Precious Metals Account

The power of investing in gold and silver is now in your hands

Why you will love this

No holding of physical assets required

No sales charge or custody fees

Easy and convenient instant account opening

Who can invest

Anyone above 18 years old with an OCBC deposit account and access to the OCBC Digital app

Buy gold and silver conveniently on the OCBC Digital app. Over 1 million SGD worth of gold and silver traded in first week of launch.

Features and benefits
Start small
Start small

Start small

Your investment can be as little as 0.01 ounces (or 0.31 grams), approximately 27 SGD for gold or 0.35 SGD for silver.

As of 31 March 2022.

No storage worries
No storage worries

Worry not about storage

Issued paper bullion holds the same value as physical gold and silver. No custody or storage fees will be incurred.

Invest on the go

Buy and sell precious metals easily via the OCBC Digital app, 24/7.

Buy and sell precious metals easily via the OCBC Digital app, 24/7.

Buy and sell in SGD or foreign currencies

Invest in precious metals using SGD or foreign currencies available in your global savings account.

Invest in precious metals using SGD or foreign currencies available in your global savings account.

Open account instantly

Log in to the OCBC Digital app to open an account. No branch visit needed!

Log in to the OCBC Digital app to open an account. No branch visit needed!

Diversify your portfolio with safe haven investments
To maintain a well-diversified portfolio, the rule of thumb is to allocate about 5% of your investments to precious metals.
Why Gold?
Why Gold?
  • Safe haven instrument
    Gold is a trusted asset when market volatility is high.
  • Good hedge against inflation
    Gold prices have historically risen in tandem with inflation.
  • Gold returns tend to climb during periods of low yield
    Yields will eventually rise when the US Federal Reserve decides to raise interest rates. Investors can cushion the potential downside impact by buying USD.
Why Silver?
Why Silver?
  • Capital appreciation potential
    Silver has important industrial applications and its price will rise with the demand for solar energy and electric vehicles.
  • Cheaper alternative to gold
    Silver is more accessible to beginners who have lesser capital. Like gold, it is also a safe haven instrument, a good hedge against inflation and a beneficiary of a low yield environment.
Before you invest

Eligibility

Minimum age

18 years old

Account required

You must first have an OCBC deposit account and access to the OCBC Digital app.
Apply now if you do not have the above account.

You must have a Precious Metals Account in order to invest in gold and silver.
We will guide you in opening one.



Important notices


Let’s get started

Hedge your investments with precious metals.

ADDITIONAL INFORMATION
Common questions about OCBC Precious Metals Account
What is a Precious Metals Account?

A Precious Metals Account enables you to diversify your portfolio by investing in gold and silver. You can buy these precious metals conveniently on the OCBC Digital app without holding them physically. No sales charge or custody fee required.

Why should I invest in Precious Metals?

There are multiple benefits of having a Precious Metals Account such as hedging against inflation, precious metals possessing intrinsic value, no credit risk, good liquidity, adding diversity to your investment portfolio, and ease of purchase.

At OCBC, applying for a Precious Metals Account is an easy process via the OCBC Digital app.