
Interest-free monthly instalments (PayLite)
Get your big purchases with little payments

Get up to S$150 cashback with PayLite. Find out more
Ease the burden of big purchases. Split your payments over interest-free monthly instalments of up to 12 months.
- One-time processing fee
- 6 months instalment
- 12 months instalments
Repayment period (months) | 3 | 6 | 12 |
One-time processing fee |
3% S$72 |
3% S$72 |
5% S$120 |
1st month instalment | S$800 | S$400 | S$200 |
Subsequent monthly instalments | S$800 | S$400 | S$200 |
Effective interest rate | 18.18% | 10.43% | 9.50% |
Repayment period (months) |
One-time processing fee |
1st month instalment |
Subsequent monthly instalments |
Effective interest rate |
Get up to S$150 cashback with OCBC PayLite
New-to-PayLite customers:
Enjoy S$30 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$150.
Existing PayLite customers:
Enjoy S$20 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$100.
*(Each transaction must have a minimum transaction value of S$200).
Valid till 30 June 2021.
Terms and conditions apply.

Eligibility requirements
Prerequisite
OCBC Credit Cardmembers (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)
Minimum amount spent
S$100 in a single retail transaction
Terms and conditions
Apply for PayLite today
or contact us at 1800 363 3333.
Apply for PayLite today
or call us at 1800 363 3333.
Apply via Online Banking
Apply online to get your installment approved in the fastest and easiest way.