OCBC Passbook Savings Account | Track Balance & Transactions

Passbook Savings Account

Your savings account that comes with a passbook

Why you will love this

Easily track your balance and transactions with a savings passbook

Keep your savings separate from your day-to-day transactions

Who can apply

Anyone at least 16 years old

Singaporean, Singapore PR or foreigner with a valid pass

 

Earn 2.28% a year when you deposit and maintain a minimum of S$80,000 fresh funds. Find out more

The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions.

Rates

Earn interest on your savings:

Amount in account Interest rate
Entire account balance 0.05% a year
Amount in account
Entire account balance
EXCLUSIVE PROMOTION

Upsize your savings with a higher interest of 2.28% a year

Deposit a minimum of S$80,000 in fresh funds and watch your savings grow at a higher interest rate! Keep your funds with us for 88 days without making any withdrawals to enjoy this bonus interest rate.

Terms and conditions apply. Insured up to S$100k by SDIC.

Fresh funds deposited Bonus interest a year Base interest a year Total interest a year

S$80,000 - S$3,000,000

2.23%

0.05%

2.28%

How to participate:

Make a deposit

Deposit fresh funds in the eligible accounts first before registering .

Register for this promotion

Via this e-form (Online banking login required).
Terms and conditions apply. Insured up to S$100k by SDIC.

Complete the above steps by 31 July 2025.

altTitle
altTitle
altTitle

What you will earn:

Bonus interest will be credited by 30 November 2025.

This is an illustration of the amount of bonus interest (2.28% a year) you can earn:

Fresh funds amount Bonus interest a year Amount you receive*
S$80,000

2.23%

S$430.11

S$200,000

2.23%

S$1,075.28

S$500,000

2.23%

S$2,688.21

S$1,000,000

2.23%

S$5,376.43

S$2,000,000

2.23%

S$10,752.87

S$3,000,000

2.23%

S$16,129.31

*Paid by 30 November 2025.

Note: Calculation of bonus interest is based on the assumption that funds are earmarked for 88 days.

altTitle
altTitle
altTitle
Before you apply

Eligibility requirements

Minimum age

16 years old

Documents required

NRIC and an image of your signature for Singaporeans and Singapore PRs

Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners

Additional document

Include any one of the following documents that shows your residential address

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement


Fees

Fall below fee

S$2

Replacement fee for a lost passbook

S$15


Deposit requirements

Initial deposit

S$1,000
(For Basic Banking Account, the initial deposit is S$1)

Minimum average daily balance for the month

S$1,000
(For Basic Banking Account, the average daily balance for the month is S$500)


Letters

You will receive electronic versions of Letters for all your relationships/accounts.




How to apply

Open OCBC Passbook Savings Account today

1
For Singaporeans and Permanent Residents:

NRIC and an image of your signature

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass

2
Initial deposit:

S$1,000

3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement