OCBC 90°N Visa Card

Let your daily spend take you places

Why you will love this

Earn 2 Travel$ per S$1 spent on Foreign Currency.

Earn up to 3 Travel$ per S$1 spent on streaming, online shopping, food delivery, and groceries

No expiry, conversion fees, or minimum spend requirements

Who can apply

Singaporean or Singapore PR above 21 years old with an annual income of at least S$30,000

Foreigner above 21 years old with an annual income of at least S$45,000

Earn Travel$ and convert them to cash or KrisFlyer miles for your next getaway.

How much you can earn

Enjoy up to 3 Travel$ when you spend up to S$1,000 in these categories. Travel$ are awarded in blocks of S$5 per transaction.

Streaming

3

Travel$ per S$1

Streaming

  • Netflix
  • Disney+
  • Spotify
  • VIU
  • Audible
  • Netflix
  • Disney+
  • Spotify
  • VIU
  • Audible
Food delivery

1.5

Travel$ per S$1

Online food delivery

  • Foodpanda
  • Grabfood
  • Oddle
  • Deliveroo
  • Foodpanda
  • Grabfood
  • Oddle
  • Deliveroo
Online shopping

1.5

Travel$ per S$1

Online shopping

  • Lazada
  • Taobao
  • Amazon
  • Shopee
  • Qoo10
  • Lazada
  • Taobao
  • Amazon
  • Shopee
  • Qoo10
Groceries

1.5

Travel$ per S$1

Groceries

  • FairPrice
  • Sheng Siong
  • Cold Storage
  • Giant
  • Redmart
  • FairPrice
  • Sheng Siong
  • Cold Storage
  • Giant
  • Redmart

Other categories
There is no cap on the amount of Travel$ you can earn with these categories.

1 Travel$ per S$1 spent
1 Travel$ per S$1 spent

1 Travel$ per S$1 spent

All other SGD spend

2 Travel$ per S$1 spent
2 Travel$ per S$1 spent

2 Travel$ per S$1 spent

Foreign Currency spend

Features and benefits
LED light feature

Meet the first ever card that lights up

Designed with an LED light feature, the 90°N Visa Card lights up whenever you make a contactless payment.

Designed with an LED light feature, the 90°N Visa Card lights up whenever you make a contactless payment.

Travel$ that do not expire

Travel$ that do not expire

  • Save more as you convert your Travel$ to KrisFlyer miles with no conversion fees
  • Less wastage when you convert to miles in blocks of 1,000 Travel$

  • Save more as you convert your Travel$ to KrisFlyer miles with no conversion fees
  • Less wastage when you convert to miles in blocks of 1,000 Travel$

Turn your Travel$ to cash rebates

Turn your Travel$ to cash rebates

Get cash rebates at up to 3% from your earned Travel$ . Use it to offset credit card bills instantly.

Get cash rebates at up to 3% from your earned Travel$ . Use it to offset credit card bills instantly.

Agoda Travel$ Promotion
Up to 7 Travel$ per S$1 spent on Agoda accommodations worldwide
  • 7 Travel$ per S$1 on bookings made in foreign currency
  • 6 Travel$ per S$1 on bookings made in SGD

Travel$ are awarded for every S$5 spent per transaction. Find out more about Travel$.

See booking requirements 

WHERE CAN YOUR TRAVEL$ TAKE YOU?

Key in the average amount you spend a month in each category to find out how far your Travel$ can take you!

1
Understanding your spending
Here's what you will earn

Understanding your spendings

Here’s what you will earn

Based on your average monthly spending, you stand to earn, in one year

0 Travel$

See the full list of qualifying countries
Streaming S$0
Online food delivery, shopping, and groceries S$0
Foreign currency spending S$0
Local currency spending S$0

The maximum amount you may key in for each category is S$12,000. Terms and conditions for the accrual and redemption of Travel$ apply.

Spend & win with 90°N Visa tickets

Turn your 90°N Visa spend into winning tickets!

From now until 15 October 2022, collect 90°N Visa Tickets on anything and everything you spend on with your OCBC 90°N Visa Card and stand to win great prizes.

Thanks to Visa, you can win a limited-edition FIFA World Cup™ Themed Party Box.

Get 100 Travel$ after collecting your first 5 tickets and collect as many tickets as you can for a chance to win prizes that also include Jay Chou concert tickets and Travel with OCBC vouchers.

Terms and conditions apply.

Household referral promotion

Refer your loved ones and get rewarded with Travel$

There’s no better time to introduce your loved ones to the OCBC 90°N Visa Card! Simply get a member of your household to sign up between now and 31 October 2022, and the both of you will be rewarded with up to 1,500 Travel$ each!

Terms and conditions apply.

Maximise rewards with CardUp

Maximise your rewards with CardUp! Earn miles when you pay for bills that do not offer rewards such as income taxes, insurance, school fees, car loans, and more. Receive 1 Travel$ with every S$1 you spend on your OCBC 90°N Card. You can also set up recurring payments to enjoy discounted admin fees.

Here’s how you can apply to earn Travel$ with CardUp:

1

Register for an account

Find out more and sign up for a CardUp account.

2

Input your OCBC 90°N Card under payment details

Choose a payment category and enter your payment details. The payment amount will be charged to your OCBC 90°N Card. CardUp will do a bank transfer to the respective recipient(s) each payment cycle.

3

Pay your monthly bills

Just pay your credit card bill the next month and earn your Travel$.

Admin fees

New to CardUp
  • 1.7% CardUp admin fee on a one-off or first payment of a recurring series of maximum S$10,000.
  • Second payment of a recurring series will be charged at 2.6% admin fee for the remaining months.
  • Promo code: OCBC90N17.

Terms and conditions apply.

Travel with OCBC
Enjoy preferential rates on Travel with OCBC and offset booking prices with Travel$

Enjoy preferential rates on Travel with OCBC and offset booking prices with Travel$

Planning for your next vacation abroad? Find and snag the best prices for flights, hotels and car rentals on Travel with OCBC, our very own all-on-one booking platform for all things travel.

Enjoy preferential rates now and offset booking prices with your accumulated Travel$.

Before you apply

Eligibility requirements

Minimum age

21 years old

Nationality

Singaporeans, Singapore PRs, Employment Pass

Annual income

S$30,000 and above for Singaporeans and Singapore PRs

S$45,000 and above for foreigners


Fees

Principal card

S$53.50 a year (waived for the first year)

Receive 10,000 Travel$ when you top up S$139. For Cardmembers who have requested for this benefit but have received a waiver for the Annual Service Fee, OCBC Bank will charge the Annual Service Fee of S$53.50 together with S$139 (totalling a sum of S$192.50).

Supplementary Card

S$53.50 a year per card (waived for the first year)

Other fees and charges



Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.

MyInfo
MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.


Ready to apply?

Start earning new travel experiences with the OCBC 90°N Visa Card this instant

OCBC 90°N Visa Card
FAQs
What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants may make a settlement a few days after the transaction has been made, posting date may be a few days later than the transaction date. As such, OCBC Bank has no control over when the merchant records the transaction.

What is the difference between OCBC 90°N Mastercard and Visa Card?

The OCBC 90°N Mastercard and Visa Card have different benefits to suit your needs and preferences. The promotions from the two associations, Mastercard and Visa, will change from time to time.

Does the Travel$ earned on both OCBC 90°N Mastercard and Visa Card pool together?

Yes, both cards share the same rewards currency. Accumulated Travel$ earned on either cards will be summed together and reflected as one rewards currency in your statement.

More questions and answers