STRUCTURED DEPOSITS
Stretch your investment with potentially higher returns
Limited time offer Up to 10.10% returns over 5 years
Combining deposit with an investment product, Structured Deposits let you earn potentially higher returns.
Principal protected
The initial investment amount will be returned if the Structured Deposit is held to maturity and the bank remains solvent.
The initial investment amount will be returned if the Structured Deposit is held to maturity and the bank remains solvent.
Potentially higher returns
Enjoy potentially higher returns compared to traditional fixed deposits, especially in a low interest rate environment.
Enjoy potentially higher returns compared to traditional fixed deposits, especially in a low interest rate environment.
Payouts may be varied
In some cases, the interest payout may be linked to the performance of the underlying assets (e.g. equity, foreign exchange). If predetermined payout conditions are not met, you may not receive any interest payout for some or all interest payment periods.
In some cases, the interest payout may be linked to the performance of the underlying assets (e.g. equity, foreign exchange). If predetermined payout conditions are not met, you may not receive any interest payout for some or all interest payment periods.
Early termination
After the predetermined period, the bank may terminate the product and return the initial investment amount and any interest earned in the period to you.
After the predetermined period, the bank may terminate the product and return the initial investment amount and any interest earned in the period to you.
Withdrawal before maturity date
There may be substantial losses to your principal if you choose to end the investment early.
There may be substantial losses to your principal if you choose to end the investment early.
No deposit insurance
Structured Deposits are not insured under the Deposit Insurance and Policy Owners' Protection Schemes Act of Singapore.
Structured Deposits are not insured under the Deposit Insurance and Policy Owners' Protection Schemes Act of Singapore.
Limited period
Earn up to 10.10% over 5 years
The new OCBC 5-year Stepped-Up Interest-Rate Linked Structured Deposit gives you a total return of 10.10% over 5 years, with a fixed interest payout every 6 months. The interest rate a year is shown in the table below:
- Year
- Year 2
- Year 3
- Year 4
- Year 5
- Year 6
| Year | 1 | 2 | 3 | 4 | 5 |
| Interest rate a year | 2.00% | 2.01% | 2.02% | 2.03% | 2.04% |
| Year |
| Interest rate a year |
After the 1st year, the bank may early terminate the product (at any interest payout period) and return the initial investment amount and interest earned in that period to you.
Offer period: 24 May – 28 June 2022 (subject to availability)
Structured Deposits can be purchased using cash or Supplementary Retirement Scheme (SRS).
Important notices
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as at 24 May 2022.
Start investing in Structured Deposits today
and visit us or contact us at +65 6363 3333.