OCBC Student Loans | Overseas & Singapore Study Loans

Invest in your tomorrow with student loans

OCBC Education Loan

For students studying at a local private or overseas institution

Interest rate of as low as 4.5% per annum (EIR of 5.17% per annum*)

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OCBC Education Loan

For students studying at a local private or overseas institution

Interest rate of as low as 4.5% per annum (EIR of 5.17% per annum*)

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Tuition Fee Loan

For students studying at a local public university (NTU, NUS, NIE or SMU)

0% interest and and no repayments to be made while studying

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Tuition Fee Loan

For students studying at a local public university (NTU, NUS, NIE or SMU)

0% interest and and no repayments to be made while studying

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Study Loan

For students studying at NUS and SMU who wish to supplement their Tuition Fee Loan

Funding for up to 20% of your MOE-subsidised tuition fee and/or a living allowance of up to S$3,600 each year

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Study Loan

For students studying at NUS and SMU who wish to supplement their Tuition Fee Loan

Funding for up to 20% of your MOE-subsidised tuition fee and/or a living allowance of up to S$3,600 each year

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Overseas Student Programme Loan

For students studying at a local public university (NUS, NTU, NIE or SMU)

Repayment period of up to 5 years, with interest charges commencing only upon graduation

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Overseas Student Programme Loan

For students studying at a local public university (NUS, NTU, NIE or SMU)

Repayment period of up to 5 years, with interest charges commencing only upon graduation

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Additional details

1Based on a Singapore citizen university student's tuition fee.

2Effective Interest Rate (EIR) is assumed on a 2-year course with repayment period of 8 years and Standard Repayment Method. The EIR comprises of 4.5% per annum interest rate which is calculated on a monthly rest basis and 2.5% of processing fee of the approved loan amount that is applicable upon disbursement of loan.

All figures, calculations and computations are for illustration purposes only, and the actual figures (i.e. loan amounts, repayment periods and interest rates) may differ.