Card Services

PayLite – Interest-free instalments

Online Exclusive Promotion

Enjoy up to S$15 Cashback* when you apply for PayLite Online!

PayLite helps stretch your purchases over S$500 with any credit card into interest-free instalments spread over a period of up to 24 months.

Available via OCBC Online Banking

Find out more at Terms and conditions apply.

* Terms and conditions governing OCBC PayLite Online Exclusive Promotion

Enjoy these added services with OCBC cards


  • One-time password (OTP)

    To protect you from online fraud, OCBC will send you an OTP for extra security whenever you make online purchases.

  • Transaction alerts

    Be alerted via SMS when a transaction amount above the predefined limit is made to any of your OCBC credit or debit cards.

  • Card insurance

    Get comprehensive coverage with OCBC credit card insurance.

  • Credit Card and Debit Card activation

    You need to activate your new or replacement card before using it.

    Activate your card now.

    Click here for FAQ.

  • Deactivation of magnetic stripe

    From 1 October 2013, the magnetic stripe on all credit and debit cards will be deactivated for overseas transactions. You may wish to activate the magnetic stripe if you are travelling overseas via OCBC Online Banking or from 1 October 2013.

    Click here for FAQ.

  • Double Swiping

    All retail merchants in Singapore are required by the Association of Banks in Singapore (ABS) and the Card Schemes (i.e. American Express, Diners Club, JCB, MasterCard, UnionPay and Visa) to stop capturing and storing sensitive payment card data (or cardholder data) encoded on the magnetic stripes of your credit, debit and charge cards. If you suspect that a Singapore-based retail merchant has done so (e.g. by swiping your card more than once), email ABS at or visit for more details.

  • Online Shopping Tips

Easy ways to manage your card

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