Interest-free monthly instalments (PayLite)

Get your big purchases with little payments

Why you will love this
Who can apply

Why you will love this

Split any OCBC Credit Card purchase of S$100 and above into interest-free, fixed monthly instalments

Low one-time processing fee

Who can apply

OCBC Credit Cardmember (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)

Apply online

Ease the burden of big purchases. Split your payments over interest-free monthly instalments of up to 12 months.

BENEFITS

Low one-time processing fee

Affordable processing fee from as low as 3% of your transaction amount.

Available for any merchant

Stretch any of your local, overseas or online purchases over S$100 into interest-free monthly instalments.

Rates and tenures

Made a recent purchase? How much would you like to split?

Calculate

One-time processing fee
6 months instalment
12 months instalments

Repayment period (months)	3	6	12
One-time processing fee	3% S$72	3% S$72	5% S$120
1st month instalment	S$800	S$400	S$200
Subsequent monthly instalments	S$800	S$400	S$200
Effective interest rate	18.18%	10.43%	9.50%

Repayment period (months)

One-time
processing fee

1st month instalment

Subsequent monthly instalments

Effective interest rate

Ongoing promotions

Get up to S$150 cashback with OCBC PayLite

New-to-PayLite customers:
Enjoy S$30 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$150.

Existing PayLite customers:
Enjoy S$20 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$100.

*(Each transaction must have a minimum transaction value of S$200).
Valid till 31 December 2021.

Terms and conditions apply.