Business Growth Account
Open your Business Account online
The all-in-one business account. Great for SMEs. Open online instantly and get your account number on the spot. Simple, secure, convenient.
Open your account instantly
Digital banking anytime, anywhere
Get access to your banking needs 24/7 on desktop and mobile with our award-winning digital business banking platform, OCBC Velocity. Easily check your account balances, make payments and approve transactions on-the-go with the Business Mobile Banking App.
Free digital tools to run your business efficiently
Plan ahead for your business with a range of free tools on OCBC Velocity Digital Business Banking platform. Take advantage of the cashflow management tool to see your past, present and future inflows and outflows. Use the InvoiceNow e-Invoicing tool to create e-Invoices and collect payments with ease.
Make local and international transfers easily
We are the only bank with free all-you-can-use FAST and GIRO transactions for local transfers. For international transactions, use Telegraphic Transfer (TT) for immediate transfers, or save on transaction fees with International Automated Clearing House (IACH) for non-urgent transfers.
Collect payments instantly and securely
If you are an F&B operator or a retailer, try OCBC OneCollect app, a contactless digital merchant solution, for free. Collect payments instantly and manage transactions easily. Works with PayNow and SGQR. Order SGQR stickers for free.
Earn cashback on spend
With your free personalised Business Debit Card, enjoy 0.5% rebate on foreign currency spend and 0.2% rebate on local currency spend. No minimum spend, no rebate cap.
Save time with seamless accounting integrations
Close the books faster when you connect your account to Xero's online accounting platform through OCBC Velocity.
Save money
No initial deposit, no minimum balance and no fall below fee makes it easy for you to maintain the account.
Exclusive OCBC Multi-Currency Business Account promotion
Open an OCBC Multi-Currency Business Account with your Business Growth Account and enjoy both with just one account fee of S$10 per month!
Eligibility requirements
Fees and charges
Pricing guide and notices
Exclusive OCBC Multi-Currency Business Account promotion
Get your Business Growth Account instantly* online
Digital Business Banking
Take your business forward with OCBC Velocity. Maximise our powerful features and advanced tools to grow your business more effectively in this modern economy.
Business First Loan
Just started your business? This collateral-free loan of up to S$100,000 is suitable for start-ups as young as 6 months.
Digital Business Dashboard
Using multiple business apps for your transactions? Consolidate them into a single view with our Digital Business Dashboard.