The transaction limit refers to the maximum amount you can send daily. The authorisation limit refers to the amount that you can send above which you will be asked to authorise the transaction (you may do so using OCBC OneToken, SMS One-Time password (SMS OTP) or your hardware token).
Send money locally and abroad
Move your money securely in just a few taps.
FEATURES
Remit seamlessly in 19 currencies.
Enjoy competitive rates, S$0 cable and commission fees when you wire money abroad.
Enjoy competitive rates, S$0 cable and commission fees when you wire money abroad.
Send money to 10 overseas wallets1.
Enjoy fast and secure transfers at zero fees2 to popular digital wallets such as Alipay, Weixin Pay, Touch ‘n Go, OVO, Gcash and more.
Enjoy fast and secure transfers at zero fees2 to popular digital wallets such as Alipay, Weixin Pay, Touch ‘n Go, OVO, Gcash and more.
Skip the hassle of physical cheques
Easily schedule and track deferred payments from your phone with Electronic Deferred Payment (EDP and EDP+) and never worry about losing or misplacing physical cheques again.
Easily schedule and track deferred payments from your phone with Electronic Deferred Payment (EDP and EDP+) and never worry about losing or misplacing physical cheques again.
1The beneficiary requirements for each digital wallet may vary, which can include identification, contact information, residency status, or other criteria. Please check with the respective digital wallet operator for more information.
2Respective digital wallet fees and charges may still apply.
HOW IT LOOKS ON THE APP
Tools to
Tools to
PayNow transactions
Send and receive money instantly with just an NRIC/FIN or mobile number.
Local transfers
Make local transfers via FAST, GIRO or MEPS.
Overseas transfers
Send money overseas with no cable or commission fees.
Electronic deferred payments (EDP)
An modern alternative to cheque and cashier's order
Better manage your daily transactions
- Schedule future-dated or recurring transfers
- Set transaction limits
- Organise payee list
FAQs
Common questions
More questions and answersWhat is the difference between a transaction limit and an authorisation limit?
Why do I need to take the additional step of authenticating – even for amounts below the authorisation limit – my transactions using a code?
As part of our measures to keep your account safe, this additional step ensures that transactions made using your account are performed by you.
My email address is incorrect. What should I do to receive my code?
When you are prompted to enter your code, select ‘Authenticate with SMS OTP instead’ to receive your code via SMS.
Thereafter, please update your email address using the OCBC app, OCBC Internet Banking or any OCBC ATM. A fully activated OCBC OneToken or hardware token is required for this. The change will take effect after 12 hours.
What is the difference between ‘Payments & Transfers’ and the former ‘Pay’ and ‘Transfer’ features?
Our ‘Pay’ and ‘Transfer’ features have been consolidated into one place – ‘Payments & Transfers’. We introduced this upgrade to ensure you have the most seamless experience when using the OCBC app.
Can I revert to the former version of the app where the Pay and Transfer features were separate?
Currently, this option is not available. By consolidating two features into one, we believe that the 'Payments & Transfers' feature will enhance your experience when using the OCBC app.
If you have further questions, please visit OCBC app website.