OCBC Roboinvest
(Powered by WeInvest)

Don't let market ups and downs keep you awake. Invest monthly with OCBC RoboInvest.

Why you will love this

36 portfolios starting from US$100

Choose from lump sum or monthly investments, for selected portfolios

Smart portfolio rebalancing so you stay on top of market opportunities

Who can apply

Anyone above 18 years old who has an OCBC deposit account with Digital Banking access

Not available to US citizens, UK residents, EU residents, and persons residing within the EEA

Access 36 portfolios from just US$100, with monthly investment option for selected portfolios.

Why choose ocbc roboinvest
Investment strategies

Top 5 performing portfolios

US Financials

33.81%

Year-To-Date Return

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Australian Financials

27.74%

Year-To-Date Return

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Mainland European Technology

25.16%

Year-To-Date Return

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Hong Kong Technology

22.46%

Year-To-Date Return

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Mainland Europe Financials

21.10%

Year-To-Date Return

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Performance data last updated on 30 September 2021.

36 portfolios to choose from

Our wide range of portfolios are now grouped by focused themes and risk profiles in a simple, one-glance view.

Choose from our thematic portfolios such as Tech, Healthcare and beyond to explore more growth possibilities, or our diversified portfolios with broad exposure to various asset classes.

Electric Vehicle

The Electric Vehicle portfolio is constructed from stocks listed in the US that are involved in the end-to-end value chain and production of electric vehicles.

Cyber Security

The Cyber Security portfolio is constructed from stocks listed in the US that are involved with cyber security services and development.

Asia Tech

The Asia Tech portfolio is constructed from stocks of Asian companies that have significant business exposure to the information technology sector in China, Japan, Taiwan and India.

Making an investment
Lump sum investments
Lump sum investments

With lump sum investments starting from US$100 (minimum investment amount varies with portfolios), you can immediately start taking advantage of prevailing market conditions.

Monthly investments
Monthly investments

Regular investing of smaller amounts (also known as dollar-cost averaging), helps to reduce the overall volatility of your portfolio. Start from as low as US$100/month for selected portfolios, to spread your investments over a longer horizon and reap the benefits of consistent and disciplined investing without trying to time the market.

How to get started

Whether you're a new or experienced investor, setting up and managing your portfolio with OCBC RoboInvest is fast, easy, and convenient. You will need an OCBC deposit account with Digital Banking access. If you do not have one, you can apply instantly for an account with our debit cards.

Before you apply

Eligibility requirements

Minimum age

18 years old and above

Nationality

US citizens, UK residents or EU residents (including people residing within the EEA) are not eligible

OCBC account holder

Hold any OCBC deposit account with OCBC Digital Banking access to fund the investment

OCBC Digital Banking Access

Have access to OCBC Digital Banking via an OCBC deposit account

Validity

Fund your investments with OCBC deposit account only


Fees

Service fee

0.88% per year on total value of your investments held with OCBC RoboInvest

Exchange fees and charges

Additional exchange fees and charges applies, which vary depending on the markets and trading channels used to execute the orders.


Terms and conditions

Please note that from 10 April 2021, the Terms and Conditions governing OCBC RoboInvest will be revised as follows:

(a) incorporation of additional provisions on Compliance and Sanctions, and Amendments; and

(b) amendments to clauses relating to Your information, Liability, Indemnity, Termination and Consequence upon Termination.

A summary of the changes can be found here.

View the revised Terms and conditions governing OCBC RoboInvest.



Trademarks usage

Apple, the Apple logo and App Store are trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. HUAWEI, the Huawei logo and the AppGallery logo are trademarks of Huawei Technologies Co., Ltd.


Information presented as at 20 August 2021.

Ready to invest?

Apply for OCBC RoboInvest today

Additional Information
Common questions
See all FAQ
Getting started

Why choose OCBC RoboInvest for investments?

OCBC RoboInvest brings you the best elements of a high-end investing service, without the lock in of a high investment amount and excessive management fee typically associated with this service. You will experience:

  • Access to local and global products
  • Automated Portfolio Management Service
  • Bank-grade secure interface
  • Online access to your portfolio anytime

 

What’s the difference between OCBC RoboInvest’s service and an online broker’s service? 

OCBC RoboInvest manages the investment portfolios you have invested in with automated periodic rebalancing, while you can sit back and track your accounts 24/7 to watch your investment grow.

 

Why choose to invest with OCBC RoboInvest instead of keeping money in the bank? 

Keeping money in your bank savings account only earns the interest rate on your deposits. With OCBC RoboInvest, your money can be invested in model portfolios according to your risk tolerance, thus possibly having a higher return in the long term.

 

What’s the eligibility criteria to use this service?

  • At least 18 years of age
  • Non-US citizen
  • Non-UK resident
  • Non-EU resident or person not residing within the EEA
  • Have an existing OCBC Current or Savings account with Digital Banking access

 

Is this a service provided by OCBC? Why is there a “powered by WeInvest” label on the platform?

OCBC RoboInvest is a collaboration between OCBC and a Fintech firm Planar Investments Pte Ltd (WeInvest). This brand new platform is developed and supported by WeInvest, with customised screens and investment flow for OCBC. And we are bringing this investment service exclusively to OCBC customers!

 

Do I always have to go through OCBC Internet Banking to gain access to OCBC RoboInvest?

Yes. You can access RoboInvest after logging into OCBC internet banking or mobile banking

 

Who can I contact if I encounter issues with the platform or have queries on my investments?

Please contact the email support ID Support@OCBCRoboInvest.com. Our Fintech partner WeInvest supporting the platform will be able to assist you further. Typically, a response can be expected within the next business day.

 

What is the difference between OCBC RoboInvest’s service and OCBC Blue Chip Investment Plan (BCIP)?

OCBC’s Blue Chip Investment Plan (“BCIP”) aims to allow users to invest simply and gain exposure to the stock market. BCIP customers can select up to 20 share counters or ETF counters on the Straits Times Index for regular investment from as low as S$100. BCIP adopts the concept of Dollar Cost Averaging and customers can invest a chosen amount into their selected counters comfortably each month without timing the market. OCBC RoboInvest however, aims to provide customers with an easy way to steer their portfolio towards the strategy of their choice by following one preformulated strategies. By doing so, customers can gain exposure to Exchange-Traded Funds (“ETF”) and Equities, in Singapore and overseas markets. Unlike the BCIP, RoboInvest is not a regular savings plan and customers can curate the timing of investing their funds.

RoboInvest accounts

Can I open multiple OCBC RoboInvest account?

For security reasons, we are only allowing 1 account per person. However, you can have multiple portfolios under your account.

 

I do not live in Singapore, can I open a OCBC RoboInvest account?

Yes, you can as long as you meet the eligibility criteria.

 

What are these new terms on my new dashboard?

  • Net invested: Cost value of your remaining investments after accounting for withdrawals.
  • Estimated market value: The estimated market value of your investments as of the date reflected in the dashboard.
  • Unrealised profit / loss: The potential profit or loss in the value of your investments based on your initial investment value.
Investments

What kind of products am I investing in?

ETF and Equities-based Portfolios

These portfolios are constructed using listed ETFs and Equities representing major asset/sub-asset classes. These instruments chosen are liquid, well-diversified and have low expense ratios as we strive to maximise your returns and keep expenses low.

Can I customize the ETFs or equities in a portfolio?

The combination of ETFs or equities in each model portfolios are determined based on market research and insights. This allows us to provide the most optimal diversification personalised to you. It is therefore not possible for a customer to handpick the ETFs or the allocation.

What is the minimum amount I must invest to get started?

The minimum amount varies in accordance with the investment portfolio you have selected. It starts from as low as United States Dollars (“USD”) 100.

Is there a minimum amount if I want to invest more into my existing portfolio?

Yes. The minimum amount of any additional investment you make into your existing portfolio(s) will vary depending on the minimum initial investment amount specified for each portfolio. This amount will be displayed after you have selected the ”Invest” option for any of your existing portfolio(s).

What is OCBC RoboInvest’s portfolio methodology?

ETF and Equities based Portfolios

We screen for suitable Equities and ETFs using various qualitative and quantitative criteria (assets under management, expense ratio, historical performance, liquidity, underlying instruments etc).

The percentage allocation to each ETF is determined using our proprietary optimization algorithm and ETF-based portfolios are rebalanced quarterly or semi-annually as indicated in the portfolio detail.

What is rebalancing?

Rebalancing is the process of adjusting the composition of an Investment portfolio. This involves the buying and selling of assets in an investment portfolio to maintain a desired asset allocation according to the market conditions. We will sell more if the stock value rises significantly, or buy more when the stock has declined to take advantage of volatility.

OCBC RoboInvest will periodically (quarterly or half-yearly depending on portfolios) trigger rebalancing. We will only proceed with the rebalancing once you have given your consent within 2 weeks from the date of trigger. You may choose to ignore or skip this rebalance as well.

Monthly Investment Plan

What is the minimum amount I need to commit for my monthly investments?

The minimum amount for monthly investments varies across portfolios, starting from as low as US$100.

Can I make monthly investments for all the portfolios?

No, portfolios available for monthly investment are:

  • Aggressive
  • All Weather
  • Balanced
  • Cautious
  • China Growth
  • Defensive
  • Future World
  • Growth
  • Gen Z Winners
  • Impact Investing
  • Precious Metals



What if I do not have enough money in the debiting account?

We will send you an email notification and will debit from your account again in the subsequent month.

Can I select any day of the month for my monthly investment debit?

You may select any day of the month, with the exception of the 29th, 30th and 31st.

Can my monthly investment start immediately?

The closest date you will be able to select to debit from your account will be T+2 days.

Do I need to maintain my monthly investments for a fixed period of time?

No, you don’t need to. You may cancel your monthly investment at any point of time.

Are there any additional fees to the monthly investments?

No, there are not.

See all FAQ