Unit Trusts

What are unit trusts?

A unit trust is a fund composed of investorsí money, which is invested in a variety of financial assets.

When you invest in a unit trust, your money is pooled with that of other investorsí to form a fund, and invested into various assets to meet the unit trustís objectives by a fund manager.

 

For example, if you invest in a China fund, the fund manager will invest your money into selected opportunities within China.

Benefits of unit trusts

Professional fund managers

with the experience, skills and resources to decide where, when and what to invest.

Diversification of assets

within the funds spreads your investment risks.

Instantly access a diversified portfolio

at a fraction of the cost, without having to invest huge amounts of money in individual stocks, bonds or other assets.

Gain access to different markets

that may have been difficult or expensive for you to invest in directly.

How to invest

Lump sum investments

With lump sum investments starting from S$1,000 (minimum investment amount varies with funds), you can immediately start taking advantage of prevailing market conditions.

Monthly investments

Monthly investments start as low as S$100 a month. Investing monthly potentially lowers the risk of investing a large amount at the wrong time.

You also benefit from dollar cost averaging which potentially lowers your average cost of investment over time. Please check with us for funds available for monthly investments.

How to pay

Whether you choose lump-sum or monthly investments, you can purchase unit trusts using:

* Only selected funds

Promotion

Enjoy promotional sales charge of 0.88% (usually 1.5%) when you invest in Unit Trusts online.

Offer valid until 31 January 2017.
Start investing online now!

 

Terms and Conditions Governing the OCBC Online Unit Trusts Discount Promotion

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  1. The opinions or views expressed in this document are expressed by the third parties identified, and do not represent our view.
  2. This information is intended for general circulation only. It does not consider the specific investment objectives, financial situation or needs of anyone.
  3. Before you make an investment, you should speak to your OCBC Relationship Manager who will assess whether the products are suitable to you based on your investment objectives, financial situation or needs.
  4. If you choose not to do so, you should consider if the investment product is suitable for you.
  5. We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document.
  6. We do not guarantee the accuracy of this information at any time. All of the information here may change any time without notice.
  7. We are not responsible for any loss or damage arising from this information.
  8. Investment involves risks. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance. Actual performance may differ from the projections in this document.
  9. Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
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  12. We may have performed or will perform broking and other financial services for the product providers.
  13. We and our related corporations and their directors and officers may have or take positions in securities mentioned in this document.

IMPORTANT INFORMATION

Any opinions or views of third parties expressed in this material are those of the third parties identified, and not those of OCBC Bank. The information provided herein is intended for general circulation and/or discussion purposes only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. Before you make any investment decision, please seek advice from your OCBC Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs. In the event that you choose not to seek advice from your OCBC Relationship Manager, you should carefully consider whether the product is suitable for you. This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.

A copy of the prospectus of each fund is available and may be obtained from the relevant fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund. The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.

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