CPF Investment Account

Grow your CPF returns

Why you will love this

Increase the returns from your CPF OA account

Build the savings you need for retirement

Who can apply

Singaporean or Singapore PR above 18 years old

Must not be an undischarged bankrupt and/or have an existing CPF Investment Account with any bank

Invest in your future. Get more out of your retirement savings when you invest your CPF Ordinary Account funds with us.

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Features and benefits
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icon-invest-in

Invest in financial products

Make your CPF funds work harder by investing your CPF Ordinary Account savings (excluding the first S$20K) for higher returns.

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icon-coordinate

We will coordinate your CPF Ordinary Account requests for you

We will settle all your investment transactions, including liaising between CPF Board and organisations like broking firms, banks, insurance companies, fund management companies and bond dealers.

Making an investment

Invest using the funds from your CPF Ordinary Account (first S$20,000 cannot be invested):

  • Up to 35% of your investible savings
  • Up to 10% of your investible savings
Up to 100% of your investible savings
  • Singapore government bonds
  • Statutory board bonds
  • Bonds guaranteed by Singapore government
  • Deferred annuities
  • Endowment insurance policies
  • Investment-linked insurance products
  • Unit trusts
  • Exchange-traded funds
  • Fund management accounts
Up to 35% of your investible savings
  • Shares
  • Corporate bonds
Up to 10% of your investible savings
  • Gold
Up to 100% of your investible savings
Up to 35% of your investible savings
Up to 10% of your investible savings
Before you apply

Eligibility requirements

Minimum age

18 years old

Documents required

NRIC for Singaporeans and Singapore PRs

Additional document

Include any one of the following documents

  • Phone bill
  • Half-yearly CPF statement
  • Any bank statement

CPF Investment Scheme Self-Awareness Questionnaire

A print-out of your CPF Investment Scheme Self-Awareness Questionnaire status. You can obtain this here


Fees

Service charge

S$2 per counter, every quarter if your CPF Investment Account has any of these

  • Shares
  • Loan stocks
  • Unit trusts
  • Singapore government securities
  • Fixed deposits
  • Fund management accounts
  • Insurance policies
  • Statutory board bonds

Transaction charges

Click here to view more




Deposit Insurance Scheme

Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.


This advertisement has not been reviewed by the Monetary Authority of Singapore.
Information presented as at 14 February 2020.

Ways to apply

Apply for a CPF Investment Account with OCBC

FAQs
General
How do I open a CPF Investment Account in OCBC if I already have an account with DBS or UOB?
You can only hold one CPF Investment Account at any one time. Good news – you do not need to close your CPF Investment Account at the other bank. Visit any OCBC branch and we will open an OCBC CPF Investment Account and make arrangements to transfer all your CPF Investment holdings over.

For new customers

Apply easily using SingPass login, no uploading of documents required.

If you do not have a SingPass, you can apply online with these documents 

  1. For Singaporeans and PRs:

    • NRIC
  2. Additional documents
    Include any one of the following documents:

    • Phone bill
    • Half-yearly CPF statement
    • Any bank statement
  3. CPF Investment Scheme Self-Awareness
    Self-Awareness Questionnaire:

    • A print-out of your CPF Investment Scheme Self-Awareness Questionnaire status. You can obtain this here.

Fill application form 

or

For OCBC customers

If you have a current or savings account with us, you can apply easily via Internet Banking with only a few clicks.

1
For Singaporeans and Singapore PRs:

NRIC

2
Include any one of the following documents:

Phone bill

Half-yearly CPF statement

Any bank statement

3
CPF Investment Scheme Self-Awareness Questionnaire:

A print-out of your CPF Investment Scheme Self-Awareness Questionnaire status. You can obtain this here