Loans for all occasions

All personal loans

Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 4.70% per annum (EIR 9.06% per annum)

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Cash-on-Instalments

Convert the available limit on your credit line or credit card into fixed instalments

  • Repay with fixed instalments over 12 to 60 months
  • Interest rates from as low as 4.70% per annum (EIR 9.06% per annum)

Learn more

ExtraCash Loan

An affordable instalment loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via MyInfo

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ExtraCash Loan

An affordable instalment loan for your one-time borrowing needs

  • Get up to 6 times your monthly income
  • Fixed repayments over 12 to 60 months
  • Instant approval and disbursement when you apply via MyInfo

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EasiCredit

A line of credit for standby cash when you need it

  • Take as long as you need to repay
  • Easy access to cash via ATM, cheque and Online or Mobile Banking

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EasiCredit

A line of credit for standby cash when you need it

  • Take as long as you need to repay
  • Easy access to cash via ATM, cheque and Online or Mobile Banking

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Balance Transfer

Convert the available limit on your credit line or credit card into interest-free cash

  • Loan tenure of 3 to 12 months
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.22% per annum)
  • Low minimum monthly repayment of S$50 or 3% of outstanding balance

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Balance Transfer

Convert the available limit on your credit line or credit card into interest-free cash

  • Loan tenure of 3 to 12 months
  • Enjoy 0% interest with one-time processing fee as low as 1.80% (EIR 7.22% per annum)
  • Low minimum monthly repayment of S$50 or 3% of outstanding balance

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Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

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Debt Consolidation Plan

Consolidate your outstanding credit card and personal loans across multiple financial institutes into one fixed monthly repayment with OCBC

  • Choose a repayment plan from 36 to 96 months
  • No processing fee
  • Receive a complimentary DCP card with no annual fee charged

Learn more

Secured Overdraft

Interest is charged only on amount used

Secured Overdraft

Interest is charged only on amount used

Exclusive Online Promotion

Receive up to S$320 cashback when you apply for Balance Transfer or Cash-on-Instalments online. Valid till 31 March 2020.