Interest-free monthly instalments (PayLite)
Get your big purchases with little payments
Split any OCBC Credit Card purchase of S$100 and above into interest-free, fixed monthly instalments
Low one-time processing fee
OCBC Credit Cardmember (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)
Ease the burden of big purchases. Split your payments over interest-free monthly instalments of up to 12 months.
- One-time processing fee
- 6 months instalment
- 12 months instalments
|Repayment period (months)||3||6||12|
|1st month instalment||S$800||S$400||S$200|
|Subsequent monthly instalments||S$800||S$400||S$200|
|Effective interest rate||18.18%||10.43%||9.50%|
|Repayment period (months)|
|1st month instalment|
|Subsequent monthly instalments|
|Effective interest rate|
Get up to S$200 cashback with OCBC PayLite
Enjoy S$40 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$200.
Existing PayLite customers:
Enjoy S$20 cashback for every 3 transactions* converted into PayLite within the same calendar month. Capped at S$100.
OCBC Credit Cardmembers (excluding OCBC Cashflo Credit Card, OCBC GE Cashflo Credit Card and Debt Consolidation Card)
Minimum amount spent
S$100 in a single retail transaction