OCBC 90°N Card

Rediscover the way you travel with a new kind of travel card.

Why you will love this

No expiry of miles and no conversion fees

Redeem for miles, rebates or rewards

Who can apply

Singaporean, Singapore PR, E-pass and S-pass holders

Anyone above 21 years old

A versatile travel companion that lets you go the distance and rewards you with more miles for every spend.

Immediate perks

Earn 8 miles on your accommodation (Till 29 February 2020)


For Agoda transactions, bookings must be made through agoda.com/ocbc90n. Bonus miles will be credited to your account within 2 months after your departure from the hotel.

For Expedia transactions, bookings must be made through expedia.com.sg/ocbc90n.

To ensure the transaction is tracked accurately, do not access any other Agoda or Expedia landing pages after accessing this site on any browser. This promotion also cannot be used in conjunction with any other promotions/ discount codes/ Shopback.


Earn 4 miles on your flight booking (Till 29 February 2020)


Earn 4 miles on shopping and entertainment (Till 29 February 2020)


Bonus miles for DFS and Shilla will be awarded for in-store spend at Changi Airport only.


Miles for local and foreign currency spend

S$1 = 2.1 miles on foreign currency spend

S$1 = 1.2 miles on local spend

Miles earned are awarded in Travel$. Travel$ are awarded for every S$5 spent on a per transaction basis. Find out more about Travel$.

Miles that do not expire, with easy redemption

Less wastage on miles when redeeming your flights - make conversion in blocks of 1,000 Travel$ with no conversion fees. Redeem whenever you want. View the full catalogue here.

Convert your Travel$ to cashback

Get cashback at 1.2% from your earned Travel$.

STACK your rewards

Enjoy real-time points conversion across different rewards programmes and get exclusive deals on STACK Marketplace!

Start earning new travel experiences

Mastercard Airport Experiences provided by LoungeKey: Unwind before you take-off

Make the most of your airport experience by getting access to lounges worldwide. You can also enjoy offers for dining, spas and retail as listed on the Mastercard Airport Experiences website and mobile app. 

Learn more 
Enjoy offers for these food delivery or takeaway options.
Get and use your card instantly when you apply via MyInfo
  • Instant approval
  • Instant digital card that can be used for mobile wallets, online and mobile app purchases*

*Excluding merchants that do not require CVV input


Eligibility requirements

Minimum age

21 years old


Singaporeans, Singapore PRs, E-Pass and S-Pass Holders

Annual income

S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners


Principal card

S$192.60 a year (waived for the first year. Pay annual fee for the second year and get 10,000 miles)

Supplementary card

S$96.30 a year (waived for the first year)

Other fees and charges

Click here for more fees and charges

Important notices

Credit Bureau Singapore
Please note that additional time may be needed to review your application as Credit Bureau Singapore will be synchronizing data from 12am to 8am daily.

MyInfo will be temporarily unavailable from 2am to 8.30am every Wednesday and Sunday due to scheduled maintenance.

System Maintenance
Please note that your product may not be availed to you instantly during system maintenance hours between 9.30pm to 6am.

Ready to apply?

Start earning new travel experiences with the OCBC 90°N Card this instant

What is defined as “local spend” and “overseas spend”?

Local spend is defined as card transactions posted in Singapore dollars, and overseas spend is defined as card transactions posted in foreign currencies.

What is Travel$, and what can I use it to for?

Travel$ is a rewards currency unique to the OCBC 90°N Card. Travel$ can be used to redeem miles, rebates and other rewards listed on our product catalogue.

Is there any cap on the Travel$ I can earn each month?

There is no cap on the amount of Travel$ you can earn each month.

What is the difference between transaction date and posting date?

Transaction date refers to the date when a purchase is made.

Posting date refers to the date the transaction is received by the card issuer, OCBC Bank. As merchants
may make a settlement a few days after the transaction has been made, posting date may be a few
days later than the transaction date. As such, OCBC Bank has no control over when the merchant
records the transaction.

More questions and answers

OCBC 90°N Card


New OCBC Cardmembers

Get S$50 cash rebate upon approval.

  • No minimum spend required
  • Apply online by 31 December 2019

T&Cs apply

More information such as terms and conditions, fees and charges can be found here.

For Singaporeans and Permanent Residents:


For Foreigners:

Employment Pass (EP); or S-Pass

S$1,000 for initial deposit
Include any one of the following documents:

Phone bill
Half-yearly CPF statement
Any bank statement