STRUCTURED DEPOSITS

Stretch your investment with potentially higher returns

Why you will love this

Potentially higher returns than traditional time deposits

Initial investment amount will be returned if held to maturity and the bank remains solvent

Note: no tranche available for purchase at the moment

Combining deposit with an investment product, Structured Deposits let you earn potentially higher returns.

FEATURES AND BENEFITS

Principal protected

The initial investment amount will be returned if the Structured Deposit is held to maturity and the bank remains solvent.

The initial investment amount will be returned if the Structured Deposit is held to maturity and the bank remains solvent.

Potentially higher returns

Enjoy potentially higher returns compared to traditional fixed deposits, especially in a low interest rate environment.

Enjoy potentially higher returns compared to traditional fixed deposits, especially in a low interest rate environment.

Payouts may be varied

In some cases, the interest payout may be linked to the performance of the underlying assets (e.g. equity, foreign exchange). If predetermined payout conditions are not met, you may not receive any interest payout for some or all interest payment periods.

In some cases, the interest payout may be linked to the performance of the underlying assets (e.g. equity, foreign exchange). If predetermined payout conditions are not met, you may not receive any interest payout for some or all interest payment periods.

KEY RISKS

Early termination

After the predetermined period, the bank may terminate the product and return the initial investment amount and any interest earned in the period to you.

After the predetermined period, the bank may terminate the product and return the initial investment amount and any interest earned in the period to you.

Withdrawal before maturity date

There may be substantial losses to your principal if you choose to end the investment early.

There may be substantial losses to your principal if you choose to end the investment early.

No deposit insurance

Structured Deposits are not insured under the Deposit Insurance and Policy Owners' Protection Schemes Act of Singapore.

Structured Deposits are not insured under the Deposit Insurance and Policy Owners' Protection Schemes Act of Singapore.

Additional information

Structured Deposits can be purchased using cash or Supplementary Retirement Scheme (SRS). However, there is no tranche available at the moment.



This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as at 8 April 2020.