Dual Currency Returns

Higher returns from a currency-linked investment

Why you will love this

Your chance to earn higher interest than regular time deposits, based on your choice of currency pair and strike

Who can invest

Singaporean, Singapore PR or foreigner between 21 and 68 years old

A minimum of S$20,000 investment (or its equivalent in selected foreign currency) is required

A currency-linked investment offers the potential for higher returns. Choose from 8 different currencies and your preferred strike price for an investment period of 1 month.

Features and benefits
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Comparatively higher interest

A dual-linked investment typically offers higher interest than a regular time deposit.
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Wide range of currencies

We offer 8 different currencies to suit your investment needs and preferences.
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Lower exchange rate

Have the opportunity to obtain the alternative currency you need at a lower exchange rate (as compared to the exchange rate on the day you invested).
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Maximise your returns

Receive the principal plus interest earned in either the base or alternative currency, at the pre-agreed strike price (thereby maximising returns based on the exchange difference between two currencies).
how it works

This illustration is based on an investment amount of S$50,000 for a duration of 2 weeks.

Choose your currency

AUD

Duration

2 weeks

Between 1 week to 1 month

Strike price

1.2816

Conversion price between AUD/SGD

Scenario 1 The AUD has strengthened against the SGD (above your strike price) You will receive your original investments plus interest in SGD (base currency) See your options
Scenario 2 The AUD has weakened against the SGD (below the strike price) You will receive your original investments plus interest in AUD (alternative currency) See your options
AUD/SGD exchange rate
2 days
12 days
2 days
1.2916
1.2816
(strike price)
1.2716
1.2616
Scenario 1 The AUD has strengthened against the SGD (above your strike price) You will receive your original investments plus interest in SGD (base currency) See your options
Scenario 2 The AUD has weakened against the SGD (below the strike price) You will receive your original investments plus interest in AUD (alternative currency) See your options
Trade date
You confirm your trade.
Start date
Your investment starts and we take the money from your account. We work out interest from this date.
Expiry date
You will know if the currency you will receive is in SGD or AUD.
Maturity date
We pay your original investment plus interest into your account in SGD or AUD depending on the situation.
Time
  • 2 days

    Trade date

    You confirm your trade.

  • 12 days

    Start date

    Your investment starts and we take the money from your account. We work out interest from this date.

  • 2 days

    Expiry date

    You will know if the currency you will receive is in SGD or AUD.

  • Maturity date

    We pay your original investment plus interest into your account in SGD or AUD depending on the situation.

Key Risks

  • Your investment has foreign exchange risks that can be affected by politics, economics and current affairs.
  • You can lose all or part of your investment if:
    1. the value of the currency in which we return your investment on the maturity date falls;
    2. you withdraw the investment before the maturity date; or
    3. we become insolvent.
 

Important notice: The illustration is not an indication of future performance and does not reflect a complete analysis of all possible situations that may arise under any actual transaction. All opinions and estimates are given as of the current date and may change. The value of any transaction may vary due to market changes. This information is not intended to predict actual results, no guarantees are given.

Ways to Pay

You can only fund your Dual Currency Investment with Cash.

before you apply

Eligibility requirements

Age

21 to 68 years old

Nationality

Singaporean, Singapore PR or foreigner

Minimum investment

S$20,000 (or its equivalent in selected foreign currency)


Important notices


This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as at 14 February 2020.

Ready to Invest?

Apply for a dual currency investment