Online Equities Account

One banking app. 15 global exchanges. Limitless investment opportunities.

Why you will love this

Trade shares, ETFs, REITS, bonds and more online

Have 24/7 access to your investments via OCBC Digital

Who can apply

OCBC deposit account holder above 21 years old with access to OCBC Digital (US citizens, EU residents and persons residing in the EEA are not eligible)

Individual accounts only


For new customers: Get up to S$100 in trade commission rebateFind out more

Meet your investment and trading needs

Upfront payment

Set aside the required funds in your bank account for the trade when you place your buy trade orders to enjoy lower rates*.

*Lower rates applies for buy orders only.

Find out more 

Invest first, fund later

Trade up to your assigned limit without having to deposit funds in your account beforehand.

Do note that trades will still have to be paid for before the settlement date, otherwise, your shares may be force-sold and losses may be incurred.



  1. All trades are subject to the Goods & Services Tax (GST), relevant exchanges fees and stamp duty, where applicable.
A glimpse of your trading and investment platform
Application Process

Step 1

Apply online via OCBC Digital Mobile or Internet Banking

Log in and go to the Equities section to access the online application.

You will be asked to select a reference account, which will be used for your GIRO arrangement for your trade settlements.

To have your account opened instantly, submit your application via OCBC Digital app from 9am to 5.30pm (Mon - Fri).

Step 2

If you applied via OCBC Digital app

Your Online Equities Account will be opened within the same day if your application is successful. Otherwise, we will reach out to you on further actions required to open your account.


If you applied via OCBC Internet Banking

We will inform you of the outcome by emailing you at the address you provided in your application form. You will receive this email within 1 working day if your application is successful.

Step 3

Log in to your account and start trading

You can start trading right away via OCBC Digital app.

If you are wondering how you can buy and sell stocks, settle your orders and more, check out our step-by-step guides.

Looking to trade more complex products?

Consider different types of trading accounts to suit your investment needs.

Know the key difference between a Basic Trading Account and an Online Equities Account before you open an account.

All trades are additionally subject to prevailing Goods & Services Tax (“GST”), relevant exchanges fees, stamp duty, etc where applicable.

Get up to S$100 in trade commission rebate on your first trade

Get up to S$100 in trade commission rebate on your first few trades

Exclusively for new Online Equities Account customers, receive up to S$100 in trade commission rebate when you open the account and make your first few trades. Promotion ends 30 June 2023 and is limited to the first 2,000 eligible customers.

Terms and conditions apply.

Investments are subject to investment risk, including the possible loss of the principal amount invested. This advertisement has not been reviewed by the Monetary Authority of Singapore.

Before you apply

Eligibility requirements

Existing customers

• OCBC customers with at least one OCBC current or savings account, with Digital Banking access are eligible
• Existing OCBC Securities customers who already have trading account(s)are not eligible
Log in if you already have a trading account with OCBC Securities.


• Above 21 years old


• Not eligible for US citizens, EU residents and persons residing in the EEA

Trade account features

Trading limits

Initial trading limit of S$20,000 to S$50,000 will be provided, depending on employment status, with a cap of S$50,000.
Find out more about other trading accounts with higher trading limits.

Custody of SGX shares

Your SGX shares will be custodised in OCBC Securities’ CDP sub account and can only be sold through OCBC Securities.
Find out more on about trading accounts that will link to your own CDP account.

Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Ready to apply?

Open an Online Equities Account now.

Frequently asked questions
Common questions about the Online Equities Account
More questions and answers
Can I trade all products through the Online Equities Account?

The following products cannot be traded through this account:

  1. Specified Investment Products (SIPs)
    • Foreign ETFs
    • Structured warrants
    • Daily Leveraged Certificates (DLCs)


  2. Over-The-Counter (OTC) products
    • Equity-Linked Note (ELN)
    • Fixed Coupon Note (FCN)
    • Bonus Enhanced Note (BEN)
    • Unlisted bonds
    • Structured products
  3. CPF and SRS investment modes are not allowed.
  4. Share financing and share borrowing are not available.

Aside from trading equities online, you can also explore a wider range of investment opportunities such as Unit Trusts, Forex Trading and RoboInvest with OCBC. 

What is the type of order I can submit on this account?

You can submit limit orders for buy and sell on our Online Equities Account. A limit order is an order to buy or sell an exchange traded instrument at a specific price or better. A buy limit order can only be executed at the limit price or lower, and a sell limit order can only be executed at the limit price or higher. The limit orders will be matched with opposite orders at the best price one by one in the system queue according to time priority. If that price is not met, your order will not be executed and will be placed in queue.

I submitted a Buy Order on an SGX counter on the same day my account is opened, why is the trade rejected?

You will only be able to trade on SGX market 1 business day after your Online Equities Account is opened. However, you can start trading in foreign markets once your account is opened.

More questions and answers