PayLite | Interest-free instalments | OCBC Singapore

Interest-free monthly instalments (PayLite)

Get your big purchases with little payments

Why you will love this

Split any OCBC Credit Card purchase of S$100 and above into interest-free, fixed monthly instalments

Low one-time processing fee

Who can apply

OCBC Credit Cardmember (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)

 

Get up to S$150 cashback with PayLite. Find out more

Ease the burden of big purchases. Split your payments over interest-free monthly instalments of up to 12 months.

BENEFITS
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Low one-time processing fee

Affordable processing fee from as low as 3% of your transaction amount.

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Available for any merchant

Stretch any of your local, overseas or online purchases over S$100 into interest-free monthly instalments.

Rates and tenures

Made a recent purchase? How much would you like to split?

  • One-time processing fee
  • 6 months instalment
  • 12 months instalments
Repayment period (months) 3 6 12
One-time
processing fee
3%
S$72
3%
S$72
5%
S$120
1st month instalment S$800 S$400 S$200
Subsequent monthly instalments S$800 S$400 S$200
Effective interest rate 18.18% 10.43% 9.50%
Repayment period (months)
One-time
processing fee
1st month instalment
Subsequent monthly instalments
Effective interest rate
Ongoing promotions

Get up to S$150 cashback with OCBC PayLite

New-to-PayLite customers:
Enjoy S$30 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$150.

Existing PayLite customers:
Enjoy S$20 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$100.

*(Each transaction must have a minimum transaction value of S$200).
Valid till 31 December 2021.

Terms and conditions apply.

before you apply

Eligibility requirements

Prerequisite

OCBC Credit Cardmembers (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)

Minimum amount spent

S$100 in a single retail transaction



ways to apply

Apply for PayLite today

ways to apply

Apply for PayLite today

Apply via Online Banking

Apply online to get your installment approved in the fastest and easiest way.

or

Apply manually

Apply online by filling up an e-form.