You just need to pay any 3 UNIQUE bills with your OCBC 360 Account through OCBC Online Banking or GIRO every calendar month. Multiple bill payments on the same bill within the calendar month will be considered as a single payment.
If there are multiple joint account holders, the total number of eligible bill payments debited through the account will be considered in meeting the Payment Bonus requirement.
10Why do I want to pay my bills with OCBC Online Banking?
It is easy to pay your bills using our Pay Any Bill or Pay Any Card services on OCBC Online Banking. The user-friendly interface will ease your bill payment with simple steps and clicks. You can easily set recurring GIRO payments with OCBC Online Banking, or download and complete the GIRO forms and submit to the respective billing organisation.
11Where can I find more information on OCBC's payment services?
For more information on our Pay Any Bill and Pay Any Card services, please click here.
13How do I qualify for the credit card spend bonus interest?
You just need to spend a minimum of S$500 across your OCBC Credit Cards (examples of eligible cards are 365, Titanium, Platinum, FRANK, Robinsons, Plus! and Best Denki).
Eligible transactions with posting date within the calendar month will be considered.
You must also be the Primary Account Holder of the OCBC 360 Account as well as the Principal Cardmember of the eligible OCBC Credit Card(s).
If there are multiple joint account holders, only card spends by the Primary Account holder who is the principal cardmember will be considered in meeting the Credit Card Spend Bonus requirement.
14What about the existing rewards and rebates for my OCBC Credit Cards?
On top of the bonus interest, you will also enjoy all existing privileges of OCBC Credit Cards. Hence, you could be doubly rewarded! Should you not qualify for the bonus interest, you still enjoy all the privileges of OCBC Credit Cards.
15What cards are excluded from this bonus?
Your spending on these cards do not qualify for this bonus:
Private label cards
16What transactions are excluded from this bonus?
These transactions do not qualify for this bonus:
Fees and charges
If you have Cashflo or Installment Payment Plan purchases, only the monthly installment amount will qualify.
Any transaction 1) on credit cards that are terminated at any time and 2) that is subsequently cancelled, reversed or made void, will not qualify.
17When will I qualify for the wealth bonus interest?
Only new eligible financial products purchased from 1 May 2015 will qualify for the Wealth Bonus.
Note: To ensure that the product you purchase meets your financial needs, our financial consultants will perform a Financial Needs Analysis (FNA) with you in order to help you make an informed decision.
You will receive bonus interest for 12 months after the free look/cancellation period or 14 days, whichever is longer of the insurance or investment purchase.
Scenario 1: Purchase insurance or investment on the 1st of May
Scenario 2: Purchase insurance or investment on the 25th of May
Unit trusts or structured deposits investments that are subsequently cancelled will not be considered towards the minimum qualifying amount within the relevant calendar month.
18What happens if I purchase more than one eligible product?
Multiple purchases of the same or different financial products are allowed, and the 12-month period for this bonus interest will begin after the free look/cancellation period or 14 days, whichever is longer, of the latest purchase.
For multiple purchases of the same financial product, only purchases which have passed the free look/cancellation period of the product in that calendar month will be considered towards the required minimum amount.
19Do I continue to get this bonus interest if I sell my investments or when they mature?
Yes. You will continue to get this bonus interest.
20What are the eligible products and respective qualifying amounts?
Only new eligible financial products purchased from 1 May will qualify for the Wealth Bonus.
Please refer to the following table for the full list of eligible financial products.
Purchases of the same financial product will be aggregated, if their effective date post free look/cancellation period or 14 days, whichever is longer, falls in the same calendar month.
Eligible financial products
Minimum qualifying amount
Regular Premium Endowment Insurance Plans:
MaxWealth Premier 2
S$8,000 annual premium per policy
Regular Premium Protection Plans:
MaxFamily Protector (CI)
MaxTerm Enhanced (CI)
MaxTerm Value (CI)
PremierTerm Plus (TPD)
S$2,000 annual premium per policy
S$8,000 annual premium per policy
Single Premium Endowment Insurance Plan:
PrimeGold Bonus 2
S$40,000 single premium per policy
Universal Life Plus
US$150,000 single premium per policy
S$150,000 single premium per policy
S$40,000 within the calendar month
You can aggregate multiple lump sum purchases within the calendar month to meet the minimum qualifying amount.
(excluding Unit Trusts investments into money market funds, Systematic Investment Programme (OCBC Momentum) and Unit Trusts transferred in from other financial institutions)
Equity-Linked Convertible Investments
Reverse Equity-Linked Convertible Investments
Foreign currency transactions have to be a minimum amount equivalent to S$250,000 per transaction.
21How can I pay for the eligible financial products?
There are many ways to pay for insurance or investment products:
Insurance: Cash, cheque or credit card (except for PrimeGold Bonus 2 which also can be purchased using funds from your SRS account (any agent bank))
Structured Deposits: Funds from your OCBC deposit account or SRS account (any agent bank)
Unit Trusts: Funds from your OCBC deposit account, or CPF/SRS account (any agent bank) for applicable funds
Bonds, Equity-Linked Convertible Investments, Reverse Equity-Linked Convertible Investments, Structured Investments and Structured Notes: Funds from your OCBC deposit account
22Where can I find more information on the eligible products?
Regular & Single Premium Endowment Insurance Plans, please click here.
To qualify, your current month's account balance has to increase from previous month's account balance. Incremental account balance is the difference between current and previous month's account average daily balance. This bonus interest will be paid on incremental account balance of up to S$1,000,000.