Deposit accounts for all your banking needs

Waiver of Account Service Fees and Giro return charges

If your income is impacted by COVID-19, you can apply online to waive GIRO return fees or Account Service Fees due to insufficient balances.

Read more
Online submission for Time Deposit requests

Due to the Covid-19 outbreak, we will accept your online requests to place, withdraw or amend your Time Deposit instructions without having you visit our branches.

Submit your request

Make the 360 Account your first OCBC account

Till 31 October 2020, get a S$100 FairPrice e-Voucher when you open a 360 Account online as your first OCBC account and credit your salary. Insured up to S$75,000 by SDIC.

Important notices

Deposit Insurance Scheme Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.

Terms and conditions


Why you will love this

  • Earn effective interest rate of up to 3.45% a year and more on your first S$70,000
  • Earn more interest when you save, spend, insure or invest

Who can apply

  • Anyone above 18 years old
  • Singaporean, Singapore PR or foreigner with a valid pass
Find out more