Tap on your unused credit limit and receive up to 2.3% unlimited cashback!
Instant approval and cash disbursement when you apply online
Lower interest rate from 3.8% p.a. (EIR from 7.49% p.a.) and a one-time processing fee
Affordable fixed repayments across 1 to 5 years
Anyone above 21 years old
Singaporean or Singapore PR with an annual income of at least $20,000
Foreigner with an annual income of at least $45,000
Best for those who prefer to pay a fixed sum every month.
Key in the amount you would like to convert to Cash-on-Instalments and select your loan tenor to see how much you have to repay monthly.
Calculate your monthly repayment
I would like to make fixed repayments over 0
If you would like a loan which you can repay over a period of less than 1 year, please check out Balance Transfer.
Total amount you need to pay
One-time processing fee (0% of approved amount)
0% interest p.a.
Total repayment amount* (EIR: 0% p.a.)
How you will repay the loan
You have a total repayment amount of $0 over 0 with fixed monthly instalments.
You will need to pay $0^ every month for 0 year.
Here’s an illustration of what will happen if you were to take out a loan from your existing EasiCredit or credit card account.
21 years old
$20,000 and above for Singaporeans and Singapore PRs
$45,000 and above for foreigners
Existing OCBC Credit Card or OCBC EasiCredit account holder
Apply for Cash-on-Instalments today
An EasiCredit account or OCBC Credit Card is required to apply for Cash-on-Instalments.
|Loan tenor||Approved loan amount||Cashback|
|36, 48 or 60-months||$5,000 – $9,999||1%|
|$10,000 – $29,999||2.0%|
|$30,000 – $79,999||2.1%|
|$80,000 and above||2.3%|
New to Cash-on-Instalments*
|Approved loan amount||Additional Cashback|
|$5,000 or more||$100|
*For new to OCBC Cash-on-Instalments customers who do not have a Cash-on-Instalments loan with OCBC 12 months prior to this application.