Cash Advance
Get extra cash from your OCBC Credit Card
The Cash Advance feature on most credit cards will be disabled from 20 March 2023
From 20 March 2023, we will be disabling the Cash Advance feature on all credit cards, unless the Cash Advance feature was utilised from Jan 2020 to Jan 2023. If so, we will be leaving this feature enabled for your convenience. The Cash Advance feature will also be left enabled on the supplementary card(s) that are tied to your respective credit card(s).
Find out more on how to enable/disable the Cash Advance feature.
This notice is dated on 20 March 2023.
Never worry about not having enough cash on hand. With OCBC Cash Advance, you can turn the credit limit on your OCBC Credit Card into cash instantly.

Convert your unused Credit Card limit into cash instantly
Get extra cash with a Cash Advance fee of S$15 or 8% on the amount withdrawn, whichever is greater.
Get extra cash with a Cash Advance fee of S$15 or 8% on the amount withdrawn, whichever is greater.

Easy Access to Cash
Make instant fund transfers via OCBC Online banking or cash withdrawals from any OCBC ATM island-wide.
Make instant fund transfers via OCBC Online banking or cash withdrawals from any OCBC ATM island-wide.

Travel Worry-Free with your OCBC Credit Card
Get extra cash overseas when you withdraw from your OCBC Credit Card.
Get extra cash overseas when you withdraw from your OCBC Credit Card.
Fees
Cash Advance transaction fee
(for all OCBC Credit Card except NTUC/OCBC Plus! Visa Credit Cards)
S$15 or 8% on the amount withdrawn, whichever is greater
Cash Advance transaction fee
(for NTUC/OCBC Plus! Visa Credit Cards)
S$15 or 6% on the amount withdrawn, whichever is greater
Cash Advance interest
28.92% a year (minimum S$2.50)
Terms and conditions
- For credit cards approved before 22 August 2012, cash advance withdrawal limits are pegged to your available credit limit. For credit cards approved on or after 22 August 2012, the cash advance withdrawal limit is up to 70% of the approved credit limit of your card.
- Maximum withdrawal amount from an OCBC ATM is S$1,000 per transaction up to your available limit, subject to a maximum of S$20,000 a day. Overseas ATMs may have different maximum withdrawals limits. Your Credit Card PIN is required.
- Cash Advance interest of 28.92% a year (minimum S$2.50) will be calculated on a daily basis and levied on the amount withdrawn from the withdrawal date until full payment. Interest subjected to compounding if the monthly interest charges are not repaid in full.
Terms and conditions governing the OCBC Cash Advance Cashback Promotion 2022
Perform an OCBC Cash Advance
or withdraw cash at a branch or ATM.
Online Banking or Mobile Banking
Step 1
Login to Online Banking or Mobile Banking.
Step 2
Under "Transfer Funds", select your OCBC Credit Card.
Step 3
Select the amount you want to transfer and the bank account where your funds will be deposited to.
ATM
Forgot your credit card PIN?
Call our 24 hour hotline at 1800 363 3333 to reset your pin (or +65 6363 3333 if you are overseas).
Need to enable your OCBC Credit Card for overseas usage?