OCBC PayLite | Interest Free Instalment with OCBC Credit Card

Interest-free monthly instalments (PayLite)

Get your big purchases with little payments

Why you will love this

Split any OCBC Credit Card purchase of $100 and above into interest-free, fixed monthly instalments

Low one-time processing fee

Who can apply

OCBC Credit Cardmember (excluding OCBC Cashflo Credit Card/OCBC NXT Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)

 

Get $68 cashback with OCBC PayLite. Find out more

Ease the burden of big purchases. Split your payments over interest-free monthly instalments of up to 12 months.

BENEFITS
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Low one-time processing fee

Affordable processing fee from as low as 3% of your transaction amount.

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Available for any merchant

Stretch any of your local, overseas or online purchases over $100 into interest-free monthly instalments.

Rates and tenures

Made a recent purchase? How much would you like to split?

  • One-time processing fee
  • 6 months instalment
  • 12 months instalments
Repayment period (months) 3 6 12
One-time
processing fee
3%
$72
3%
$72
5%
$120
1st month instalment $800 $400 $200
Subsequent monthly instalments $800 $400 $200
Effective interest rate per annum 18.18% 10.43% 9.50%
Repayment period (months)
One-time
processing fee
1st month instalment
Subsequent monthly instalments
Effective interest rate per annum
Promotion

Get $68 cashback with OCBC PayLite

Enjoy $68 cashback for cumulative transaction with a total value of $4,000 or more converted into OCBC PayLite within the same calendar month.

*Valid till 31 March 2023

Terms and conditions apply.

before you apply

Eligibility requirements

Prerequisite

OCBC Credit Cardmembers (excluding OCBC Cashflo Credit Card/OCBC NXT Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)

Minimum amount spent

$100 in a single retail transaction



ways to apply

Apply for PayLite today

With access to OCBC Internet Banking

or

No access to OCBC Internet Banking

Do not have OCBC Internet Banking access? Call our 24-hour hotline at +65 6363 3333 to apply.