OCBC Passbook Savings Account | Track Balance & Transactions

Passbook Savings Account

Your savings account that comes with a passbook

Why you will love this

Easily track your balance and transactions with a savings passbook

Keep your savings separate from your day-to-day transactions

Who can apply

Anyone at least 16 years old

Singaporean, Singapore PR or foreigner with a valid pass

 

Earn up to 1.88% a year when you deposit and maintain a minimum of S$80,000 fresh funds. Find out more

The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions.

Rates

Earn interest on your savings:

Amount in account Interest rate
Entire account balance 0.05% a year
Amount in account
Entire account balance
Exclusive promotion
Upsize your savings with a higher interest

Enjoy up to 1.88% a year when you deposit fresh funds into an eligible savings account* and maintain the deposit for 88 days without making any withdrawals. Valid till 30 September 2025.

T&Cs apply. Insured up to S$100k by SDIC.

Fresh funds deposited Bonus interest a year Base interest a year Total interest a year Earmark period (days)

S$80,000 - S$3,000,000

1.63%

0.05%

1.68%

88

Enjoy higher interest rates when you purchase an eligible Unit Trust investment product 

Fresh funds deposited Bonus interest a year Base interest a year Total interest a year Earmark period (days)

S$80,000 - S$3,000,000

1.83%

0.05%

1.88%

88

Fresh funds deposited Earmark by Earmark Period (Days)

1 September 2025 to 15 September 2025

1 October 2025

88

16 September 2025 to 30 September 2025

15 October 2025

88

Fresh funds deposited will be earmarked starting from date of deposit.

How to participate:

Make a deposit

Deposit fresh funds in the eligible accounts*  first before registering.

Register for this promotion

Via this e-form (Online banking login required).
Terms and conditions apply. Insured up to S$100k by SDIC.

Complete the above steps by 30 September 2025.

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What you will earn:

Bonus interest will be credited by 31 January 2026.

This is an illustration of the amount of bonus interest (up to 1.83% a year) you can earn:

Without Eligible Unit Trust Purchase (1.63% a year) With Eligible Unit Trust Purchase (1.83% a year)
S$80,000

S$314.38

S$352.96

S$200,000

S$785.97

S$882.41

S$500,000

S$1,964.93

S$2,206.02

S$1,000,000

S$3,929.86

S$4,412.05

S$2,000,000

S$7,859.72

S$8,824.10

S$3,000,000

S$11,789.58

S$13,236.16

Paid by 31 January 2026.

Note: Calculation of bonus interest is based on the assumption that funds are earmarked for 88 days.

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Before you apply

Eligibility requirements

Minimum age

16 years old

Documents required

NRIC and an image of your signature for Singaporeans and Singapore PRs

Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners

Additional document

Include any one of the following documents that shows your residential address

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement


Fees

Fall below fee

S$2

Replacement fee for a lost passbook

S$15


Deposit requirements

Initial deposit

S$1,000
(For Basic Banking Account, the initial deposit is S$1)

Minimum average daily balance for the month

S$1,000
(For Basic Banking Account, the average daily balance for the month is S$500)


Letters

You will receive electronic versions of Letters for all your relationships/accounts.




How to apply

Open OCBC Passbook Savings Account today

1
For Singaporeans and Permanent Residents:

NRIC and an image of your signature

For foreigners:

Passport
Employment Pass (EP); or S-Pass or Student Pass

2
Initial deposit:

S$1,000

3
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement