Enjoy up to 1.88% a year when you deposit fresh funds into an eligible savings account* and maintain the deposit for 88 days without making any withdrawals. Valid till 30 September 2025.

Passbook Savings Account
Your savings account that comes with a passbook

Earn up to 1.88% a year when you deposit and maintain a minimum of S$80,000 fresh funds. Find out more
The OCBC Passbook Savings Account comes with a passbook to help you track your account balance and transactions.
Earn interest on your savings:
Amount in account | Interest rate |
Entire account balance | 0.05% a year |
Amount in account |
Entire account balance |

Fresh funds deposited will be earmarked starting from date of deposit.
How to participate:
Register for this promotion
Via this e-form (Online banking login required).
Terms and conditions apply. Insured up to S$100k by
SDIC.
Complete the above steps by 30 September 2025.
How it works:



What you will earn:
Bonus interest will be credited by 31 January 2026.
This is an illustration of the amount of bonus interest (up to 1.83% a year) you can earn:
Paid by 31 January 2026.
Note: Calculation of bonus interest is based on the assumption that funds are
earmarked for 88 days.



Eligibility requirements
Minimum age
16 years old
Documents required
NRIC and an image of your signature for Singaporeans and Singapore PRs
Passport and a valid pass (e.g. Employment Pass (EP) or S-Pass or Student Pass) for foreigners
Additional document
Include any one of the following documents that shows your residential address
- Phone bill
- Half-yearly CPF statement
- Any bank statement
Fees
Fall below fee
S$2
Replacement fee for a lost passbook
S$15
Deposit requirements
Initial deposit
S$1,000
(For Basic Banking Account, the initial deposit is S$1)
Minimum average daily balance for the month
S$1,000
(For Basic Banking Account, the average daily balance for the month is S$500)
Letters
You will receive electronic versions of Letters for all your relationships/accounts.
Open OCBC Passbook Savings Account today
and visit us with these documents.
For Singaporeans and Permanent Residents:
NRIC and an image of your signature
For foreigners:
Passport
Employment Pass (EP); or S-Pass or Student Pass
Initial deposit:
S$1,000
Include any one of the following documents:
Phone bill
Half-yearly CPF statement
Any bank statement
Foreign Currency Deposits
Foreign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
Promotional interest rate
Currency | Tenure (months) |
Apply via |
Singapore Dollar (SGD) | 12 | Internet Banking Mobile Banking |
Details
“Fresh Funds” refers to:
- Funds in the form of non-OCBC cheques/ cashier’s orders/ demand drafts, funds that are not transferred from any existing OCBC accounts;
- Funds that are not withdrawn within 30 days before or during the Promotion Period and re-deposited (whether in part or in full amounts withdrawn) into the Eligible Account during the Promotion Period for purposes of qualifying for the Promotion;
- Funds must be incremental to the Eligible Customer’s overall deposit balances for 88 days from the date of Eligible Transaction.
Eligible accounts:
- OCBC Passbook Savings Account
- OCBC Statement Savings Account
- SmartParent Account
- SmartSavings Account
- MoneyMax Account
- EasiSave Account
- Premier Statement Savings Account
- Premier Easisave Account
“Eligible Unit Trust Purchase” refers to the successful purchase of any Unit Trust investment product from OCBC:
- Of at least a minimum amount of SGD $50,000; or 0.5x (times) the participating Fresh Funds amount, whichever is higher; For financial products denominated in foreign currency, OCBC Bank will convert the value to Singapore dollars at the Bank’s prevailing exchange rate to determine if it meets the required minimum amount.
- Effective date of the Unit Trust investment purchase, post free-look period or 14 days whichever is longer, must fall on or between 1 September 2025 and 31 October 2025 (“Eligible Purchase Period”). Only purchases made within the Eligible Purchase Period can be aggregated. For the avoidance of doubt, purchases outside the Eligible Purchase Period are not considered Eligible Unit Trust Purchases”;
- The Eligible Customer must be the single name account holder of the eligible Unit Trust investment product;
- The Eligible Customer must be holding on to the Unit Trust investment as of 1 November 2025 and the account must be in good standing order;
- The purchase excludes Unit Trusts investments into money market funds and Unit Trusts transferred in from other financial institutions.
- “Bonus Interest” refers to additional interest rate, on top of the prevailing base interest rate, that will be earned by Eligible Customers. The Bonus Interest (as specified in Table 1 below) is only applicable to the Fresh Funds amount earmarked for the Promotion, from a minimum of S$80,000, and up to a maximum of S$3,000,000, for a period of 88 days. Bonus interest will be computed from the date of deposit of Participating Funds.
Table 1
General Disclaimer
This advertisement has not been reviewed by the Monetary Authority of Singapore.
- Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).
- This information is intended for general circulation and/or discussion purposes only. It does not consider the specific investment objectives, financial situation or needs of any particular person.
- Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs.
- If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.
- We are not making an offer, solicitation to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document. Nothing in this document shall be deemed as an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into any transaction or to participate in any particular trading or investment strategy.
- No representation or warranty whatsoever in respect of any information provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice.
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- Investments are subject to investment risks, including the possible loss of the principal amount invested. The information provided herein may contain projections or other forward-looking statements regarding future events or future performance of countries, assets, markets or companies. Actual events or results may differ materially. Past performance figures, predictions or projections are not necessarily indicative of future or likely performance.
- Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
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- OCBC Bank, its related companies, and their respective directors and/or employees (collectively “Related Persons”) may, or might have in the future, interests in the investment products or the issuers mentioned herein. Such interests include effecting transactions in such investment products, and providing broking, investment banking and other financial services to such issuers. OCBC Bank and its Related Persons may also be related to, and receive fees from, providers of such investment products.
- You must read the Offer Document/Indicative Term Sheet/Product Highlight Sheet before deciding whether or not to purchase the investment product, copies of which may be obtained from your relationship manager.
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Collective Investment Schemes Disclaimer
- A copy of the prospectus of each fund is available and may be obtained from the fund manager or any of its approved distributors. Potential investors should read the prospectus for details on the relevant fund before deciding whether to subscribe for, or purchase units in the fund.
- The value of the units in the funds and the income accruing to the units, if any, may fall or rise. Please refer to the prospectus of the relevant fund for the name of the fund manager and the investment objectives of the fund.
- Investment involves risks. Past performance figures do not reflect future performance.
- Any reference to a company, financial product or asset class is used for illustrative purposes and does not represent our recommendation in any way.
- For funds that are listed on an approved exchange, investors cannot redeem their units of those funds with the manager, or may only redeem units with the manager under certain specified conditions. The listing of the units of those funds on any approved exchange does not guarantee a liquid market for the units.
- Any indicative distribution rate may not be achieved and is not an indication, forecast, or projection of the future performance of the Fund.
Foreign Currency Disclaimer
- Foreign currency investments or deposits are subject to inherent exchange rate fluctuation that may provide opportunities and risks. Consequently, exchange rate fluctuations may affect the value of your foreign currency investments or deposits.
- Earning on foreign currency investments or deposits may change depending on the exchange rates prevalent at the time of their maturity if you choose to convert.
- Exchange controls may apply to certain foreign currencies from time to time.
- Any pre-termination costs will be taken and deducted from your deposit directly and without notice.