Interest-free monthly instalments (PayLite)
Stretch your purchases with interest-free monthly instalments
Get up to S$20 cashback with PayLite. Find out more
Ease the burden of big purchases. Split your payments over interest-free monthly instalments of up to 12 months.
BENEFITS
Low one-time processing fee
Affordable processing fee from as low as 3% of your transaction amount.
Available for any merchant
Stretch any of your local, overseas or online purchases over S$100 into interest-free monthly instalments.
Rates and tenures
- One-time processing fee
- 6 months instalment
- 12 months instalments
| Repayment period (months) | 3 | 6 | 12 |
| One-time processing fee |
3% S$72 |
3% S$72 |
5% S$120 |
| 1st month instalment | S$800 | S$400 | S$200 |
| Subsequent monthly instalments | S$800 | S$400 | S$200 |
| Effective interest rate | 18.18% | 10.43% | 9.50% |
| Repayment period (months) |
| One-time processing fee |
| 1st month instalment |
| Subsequent monthly instalments |
| Effective interest rate |
Ongoing promotion
Get up to S$20 cashback when you apply for PayLite online
Stretch your payments into 12 months of interest-free instalments and get up to S$20 cashback when you apply for PayLite online.
Valid till 31 March 2021.
Terms and conditions apply.
before you apply
Eligibility requirements
Prerequisite
OCBC Credit Cardmembers (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)
Minimum amount spent
S$100 in a single retail transaction
Terms and conditions
ways to apply
Apply for PayLite today
or contact us at 1800 363 3333.
ways to apply
Apply for PayLite today
or call us at 1800 363 3333.
Apply via Online Banking
Apply online to get your installment approved in the fastest and easiest way.
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