Unit Trusts

What are unit trusts?

A unit trust is a fund composed of investors' money, which is invested in a variety of financial assets.

When you invest in a unit trust, your money is pooled with that of other investors' to form a fund, and invested into various assets to meet the unit trust's objectives by a fund manager.


For example, if you invest in a China fund, the fund manager will invest your money into selected opportunities within China.

Benefits of unit trusts

Professional fund managers

with the experience, skills and resources to decide where, when and what to invest.

Diversification of assets

within the funds spreads your investment risks.

Instantly access a diversified portfolio

at a fraction of the cost, without having to invest huge amounts of money in individual stocks, bonds or other assets.

Gain access to different markets

that may have been difficult or expensive for you to invest in directly.

How to invest

Lump sum investments

With lump sum investments starting from S$1,000 (minimum investment amount varies with funds), you can immediately start taking advantage of prevailing market conditions.

Monthly investments

Monthly investments start as low as S$100 a month. Investing monthly potentially lowers the risk of investing a large amount at the wrong time.

You also benefit from dollar cost averaging which potentially lowers your average cost of investment over time. Please check with us for funds available for monthly investments.

How to pay

Whether you choose lump-sum or monthly investments, you can purchase unit trusts using:

* Only selected funds


Enjoy promotional sales charge up of to 0.88% when you invest in Unit Trusts online.

Offer valid until 30 September 2019.


Terms and Conditions Governing the OCBC Online Unit Trusts Discount Promotion