You may go https://www.mas.gov.sg/bonds-and-bills/investing-in-singapore-savings-bonds for more information on Singapore Savings Bonds or visit https://www.mas.gov.sg/bonds-and-bills/investing-in-singapore-government-securities for more information on SGS Bonds and Treasury bills.

Singapore Government Securities
The stable choice for conservative investors

Singapore Government Securities (SGS) such as Singapore Savings Bonds, SGS Bonds and Treasury Bills are debt instruments backed by the full credit of the Government.

Backed by the Singapore Government
The Singapore Government has been accorded the strongest credit rating by various international credit rating agencies and has a minimal probability of defaulting on its debt obligations.
The Singapore Government has been accorded the strongest credit rating by various international credit rating agencies and has a minimal probability of defaulting on its debt obligations.

Fixed payments to you
Interest is paid to you every 6 months for Singapore Savings Bonds and SGS bonds. T-bills are sold at a discount and do not pay coupons - you will receive the face value at maturity.
Interest is paid to you every 6 months for Singapore Savings Bonds and SGS bonds. T-bills are sold at a discount and do not pay coupons - you will receive the face value at maturity.

Liquidity to buy and sell any time
Singapore Savings Bonds are purchasable and redeemable online at full principal, with accrued interest paid to you at no penalty. SGS Bonds may also be traded in the exchange, and Treasury Bills through any of our branches.
Singapore Savings Bonds are purchasable and redeemable online at full principal, with accrued interest paid to you at no penalty. SGS Bonds may also be traded in the exchange, and Treasury Bills through any of our branches.
You can purchase Singapore Government Securities using:

Cash

Supplementary Retirement Scheme (SRS)

Central Provident Fund Investment Scheme (CPFIS)*
*Not available for Singapore Savings Bonds
This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as at 14 February 2020.
Start investing in Singapore Government Securities today
or visit us at a branch to open an account immediately.
Start investing in Singapore Government Securities today
or visit us at a branch to open an account immediately.
Common questions
More questions and answersKindly note that all the conditions set out below must be satisfied before you may apply for or redeem Singapore Government Securities or Singapore Savings Bonds:
- You can only apply/ redeem for bonds during a valid auction or redemption period. You can refer to the MAS website for more information on the available dates. Please note that there may be some months where certain bonds are not available.
- You can only apply during CDP operating hours at the time of confirmation of your bid.
- In case of cash applications, you will also need a valid CDP account with a direct crediting service enabled.
- In case of SRS applications, you will also need an SRS account with OCBC.
- Your CDP account information (ID numbers, etc) must match those with OCBC Bank
Cash transactions – via ATM, OCBC Online Banking, OneWealth app
SRS transactions – via OCBC Online Banking, OneWealth app
Cash transactions – via ATM, OCBC Online Banking, OneWealth app
SRS transactions – via OCBC Online Banking, OneWealth app
CPF transactions – please approach our branch staff to apply via hardcopy application form