OCBC Titanium Rewards Card

The new OCBC Titanium Rewards Card now gives you more rewards points in more places. Whether you shop online or in stores, locally or overseas – you now earn 10x OCBC$ for every S$1 spent (capped at 120,000 OCBC$ within one year starting from the month in which your card was issued). In addition, the OCBC Titanium Rewards Card comes with e-Commerce Protection which ensures you get the best online deals, securely.

See what we have changed from OCBC Titanium Card to reward you more

Only the OCBC Titanium Rewards Card gets you

10X OCBC$

in these categories online and in stores, locally and overseas:

  • Clothes, shoes and bags

    Clothes, shoes and bags

  • Department stores

    Department stores

  • Babies and children’s wear

    Babies' and children’s wear

  • electronics and Gadgets

    Electronics and gadgets

Including but not limited to the following merchants:

Alibaba Daigou Lenovo
AliExpress Ezbuy Sgshop
Amazon Hachi Shopbop
Courts Lazada Taobao

Transactions made on credit/debit cards are automatically categorized according to the Merchant Category Code (MCC) of the store, and the MCC determines whether the transaction is eligible for additional rewards. Note that MCCs are assigned by payment card organizations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over.

Please note that the merchant's registered MCC may not always correspond with its nature of business. For example, KrisFlyer Shop is registered as a Duty Free Store (MCC 5309) and Financial Institution (MCC 6012) even though it sells a variety of retail products, including electronics and gadgets and personal care.

For any questions regarding the eligible 10x OCBC$ transactions, please feel free to call us at 1800 363 3333.

Stay protected when you shop online

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E-Commerce Protection

Safeguard yourself against non-delivery and defective products when you shop online.

learn more

All online purchases on your OCBC Titanium Rewards Card comes with e-Commerce Protection, which safeguards you against non-delivery or defective goods or if the seller fails to reimburse you. Enjoy coverage of up to USD 200 per year.

  • Purchase Online
  • In 30 – 60 days
  • Delivery
  • Within 30 days
    from the date of
    the loss
    incident.
  • File Reimbursement
  • Buy any physical goods* online with your OCBC Titanium Rewards Card.

    *Minimum value of US$50. Other exclusions apply.

  • Goods not delivered or only partially delivered within 30 days of scheduled delivery and your seller has failed to refund you within 60 days of delivery
    OR
    Goods improperly functioning due to physical damage of goods delivered and your Seller/Courier has failed to refund you within 60 days of delivery.

  • File a claim via AIG Asia Pacific by calling +65 6419 1667 with supporting documents.

    Subject to maximum annual aggregate claim of US$200.

  • Purchase Online

    Buy any physical goods* online with your OCBC Titanium Rewards Card.

    *Minimum value of US$50. Other exclusions apply.

  • In 30 – 60 days
  • Delivery

    Goods not delivered or only partially delivered within 30 days of scheduled delivery and your seller has failed to refund you within 60 days of delivery
    OR
    Goods improperly functioning due to physical damage of goods delivered and your Seller/Courier has failed to refund you within 60 days of delivery.

  • Within 30 days
    from the date of
    the loss
    incident.
  • File Reimbursement

    File a claim via AIG Asia Pacific by calling +65 6419 1667 with supporting documents.

    Subject to maximum annual aggregate claim of US$200.

 

 

Exclusive offers

2% Cash Rebate at BEST Denki

Earn 2% Cash Rebate when you spend at BEST Denki, on top of the existing 10 OCBC$ (worth 4 Miles) OCBC Titanium Rewards Cardmembers earn on a usual basis.

Valid till 31 January 2019

Find out more
Lounge

Exclusive Lounge Key Access

Regardless of the airline you fly or the ticket you hold, enjoy exclusive access at USD 27 per visit per person to more than 800 lounges with LoungeKey, where you can pamper yourself with complimentary refreshments and comfy seating.

Find out more

Cathay Cineplexes offers

  • S$8.50 (Mon to Thur, including sneak preview)
  • S$11.00 (Fri to Sun, PH, eve of PH)
  • S$1 off purchase of any Combo Sets

Valid till 31 Dec 2018

Terms and conditions
Valid from 4 January to 31 December 2018, unless otherwise stated. Payment must be made with a valid Mastercard credit /debit card. Limited to 10 tickets per transaction per card member. Movie ticket promotion is applicable strictly at the self-ticketing kiosks only. Not valid for online/corporate/group bookings. Not valid for all 3D,Hindi, Tamil, Special-Priced Tickets, Movie Marathon, Elite Club, Ultima, Platinum Movie Suites and Film Festival titles. Not valid with other discounts, promotions and voucher redemptions. Not valid for hall rental and block booking. The management reserves the right to alter the terms and conditions without prior notice. All information stipulated is correct at the time of post and may be subject to changes without prior notice.

Complimentary use of JetQuay Quayside

Complimentary Access Program

  • Complimentary use of JetQuay Quayside single trip service for Principal cardholder and up to 1 companion travelling on the same flight.

Valid from now till 31 October 2018

 

Discounted Access Program

  • Usage of JetQuay Quayside single trip service with 1 companion travelling on the same flight, at a special rate of S$250 per such service
    • - 10% off JetQuay Gateway services
    • - 10% off JetQuay Jetside services

For enquiries or reservations, call JetQuay at +65 6262 2220 or email reservations@jetquay.com.sg

Cardmembers are required to present his/her OCBC Titanium Rewards Card for verification.

Find out more

REDEEM YOUR REWARDS

Earn 10x OCBC$ for every dollar spent in the categories listed above and redeem these rewards.

  • spend: S$2,500
    Earn: 25,000 OCBC$
      REDEEM: 10,000
    KRISFLYER MILES

    redeem 10,000 kris flyer miles
  • spend: S$1,800
    Earn: 18,000 OCBC$
      REDEEM: S$50
    TITANIUM CASH

    redeem S$50 titanium cash
  • spend: S$1,050
    Earn: 10,500 OCBC$
      REDEEM: S$30 ESSO
    SYNERGY VOUCHER

    redeem S$30 esso synergy voucher
  • spend: S$700
    Earn: 7,000 OCBC$
      REDEEM: S$20 NTUC
    FAIRPRICE VOUCHER

    redeem S$20 ntuc fairprice voucher
  • spend: S$350
    Earn: 3,500 OCBC$
      REDEEM: S$10
    ROBINSONS VOUCHER

    redeem S$10 robinsons voucher
  • spend: S$175
    Earn: 1,750 OCBC$
      REDEEM: S$5
    ZARA BILL OFFSET

    redeem S$5 zara bill offset

View full catalogue here

 

eligibility & fees

Eligibility

  • Age 21 and above
  • Annual income:
    S$30,000 and above for Singaporeans and Singapore PRs
    S$45,000 and above for foreigners

Fee & Charges

  • Principal card: S$192.60 a year (First 2 years free)
  • From 1 June 2017, the late payment charge for the OCBC Titanium Rewards Credit Card will be revised from S$80 to S$100.
  • To earn an annual fee waiver for your OCBC Titanium Rewards Credit Card, you must spend a minimum of at least S$10,000 in one year, starting from the month after your OCBC Titanium Rewards Credit Card was issued.

    What counts towards the minimum amount you must spend:
    Retail transactions, monthly Instalment Payment Plans and monthly PayLite instalments, so long as the amount is shown in your statement during the year.

    What does not count towards the minimum amount you must spend:
    Cash-On-Instalments, cash advances and bank charges and any refunded amounts.
  • Supplementary card:S$96.30 a year (First 2 years free)
  • The current interest rate is 26.88% per annum. This will be compounded if the monthly interest charges are not repaid in full.
  • Minimum payment: 3% of the total balance or S$50, whichever is higher, plus any overdue amount and excess in credit limit.
  • Late payment fee: S$80 if minimum payment specified in the billing statement is not received by payment due date.
  • Cash advance fee: 6% of amount withdrawn (minimum S$15)
  • Interest charges for cash advance: 28.92% a year of amount withdrawn subject to compounding if the monthly interest charges are not repaid in full (minimum S$2.50)
  • Extension of term: 3% of outstanding amount applies for 3 and 6-month term, and 5% of outstanding amount applies for 12-month term.
  • Administrative fee: S$150 to accelerate payment of automatic instalments.
  • From 10 March 2017, transactions made at TransitLink General Ticketing Machines with your OCBC Titanium Rewards Card will not earn OCBC$. Please visit ocbc.com/rewards for the revised T&Cs Governing the OCBC$ Rewards Programme.
  • From 17 October 2017, OCBC Titanium Rewards Card will no longer offer the feature of an Online Price Guarantee Insurance.
  • From 1 May 2018, bus and train fare transactions charged to your OCBC Titanium Rewards Card will not be awarded OCBC$. Please visit ocbc.com/rewards for the revised T&Cs governing the OCBC$ Rewards Programme.
  • From 5 August 2018, you will only earn 1 OCBC$ (instead of 10 OCBC$) for every dollar spent in Mobile Pay and Personal Care categories.

How to apply

Get your credit card in

5 simple steps


How to apply for a supplementary card

With effect from 19 September 2016, the OCBC Credit Cardmembers' Agreement will be revised, mainly to address changes to the Cashwise nomenclature, updates to the Cash Advance terms and other editorial amendments.
Please refer to https://www.ocbc.com/assets/pdf/cards/cm_agreement.pdf for the revised OCBC Credit Cardmembers' Agreement.

Terms and conditions