Our all-in-one Wealth Dashboard dishes out a holistic overview of your financial health, complete with personalised insights and tasty tips on how to save smarter and grow your dough with us.
Manage your money like a pro
Manage and track your financial goals, all in one place.
Banking that thinks ahead for you
Get intelligent insights for smarter banking decisions.
Our Wealth Dashboard is your one-stop shop that gives you a snappy snapshot of your finances, investments, goals, and insurance.
It's like having your entire financial universe packed neatly into one super-friendly, easy-peasy page.
Our tailor-made financial tips are like a personal stylist for your money, offering you insights that fits just right—whether you're saving up for something shiny or plotting your next big investment adventure.
Tracking your performance to make informed decisions? Our tools will make sure you're always in the know - so you can make the most out of your financial moves.
Whether you're a steady saver or a daring dreamer, invest like a pro with our investor profiling journey to filter our products based on your financial vibe.
Get the facts in one place – track all your transactions with a sleek, consolidated dashboard.
No one knows your finances better than you. Take control by sorting your transactions into categories like food and drinks, shopping or entertainment.
Say goodbye to manual tracking using spreadsheets! Add transactions not made using an OCBC cards or accounts to get a fuller view of your finances.
Keep your finances in check by monitoring your month-on-month spending trends. This helps you adjust your spending and finish the month well.
Setting up a feasible budget is simple with our step-by-step guide.
Set spending limits by category. Then, pin your favourite three categories to your dashboard for an instant reality check.
Need to cut back on your spending? Our smart tips are here to help.
Personalise your budget to fit your lifestyle. From choosing when your budget resets to whether you will receive notifications when 80% and/or 100% of your budget is reached, the decision is yours.
Compare your spending against your budget – by category and overall – to always know where you stand.
Budgeting is a marathon, not a sprint. To keep you going, we will give you a little nudge (or cheer you on!) based on how consistently you have stayed on budget.
Watch the new Wealth Dashboard in action
Get the full scoop on your finances—served up on a single platter.
Manage your wealth anytime, anywhere. Invest in Unit Trusts, SGS, TD, BCIP or contribute to your SRS account.
Manage your wealth anytime, anywhere. Invest in Unit Trusts, SGS, TD, BCIP or contribute to your SRS account.
Find peace of mind for yourself and loved ones with our comprehensive insurance coverage.
Find peace of mind for yourself and loved ones with our comprehensive insurance coverage.
Diversify your portfolio with safe haven investments without physical storage and at zero sales charge.
Diversify your portfolio with safe haven investments without physical storage and at zero sales charge.
Send money anytime, anywhere to family and friends via their mobile number registered on PayNow or Thailand’s PromptPay service. You may send up to S$200,000 a day for all PayNow transactions.
Enabled by SGFinDex, Your Financial OneView shows you a consolidated view of your money from your banks and selected government agencies.
Track your spending all in one place. Set spending limits and we'll notify you when you're spending too fast.
Automate your payments in real-time via eGIRO with OCBC or directly from the IRAS portal.
Introducing Scan & Pay on the OCBC app - make seamless mobile payments at participating merchants and cardless cash withdrawals at OCBC ATMs by scanning the QR code.
Lock your card, request for a replacement card, activate your new card and more – all with just a new tap with our card control features.
No more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn moreNo more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn more
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Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Android, Google Pay and Google Play are trademarks of Google LLC.
HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.
The new Wealth Dashboard is a consolidated financial planning dashboard that gives customers a holistic overview of the 4 key pillars of their finances – Money Management, Insurance, Goals and Investments. It provides personalized insights on the customer’s financial situation and gives tips on how they can save better and grow their wealth with us.
You can access Money In$ights by tapping on the “Track” tile on the Wealth Dashboard.
You can access your investments by tapping on the “Invest” tile on the Wealth Dashboard, followed by “View portfolio breakdown”.
No, due to data availability, the graph will only have data from 27 Jun 2023 and onwards.
We have taken our rewards experience up a notch!
With just a few taps, you can track your reward points with ease and exchange them for a world of options.
Redeeming reward points should be even more satisfying than earning them. Exchange your points for e-vouchers or cash credit to offset your credit card bills, or trips with our 8 airline and hotel partners!
Have the OCBC VOYAGE Credit Card? You can even book a limousine ride to travel in style.
Juggling reward points across multiple platforms is so passe.
Now, you can view all your points in one dashboard. We will even give a heads-up when OCBC$ are expiring – so you never miss a beat on your rewards journey.
No more treasure hunting! It takes just 3 taps to log in and access all your rewards – be they referral codes, travel bookings, e-vouchers or limousine bookings.
We have all been there – staring at endless rewards options and unsure of where to start. Let us make it easy for you.
Once you tap ‘Rewards’, you will see a curated list of e-vouchers and cash credit options that we think you will really enjoy.
Looking for a great dinner deal or shopping treat? We have got you covered. Simply tap the 'Deals' tab to explore a selection of credit card offers by category.
Add your OCBC Cards to your phone’s wallet and enjoy exclusive offers, rebates and rewards when you pay with them. Whether it’s retail therapy you seek or a gastronomic meal you crave, find the perfect deal to suit your every indulgence.
Add your OCBC Cards to your phone’s wallet and enjoy exclusive offers, rebates and rewards when you pay with them. Whether it’s retail therapy you seek or a gastronomic meal you crave, find the perfect deal to suit your every indulgence.
Introducing the one-stop digital loyalty platform that allows you to easily track and combine points from various rewards programmes, to redeem for e-vouchers instantly.
Introducing the one-stop digital loyalty platform that allows you to easily track and combine points from various rewards programmes, to redeem for e-vouchers instantly.
No more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn moreNo more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn more1
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Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Android, Google Pay and Google Play are trademarks of Google LLC.
HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.
No. The Terms and Conditions governing the OCBC$, 90N Miles and VOYAGE Miles reward programmes will remain unchanged.
We will credit the points earned from transactions made using supplementary credit cards to the account of the principal cardholder. Only the principal cardholder can redeem the points.
To give you a seamless redemption experience, we will automatically log you in to STACK Rewards when you tap any e-voucher, limousine booking shortcut or, points exchange partner (except for KrisFlyer) in the OCBC app. You will be asked to sign up for a STACK Rewards account if you do not have one – please use your email address in our records to do so.
To use STACK Rewards, you need to be the principal cardholder of an OCBC credit card that earns reward points.
STACK Rewards is our digital loyalty platform which allows you to combine your reward points, redeem e-vouchers and make limousine bookings.
For more details, click here.
Pay as you would locally, directly from your OCBC app now.
Pay Smoothly, Everywhere Life Takes You
Scan QR codes and pay easily, in over 40 countries.
Explore our 5 cross-border payment partners.
Scan and pay with your app at your favourite destinations, including China, Hong Kong, Malaysia, Thailand, Japan, Indonesia, Taiwan and the Middle East. Find out more about the various categories of merchants you can pay to below.
Alipay+ QR is accepted in over 40 destinations worldwide, such as China, Malaysia, South Korea, Japan, United States and more, with a daily transaction limit of S$3,000.
Look out for the Alipay+ QR code at the merchant’s counter.
View our frequently asked questions.
How to scan and pay merchants with Alipay+ QR code
How to generate your Alipay+ QR code for merchants to scan
UnionPay QR is accepted in both Singapore and over 40 destinations worldwide.
Look out for the UnionPay QR code at the merchant’s counter.
Want to give UnionPay QR a try in Singapore? You can do so at local merchants* like HeyTea, Old Chang Kee, Chi Cha San Chen, GongCha, Dunkin Donuts, Killiney, Royce, Kim Choo Kueh Chang and more.
View our frequently asked questions.
*Updated as of 07 August 2023.
How to scan and pay merchants with UnionPay QR code
How to generate your UnionPay QR code for merchants to scan
Simply look out for participating financial institutions’ logo on merchant’s DuitNow QR display.
DuitNow QR is widely accepted across Malaysia.
View our frequently asked questions.
PromptPay QR is widely accepted across Thailand. PromptPay QR linked to individual mobile numbers are not supported.
Look out for the PromptPay QR code at the merchant’s counter.
View our frequently asked questions.
Simply look out for QRIS QR code at the merchant counter to make payment at over 15 million participating merchants across Indonesia.
View our frequently asked questions.
How to scan and pay merchants with QRIS QR code
No more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn moreNo more hardware token or SMS OTPs to make transactions. All you need is your mobile phone once you’ve activated your OneToken.
Learn more
Gain easy access to OCBC Digital Banking to manage all your banking needs with your Singpass Mobile.
Learn moreGain easy access to OCBC Digital Banking to manage all your banking needs with your Singpass Mobile.
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Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
Available on Apple App Store, Google Play and Huawei App Gallery
We are constantly enhancing the OCBC app experience and cannot wait to get the cool new stuff out for you to enjoy! This is why we are progressively building and releasing these updates. We hope that you enjoy the new experience, and encourage you share your feedback with us.
Your Activity
What is “Your activity” on the Account Summary dashboard?
How do I view my transaction history for individual accounts from the Account Summary dashboard?
You can view details and transaction history (past 6 months) of individual accounts through either of these:
How can I view more details for a transaction?
Tapping on the individual transactions, will launch a pop-up with details such as merchant and transaction date, and links to “Money Insights” and “Raise a dispute” (applicable for credit cards).
Why are transaction details shown partially in my account transaction history, whereas I can view all transaction details in “Your activity” on the Account Summary dashboard? (for 1-factor authentication customers)
Your transaction details are shown fully in “Your activity” on the Account Summary dashboard to provide you with quick access to your most recent transactions. We are working towards rolling this out for the account transaction history interface.
Insights
Why am I not getting these personalised insights that others are seeing? Is it exclusive to some customers only?
These personalised insights are not exclusive, customers may receive them when certain criteria are met.
What is SRS contribution insight about? Does it include details such as balance to contribute?
The insight is a reminder that you have contributed to your SRS last year, but have yet to do so this year. Therefore, the insight serves as a reminder to you.
I have already acted upon the personalised insight, why do I still see it?
Your personalised insights will only be refreshed by the first week of each month.
I want to stop receiving these personalised insights, can I turn them off?
Currently there is no available function to turn off the insights, but this option will be made available in the future.
For the Food and Drink report, are food delivery services such as GrabFood included?
Yes, the transactions listed within the Food and Drink report will include such merchants.
FRANK
I have a FRANK product, why can’t I see the FRANK skin?
The FRANK skin is currently available to our Personal Banking customers between the age of 16 to 29 years old, holding an eligible FRANK product, i.e. FRANK account, FRANK debit or credit card. This excludes Premier and PPC customers.
Will I still see the FRANK skin after I close my FRANK account?
The FRANK skin will be made available as long as you have an eligible FRANK product linked to your access code, which includes FRANK credit or debit card.
I wish to revert to the original OCBC app without the FRANK skin, how do I do it?
Why do some screens on the OCBC app look slightly different from the rest?
We are progressively updating the app with the redesigned interface and new look, starting with the Welcome screen, Notification inbox, Account Summary dashboard, All transactions page, Main menu, Current and Savings account, and card details. Other sections will be updated with the new designs over time.
Can I customise the buttons on the quick access bar on Welcome screen and Account Summary dashboard?
No, these buttons are not customisable. The buttons are selected by the bank to give customers access to commonly-performed and important transactions and services on the app.
Do I need to upgrade my mobile device to download and use the latest app?
The app is supported on devices running on iOS 11 and Android 5, or later. If your app is not running on these versions, please upgrade your operating systems on your mobile device.
I do not like the new version of the app. How do I switch to the previous version?
Once you update to the latest version, you cannot revert to previous versions of the app. However, we are happy to take your feedback and improve the app further.
Must I upgrade to the latest version in order to continue using OCBC app? Can I continue with the current version?
You can continue using the current version on your mobile device with no disruption to your experience. However, we may require you to update to the latest version in the future for your security – you will be informed via a pop-up on the app then.
How to transfer funds
Via online / OCBC app
By mail
Collect and complete an online banking application form from any of our branches.
Mail it to:
Oversea-Chinese Banking Corporation Ltd
Account Services
Bras Basah Post Office
Locked Bag Service No. 8
Singapore 911886
At any of our branches
1. Visit any of our branches
2. Select your Internet Banking PIN on the spot
3. Start accessing Online Banking immediately
Is Simplified Chinese language available on Internet Banking and OCBC app?
Yes, it is available on Internet Banking and OCBC app.
How do I select my language preference?
Internet Banking:
You may click on the language bar located at the top menu and select your preferred language.
OCBC app:
Tap on top left menu > Settings > Online Banking settings > tap on slider to turn on Chinese language
Will I be able to type Chinese characters into form fields on OCBC app?
No, all forms fields will only accept input in English as the language enhancement is not applicable to our back-end systems.
Will language selection made in Internet Banking be reflected in OCBC app and vice-versa?
Currently this is not possible. We are working on syncing the language selection between Internet Banking and OCBC app and making it available in the future.
Will I be able to see content in Chinese language across all services and features in the OCBC app?
No, we are progressively translating the app. Most services, including viewing of account information, invest, application of products, e-statements, cheque services, settings, secured mailbox are available in Chinese language in this phase (April 2020).
Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries.
App Store is a service mark of Apple Inc., registered in the U.S. and other countries.
Android, Google Pay and Google Play are trademarks of Google LLC.
HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.
Scan the respective QR code to download the app on the App Store, Google Play or Huawei App Gallery.
Scan the respective QR code to download the app on the App Store, Google Play or Huawei App Gallery.
