March 2023, the earn rate will be updated to the new earn rate for OCBC 90°N Mastercard as stated above. For avoidance of doubt, it will be:

    • 1.3 Travel$ per S$1 spent in SGD
    • 2.1 Travel$ per S$1 spent in foreign currency


    View the revised terms and conditions.

     

    For more information, view our list of Frequently Asked Questions.

  • 3 February 2023 - Revision to SGD Time Deposit rates from 3 March 2023

    Dear Customers,

    From 3 March 2023, the interest rates for SGD Time Deposit will be revised as follows:

      S$5,000 – S$20,000  
    Tenure (months) Prevailing Rates (a year) Rates from 3 March 2023 (a year)
    9 0.20% 0.30%
    10 to 11 0.20% 0.40%
    12 0.20% 0.50%
    13 0.35% 0.90%
    14 0.50% 1.40%
    15 to 16 0.60% 1.95%
    18 0.80% 2.30%
    20 0.20% 2.40%
    24 0.95% 2.50%
    36 1.30% 2.80%
    48 1.50% 3.00%

    The revised rates will apply to new and renewed placements from 3 March 2023.

    The interest rates for other tenure remain unchanged.

    Thank you for banking with us.

  • 30 January 2023 - Revision of Cardmembers Agreement for OCBC Credit Cards from 1 March 2023

    The Cardmembers Agreement for OCBC Credit Cards will be revised on 1 March 2023

    From 1 March 2023, the Cardmembers Agreement for OCBC Credit Cards will include, as Clause 23, the Terms and Conditions governing the PayLite Instalment Payment Plan (PayLite).

    View the revised Cardmembers Agreement for OCBC Credit Cards.

  • 17 January 2023 - Early Closure of Sunday Banking and Deferred Banking Branches on 24 February 2023

    Notice of Early Closure of Sunday banking and Deferred banking branches

    Sunday banking and Deferred banking branches will close early on 24 February 2023 (Friday) at 4.30pm for a company event.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Ion Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, and Wisma Atria.

    Deferred banking branches: Bedok, Bishan, Choa Chu Kang, Clementi, Compass One, Harbourfront, Holland Village, Marine Parade, Nex, Northpoint, Parkway Parade Premier Banking Centre, Paya Lebar Square, United Square, White Sands and Waterway Point.

    Normal operating hours will resume on 25 February 2023 (Saturday).

  • 23 December 2022 - Early Closure of Sunday Banking Branches on Chinese New Year's Eve

    Notice of Early Closure of Sunday banking branches

    Sunday banking branches will close early on Chinese New Year’s Eve, 21 January 2023 (Saturday) at 1.30pm.

    Sunday banking branches: Ang Mo Kio Central, Causeway Point, Hougang Mall, Ion Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, and Wisma Atria.

  • 21 December 2022 - Revision of interest rate for OCBC EasiCredit account

    The interest rate for the OCBC EasiCredit account will be revised from 20.9% to 22.9% p.a. from 1 February 2023 for customers with an annual income of S$30,000 and above. Any promotional rate being applied to the account will remain until it expires. The new rate of 22.9% p.a. will apply from 1 February.

  • 1 December 2022 - Revision of OCBC Credit/Debit Cards Annual Fee from 1 January 2023

    We will be revising the Annual Fee for OCBC Credit Cards on 1 January 2023. Here are the details:

    Type of Card Till 31 December 2022 From 1 January 2023
    Annual Fee#
    (Inclusive of GST)
    Principal Card Supplementary Card Principal Card Supplementary Card
    Bank of Singapore VOYAGE Card S$488.00 S$188.00 S$492.50 S$189.00
    OCBC Premier VOYAGE Card
    OCBC VOYAGE Card
    OCBC Premier Visa Infinite Credit Card FREE FREE FREE FREE
    OCBC Elite World Card S$256.80 FREE S$259.20 FREE
    OCBC 365 Credit Card S$192.60 S$96.30 S$194.40 S$97.20
    OCBC Titanium/Titanium Rewards Credit Card
    OCBC Robinsons Group Visa Card
    OCBC 90°N Visa/Mastercard S$53.50 S$53.50 S$54.00 S$54.00
    OCBC Arts Credit Card S$160.50 S$80.25 S$162.00 S$81.00
    OCBC NXT Credit Card
    OCBC Platinum Credit Card
    OCBC MasterCard Gold / Visa Gold
    OCBC Great Eastern Cashflo MasterCard
    BEST-OCBC Credit Card
    FRANK Credit Card S$80.00 S$40.00 S$194.40 S$97.20
    OCBC MasterCard Standard / Visa Classic S$32.10 S$32.10 S$32.40 S$32.40
  • 30 November 2022 - Changes to termination fee for Cash-on-Instalments

    We will, on 03 January 2023, make changes to the Terms and Conditions governing Cash-on-Instalments on OCBC Credit Cards and EasiCredit Accounts.

    We will revise the administrative fee for the cancellation of the Cash-on-Instalments facility. Instead of S$100, it will be S$150 or 3% of the outstanding principal amount of unbilled Cash-on-Instalments, whichever is higher. You will incur this fee if you cancel the facility or choose to prepay any amount before payment under it is due. The fee will be charged to and deducted from your credit card/EasiCredit account.

    Interest at the prevailing rate will apply to any unpaid instalment amount.
    For more information, please visit our Cash-on-Instalments page.

  • 29 November 2022 - OCBC Serangoon Garden Branch will merge with OCBC Nex Branch

    We wish to inform you that OCBC Serangoon Garden Branch (86/88 Serangoon Garden Way, Singapore 555982) will cease operations on 29 December 2022, 4.30pm. From 30 December 2022, it will be merged with OCBC Nex Branch, located at 23 Serangoon Central, #B2-28/29, Nex, Singapore 556083.

    OCBC Nex Branch will be open on Mondays to Fridays (11am to 7pm) and Saturdays (11am to 1.30pm). It will be closed on Sundays and public holidays.

  • 24 November 2022 - Closure of All Branches on Christmas and New Year

    Christmas and New Year Closure

    All branches will be closed on 25 December (Sunday) for the Christmas public holiday.

     Business will resume on 27 December 2022 (Tuesday).

    All branches will be closed on 1 January (Sunday) for the New Year public holiday.

    Business will resume on 3 January 2023 (Tuesday).

    Thank you for banking with us.

  • 24 November 2022 - Early Closure of Sunday Banking Branches on Christmas Eve and New Year's Eve

    Early Closure

    Sunday banking branches will close early on Christmas Eve, 24 December (Saturday) at 1.30pm.

    Normal operating hours will resume on 27 December (Tuesday) for these branches.

    These branches include: Ang Mo Kio Central, Causeway Point, Hougang Mall, Ion Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, and Wisma Atria.

     

    Sunday banking branches will close early on New Year’s Eve, 31 December (Saturday) at 1.30pm.

    Normal operating hours will resume on 3 January (Tuesday) for these branches.

    These branches include: Ang Mo Kio Central, Causeway Point, Hougang Mall, Ion Orchard, Jurong East, Jurong Point, Tampines, Tiong Bahru Plaza, Toa Payoh Central, and Wisma Atria.

  • 1 November 2022 - Update to Terms and Conditions Governing Deposit Accounts

    From 1 December 2022, the Terms and Conditions Governing Deposit Accounts will be revised as follows:

    • Addition of new clauses 24.6 and 29(J)

    View the revised Terms and Conditions Governing Deposit Accounts.

  • 31 October 2022 - Revision to Interest rates for 360 Account from 1 November 2022

    Dear Customers

    We wish to inform you that with effect from 1 November 2022, we will be raising the interest rates that we pay on the following deposit account. Please refer to the tables below for more information.

    Updates to 360 Account

     
    Earn bonus interest (% a year) on the first S$100,000 of your account balance:
     

    SALARY

    Credit your salary of at least S$1,800 through GIRO.

     

    SAVE

    Increase your account balance by S$500 compared to the previous month.

      

    SPEND

    Charge at least S$500 to selected OCBC Credit Cards* each month

      

    WEALTH
    (Insure)

    Insure with OCBC Bank and earn this bonus interest for 12 months.

    WEALTH
    (Invest)

    Invest with OCBC Bank and earn this bonus interest for 12 months.

    GROW

    Earn this extra bonus on the first S$75,000 if your account balance is S$200,000 and above.

    First S$75,000
    2.0%
    _______________
    1.2%
    _______________
    0.6% 1.2%
    _______________
    1.2%
    _______________
    2.4%
    Next S$25,000
    4.0%

    2.4% 2.4% 2.4%
     
     
    You will earn a base interest of 0.05% per year on your entire account balance.

    *Selected OCBC Credit Cards include OCBC 365 Credit Card, OCBC Titanium Rewards Credit Card, OCBC 90°N Visa Card and OCBC 90°N Mastercard.

    Thank you for banking with us.

  • 24 October 2022 - Early Closure of Wisma Atria Branch for Company Event

    Our Wisma Atria branch will be closed on 19 November 2022 (Saturday) for a company event

    Normal operating hours will resume on 20 November 2022 (Sunday).

    Our Wisma Atria branch will be closed for half a day on 25 November 2022 (Friday) for a company event

    Normal operating hours will resume at 3pm that day.

    We apologise for any inconvenience caused and thank you for your understanding.

    We would like to assure all our customers that our banking services at the rest of our branches remain fully operational to serve your needs.

    You may wish to visit our nearest branch located at:

    - Ion Orchard Branch with Premier Centre (2 Orchard Turn #B2-57, Singapore 238801); or;

    - United Square Branch (101 Thomson Road #02-26 to 29 United Square, Singapore 307591)

     

    You may continue to enjoy greater access to banking services with our phone banking and digital services like OCBC Digital and OCBC PayAnyone apps.

    Alternatively, you may also wish to login to Personal Internet Banking at OCBC.com.sg, or use our 24-hour ATM machines.

    For further assistance, kindly contact our 24-hour OCBC Customer Service hotline at 1800 363 3333.

  • 21 October 2022 - Temporary Closure of OCBC Toa Payoh Central Branch

    In light of the recent pandemic, OCBC is taking measures to ensure that the health and safety of our customers and colleagues are at our top priority. 

    Toa Payoh Central Branch will be temporarily closed from 21 October 2022 to 23 October 2022 and will resume business on 25 October 2022 (Tuesday).

    We apologise for any inconvenience caused and would like to thank you for your cooperation as well as your understanding.

    We would like to assure all our customers that our banking services remain fully operational to serve your needs. Most of our branches remain open and you may wish to visit our nearest branch located at:

    • United Square Branch (101 Thomson Road, #02-26 to 29 United Square, Singapore 307591)
    • Ang Mo Kio Central Branch (53 Ang Mo Kio Avenue 3, #B1-32/33 AMK Hub, Singapore 569933)

    You may continue to enjoy greater access to banking services with our phone banking and digital services like OCBC Digital and OCBC PayAnyone apps.

    Alternatively, you may also wish to login to Personal Internet Banking at OCBC.com.sg, or use our 24-hour ATM machines.

    For further assistance, kindly contact our 24-hour OCBC Customer Service hotline at 1800 363 3333.

  • 20 October 2022 - Revision to Terms and Conditions governing BEST-OCBC Credit Card

    Effective 21 November 2022, we will be updating the Terms and Conditions governing the BEST-OCBC Credit Card. There are no changes to the card features and this will not impact cardmembers’ banking arrangements. View the revised terms and conditions.

  • 14 October 2022 - Changes to the Bonus+ and Premier Dividend+ Savings Accounts from October 2022

    Dear Customers,

    We wish to inform you that with effect from October 2022, we will be making the below changes on following deposit accounts.

    Updates to Premier Dividend+ Savings Account

    Premier Dividend+ Savings Account

    Prevailing rates (a year)

    Rates from October 2022 (a year)

    Monthly Save and No Withdrawal Bonus interest rate

    0.55%

    (11x base interest)

    1.05%

    (21x base interest)

    Monthly No Withdrawal Bonus interest rate

    0.50%

    (24x base interest)

    2.20%

    (44x base interest)

    Base interest rate

    0.05%

    0.05%

    Updates to Bonus+ Savings Account

    Bonus+ Savings Account

    Prevailing rates (a year)

    Rates from October 2022 (a year)

    Monthly Save and No Withdrawal Bonus interest rate

    0.50%

    (10x base interest)

    0.75%

    (15x base interest)

    Monthly No Withdrawal Bonus interest rate

    0.40%

    (8x base interest)

    2.00%

    (40x base interest)

    Base interest rate

    0.05%

    0.05%

    Thank you for banking with us.

  • 12 October 2022 - OCBC Anti-Money Laundering / Countering the Financing of Terrorism & Sanctions Notice

    As a global financial hub, Singapore is exposed to money laundering, terrorist financing and proliferation financing (collectively, Financial Crime) risks. The potential social and economic damage brought by these illicit activities to Singapore and the international financial markets is immense and severe. This is because such activities may involve drug dealings, illegal arms dealings, extortion, kidnapping, corruption, tax evasion, unlicensed money lending, terrorism activities and other serious crimes. These will not only lead to an increase in crime, but also bring harm to legitimate businesses.

     

    OCBC Group – i.e. OCBC Bank and its subsidiaries, branches in and outside Singapore – are committed to complying with the sanctions laws and regulations issued by the Singapore Government including the Monetary Authority of Singapore, the United Nations Security Council, the European Union, the United States Treasury Department’s Office of Foreign Assets Control and the United Kingdom’s Office of Financial Sanctions Implementation of HM Treasury as well as the applicable laws and regulations of the jurisdictions in which we operate. OCBC Group does not establish business relationships or transact with sanctioned individuals, entities, sanctioned countries or territories (such as North Korea, Iran, Syria, Cuba, Crimea, Donetsk, Luhansk, Kherson and Zaporizhzhia)[1], where such relationships or transactions are non-compliant with the above sanctions laws and regulations, or are against the OCBC Group’s internal AML/CFT and sanctions risk policies.

     

    This means that we will proactively take measures to combat financial crime in order to safeguard the Group as well as our customers’ business reputation, assets and interests. Such measures may include:

     

    • Monitoring and analysing your account activities;
    • Contacting you for additional information as and when necessary, where such information is not available from our monitoring and analysis, to ensure compliance with applicable laws, regulations and policies;
    • Rejecting or blocking transactions that are not permitted by the applicable laws, regulations and policies; and
    • Suspending or imposing any conditions on the access to or operations of your account or services provided to you, or restricting the channels available to access or operate your accounts.

     

    We seek your cooperation and support should you receive such enquiries from us.

     

    [1] This includes the use of OCBC’s electronic banking services from the sanctioned countries or territories.

  • 10 October 2022 - Temporary Closure of OCBC Holland Village Branch

    In light of the recent pandemic, OCBC is taking measures to ensure that the health and safety of our customers and colleagues are at our top priority. 

    Holland Village Branch will be temporarily closed from 10 October 2022 to 11 October 2022 and will resume business on 12 October 2022 (Wednesday).

    We apologise for any inconvenience caused and would like to thank you for your cooperation as well as your understanding.

    We would like to assure all our customers that our banking services remain fully operational to serve your needs. Most of our branches remain open and you may wish to visit our nearest branch located at:

    - Sixth Ave Branch with Premier Centre (827 Bukit Timah Road Singapore 279886) and;
    - Clementi Branch (3155 Commonwealth Avenue West #04-52 to 55 The Clementi Mall, Singapore 129588)

    You may continue to enjoy greater access to banking services with our phone banking and digital services like OCBC Digital and OCBC PayAnyone apps.

    Alternatively, you may also wish to login to Personal Internet Banking at OCBC.com.sg, or use our 24-hour ATM machines.

    For further assistance, kindly contact our 24-hour OCBC Customer Service hotline at 1800 363 3333.

  • 27 September 2022 - All our branches will be closing at 4:30pm on 27 October 2022 (Thursday) for a company event

    Normal operating hours will resume on 28 October 2022 (Friday).

  • 19 September 2022 - Revision to Interest rates for SGD Time Deposit from 19 September 2022

    Dear Customers

    From 19 September 2022, the interest rates for SGD Time Deposit will be revised as follows:

      S$5,000 – S$20,000
    Tenure (months) Prevailing Rates (a year) Rates from 19 September 2022 (a year)
    3 to 5 0.05% 0.10%
    6 to 8 0.10% 0.20%
    9 to 12 0.10% 0.20%
    13 0.15% 0.35%
    14 0.15% 0.50%
    15 0.20% 0.60%
    18 0.20% 0.80%
    24 0.20% 0.95%
    36 0.50% 1.30%
    48 0.70% 1.50%

    Thank you for banking with us.

  • 1 September 2022 - Revision to Interest rates for 360, Premier Dividend+ Savings accounts from 1 September 2022

    Dear Customers,

    We wish to inform you that with effect from 1 September 2022, we will be raising the interest rates that we pay on the following deposit accounts. Please refer to the tables below for more information.

    Updates to 360 Account

     
    Earn bonus interest (% a year) on the first S$100,000 of your account balance:
     

    SALARY

    Credit your salary of at least S$1,800 through GIRO.

     

    SAVE

    Increase your account balance by S$500 compared to the previous month.

      

    SPEND

    Charge at least S$500 to your OCBC 365 Credit Card each month.

      

    WEALTH
    (Insure)

    Insure with OCBC Bank and earn this bonus interest for 12 months.

    WEALTH
    (Invest)

    Invest with OCBC Bank and earn this bonus interest for 12 months.

    GROW

    Earn this extra bonus on the first S$100,000 if your account balance is S$200,000 and above.

    First S$50,000

    0.6%
    _______________
    0.2%
    _______________
    0.2%
    _______________
    0.6%
    _______________
    0.6%
    _______________

    0.6%
    Next S$25,000
    1.2%
    _______________
    0.4%
    _______________
    0.4%
    _______________
    1.2%
    _______________
    1.2%
    _______________
    Next S$25,000
    2.0%

    0.6% 0.6% 2.0% 2.0%
     
     
    You will earn a base interest of 0.05% per year on your entire account balance.

    Updates to Premier Dividend+ Savings Account

    Premier Dividend+ Savings Account

    Prevailing rates (a year)

    Rates from 1 September (a year)

    Monthly Save and No Withdrawal Bonus interest rate

    0.55% a year

    (11x base interest)

    0.55% a year

    (11x base interest)

    Monthly No Withdrawal Bonus interest rate

    0.50% a year

    (10x base interest)

    1.70% a year

    (34x base interest)

    Base interest rate

    0.05% a year

    0.05% a year

    Thank you for banking with us.

  • 19 August 2022 - Revision of branch operating hours

    Kindly note that we will be revising our operating hours for the following branches:

      Effective date

      Branch

      New hours

      22 August 2022

      Choa Chu Kang
      Marine Parade

      Mondays to Fridays: 11.00am to 7.00pm
      Saturdays: 11.00am to 1.30pm
      Closed on Sundays and Public Holidays

     

      1 September 2022

      Clementi
      Compass One

      19 September 2022

      Bedok
      HabourFront
      Waterway Point

      21 October 2022

      Nex
      Northpoint


    We apologise for any inconvenience caused and look forward to serving you. Thank you.

  • 18 July 2022 - Issuance of queue tickets

    Dear customers, due to the increase in customers visiting our branch, the issuance of queue tickets will end 1 hour before closure time, effective 14 July 2022. We apologise for any inconvenience caused and appreciate your kind understanding.

  • 1 July 2022 - Revision of Fees for Statement Savings Account (Non-Resident)

    Dear Customers

    We wish to notify you that with effect from 1 August 2022, we will be revising the Initial Deposit and Service Fee for the Statement Savings Account (Non-Resident) to the following:

    Statement Savings Account
    (Non-Resident)
    Minimum Initial Deposit (For new accounts opened from 1 August 2022)
    S$20,000
    Service Fee S$10 per month if average daily balance for the month falls below S$20,000
  • 1 July 2022 - Revision to interest rates for Bonus+ Savings, Premier Dividend+ Savings account

    Dear Customers

    We wish to inform you that with effect from 1 July 2022, we will be revising the interest rates that we pay on the following deposit accounts. Please refer to the tables below for more information.

    Bonus+ Savings Account

      Prevailing rates (a year) Rates from 1 July 2022 (a year)
    Monthly No Withdrawal and Save Bonus Interest 0.40%
    (8x base interest)
    0.40%
    (8x base interest)
    Monthly No Withdrawal Bonus interest rate 0.10%
    (2x base interest)
    0.50%
    (10x base interest)
    Base interest rate 0.05% 0.05%

    Premier Dividend+ Savings Account

      Prevailing rates (a year) Rates from 1 July 2022 (a year)
    Monthly No Withdrawal and Save Bonus Interest 0.50%
    (10x base interest)
    0.55%
    (11x base interest)
    Monthly No Withdrawal Bonus interest rate 0.10%
    (2x base interest)
    0.50%
    (10x base interest)
    Base interest rate 0.05% 0.05%

    Please visit Bonus+ Savings Account and Premier Dividend+ Savings Account for details.

    Thank you for banking with us.

    Deposit Insurance Scheme

    Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

  • 1 Jul 2022 - Revision to Terms and Conditions Governing Deposit Accounts

    From 1 August 2022, we will be revising the following clauses in the Terms and Conditions Governing Deposit Accounts:

    • Clause 17: Consent For Disclosure
    • Clause 18: Personal Data
  • 30 June 2022 - Due to further upgrades and enhancements, our chatbot is on an extended break

    Dear Valued Customer, we hope that you have not missed Emma too much. She will be offline a little longer while we make further calibrations and refinements before adding the finishing touches to an all-new experience for you.

    Meanwhile, do get in touch with our Enquiry Assistant at our Contact us page if you have any questions or need help.

    Thank you for your patience and understanding. We remain committed to serving you. 1 May 2022 - Update to Premier Banking Fees and Charges Guide from 1 June 2022 pmb-feescharges-wef1jun22

    Please be informed that with effect from 1 June 2022, we will be updating the OCBC Premier Banking Fees and Charges Guide to reflect revisions to the Trailer Fee Sharing charges under the Investment Business – Funds section.

  • 1 May 2022 - Update to Premier Banking Fees and Charges Guide from 1 June 2022

    Please be informed that with effect from 1 June 2022, we will be updating the OCBC Premier Banking Fees and Charges Guide to reflect revisions to the Trailer Fee Sharing charges under the Investment Business – Funds section.

  • 1 May 2022 - Update to Premier Private Client Fees and Charges Guide from 1 June 2022

    Please be informed that with effect from 1 June 2022, we will be updating the OCBC Premier Private Client Fees and Charges Guide to reflect revisions to the Trailer Fee Sharing charges under the Investment Business – Funds section.

  • 15 April 2022 - Discontinuation of MEPS-NETS services on OCBC ATM, ATM Plus and OCBC ATM/Debit/Credit cards with effect from 15 May 2022

    From 15 May 2022, customers who perform withdrawals on Malaysia ATMs (except for OCBC Malaysia ATMs) will be subjected to nominal service charge, administrative fees and additional service that may be imposed by the bank and VISA/Mastercard respectively.

    Find out more 

  • 31 March 2022 - Revision to interest rates for Bonus+ Savings, Premier Dividend+ Savings, Child Development, Mighty Savers® Accounts

    Dear Customers
    We wish to inform you that with effect from 1 April 2022, we will be revising the interest rates that we pay on the following deposit accounts. Please refer to the tables below for more information.

    Bonus+ Savings Account

      Prevailing rates (a year) Rates from 1 April 2022 (a year)
    Monthly No Withdrawal and Save Bonus Interest 0.25%
    (5x base interest)
    0.40%
    (8x base interest)
    Monthly No Withdrawal Bonus interest rate 0.10%
    (2x base interest)
    0.10%
    (2x base interest)
    Base interest rate 0.05% 0.05%

    Premier Dividend+ Savings Account

      Prevailing rates (a year) Rates from 1 April 2022 (a year)
    Monthly No Withdrawal and Save Bonus Interest 0.35%
    (7x base interest)
    0.50%
    (10x base interest)
    Monthly No Withdrawal Bonus interest rate 0.10%
    (2x base interest)
    0.10%
    (2x base interest)
    Base interest rate 0.05% 0.05%

    Mighty Savers® Account

      Prevailing rates (a year) Rates from 1 April 2022 (a year)
    Monthly Save and No Withdrawal Bonus Interest 0.05% 0.05%
    Monthly Child Development Account Advantage Bonus Interest 0.10% 0.20%
    Base interest rate 0.05% 0.05%

    Child Development Account
    Child Development Account Extra

      Prevailing rates (a year) Rates from 1 April 2022 (a year)
    First S$10,000 1.00% 1.20%
    Next S$15,000 2.40%
    Above S$25,000 2.00%

    Please visit OCBC website > Personal Banking > Accounts for more information.

    Thank you for banking with us.

  • 3 March 2022 - Implementation of Best Execution Policy from 3 March 2022

    With effect from 3 March 2022, we will be implementing written policies and procedures in respect of our placement and/or execution of customers’ orders on the best available terms (commonly referred to as “Best Execution”).

    For more details, please refer to the “Best Execution Policy” document.

  • 17 February 2022 - All our branches will be closing at 4.30pm on 7 March 2022 (Monday) for a company event

    Normal operating hours will resume on 8 March 2022 (Tuesday).

  • 3 February 2022 - We are revising the default trigger for credit and debit card transactions

    From 1 March 2022, the default trigger for our alerting you to any debit or credit card transaction will be lowered from S$1,000 to S$500.

    This means that you will receive an alert in the form of an SMS, push notification or email when any of the following transactions exceed S$500:

    • Any debit or credit card purchase made locally or overseas, in stores or online
    • Any Cash Advance transaction made via ATM, Online Banking or branch

    You can set the trigger yourself via OCBC Internet Banking anytime, including from now.

    For details, please read our frequently asked questions.

  • 14 January 2022 - Updates to a) Terms and conditions governing OCBC PayNow Service and OCBC Cross-Border PayNow Service and b) Terms and conditions governing Electronic Banking Services – PayNow default daily limit is now revised to S$1,000

    Please be informed that the PayNow default daily limit is revised from S$5,000 to S$1,000 with effect from 14 January 2022.

    If you have not changed your daily limit before, it is now set at S$1,000. However, if you have made prior changes to your daily PayNow limit, you may continue to use up to the daily limit you have set.

    You may update your daily limit anytime via OCBC Internet Banking and OCBC Digital app (Mobile Banking). We have added these new daily limits you can change to - S$100, S$500, S$1,000, S$3,000.

    Please refer to the revised terms and conditions:
    Terms and conditions governing OCBC PayNow Service and OCBC Cross-Border PayNow Service
    Terms and conditions governing Electronic Banking Services

  • 3 January 2022 - Our chatbot, Emma, will be offline until Q2 2022

    Dear Valued Customer, we will – from 3rd February 2022 – take Emma offline temporarily for a tune-up and refresh. She should be back online in the second quarter of the year, energised and ready to serve you better.

    Till then, do get in touch with our Enquiry Assistant at our Contact us page if you have any questions or need help.

    We remain committed to serving you.

  • 30 December 2021 - Chinese New Year Branch Closures

    1. We will be closing early on 31 January 2022 for Chinese New Year

    Our branches will be closing early at the respective timings below on 31 January 2022.

     Branches closing at 11.30am

     Bukit Batok

     North

     Sixth Avenue

     Bukit Panjang

     OCBC Centre

     Thomson

     Jurong West

     Serangoon Garden

     

     

     Branches closing at 1.30pm

     Ang Mo Kio Central

     Holland Village

     Parkway Parade Premier Centre

     Bedok

     Hougang Mall

     Paya Lebar Square

     Bishan

     Ion Orchard

     Tampines

     Causeway Point

     Jurong East

     Tiong Bahru Plaza

     Choa Chu Kang

     Jurong Point

     Toa Payoh Central

     City Square Mall

     Marine Parade

     United Square

     Clementi

     Nex

     Waterway Point

     Compass One

     Northpoint

     White Sands

     Harbourfront

     Orchardgateway

     


    2.
    All branches will be closed on 1 – 2 February 2022 (Tuesday to Wednesday) for the Chinese New Year public holiday.

    Business will resume the next day on 3 February 2022 (Thursday) for all branches.

  • 1 December 2021 - Revision to Interest rates for Premier Dividend+ Savings Account from 3 Jan 2022

    Please be informed that with effect from 3 Jan 2022, we will be revising the interest rates that we pay on the Premier Dividend+ Savings Account. Please refer to the table below for more information.

    Premier Dividend+ Savings Account

    Interest category Prevailing rates (a year) Rates from 3 Jan 2022 (a year)
    Monthly Save and No Withdrawal Bonus interest rate 0.30%
    (6x base interest)
    0.35%
    (7x base interest)
    Monthly No Withdrawal Bonus interest rate 0.15%
    (3x base interest)
    0.10%
    (2x base interest)
    Base interest rate 0.05% 0.05%
  • 26 November 2021 - Early Branch Closure for the Year-End Festive Season

    All our branches will be closing at 3.30pm on 24 December (Friday) & 31 December 2021 (Friday). We are closed on Christmas on 25 December (Saturday) & New Year on 1 January 2022 (Saturday). Normal operating hours will resume on 26 December (Sunday) & 2 January 2022 (Sunday) respectively for Sunday Banking branches.

  • 24 November 2021 - Update to Terms and Conditions Governing the BEST-OCBC Credit Card

    Effective 22 December 2021, the naming of the card in the Terms and Conditions will be updated to BEST-OCBC Credit Card. There are no changes to the card features and this will not impact cardmembers’ banking arrangements.

  • 15 November 2021 - Notification of Revisions in Pricing Guide for Singapore and Overseas Home Loans

    Please be informed that with effect from 15 December 2021, the Pricing Guide for Singapore and Overseas Home Loans will be revised as follows:

      Requests Amount (in the currency of your loan)
    1 To change your loan tenure, repayment scheme or purchase of recess area $500
    2 To change your law firm managing your loan Removed
    3 To process any other restructuring requests including change of Mortgagors and/or Borrowers/other requests not covered by this pricing guide, that requires us to issue a Supplementary Letter of Offer (SLO) $1000

    The revised Pricing Guide for Singapore and Overseas Home Loans will be posted on www.ocbc.com by 15 December 2021.

  • 18 October 2021 - Updates to Fees, Charges, and Cardmembers Agreement Governing OCBC Credit Cards from 19 Nov 2021

    We will be updating the Fees, Charges and Cardmembers Agreement Governing OCBC Credit Cards with regards to interest on purchases and overlimit fee which will take effect from 19 Nov 2021 as follows:

    OCBC Cardmembers Agreement for Credit Cards

    • Revision to clause 5.2 (b) of Section 5. Payment
    • Addition of clause 5.3 (i) of Section 5. Payment

    View the revised OCBC Cardmembers Agreement.

    Fees & Charges for OCBC Credit Cards

    Interest on Purchases

    The interest rate for OCBC Credit Cards is 26.88% per annum (or 26.76% for NTUC/OCBC Plus! Visa Credit Cards). If we do not receive full payment by the due date, a minimum charge of $2.50 a month, calculated from the transaction date, will be billed to your account. If the minimum payment is not received by OCBC Bank by the payment due date, the prevailing interest rate applicable to the outstanding balance in and all new purchases charged to your card account from the date each purchase is made, will be increased to a higher interest rate of 29.88% per annum. This additional interest will be notified to you via statement and will not apply to NTUC/OCBC Plus! Visa Credit Cards. This interest rate will revert to the prevailing interest rate as soon as your account is no longer past due in the current and last two months.

    Overlimit Fee

    A fee of $40 will be charged if the total outstanding balance of all your credit cards exceed your total credit card credit limit at any point of time. This fee will be charged to the credit card with the earliest statement cycle and highest outstanding balance. Overlimit fee will not apply to NTUC/OCBC Plus! Visa Credit Cards.

    View the revised Fees and Charges for OCBC Credit Cards.

  • 1 October 2021 - [NEW] We will revise the annual service fee under the OCBC 90°N Card Programme

    On 1 November 2021, the annual service fee paid under the OCBC 90°N Card Programme will be revised to S$53.50 for both principal and supplementary cardmembers. 

    Before 1 November 2021 From 1 November 2021
    Annual service fee
    • S$192.60 with a renewal bonus of 10,000 Travel$ for principal cardmembers
    • S$96.30 for supplementary cardmembers
    • S$53.50 for both principal and supplementary cardmembers
    • No welcome or renewal bonus* for principal cardmembers

    * Principal cardmembers will receive 10,000 Travel$ if they pay an additional S$139. This option will be available on our webpage from 1 November 2021.

    We will continue to review the features and benefits of the OCBC 90°N Card to cater to your needs.

    Please view the revised terms and conditions governing OCBC 90°N Card Programme.

  • 1 October 2021 - Update to Terms and Conditions Governing Deposit Accounts

    From 1 November 2021, clause 6.1 will be revised. View the revised terms and conditions.

  • 8 September 2021 - Update to Terms and Conditions Governing OCBC Investment Products and Services from 8 October 2021

    We will be updating the Terms and Conditions Governing OCBC Investment Products and Services from 8 October 2021 as follows:

    • Revision to clause 3(b) of Section 1: General Terms and Conditions
    • Addition of clause 3(e) of Section 2: Terms and Conditions Governing  Structured Deposits
    • Addition of clause 4(e) of Section 3: Terms and Conditions Governing  Structured Products


    View the revised terms and conditions governing OCBC Investment Products and Services.

  • 1 September 2021 - Rebranding of OCBC YES! Debit Card to OCBC Debit Card with effect from 1 October 2021

    From 1 October 2021, we will be rebranding the OCBC YES! Debit Card to OCBC Debit Card.
    We’re giving you more ways to earn rebates on your daily essential spend. This includes any Debit Card spend on newly added merchants such as Shopee, NTUC FairPrice and Transit - SimplyGo.

      Before 1 October 2021 From 1 October 2021 onwards
    Minimum Monthly Qualifying Spend S$400 all eligible Visa spend S$500 all eligible Visa spend
    1% Cashback Categories Categories Merchant Names Categories Merchant Names
    Fastfood Under Visa Merchant Category Code (MCC) 5814 Fastfood Under Visa Merchant Category Code (MCC) 5814
    Transport Grab, Comfort and CityCab, Go-Jek and TADA Transport Grab, Comfort and CityCab, Go-Jek, TADA and Transit - SimplyGo
    Online ZALORA, Lazada, ASOS, iHerb, FairPrice Online Online Lazada and Shopee
    Convenience Store 7-Eleven, Cheers Groceries NTUC FairPrice and FairPrice Online
    Monthly Rebate Cap No rebate cap No rebate cap

     

    View the revised Terms and conditions governing the OCBC Debit Card.
    Please refer to the Frequently asked questions for more details.

  • 2 August 2021 - Revision to SMS Notification Alert for Account Debit Transactions

    From 16 August 2021, you will receive an SMS notification alert when the following account debit transactions exceed S$50,000 or such threshold as set by you, whichever is lower:

    • Cheques drawn on your account
    • GIRO deductions
    • Outgoing Remittances
    • Others (such as other financial transactions effected at branches or through Phone Banking)


    Find out more.

  • 2 August 2021 - Revision to Interest rates for Premier Global Savings Account and Global Savings Account

    Dear Customers

    We wish to inform you that with effect from 1 June 2021, we will be revising the interest rates for Premier Global Savings Account and Global Savings Account.

    Premier Global Savings Account

    Chinese Yuan (CNH)

    Prevailing rates (a year)

    Rates from 1 June 2021 (a year)

    First $500,000

    Next $1,500,000

    Next $3,000,000

    Above $5,000,000

    0.02%

    0.02%

    0.02%

    0.02%

    0.02%

    0.05%

    0.10%

    0.20%

    Global Savings Account

    Chinese Yuan (CNH)

    Prevailing rates (a year)

    Rates from 1 June 2021 (a year)

    First $500,000

    Next $1,500,000

    Next $3,000,000

    Above $5,000,000

    0.01%

    0.01%

    0.01%

    0.01%

    0.01%

    0.05%

    0.08%

    0.15%

  • 2 August 2021 - Renaming of Private Banking EasiSave and Private Banking Global Savings Account

    From 1 June 2021, the Private Banking EasiSave Account and Private Banking Global Savings Account held by corporate customers will be renamed to Premier Easisave (Corp) and Premier Global Savings (Corp) respectively. There are no changes to the product features and this will not impact account holders’ banking arrangements.

  • 2 August 2021 - Notification of Revisions in Mortgage and Auto Financing Terms and Conditions

    Please be informed that with effect from 1 July 2021, the Terms and Conditions of the following consumer loan products will be revised as follows:

    1. To incorporate additional clauses in relation to Sanctions, Sanction Countries and related terms.
    2. To reduce the redemption notice period for property loans on residential properties in Singapore.
    3. To include email as a channel of notification in Mortgage T&Cs.

    The listing of revisions are in the attachments below. The revised Terms and Conditions will be posted on www.ocbc.com by 1 July 2021.

    Property Loans Auto loan

    Impacted Terms and Conditions:

    • Terms and Conditions Governing Mortgage Loans
    • Terms and Conditions Governing HDB Home Loans
    • Terms and Conditions Governing UK Property Loans
    • Terms and Conditions Governing Australia Property Loans
    • Terms and Conditions Governing US Property Loans
    • Terms and Conditions Governing Japan Property Loans
    • Terms and Conditions Governing Malaysia Property Loans
    • Terms and Conditions Governing New Zealand Property Loans

    Changes to the clauses for Property Loans are as follows:

      Subject Clauses
    (i) Sanction clause Amendments
    • Clause 2. Banking Facilities - 2.1
    • Clause 10. Representations and declarations - 10.2, 10.2.1, 10.2.2, 10.2.3, 10.2.4 (US) 10.6
    • Clause 11 Failing to keep to this agreement - 11.1.27 (11.1.26 for Mortgage T&C)
    Insertions
    • Clause 10. Representations and declarations - 10.2, 10.2.4, 10.2.5, 10.2.6
    (ii) Reduce repayment notice from three months’ to two months'
    • Clause 8. Repaying the loan early (Mortgage and HDB)
    (iii) 'Notices' clause - Addition of email as a channel of notification
    • Clause 19. Notices (Australia, Japan, Malaysia, New Zealand, UK and US)
    • Clause 21. Notices (Mortgage)
    • Clause 22. Notices (HDB)
  • 2 August 2021 - The terms and conditions governing NTUC Plus!/Plus! Visa Card Rewards Programme will be revised on 1 August 2021

    NTUC Link will be making changes to the Plus! Rewards Programme effective 1 August 2021:

    • Redemption Rate to be revised from 150 LinkPoints = S$1 to 100 LinkPoints = S$1
    • Changes to rebates awarded by FairPrice

    (For more information on the changes, please visit https://promo.plus.com.sg/plusrefreshed/)

    As such, the terms and conditions governing the NTUC Plus!/Plus! Visa Card Rewards Programme will be revised to reflect the changes summarised below:

    LinkPoints rebate from FairPrice

    Before 1 August 2021 Effective from 1 August 2021
    At the point of transaction of at least S$20, 2 LinkPoints (1.33%) will be awarded by FairPrice per S$1. At the point of transaction, 0.5 LinkPoints (0.5%) will be awarded by FairPrice per S$1 charged.

    In the event that Cardmembers spend at least S$400 in a month at FairPrice, Cheers, Warehouse Club and Unity, an additional 0.83 LinkPoints (0.83%) will be awarded by FairPrice per S$1 charged.

    Bonus LinkPoints rebate from OCBC
    On top of that, Cardmembers who have made at least S$20 worth of Visa transactions (excluding the purchase of gift vouchers, Big Sweep/4D/TOTO tickets and cigarettes) at FairPrice supermarkets (including FairPrice Xtra and FairPrice Finest), Warehouse Club and Unity Stores will be awarded additional LinkPoints as per the table below:

      Before 1 August 2021 Effective from 1 August 2021
    Min Out-store Spend^ NTUC Plus! Visa Credit Card NTUC Plus! Visa Debit Card NTUC Plus! Visa Credit Card NTUC Plus! Visa Debit Card
    S$400 Additional 8.5 Bonus LinkPoints (5.67%)
    (Capped at 4,250 LinkPoints/month)
    Additional 5.67 Bonus LinkPoints (5.67%)
    (Capped at 2,835 LinkPoints/month)
    S$200 NA Additional 4 Bonus LinkPoints (2.67%)
    (Capped at 2,000 LinkPoints/month)
    NA Additional 2.67 Bonus LinkPoints (2.67%)
    (Capped at 1,335 LinkPoints/month)

     

      Before 1 August 2021 Effective from 1 August 2021
    Min Out-store Spend^ OCBC Plus! Visa Credit Card OCBC Plus! Visa Debit Card OCBC Plus! Visa Credit Card OCBC Plus! Visa Debit Card
    S$500 Additional 8.5 Bonus LinkPoints (5.67%)
    (Capped at 4,250 LinkPoints/month)
    Additional 5.67 Bonus LinkPoints (5.67%)
    (Capped at 2,835 LinkPoints/month)
    S$200 NA Additional 4 Bonus LinkPoints (2.67%)
    (Capped at 2,000 LinkPoints/month)
    NA Additional 2.67 Bonus LinkPoints (2.67%)
    (Capped at 1,335 LinkPoints/month)

    ^Out-store spend is defined in Clause C of the terms and conditions governing the NTUC Plus!/Plus! Visa Card Rewards Programme.

    LinkPoints rebate awarded on FairPrice Online transactions

    Before 1 August 2021 Effective from 1 August 2021
    4.5 LinkPoints (3%) will be awarded by OCBC per S$1 charged if the minimum out-store spend is met. 3 LinkPoints (3%) will be awarded by OCBC per S$1 charged if the minimum out-store spend is met.

    Additionally, at the point of transaction, 0.5 LinkPoints (0.5%) will be awarded by FairPrice per S$1 charged. For Digital Club members who spend at FairPrice Online, an additional 0.5 LinkPoints (0.5%) will be awarded by FairPrice per S$1 charged upon checkout.

    View the updated terms and conditions.

  • 19 April 2021 - Interest Rate Revision for NTUC-OCBC Starter Account and update to Terms and Conditions Governing NTUC-OCBC Starter Account

    From 1 June 2021, the Terms and Conditions Governing NTUC-OCBC Starter Account Programmes will be revised.

    The interest rates that we pay on your account, as shown below, will be revised:

    Deposit balance Current rates (per annum) Rates from 1 June 2021 (per annum)
    Base interest rate
    All amounts 0.05% No change
    Bonus interest rate
    First S$50,000 0.40% 0.20%

    View the updated terms and conditions.

  • 24 March 2021 - We will send you an OCBC Premier Private Client World Elite™️ Debit Card

    We are pleased to inform you that we will be sending selected Premier Private Clients a new OCBC Premier Private Client World Elite™️ Debit Card by the date stated in the letter or SMS that is sent to you. This Card will replace your OCBC Premier World Elite™️ Debit Card, which will be cancelled by the date stated in the letter or SMS.

    Frequently asked questions

    1. What is the difference between my Premier World Elite™️ Debit Card and the Premier Private Client World Elite™️ Debit Card?

      The Premier Private Client World Elite™️ Debit Card is crafted in a new iconic bronze finish. It offers you the same great functions and benefits as your Premier World Elite™️ Card.

      For a full list of the features and applicable terms and conditions, please visit: www.ocbc.com/ppcdebit.

    2. Is there any contactless payment feature available with the Premier Private Client World Elite™️ Debit Card?

      Yes, the debit card comes with MasterCard payWave, which allows you to wave your card to make payment for purchases. The transaction amount will be deducted directly from your account linked to the debit card.

    3. Which bank account will the new Premier Private Client World Elite™️ Debit Card be linked to?

      The new Premier Private Client World Elite™️ Debit Card that we will issue you will be linked to the same account as your existing Premier World Elite™️ Debit Card. If you to wish to link more bank accounts to your new Premier Private Client World Elite™️ Debit Card for ATM withdrawals, you may do so via:

      1. Internet Banking & OCBC Digital app
      2. OCBC ATM
    4. I have not received the Premier Private Client World Elite™️ Debit Card, what should I do?

      Your new Debit card will be sent to you by the date stated in the letter or SMS.

      Should you not receive the card by then, kindly reach out to your Client Advisor.

    5. Can I still use the new debit card to withdraw cash overseas?

      Yes. However, you will need to activate the overseas ATM cash withdrawal feature via OCBC Online Banking, SMS, or mail in forms. For more details, please refer to www.ocbc.com/overseas

      Applicable fees for overseas ATM cash withdrawal charges will apply.

    6. What is the PIN for the new debit card?

      If you’re activating your new debit card via the ATM, you will be prompted to enter a new PIN immediately. If you’re activating your new debit card via OCBC Online Banking, a new card PIN will be mailed to you 5-7 days after you have activated your new debit card.

    7. What should I do with my old Premier World Elite™️ Debit Card? Can I still use it?

      Your old Premier World Elite™ Debit Card will be terminated by the date stated in the letter or SMS.

      Please destroy your old Premier World Elite™️ Debit Card by cutting it into two. This is to protect you from potential fraudulent activities.

    8. What happens if I choose to terminate the new Premier Private Client World Elite™️ Debit Card?

      Should you wish to terminate your Premier Private Client World Elite™️ Debit Card, please note that you will no longer be able to make any ATM withdrawals or purchases on your Premier Private Client World Elite™️ Debit Card, or on your Premier World Elite™️ Debit Card after it is terminated.

    9. What are my other options for ATM withdrawal?

      Apart from using your debit card, you can also use OCBC Pay Anyone™️ for Cardless Cash Withdrawals. Simply scan the QR code on the ATM screen with the OCBC Pay Anyone App to withdraw cash. For more information, refer to ocbc.com/payanyone.

    10. Where can I get the full list of merchant offers available with the Premier Private Client World Elite™️ Debit Card?

      You can refer to the full listing of merchant offers at www.ocbc.com/ppcdebit.

    11. How is my foreign currency transaction processed when I link my Premier Private Client World Elite™️ Debit Card to a Premier Global Savings Account?

      If your Premier Global Savings Account is linked to your Premier Private Client World Elite™️ Debit Card, purchases made in foreign currencies and overseas ATM cash withdrawals will be automatically deducted from your respective foreign currency account with no foreign currency transaction fees. For example, if you make a USD 100 purchase using your Debit Card linked to your Premier Global Savings Account, the USD 100 transaction will be deducted directly from the USD funds in your Premier Global Savings Account. There will be no foreign currency transaction fees nor administrative fees. Similarly, you will be able to withdraw foreign currency funds from an overseas ATM directly from the respective foreign currencies within your Premier Global Savings Account. Overseas ATM cash withdrawal fees may apply.

    12. How do I open a new Premier Global Savings Account?

      You would be able to open a new Premier Global Savings Account via any of these channels:

      1. Apply via OCBC Online Banking
      2. Apply via OCBC Digital app

        Select ‘Main Menu’ > ‘Apply’ > ‘Accounts’ > ‘Premier Global Savings Account’
      3. At any OCBC Banking Branch
    13. I already have a Premier Global Savings Account. How do I link my Debit Card to this account?

      You would be able to link your Debit Card to your Premier Global Savings Account via OCBC Digital app

      Select ‘Main Menu’ > ‘Card Services’ > ‘ATM transactions – Link/Delink Accounts’

    14. How many foreign currencies can I transact with my Premier Global Savings Account-linked Debit Card?

      There are 7 available foreign currencies: Australia Dollar (AUD), Canadian Dollar (CAD), Euro (EUR), British Pound (GBP), Hong Kong Dollar (HKD), New Zealand Dollar (NZD), and US Dollar (USD). Chinese Yuan Offshore (CNH) is not available for purchase or cash withdrawal transactions. All Chinese Yuan Offshore transactions will be charged to your SGD account linked to the Debit Card.

    15. What should I do if I have recurring bill payment arrangements (e.g. iTunes, telcos, etc) setup on my Premier World Elite™ Debit Card previously?

      To avoid any service disruption or any late payment fees or interest of any kind, do update any recurring payment arrangements with billing organisations with your new Premier Private Client World Elite™️ Debit Card details by the date stated in the letter or SMS.

  • 18 March 2021 - Update to Terms and Conditions governing Electronic Banking Services

    From 19 March 2021, the terms and conditions will be revised to include terms relating to OCBC ATM Service — ATM Face Verification Access Means. View the revised Terms and Conditions governing Electronic Banking Services.

  • 11 March 2021 - Revision to Terms and Conditions governing OCBC RoboInvest

    Please note that from 10 April 2021, the Terms and Conditions governing OCBC RoboInvest will be revised as follows:

    (a) incorporation of additional provisions on Compliance and Sanctions, and Amendments; and 

    (b) amendments to clauses relating to Your information, Liability, Indemnity, Termination and Consequence upon Termination.

    A summary of the changes can be found here.

    View the revised Terms and Conditions governing OCBC RoboInvest.

  • 10 March 2021 - Revision to CPF Investment Account and Supplementary Retirement Scheme (SRS) Account terms and conditions

    From 10 April 2021, the following terms and conditions will be revised to include terms relating to Compliance and Sanctions:

    View the revised Terms and conditions governing CPF Investment Accounts

    View the revised Terms and conditions governing Supplemenatary Retirement Scheme (SRS Accounts)

  • 1 March 2021 - Notification of additional clause in Terms and conditions governing Banking Facilities

    Please be informed that with effect from 1 April 2021, the Terms and conditions governing Banking Facilities will be revised to incorporate additional clauses in relation to Sanctions1, Sanction Countries2 and related terms.

    A summary of the changes can be found here.

    Please refer to the revised Terms and conditions governing Banking Facilities.

    1"Sanctions" means any trade, economic or financial sanctions, embargoes or restrictive measures or related laws or regulations enacted, imposed, administered or enforced from time to time by sanction authorities.

    2"Sanctioned Country" means, at any time, a country or territory which is the subject or target of any comprehensive or country-wide or territory-wide Sanctions, including but not limited to North Korea, Iran, Syria, Cuba and Crimea region of the Ukraine.

  • 01 March 2021 - Update to Investment Products' terms and conditions
  • 1 March 2021 - The Terms and conditions governing OCBC Credit / Debit Cards Programmes will be revised on 1 April 2021

    Merchant Category Codes

    On 1 April 2021, we will make additions to the Merchant Category Codes (MCCs) exclusion list. This means that transactions made under the following MCCs will not earn any rewards/rebates:

    MCCs Applicable to
    4111, 4121, 4131
    Payments made to Grab Transport, Gojek and licensed taxi operators (including Comfort, Citycab, Transcab, SMRT Taxi, Premier Taxi, Prime Taxi and HDT Taxi) will continue to earn rewards/rebates
    Plus! Debit and Credit Cards
    5047
    Healthcare – Medical, Dental, Ophthalmic and Hospital Equipment and Supplies
    All OCBC Cards
    5262
    Specifically Shopee Pay
    All OCBC Cards
    8062
    Hospitals
    Payments made to private hospitals (e.g. Parkway Medical or Raffles Medical) using VOYAGE or Premier VISA Infinite Credit Cards will continue to earn rewards/rebates
    All OCBC Cards except VOYAGE Cards and the Premier VISA Infinite Credit Card

    VOYAGE Credit Card and OCBC Premier VISA Infinite Credit Card

    The Terms and Conditions Governing the VOYAGE Credit Card and OCBC Premier VISA Infinite Credit Card Programmes will also be revised:

    1. We will no longer extend complimentary travel personal accident and travel inconvenience insurance to VOYAGE and Premier VISA Infinite Cardholders.
    2. We will no longer send monthly SMS reminders regarding VOYAGE Transfer Service entitlements – VOYAGE Cardholders will still be able to see their Transfer Service balance via our rewards portal or on their statements. Any miscellaneous charges incurred, such as Extra Stop Service and Waiting Time, will be shown as ‘Miscellaneous Adjustments’ on VOYAGE Cardholders’ monthly card statements.


    Details of changes

    Please refer to the links for the changes to our terms and conditions:

    1. OCBC$ Rewards Programme
    2. OCBC Titanium Rewards Credit Card
    3. OCBC Robinsons Group Credit Card
    4. OCBC BEST Denki Credit Card
    5. OCBC 90°N Card
    6. OCBC VOYAGE Card
    7. OCBC 365 Credit Card
    8. Plus! Credit Card
    9. FRANK Credit Card
    10. OCBC Cashflo Credit Card
    11. OCBC Great Eastern Cashflo Credit Card
    12. Plus! Debit Card
    13. FRANK Debit Card
    14. OCBC YES! Debit Card
    15. OCBC Business Debit Card
    16. OCBC Premier VISA Infinite Credit Card
  • 20 January 2021 - Discontinuation of OCBC FRANK Mastercard Debit Card and OCBC Platinum Mastercard Debit Card on 1 March 2021

    Following a holistic review of our debit card offerings, we will no longer offer the OCBC FRANK Mastercard Debit Card and OCBC Platinum Mastercard Debit Card. While you can no longer use these cards on 1 March 2021, you will be issued an OCBC YES! Debit Card as a replacement and this new card will be linked to the same bank account as your OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card.

    The OCBC YES! Debit Card comes with better benefits including a 1% rebate at over 10 merchants such as Grab, FairPrice Online and McDonald’s. In addition, the OCBC YES! Debit Card is enabled with Visa payWave so you can make payments faster, cleaner and safer simply with a wave of your card. Read the full list of card benefits and terms and conditions.

    To avoid any service disruption or any late payment fees or interest of any kind, do update any recurring payment arrangements with billing organisations with your new OCBC YES! Debit Card details.

    Frequently asked questions

    1. What should I do if I have an OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card?
      You may continue using your existing card until 28 February 2021 (date inclusive). Thereafter, please destroy it by cutting it into two. This is to protect you from potential fraudulent activities. You will be issued an OCBC YES! Debit Card as a replacement and this new card will be linked to the same bank account as your OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card.
      To avoid any service disruption or any late payment fees or interest of any kind, do update any recurring payment arrangements with billing organisations with your new OCBC YES! Debit Card details when you receive it.
    2. What is the difference between the OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card and the OCBC YES! Debit Card?
      The OCBC YES! Debit Card comes with better benefits including a 1% rebate at over 10 merchants such as Grab, FairPrice Online and McDonald’s. In addition, the OCBC YES! Debit Card is enabled with Visa payWave so you can make payments faster, cleaner and safer simply with a wave of your card. Read the full list of card benefits and terms and conditions.
    3. How do I know which bank account my OCBC YES! Debit Card is linked to?
      You may log on to Internet Banking or the OCBC Digital app to find out which bank account your OCBC YES! Debit Card is linked to. Your new OCBC YES! Debit Card will be linked to the same bank account as your OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card.
      If you to wish to link more bank accounts to your new OCBC YES! Debit Card for ATM withdrawals, you may do so via:
      • Internet Banking & OCBC Digital Banking: Card Services > Link/ Delink
      • OCBC ATM
    4. Is there any contactless payment feature available with the OCBC YES! Debit Card?
      Yes, the OCBC YES! Debit Card comes with Visa payWave, which allows you to wave your card to make payment for purchases. The transaction amount will be deducted directly from your account linked to the card.
    5. Is the OCBC YES! Debit Card secure?
      The OCBC YES! Debit Card comes with an embedded Europay MasterCard Visa (EMV) chip. This is a security standard for cards globally that will protect you better against potential fraudulent activities.
      We have also further enhanced the card security by:
      • Allowing cardmembers to set their preferred daily Visa spending limit.
      • Providing transaction alerts for transactions that are above S$1,000 (default) or the cardmember’s preferred trigger amount.
      • Protecting cardmembers against card theft or loss by limiting their liability for lost/stolen cards, provided that they notify us immediately and assist us in the recovery and investigation of the unauthorized charges in accordance with the OCBC Debit Cardmembers Agreement.
    6. I notice you still offer the OCBC FRANK Visa Debit Card. Can I apply for that?
      Yes, you may apply for another debit card to better suit your needs. Find out more about the OCBC FRANK Visa Debit card.
    7. Can I still use the OCBC YES! Debit Card to withdraw cash overseas?
      Yes. However you will need to activate the overseas ATM cash withdrawal feature via OCBC Online Banking, SMS, or mail in forms. Applicable fees for Overseas ATM Cash Withdrawal charges will apply. View more details.
    8. I have previously set a higher/ lower withdrawal limit for my OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card. Will the new OCBC YES! Debit card have the same settings?
      Yes, your OCBC YES! Debit Card will have the same setting as your OCBC FRANK Mastercard Debit Card or OCBC Platinum Mastercard Debit Card.
    9. What are my other options for ATM withdrawal?
      Apart from using your debit card, you can also use OCBC Pay Anyone™ for Cardless Cash Withdrawals. Simply scan the QR code on the ATM screen with the OCBC Pay Anyone App to withdraw cash. Find out more.
  • 14 January 2021 - Chinese New Year Branch Closures

    1. We will be closing early on 11 February 2021 for Chinese New Year

    Our branches will be closing early at the respective timings below on 11 February 2021.

    Branches closing at 11.30am

    Bedok North

    Marina Bay Financial Centre

    Serangoon Garden

    Bukit Batok

    North

    Sixth Avenue

    Bukit Panjang

    OCBC Centre

    Thomson

    Jurong West

     

     

     

    Branches closing at 1.30pm

    Ang Mo Kio Central

    Holland Village

    Parkway Parade Premier Centre

    Bedok

    Hougang Mall

    Paya Lebar Square

    Bishan

    Ion Orchard

    Tampines

    Causeway Point

    Jurong East

    Tiong Bahru Plaza

    Choa Chu Kang

    Jurong Point

    Toa Payoh Central

    City Square Mall

    Marine Parade

    United Square

    Clementi

    Nex

    Waterway Point

    Compass One

    Northpoint

    White Sands

    Harbourfront

    Orchardgateway

     


    2.
    All branches will be closed on 12 – 14 February (Friday to Sunday) for the Chinese New Year public holiday.

    Business will resume the next day on 15 February 2021 (Monday) for all branches.

  • 11 January 2021 - Chinese New Year New Notes Exchange 2021

    From 18 January till 6 February 2021, book a slot online and exchange new notes at OCBC Branches.

    Find out more at ocbc.com/cnynewnotes.

  • 1 January 2021 - Revision to Interest rates for 360, Bonus+ Savings, Premier Dividend+ Savings, Premier EasiSave, Premier Statement Savings, Private EasiSave (Personal and Corporate), Private Statement Savings (Personal and Corporate), Premier Trade SGD Cash, EasiSave Gold Accounts from 1 February 2021

    Dear Valued Customer,

    We wish to inform you that, on 1 February 2021, we will be revising the interest rates for the following deposit accounts.

    Please refer to the tables below for more information.

    Updates to 360 Account

     
    Earn bonus interest (% a year) on the first S$75,000 of your account balance:
     

    SALARY

    Credit your salary of at least S$1,800 through GIRO.

     

      SAVE

    Increase your account balance by S$500 compared to the previous month.

      

    Insure

    Insure with OCBC Bank and earn this bonus interest for 12 months.

    Invest

    Invest with OCBC Bank and earn this bonus interest for 12 months.

    GROW

    Earn this extra bonus on the first S$75,000 if your account balance is S$200,000 and above.

    First S$25,000

    0.3%
    _______________
    0.1%
    _______________
    0.3%
    _______________
    0.3%
    _______________

    0.4%
    Next S$25,000
    0.6%
    _______________
    0.2%
    _______________
    0.6%
    _______________
    0.6%
    _______________
    Next S$25,000
    1.2%

    0.4% 1.2% 1.2%
     
     
    You will earn a base interest of 0.05% a year on your entire account balance

    Updates to Bonus+ Savings, Premier Dividend+ Savings, Premier EasiSave, Premier Statement Savings, Private EasiSave (Personal and Corporate), Private Statement Savings (Personal and Corporate), Premier Trade SGD Cash, EasiSave Gold Accounts

    Bonus+ Savings Account

    Interest category

    Prevailing rates (a year)

    Rates from 1 February 2021 (a year)

    Monthly Save and No Withdrawal Bonus interest rate

    0.25%
    (5x base interest)

    0.25%
    (5x base interest)

    Monthly No Withdrawal Bonus interest rate

    0.20%
    (4x base interest)

    0.10%
    (2x base interest)

    Base interest rate

    0.05%

    0.05%

     

    Premier Dividend+ Savings Account

    Interest category

    Prevailing rates (a year)

    Rates from 1 February 2021 (a year)

    Monthly Save and No Withdrawal Bonus interest rate

    0.30%
    (6x base interest)

    0.30%
    (6x base interest)

    Monthly No Withdrawal Bonus interest rate

    0.25%
    (5x base interest)

    0.15%
    (3x base interest)

    Base interest rate

    0.05%

    0.05%

     

    Premier EasiSave, Premier Statement Savings, Private EasiSave (Personal and Corporate), Private Statement Savings (Personal and Corporate), Premier Trade SGD Cash Accounts

    Account balance

    Prevailing rates (a year)

    Rates from 1 February 2021 (a year)

    First S$300,000

    0.05%

    0.05%

    Above S$300,000

    0.08%

    0.05%

     

    EasiSave Gold Account

    Account balance

    Prevailing rates (a year)

    Rates from 1 February 2021 (a year)

    First S$300,000

    0.05%

    0.05%

    Above S$300,000

    0.08%

    0.05%

Important notices

Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$100,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.