Get bonus cash rewards when you apply and spend with your OCBC 90°N Card! Find out more
Enjoy up to 3 Travel$ when you spend up to S$1,000 in these categories. Travel$ are awarded in blocks of S$5 per transaction.
Travel$ per S$1
Travel$ per S$1
Travel$ per S$1
Travel$ per S$1
All other SGD spend
Foreign Currency spend
Designed with an LED light feature, the 90°N Visa Card lights up whenever you make a contactless payment.
Designed with an LED light feature, the 90°N Visa Card lights up whenever you make a contactless payment.
From now till 28 February 2023, sign up for an OCBC 90°N Card and charge the required minimum spend to enjoy bonus cash rewards!
From 18 January – 18 February 2023, get S$90 cash plus S$30 Takashimaya vouchers with 10,000 Travel$ (usual: S$100 cash with 10,000 Travel$). Capped at the first 200 redemptions.
Travel$ are awarded for every S$5 spent per transaction. Find out more about Travel$.
Key in the average amount you spend a month in each category to find out how far your Travel$ can take you!
Understanding your spendings
Here’s what you will earn
Based on your average monthly spending, you stand to earn, in one year
The maximum amount you may key in for each category is S$12,000. Terms and conditions for the accrual and redemption of Travel$ apply.
Here is why together is always better. Earn up to 7.65% a year on the first S$100,000 in your OCBC 360 Account when you do more with us.
Apply for a new OCBC 90°N Visa Card and make a minimum of 5 qualifying transactions within 30 days of your card approval to receive a free 12-month Burpple Beyond Premium membership (worth S$99).
Gain access to 1-for-1 deals at over 600 restaurants, cafes, and bars.
Promotion is applicable to both new and existing OCBC Cardmembers. Valid till 31 December 2023.
Maximise your rewards with CardUp! Earn miles when you pay for bills that do not offer rewards such as income taxes, insurance, school fees, car loans, and more. Receive 1 Travel$ with every S$1 you spend on your OCBC 90°N Card. You can also set up recurring payments to enjoy discounted admin fees.
Here’s how you can apply to earn Travel$ with CardUp:
Find out more and sign up for a CardUp account.
Choose a payment category and enter your payment details. The payment amount will be charged to your OCBC 90°N Card. CardUp will do a bank transfer to the respective recipient(s) each payment cycle.
Just pay your credit card bill the next month and earn your Travel$.
Planning for your next vacation abroad? Find and snag the best prices for flights, hotels and car rentals on Travel with OCBC, our very own all-on-one booking platform for all things travel.
Enjoy preferential rates now and offset booking prices with your accumulated Travel$.
Minimum age
21 years old
Nationality
Singaporeans, Singapore PRs, Employment Pass
Annual income
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Principal card
S$53.50 a year (waived for the first year)
S$54.00 from 1 January 2023
Receive 10,000 Travel$ when you top up S$139. For Cardmembers who have requested for this benefit but have received a waiver for the Annual Service Fee, OCBC Bank will charge the Annual Service Fee of S$53.50 together with S$139 (totalling a sum of S$192.50).
Supplementary Card
S$53.50 a year per card (waived for the first year)
S$54.00 from 1 January 2023
Other fees and charges
Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.
MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.
System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.
Transaction date refers to the date when a purchase is made.
Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, OCBC Bank has no control over when the merchant records the transaction.
The OCBC 90°N Mastercard and Visa Card have different benefits to suit your needs and preferences. The promotions from the two associations, Mastercard and Visa, will change from time to time.
Yes, both cards share the same rewards currency. Accumulated Travel$ earned on either cards will be summed together and reflected as one rewards currency in your statement.
You're applying for the OCBC 90°N Visa Card
An Annual Service Fee of S$53.50 will be charged upon card approval, which will be waived for the first year within 7 working days of card approval.
StreamingMerchants include Netflix, Disney+, Spotify, VIU and Audible.
Online food delivery, shopping & groceries
Results of destinations you can fly out of Singapore to are based on Singapore Airlines One-way Saver Awards KrisFlyer miles chart dated 5 July 2022. KrisFlyer terms and conditions for redemption will apply.
Spend S$10,000 in Foreign Currency within first 3 months from card approval date.
| Rewards from Spend in Foreign Currency (Tiering up to 5 Travel$ per $1) | Bonus reward | Additional rewards for Annual Service Fee (ASF)* | Total rewards |
| 30,000 Travel$ | 10,000 Travel$ | 10,000 Travel$ | 50,000 Travel$ |
| N/A | 40,000 Travel$ |
*S$53.50 Annual Service Fee will be charged upon card approval. Register via this e-form to receive 10,000 Travel$ when you pay an additional administrative fee of S$139.
Bonus Travel$How rewards will be awarded:
For new-to-OCBC credit cardmembers |
|
| Spend S$5,000 within 2 months of card approval | 10,000 Travel$ |
| Activate card and spend S$10 | 500 Travel$ |
| Total rewards | 10,500 Travel$ |
For existing OCBC credit cardmembers |
|
| Spend S$5,000 within 2 months of card approval | 2,500 Travel$ |
Booking period: Now - 30 November 2023
Stay period: Now - 31 December 2023
Bonus Travel$ will be credited up to 2 months after hotel check out date.
Booking must be done via www.agoda.com/90n.
To ensure booking is tracked accurately, do not access any other Agoda landing pages after accessing this site on any browser.
Only valid for prepaid bookings.
Cannot be combined with other promotions, discounts or cashback sites.
2.5 Travel$ with every S$1 spent on Foreign Currency, capped at the first S$2,000.
Travel$ are awarded in blocks of S$5 per transaction. Refer to the terms and conditions for more information.
S$60 is also applicable if:
Bonus Travel$How rewards will be awarded:
For new-to-OCBC credit cardmembers |
|
| Spend S$5,000 within 2 months of card approval | 10,000 Travel$ |
| Activate card and spend S$10 | 500 Travel$ |
| Total rewards | 10,500 Travel$ |
For existing OCBC credit cardmembers |
|
| Spend S$5,000 within 2 months of card approval | 2,500 Travel$ |
Household Referral Promotion: How it worksTo participate, any current 90°N cardmember simply has to refer a member of their household to apply for a new 90°N Card. Following card approval, both can receive a reward of up to 1,500 Travel$, provided that:
Other terms and conditions apply.
Here's a breakdown of how Travel$ will be awarded:
For new-to-OCBC cardmembers |
||
| Earning period (when a minimum of one payment transaction is made) |
Referrer | Referee |
| 1st month from card approval | 500 Travel$ | 500 Travel$ |
| 2nd month from card approval | 500 Travel$ | 500 Travel$ |
| 3rd month from card approval | 500 Travel$ | 500 Travel$ |
| Total rewards | 1,500 Travel$ | 1,500 Travel$ |
For existing OCBC cardmembers |
||
| Earning period (when a minimum of one payment transaction is made) |
Referrer | Referee |
| 1st month from card approval | 200 Travel$ | 200 Travel$ |
| 2nd month from card approval | 200 Travel$ | 200 Travel$ |
| 3rd month from card approval | 200 Travel$ | 200 Travel$ |
| Total | 600 Travel$ | 600 Travel$ |
There is no limit to the number of household members a referrer can refer. However, each referrer can only earn a maximum of one reward of up to 1,500 Travel$, regardless of the number of successful card applicants from their household.
Rewards will be credited to the participating cardmembers' accounts automatically, provided that all promotion conditions are met.
