OCBC MyOwn Account | OCBC Singapore

OCBC MyOwn Account

Unlock your child’s financial superpowers

Why you will love this

Your child gets the freedom to spend smart and go cashless with his/her own debit card

You set the spending limits and your child manages his/her own pocket money – all via the OCBC app

Who can open an account

Parents (Singaporean or Permanent Resident residing in Singapore) on behalf of their child; and

Child must be Singaporean, Singaporean Permanent Resident or foreigner born in Singapore and be 7 to 15 years old

 

Stand a chance to fly to Japan with your family plus more!Find out more

Help your children manage money their way – now with an account they can call “MyOwn”!

Stand a chance to win 4 Singapore Airlines tickets to Tokyo or receive an iPhone 16 Pro or iPad Air with our limited-time lucky draw.

THE ALL-IN-ONE STARTER KIT

All children can be savvy with the right gear.
Equip your little money masters with everything they need to get started:

OCBC MyOwn Account

A savings account of their own lets them grow more confident with managing money while you stay in the back seat.

OCBC MyOwn Debit Card

Give them a debit card just for children – there are over 15 designs to choose from.

OCBC app

Our new and simplified OCBC app makes it super easy for them to stay on top of their spending. Plus, a shared dashboard allows you to keep up.

GET THE LOWDOWN ON BENEFITS

Why you should choose MyOwn, if you are

Why you should choose MyOwn, if you are

ONE CARD, OVER 15 DESIGNS

Let your child own his/her creativity with a debit card design that he/she loves.

Disney and Marvel card designs

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  • LIMITED EDITION
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DRAG

Exclusive OCBC MyOwn card designs

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DRAG

Once your child has chosen a favourite design, it will be his/hers for good – pick wisely!

JOIN THE CLUB AND SNAG REWARDS

Score limited-edition Disney and Marvel blind box pins!

Grab them before it’s gone! Your child can score limited-edition blind box pins when:

  • You open an OCBC MyOwn Account for him/her and S$10 is deposited within 30 days of that date (one pin);
  • The first S$500 is deposited by 31 December 2024 (one pin);
  • The next S$500 is deposited by 31 December 2024 (one pin); and
  • Your child refers a friend to us – and the friend opens an account too (one pin).

Terms and Conditions apply. While stocks last.

FESTIVE PROMOTION

Stand a chance to fly to Japan with your family plus more when your child refers their friends to us!

Rank Prize
Grand prize 4 x Economy Class Tickets to Tokyo
2nd to 3rd prize iPhone 16 Pro
4th to 6th prize iPad Air

From now till 31 December 2024, earn a chance when:

  • you open a new OCBC MyOwn Account for your child and deposit S$10 within 30 days of account opening
  • your child refers a friend to open the OCBC MyOwn Account and they also deposit S$10 within 30 days of account opening

T&Cs apply. Insured up to S$100k by SDIC.

Discover the wonder of banking with us

The fun keeps going! Explore more activities for you and your family till 30 November 2024

Take a peek at what awaits you at OCBC Wisma:

  • Experience zones: Explore Disney and Marvel themed zones and learn smart tips for your child’s savings adventure!
  • Claw machine: Catch and win! Stand a chance to snag exclusive Stitch bag charms.
  • Photobooth: Choose from 5 exclusive designs and snap the perfect shot with your friends and family!

Here’s how you can redeem photobooth sessions and claw machine tokens 

SIGN-UP PERKS FOR THE FAM

Get a 1-year Disney+ Premium subscription on us

Grab the popcorn – it’s family movie time. Enjoy a year’s worth of Disney+ Premium fun if you are a new OCBC customer who signs up for a 360 Account for yourself and a MyOwn Account for your child by 31 December 2024.

Terms and conditions apply.

SPECIAL DEALS UP FOR GRABS

Get a flavour of the epic savings the OCBC MyOwn Debit Card could give your child. They can access these exclusive deals on their app: OCBC app > Deals.

CHICHA San Chen

Get exclusive discounts and perks when you mention a special code. Till 31 December 2024.

Shopee

Claim exclusive MyOwn vouchers on selected days. Limited quantities will be available, so grab them as soon as you can. Till 31 December 2024.

More deals to love

SHEIN

SHEIN

Get S$9 off with a min. spend of S$60 with promo code 'SHEINSGVISA'

  • Limited to 3 redemptions per user during the campaign period.

Shop now


Terms and Conditions

  1. Valid till December 31, 2024 15:59 GMT.
  2. The discount is valid exclusively on online purchases through the page https://sg.shein.com/ or in the SHEIN app (available in PLAYSTORE® and/or APPLESTORE®).
  3. The discount will be automatically applied to the total order amount at the time of entering the code in the check-out process.
  4. This discount is not cumulative and does not apply with other promo code discounts within the website or the mobile application.
  5. Promotion valid for all Visa consumer cards in Singapore.
  6. Merchant’s terms and conditions apply. Please contact the Merchant directly for full details.
  7. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of the promotion or any product/service relating to the promotion. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of the promotion, or any product/service relating to the promotion, by any person.
  8. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  9. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.

Museum of Ice Cream Singapore

Museum of Ice Cream Singapore

Enjoy 15% off Museum of Ice Cream Singapore tickets when you buy 4 tickets and more!

  • Use the code "MOICVISA15" at the online ticketing checkout page to enjoy sweet savings!

Terms and Conditions

  1. Valid till March 31, 2026 16:00 GMT
  2. Tickets sold are non-transferrable, non-refundable and void if altered.
  3. Admission ticket may not be copied, resold or duplicated and can only be used once.
  4. Each ticket admits one person which will be checked at entry. Each ticket admits one (1) person to the attraction, which must be presented upon entry into the attraction. If you are arriving in a group, we encourage entering the experience together. Please arrive within half an hour of your time slot as latecomers may not be guaranteed entry.
  5. Ticket is valid only on the date and time of the ticket. If you are late for the ticketed time, entry to the attraction is not guaranteed.
  6. Re-entry is not allowed.
  7. Admission to Museum of Ice Cream is subject to all government mandated Safe Management Measures and prevailing rules and regulations that are set by Museum of Ice Cream. You will be asked to leave the premises if you are found to be in breach of any of the rules and regulations.
  8. Tickets are valid for 30 days after the date of the ticket. Guests may reschedule their tickets using the link provided in the email sent with the tickets
  9. Museum of Ice Cream is not responsible and does not assume liability for any injury, damage or loss you may incur, whether such injury, damage or loss is caused by negligence or otherwise.
  10. Museum of Ice Cream may, without prior notice and without refund, compensation or any liability, change the operating hours, close and/or restrict admissions to the attraction due to capacity, inclement weather, special events or other reasons.
  11. Merchant’s terms and conditions apply. Please contact the Merchant directly for full details.
  12. OCBC and Merchant reserves the right at its absolute discretion to terminate the promotion or vary, delete, or add to the promotion, or any of these terms and conditions, at any time without notice including without limitation, the dates of the promotion.
  13. OCBC shall not be responsible for the quality, merchantability or fitness for any purpose or any other aspect of the promotion or any product/service relating to the promotion. Notwithstanding anything herein, OCBC shall not at any time be responsible or held liable for any defect or malfunction in any product or the deficiency in any service provided, and/or any loss, injury, damage or harm suffered or incurred by or in connection with the use of the promotion, or any product/service relating to the promotion, by any person.
  14. OCBC’s decision on all matters relating to the promotion will be final and binding on all participants. No correspondence or appeal shall be entertained by OCBC. In the event of any inconsistency between these terms and conditions and any brochure, marketing or promotional material relating to the promotion, these terms and conditions shall prevail.
  15. These terms and conditions shall be governed by the laws of Singapore and each participant in the promotion irrevocably submits to the non-exclusive jurisdiction of the courts of Singapore. A person who is not a party to any agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these terms and conditions.
  16. For more information, visit FAQs on the website.
Before you apply

Eligibility requirements

Age

Child must be 7 to 15 years old

Nationality

Parent: Singaporean or Permanent Resident residing in Singapore

Child: Singaporean, Permanent Resident or foreigner born in Singapore


Fees for MyOwn Account Debit Card

Annual fee

S$0

Card replacement fee

Waived for the first two replacements made within a 12-month period


Deposit requirements

Initial deposit

S$0

Minimum average daily balance to have fall below fee automatically waived each month

S$0

Account interest rate

0.05% a year


Statement preferences

Monthly statements

Electronic statements only


Letter preferences

Electronic letters only

 




Ready to get started?

Kickstart your child’s saving journey with the OCBC MyOwn Account

You will need an existing OCBC SGD current or savings account to open an OCBC MyOwn Account on your child’s behalf. Do not have one? You will first be asked to open an OCBC 360 Account.
FAQs
Common questions
What services can a child access via the OCBC app?

Children will be able to do the following:

  • View account details and transactions
  • View account transactions
  • Transfer funds using PayNow
  • Make QR payments via the ‘Scan & Pay’ feature
  • Make cardless cash withdrawals at ATMs using the OCBC app
  • Activate debit card
  • Lock/unlock card
  • Log in to the app using biometrics
  • Activate OCBC Money Lock
  • Activate OCBC Kill Switch
  • Access financial literacy content
  • View deals
What services can a parent of a child with an OCBC MyOwn Account access via the OCBC app?

Parents will be able to do the following:

  • Set up digital access for the child
  • Link/delink the child’s mobile number to/from PayNow
  • View the child’s account details and transactions on a dashboard
  • Set up recurring allowances
  • Manage transaction limits for the child’s account and debit card
  • View the child’s account statements
  • Receive notifications on the child’s account activities
What daily transaction limits can a parent set for the child?

Please refer to the table below for your options. You may manage these transaction limits individually.

PayNow/NETS QR Cash withdrawal using debit card Debit card spending Cardless withdrawal
Deactivate Deactivate Deactivate S$50 (default)
S$10 S$10 S$10  
S$20 S$20 S$20  
S$30 S$50 (default) S$30  
S$40 S$80 S$40  
S$50 (default) S$100 S$50 (default)  
S$80 S$300 S$80  
S$100 S$500 S$100  
S$300 S$1,000 S$300  
S$500 S$500  
S$1,000 S$1,000  
What happens when the child turns 16 – what happens to the accounts/limits/debit card?

We will allow parents the flexibility to choose when to give up supervisor control of the account starting from when the child turns 16. This feature is currently not available and will only be available in 2025. More information will be revealed when this feature is launched.

What can parents/children if they suspect that the account has been compromised?

Parents can choose to activate the OCBC Kill Switch via the OCBC app on the child’s behalf. To authorise this request, we will send an SMS OTP to the child’s number in our records.

Once activated, the OCBC Kill Switch will immediately suspend the child’s current and savings accounts (including joint accounts), OCBC app access and debit cards.

Children can also activate OCBC Kill Switch on their own via the OCBC app.

As a preemptive measure to protect the child’s funds, consider locking them using OCBC Money Lock. Locked funds cannot be transferred out.

What should I do if I lost my OCBC MyOwn Debit Card and/or require a card replacement?

Child can access the OCBC app > click on OCBC MyOwn Account > Lock card to temporary suspend further transactions on the card. If card is found, the child can repeat the steps to Unlock card and continue to make transactions.

Parent may contact us at 1800 363 3333 or visit any OCBC branch to request for a card replacement. You will receive it via mail within 5 working days.

I have applied for OCBC MyOwn Account. When and where can I redeem my pin?

You will receive an email within 20 working days upon successful application of OCBC MyOwn Account. In the email, a redemption code will be indicated and you can visit the vending machines at these OCBC branches to redeem your pin:

*Ang Mo Kio Central Branch
AMK Hub, #B1-32/33
Operating hours:
Open all day
*Vending machine is located outside of branch

Jurong East Branch
Jem, #B1-18
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed

NEX Branch
NEX, #B2-28/29
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed

Tampines Branch
CPF Tampines Building, #01-04/05
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat-Sun: 11.00am to 4.30pm
Public Holidays: Closed

*United Square Branch
United Square, #02-26 to 29
Operating hours:
Open all day
*Vending machine is located outside of branch

White Sands Branch
White Sands, #01-13
Operating hours:
Mon-Fri: 11.00am to 6.00pm
Sat: 11.00am to 2.30pm
Sun & Public Holidays: Closed

Wisma Atria Branch
Wisma Atria, #04-01
Operating hours:
Mon-Sun: 11.00am to 9.00pm