Get your hands on new Disney and PIXAR card designs when you apply now! Find out more
Unlock either extra interest or extra cashback, whichever is higher
This means:
Get up to 1.3% cashback for transactions made using your OCBC FRANK Debit Card at the qualifying merchants. For the full list of qualifying merchants, refer to the Terms and Conditions.
We will give you the higher amount
1.00% a year on account balance
1.00% of debit card spending
*Cashback is only given for transactions made at qualifying merchants. For details, refer to the Terms and Conditions.
*This amount is calculated on a 31-day basis and is for illustration only.
We have provided this calculator for your convenience only. By using it, you agree to rely on any results at your own risk. OCBC will not under any circumstances accept responsibility or liability for any losses that may arise from a decision that you may make as a result of using the calculator.
Personalise your OCBC FRANK Debit Card with one of our stylish designs.
Meet TGI-FRANK – your weekly rewards fix.
This month’s exclusive: Drop by the OCBC Branch on campus and redeem free Matcha or Hojicha Latte!
| Date | 18 Sep 2026 | 25 Sep 2026 |
| Time | 11am to 4pm | 11am to 4pm |
| Venue | OCBC Branch, NTU | OCBC Branch, SMU |
Head on over to our booth to find out more!
From now till 31 December 2026, receive a S$20 cash reward when you successfully sign up for an OCBC FRANK Account and OCBC FRANK Debit Card.
Valid for new-to-OCBC customers aged 16 to 26 years old.
From now till 31 December 2026, receive S$20 for every friend you successfully refer to sign up for an OCBC FRANK Account and OCBC FRANK Debit Card through your unique referral link. No limit to how many friends you can refer.
For every successful referral, you will receive:
Need extra ka-ching in a pinch? Simply hit up any OCBC ATM to withdraw cash conveniently using QR Cash Withdrawal on the OCBC app.
Wanna make your money work as hard as you do? We’ve got the investment tools to turn your side hustle cash into potential higher gains!
Develop healthy habits and set a personal saving goal to work towards your wishlist.
Lost your debit card? Need to lock or unlock it temporarily? Do it all in just a few taps with the OCBC app.
Minimum age
16 years old
Initial deposit
S$0
Fall-below fee
S$0
Document required
For Singaporeans and Singapore Permanent Residents (PRs): Your NRIC
For foreigners: Your passport (with validity of at least 6 months) and pass (e.g. Employment Pass (EP), S-Pass or Student Pass)
Additional document
Any of the following documents that show your residential address:
You can update your new bank account via “Update My Profile” on OneNS. The change must be made by the 25th of the month for your pay or allowances to be credited to the new bank account on the next payday, which is the 10th of the following month.
Lose a card? We get it. That is why we will waive the card replacement fee for the first two cards. After that, it will cost S$32.70 (including GST) to replace your card.
Non-USD foreign currency transactions are first converted to USD before being converted to SGD based on the rate determined by the respective card associations.
All foreign currency transactions will incur a currency conversion charge imposed by the respective card associations (1% of the transaction amount) and a bank administrative fee (2.25%).
An additional fee will be charged on all Visa and MasterCard transactions made in SGD and processed overseas (including online transactions). This includes but is not limited to: (i) Any Visa or MasterCard retail transaction presented in foreign currency that you choose to convert to and pay in SGD via dynamic currency conversion; and (ii) Any online retail card transaction charged to Visa or MasterCard cards in SGD on websites based overseas. The additional fee charged is 2.8% of the converted SGD amount for each Visa and MasterCard transaction.
To qualify as a successful referral, referred friend must perform the following actions:
Terms and Conditions (CHICHA San Chen)
Terms and Conditions (PlayMade)
