Welcome to a world of better shopping rewards
Earn rewards whenever you shop with the OCBC Titanium Rewards Credit Card. Sign up now.
10 OCBC$ (worth 4 miles) on eligible online and retail purchases
Spend on eligible online and retail purchases to receive rewards of up to 10 OCBC$.
Bonus OCBC$ are capped at 120,000 OCBC$ in each card anniversary year. OCBC$ are awarded based on blocks of S$5 charged to the card per transaction.
Spend on eligible online and retail purchases to receive rewards of up to 10 OCBC$.
Bonus OCBC$ are capped at 120,000 OCBC$ in each card anniversary year. OCBC$ are awarded based on blocks of S$5 charged to the card per transaction.
2% cash rebate at BEST Denki
Enjoy 2% cash rebate on top of receiving 10 OCBC$ per transaction at BEST Denki.
Enjoy 2% cash rebate on top of receiving 10 OCBC$ per transaction at BEST Denki.
E-Commerce Protection
All online purchases on your OCBC Titanium Rewards Card come with e-Commerce Protection, which safeguards you against non-delivery or if goods arrived damaged and the seller fails to reimburse you. T&Cs apply.
All online purchases on your OCBC Titanium Rewards Card come with e-Commerce Protection, which safeguards you against non-delivery or if goods arrived damaged and the seller fails to reimburse you. T&Cs apply.
Eligibility requirements
Minimum age
21 years old
Annual income
S$30,000 and above for Singaporeans and Singapore PRs
S$45,000 and above for foreigners
Fees
Principal card
S$194.40 a year (waived for the first 2 years)
Supplementary card
S$97.20 a year (waived for the first 2 years)
Minimum spend requirement for automatic waiver of annual fee
S$10,000 in one year, starting from the month after your OCBC Titanium Rewards Credit Card was issued (No annual fees for the first 2 years)
Other fees and charges
Get your OCBC Titanium Rewards Credit Card today
Apply using Myinfo for instant approval. T&Cs, fees and charges apply.
Enjoy worldwide coverage for online purchases
E-Commerce Protection is provided automatically for purchases made with your OCBC Titanium Rewards Card.
It provides worldwide coverage for online purchases if:
- Incomplete delivery or wrong item delivered.
- Improperly functioning due to physical damage to delivered items.
- Non-delivery of purchase after 30 days of the scheduled delivery.
- Faster and easier claim process.
How do I earn 50 OCBC$?
5 OCBC$ will be awarded for every S$5 spend (Base OCBC$) on all retail spend; and Bonus 45 OCBC$ will be awarded for every S$5 spend (Bonus OCBC$) on shopping, department store, and online spend categories below.
To earn Bonus OCBC$, retail transactions made locally or overseas must fall within any of the following MCCs:
| Merchant Category Codes (MCC) | Description | Merchant Examples* |
| MCC 5311 | Departmental Stores | Takashimaya, TANGS, Isetan, OG, Metro, BHG, Marks & Spencer |
| MCC 5611 | Men’s and Boys’ Clothing and Accessories Stores | Benjamin Barker, Timberland, Edit Suits, Berluti |
| MCC 5621 | Women’s Ready to Wear Stores | Zara, H&M, Mothercare |
| MCC 5631 | Women’s Accessory and Speciality Stores | Tory Burch, Love Bonito, Pandora |
| MCC 5641 | Children’s and Infants’ Wear Stores | Kiddy Palace, Mummys Market, Pupsik, Motherswork |
| MCC 5651 | Family Clothing Stores | Uniqlo, ASOS, Club 21, Burberry, Yoox |
| MCC 5661 | Shoe Stores | Skechers, Charles & Keith, Bata, Foot Locker, Pazzion |
| MCC 5691 | Men’s and Women’s Clothing Stores | Ezbuy, Zalora, Farfetch |
| MCC 5045 | Computers, Peripherals, and Software | Apple, Aftershock, Prism Plus, Dell |
| MCC 5732 | Electronics Stores | Best Denki, Harvey Norman, Gain City |
| MCC 5699 | Miscellaneous Apparel and Accessory Shops | Qoo10, Cotton On, Reebonz |
*MCCs are assigned by payment card organisations (e.g. Visa, MasterCard, American Express), which OCBC Bank has no discretion over. A merchant’s registered MCC may not always correspond with its nature of business.
On top of that, transactions made with the following of eligible merchants (or as stated on the OCBC Titanium Rewards Website from time to time) will earn Bonus OCBC$:
| Alibaba | Daigou | Mustafa Centre |
| AliExpress | Ezbuy | Qoo10 |
| Amazon | IKEA | Shopee |
| Courts | Lazada | Taobao |
For avoidance of doubt, all OCBC$ earned shall be calculated based on each block of S$5 charged to your Titanium Rewards Card per transaction, and cardmembers shall not be entitled to any partial or pro-rated award of any OCBC$ for any amount charged that does not amount to a S$5 block. Amounts charged in multiple transactions will not be combined to make up a S$5 block. As an illustration, a customer who spends an amount between S$10 and S$14.99 in a single transaction can earn 100 OCBC$. However, a customer who spends S$4.90 in a single transaction, or who spends S$2.50 in one transaction and S$2.50 in another transaction, will not be awarded any OCBC$.
