INFORMATION FOR EXISTING MOE LOAN CUSTOMERS
For applications submitted before 1 July 2026
Revision to interest rates for MOE-funded loans
From 1 April 2024, revised interest rates will apply to all new applications for MOE-funded loans. These rates will be adjusted twice a year, on 1 April and 1 October. Find out how these revised interest rates may affect your loans.
No new applications accepted
From 1 July 2026, the new Higher Education Student Loan (HESL) will replace the Tuition Fee Loan, Study Loan and Overseas Student Programme Loan under a single scheme.
Eligible students can apply via the new StudentLoanSG (SLSG) portal from 1 July 2026. For more information, visit the Ministry of Education (MOE) website or your respective university’s website.
For Tuition Fee Loan, Study Loan and Overseas Student Programme Loan
Using an OCBC account:
Submit the Repayment Form at any OCBC branch.
Using a non-OCBC account:
Submit both the Repayment Form and GIRO Form at any OCBC branch.
Using an OCBC account:
Submit the Repayment Form at any OCBC branch.
Using a non-OCBC account:
Submit both the Repayment Form and GIRO Form at any OCBC branch.
These loans are provided by the Ministry of Education (MOE) and administered by OCBC.
For more information on Study Loan and Overseas Student Programme Loan, please visit your university’s website.