Overseas Funds Transfer (remittance)

Wire money overseas with S$0 cable and commission fees*

Why you will love this

No cable and commission fees. Agent fees, if applicable, will still be charged.

Preferential FX rates for 18 currencies, rates are guaranteed during market off hours (including weekends)

Same-day transfers

What you need

An eligible OCBC Current or Savings account

Digital banking access

Get started with our step-by-step guide

 

Current promoEnjoy preferential rates and S$0 transfer fees when you send money from Singapore to Malaysia. T&Cs apply.
Find out more

Make an international money transfer with 18 currencies conveniently via OCBC Digital Banking.

Fees & Rates

Enjoy preferential FX rates when you send money overseas via digital banking in the following 18 currencies: Australia Dollar, British Pound, Canadian Dollar, Danish Krone, Euro, Hong Kong Dollar, Indian Rupee, Indonesian Rupiah, Japanese Yen, New Zealand Dollar, Norwegian Krone, Philippine Peso, Singapore Dollar, Sri Lanka Rupee, Swedish Krona, Swiss Franc, Thai Baht and United States Dollar.

Agent fees, if applicable, will be charged.

Total transfer amount (daily) Cable Commission Commission-in-lieu (For Foreign Currency accounts only, on top of Commission)
Cable and commission fees - waived
For all overseas funds transfer via Digital Banking

Waived

Waived

Waived

Enjoy preferential FX rates when you send money overseas via digital banking in the following 18 currencies: Australia Dollar, British Pound, Canadian Dollar, Danish Krone, Euro, Hong Kong Dollar, Indian Rupee, Indonesian Rupiah, Japanese Yen, New Zealand Dollar, Norwegian Krone, Philippine Peso, Singapore Dollar, Sri Lanka Rupee, Swedish Krona, Swiss Franc, Thai Baht and United States Dollar.

Agent fees, if applicable, will be charged.

Cable and commission fees - waived

For all overseas funds transfer via Digital Banking
Cable

Waived

Commission

Waived

Commission-in-lieu (For Foreign Currency accounts only, on top of Commission)

Waived

 
  • Agent fees, if applicable, will be charged.
  • Please refer to the cut-off timing for same day transfers below.
  • Transfers submitted on Sunday, public holiday or after currencies cut-off time will be processed the next business day.
  • Online promotion valid till 31 December 2024 for online overseas funds transfer.

Transferring money to India? Click here

Please ensure you have your digital banking hardware token/OneToken and the following payee's details:
1. Full name
2. Address
3. Account number / International Bank Account Number
4. SWIFT code
How to find SWIFT code:
- Ask your payee for his/her bank's SWIFT code
- Visit Google.com and search using "<your payee's bank name> SWIFT code"
- Visit sources such as theswiftcodes.com or bankswiftcode.org and search using the payee's country and name of the bank.
Please note that the SWIFT code for some branches may differ due to the location of the branch and this will not affect your transfer.

Step by step guide for Internet Banking

Please ensure you have your digital banking hardware token/OneToken and the following payee's details:
1. Full name
2. Address
3. Account number / International Bank Account Number
4. SWIFT code
How to find SWIFT code:

- Ask your payee for his/her bank's SWIFT code
- Visit Google.com and search using "<your payee's bank name> SWIFT code"
- Visit sources such as theswiftcodes.com or bankswiftcode.org and search using the payee's country and name of the bank.
Please note that the SWIFT code for some branches may differ due to the location of the branch and this will not affect your transfer.

Promotion
Send money from Singapore to Malaysia with preferential rates

Send money from Singapore to Malaysia at preferential rates

From now till 30 April 2024, enjoy preferential exchange rates and avoid cable/commission fees when you transfer funds to any OCBC Malaysia account. T&Cs apply.

before you proceed

Eligibility requirements

Minimum age

16 years old

Account

An eligible OCBC Current or Savings account

Registered for

Digital banking access


Cut-off timing for same-day transfers

Your money will be transferred during business days in Singapore.

 Currency code  Submission cut off time
 IDR  9.20AM - 12PM
 HKD  9.20AM - 3PM

 CAD, CHF, DKK, EUR, GBP,                   NOK, SEK, SGD, USD

 9.20AM - 4.30PM
 AUD, JPY, NZD, PHP  9.20AM - 9.30AM
 INR, LKR, THB
 9.20AM - 3.30PM
 (Value next day)


Terms and conditions

  • S$0 cable and commission fee promotion valid till 31 December 2024 for online Overseas Funds Transfer. 
  • Agent fee applies and will be variable fees depending upon the remittance amount and currency.
  • Other terms and conditions apply.

Overseas funds transfer

Make overseas funds transfers conveniently with us

OCBC Digital