Deposit accounts for all your banking needs
Upsize your savings with a higher interest
Enjoy up to 1.60% interest a year when you deposit a minimum of S$50,000 in fresh funds into an eligible savings account and maintain the deposit for 88 days without making any withdrawals. Promotion valid till 28 February 2026.
Register for the promotion via the e-form now!
T&Cs apply. Insured up to S$100k by SDIC.
Day-To-Day Banking
Earn up to 5.45% a year when you credit your salary, save, spend, invest and insure with us.
An account for youths between 16 to 26. No initial deposit or minimum balance required.
Savings
Earn up to 1.40% a year when you save and do not make any withdrawals.
Save monthly and earn higher interest.
Foreign Currency
A USD account with chequing facilities.
An account that allows you to save in 10 major currencies (AUD, CAD, CNH, CHF, EUR, GBP, NZD, USD, JPY and HKD).
Youth and Children’s Accounts
A first-of-its-kind savings account for kids aged 7 to 15, the OCBC MyOwn Account lets your child manage their own money while you stay in control.
Child Development Account (CDA)
A savings account for your newborn. The government will match dollar for dollar, the amount you save, up to a certain limit.
Teach your child the importance of saving and earn up to 0.30% a year.
Time Deposit
Secure higher returns with fixed tenures of up to 36 months for Singapore dollars and 10 major foreign currencies.
Other Accounts
A savings account that comes with a passbook.
An account that comes with monthly statements.
An account that comes with a chequebook.
Investment Accounts
Invest in your future. Get more out of your retirement savings when you invest in your CPF Ordinary Account funds with us.
Supplementary Retirement Scheme (SRS) Account
Enjoy tax savings while saving up for a comfortable retirement.
Deposit Insurance Scheme
Congratulations to our 400 lucky winners!
Higher returns of 3.50% a year on 6-month SGD Time Deposit is just a move away
For a limited time only, enjoy 6-month SGD Time Deposit rate of 3.50% a year to help you earn higher returns on your savings. Open a Time Deposit account and start transferring your funds to OCBC now to maximise your earnings.
Insured up to S$75K by SDIC. Terms and conditions apply.
Important notices
Foreign Currency DepositsForeign currency deposits are subject to exchange rate fluctuations that may provide opportunities and risks. Earnings on foreign currency deposits would be dependent on the exchanges rates prevalent at the time of their maturity if any conversion takes place. Exchange controls may be applicable from time to time to certain foreign currencies. You should therefore determine whether any foreign currency deposit is suitable for you in the light of your investment objectives, financial means and risk profile. Any pre-termination costs will be deducted from your deposit.
List of winners
- TEO KOK HAU
- STANLEY CHANG BOON YI
- NUR HAJA DEWI NADIAH BINTE HAMID
- LIM KIM KHENG ANTHONY
- FLORES OBRIEN CABRERA
- GOH KAR HWEE
- PHYU SU HLAING
Eligible OCBC accounts
- OCBC Passbook Savings Account
- OCBC Statement Savings Account
- OCBC Premier Statement Savings Account
- OCBC Premier EasiSave Account
- OCBC Premier Global Savings Account (for USD deposits only)
- OCBC Global Savings Account (for USD deposits only)
- OCBC SmartParent Account
- OCBC SmartSavings Account
- OCBC MoneyMax Account
- OCBC EasiSave Account