Cash-on-Instalments
Tap on your unused credit limit and receive up to 2.3% unlimited cashback!
Current promotion Apply online and receive up to 2.3% unlimited cashback!
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Best for those who prefer to pay a fixed sum every month.
Key in the amount you would like to convert to Cash-on-Instalments and select your loan tenor to see how much you have to repay monthly.
Calculate your monthly repayment
Total amount you need to pay
$0
Loan amount
$0
One-time processing fee (0% of approved amount)
$0
0% interest p.a.
$0
Total repayment amount* (EIR: 0% p.a.)
*Actual rates may differ from what is shown during the application.
How you will repay the loan
Month 1
You have a total repayment amount of $0 over with fixed monthly instalments.
Month 0
You will need to pay $0^ every month for .
^This is the indicative amount for the first month.
^This is the indicative amount for the first month.
If your loan tenor has expired and you have an outstanding balance, the interest rate will return to the prevailing interest rates and fees of OCBC Credit Cards or EasiCredit.
Month 1
Month 0
Here’s an illustration of what will happen if you were to take out a loan from your existing EasiCredit or credit card account.
1
2
3
Eligibility requirements
Minimum age
21 years old
Annual income
$20,000 and above for Singaporeans and Singapore PRs
$45,000 and above for foreigners
Product holding
Existing OCBC Credit Card or OCBC EasiCredit account holder
Apply for Cash-on-Instalments today
An EasiCredit account or OCBC Credit Card is required to apply for Cash-on-Instalments.
Do not have an existing EasiCredit account? Apply now and receive $50 cashback* upon approval.
*Application must be submitted by 31 December 2023, and your EasiCredit account must be opened by 31 December 2023.
Cashback
| Loan tenor | Approved loan amount | Cashback |
| 36, 48 or 60-months | $5,000 – $9,999 | 1% |
| $10,000 – $29,999 | 2.0% | |
| $30,000 – $79,999 | 2.1% | |
| $80,000 and above | 2.3% |
New to Cash-on-Instalments*
| Approved loan amount | Additional Cashback |
| $5,000 or more | $100 |
*For new to OCBC Cash-on-Instalments customers who do not have a Cash-on-Instalments loan with OCBC 12 months prior to this application.
No access to OCBC Internet Banking
Do not have access to your OCBC Internet Banking account? Contact our 24 hours hotline at +65 6363 3333 to apply.