Business Banking Pricing Guide
商业银行收费指南

Account Charges 账户收费
Time Deposits 定期存款
Transaction Charges 交易收费
Other Service Charges 其他服务收费
Account and Statement Service Charges 账户和结单服务收费
Cash Deposit/Withdrawal and Exchange Services Charges 现金存款/提款和兑换服务收费
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  • Account Charges 账户收费

    Singapore Dollar Business Accounts 新元商业账户

    Fees
    费用    		 Business Growth Account
    商业增长账户    		 Business Entrepreneur Account Plus
    商业企业Plus账户
    Minimum Initial Deposit
    最低初始存款    		 S$1,000 S$30,000
    Account Fee
    账户费用    		 S$10 per month
    Waived for first 2 months.
    每月S$10
    首两个月豁免付费。    		 N.A.
    不适用
    Service Charge
    服务费

    S$15 per month if monthly average balance falls below S$1,000 (w.e.f. 1 November 2022).
    如果每月平均结余低于S$1,000，须支付每月S$15 (从2022年11月1日起生效)。

    		 S$50 per month if monthly average balance falls below S$30,000
    如果每月平均结存低于S$30,000，须每月支付S$50。
    Early Account Closure Fee
    提前关闭账户费    		 S$50 for accounts closed within 12 months of opening.
    在开立账户12个月内关闭账户，须支付S$50。    		 S$50 for accounts closed within 6 months of opening.
    在开立账户6个月内关闭账户，须支付S$50。
    Excess Fee
    超支费用
    (Incidental overdraft charge for accounts without limits)
    (无限制账户的偶发透支收费)    		 Minimum S$30 or Prime + 4.75% per annum (whichever is higher) on the excess amount.
    最少30新元或对透支金额收取优惠利率+4.75%的年利率 (以较高者为准)。
    OCBC Velocity
    (Business Internet Banking) Token
    OCBC Velocity (企业网上银行服务)编码器    		 Please refer to section "Other Service Charges" for details.
    Transaction fees apply.
    有关收费详情，请参阅“其他服务收费”部分。
    须支付交易费。    		 Please refer to section "Other Service Charges" for details.
    Transaction fees apply.
    有关收费详情，请参阅“其他服务收费”部分。
    须支付交易费。
    eAlerts@ocbc
    eAlerts@ocbc通知服务    		 Standard charges apply. First 3 months waived.
    Please refer to section "Other Service Charges" for detailed charges.
    须支付标准收费。首3个月豁免付费。
    有关收费详情，请参阅“其他服务收费”部分。    		 Standard charges apply. First 3 months waived.
    Please refer to section "Other Service Charges" for detailed charges.
    须支付标准收费。首3个月豁免付费。
    有关收费详情，请参阅“其他服务收费”部分。
    Transaction Fees
    交易费    		 Free bundled package via OCBC Velocity
    OCBC Velocity提供免费套餐
    • Unlimited free FAST & GIRO transactions
    • FAST和财路交易一律免费

    For any other type of transaction that exceeds the free monthly bundled package listed above, standard charges apply to any other transaction(s) as per sections "Transaction Charges" & "Other Service Charges", unless otherwise mentioned.
    对于超出上述每月免费套餐的任何其他类型交易，除非另行说明，否则将根据“交易收费”和“其他服务收费”部分对任何其他交易收取标准费用。    		 GIRO - S$0.10 per item via OCBC Velocity.
    财路转帐 - 经由OCBC Velocity.处理每项S$0.10。

    Standard charges apply to any other transaction(s) as per sections "Transaction Charges" & "Other Service Charges", unless otherwise mentioned.
    除非另行说明，否则将根据“交易收费”和“其他服务收费”部分对任何其他交易收取标准费用。
    Cheque book Issuance Fee
    支票簿发出费    		 S$25 per cheque book
    每本支票簿S$25    		 S$25 per cheque book
    每本支票簿S$25
    Cheques
    支票

    Standard charges apply. Please refer to Transaction Charges.

    征收标准收费。详细收费请参看交易收费。

    Standard charges apply. Please refer to Transaction Charges.

    征收标准收费。详细收费请参看交易收费。
    Over the counter branch transaction charges
    (The transactions are calculated on an aggregate basis for all your bank accounts under the same customer name.)
    * Chargeable transactions include cash deposits (including bulk cash) and withdrawal/cash cheque encashment.
    分行柜台交易费
    (交易的计算方式，是按客户用同一姓名开立的所有银行账户的总合加起来计算)。
    * 收费交易包括现金存款(包括大笔现金)和提款/现金支票兑现。    		 S$20 per transaction
    每笔交易S$20
    • First 3 transactions per month: FREE
    • 4th transaction onwards: S$20 per transaction
    • 每个月首3笔交易：免费
    • 第4笔及以上交易：每笔交易S$20

    * Cheque Clearing Fee refers to fee charged on a cheque that has been issued and presented to the bank for clearing.
    * 支票结算费是指已经签发并提交给银行进行结算的支票费用。

    Foreign Currency Business Accounts 外币商业账户

    Fees
    费用    		 Multi-Currency Business Account
    多币种商业账户
    Minimum Initial Deposit
    最低初始存款    		 N.A.
    不适用
    Service Charge
    服务费
    Currency 货币 Daily balance 每日结存 Service charge payable
    (in respective currency)
    应付服务费
    (按个别货币单位)
    JPY
    日元    		 JPY 3,000,000 and below
    3,000,000日元及以下    		 Waived
    豁免
    Above JPY 3,000,000
    超过3,000,000日元    		 0.5% p.a. for a daily balance* in excess of JPY 3,000,000
    每日结存*超过 3,000,000日元, 须支付每年0.5%的服务费

     *Service charge will be calculated on daily basis, and is subject to periodic revision based on market conditions.
    *服务费用将按日计算，并会根据市场情况进行定期修订。
    Account Fee
    账户费用    		 S$10 per month.
    Waived if your company has an OCBC SGD account
    每月S$10
    若贵公司拥有华侨银行新元账户，此费用可豁免
    Early Account Closure Fee
    提前关闭账户费    		 N.A.
    不适用
    Account Set-up Fee
    账户开立费    		 N.A.
    不适用
    Excess Fee
    (Incidental overdraft charge for accounts without limits)
    超支费用 (无限制账户的偶发透支收费)    		 AUD : Minimum AUD10 or AUD Prime Rate + 4% p.a.
    CAD : Minimum CAD8 + CAD Prime Rate + 4% p.a.
    CHF : Minimum CHF8 or CHF Prime Rate + 4% p.a.
    DKK : Minimum DKK42 or DKK Prime Rate + 4% p.a.
    EUR : Minimum EUR6 or EUR Prime Rate + 4% p.a.
    GBP : Minimum GBP4 + GBP Prime Rate + 4% p.a.
    HKD : Minimum HKD40 or HKD Prime Rate + 4% p.a.
    JPY : Minimum JPY750 + JPY Prime Rate + 4% p.a.
    NZD : Minimum NZD12 or NZD Prime Rate + 4% p.a.
    NOK : Minimum NOK45 or NOK Prime Rate + 4% p.a.
    SEK : Minimum SEK53 or SEK Prime Rate + 4% p.a.
    USD : Minimum USD10 or USD Prime Rate + 4% p.a.
    澳元：最少10澳元或澳元优惠利率+4%的年利率
    加元：最少8加元或加元优惠利率+4%的年利率
    瑞士法郎：最少8瑞士法郎或瑞士法郎优惠利率+4%的年利率
    丹麦克朗：最少42丹麦克朗或丹麦克朗优惠利率+4%的年利率
    欧元：最少6欧元或欧元优惠利率+4%的年利率
    英镑：最少4英镑或英镑优惠利率+4%的年利率
    港元：最少40港元或港元优惠利率+4%的年利率
    日元：最少750日元或日元优惠利率+4%的年利率
    新西兰元：最少12新西兰元或新西兰元优惠利率+4%的年利率
    挪威克朗：最少45挪威克朗或挪威克朗优惠利率+4%的年利率
    瑞典克朗：最少33瑞典克朗或瑞典克朗优惠利率+4%的年利率
    美元：最少10美元或美元优惠利率+4%的年利率

    (whichever is higher) on the excess amount.
    对透支金额收取上述年利率（以较高者为准）。
    Minimum Day End Balance to Earn Interest
    能赚取利息的最低当日结余    		 N.A.
    不适用

     

    Fees
    费用    		 USD Business Smart Account
    美元商业Smart账户
    Minimum Initial Deposit
    最低初始存款    		 US$500
    500美元
    Service Charge
    服务费    		 Waived for 1st 6 months.
    Thereafter, US$15 per month if monthly average balance falls below US$1,000.
    首六个月豁免付费。
    随后如果每月平均结余低于1,000美元，须支付每月15美元。
    Early Account Closure Fee
    提前关闭账户费    		 US$50 for accounts closed within 1 year of opening.
    在开立账户1年内关闭账户，须支付50美元。
    Account Set-up Fee
    (One time for new accounts opened from 1 April 2015)
    账户开立费
    (对从2015年4月1日起开立的新账户收取一次性费用)    		 N.A.
    不适用
    Excess Fee
    (Incidental overdraft charge for accounts without limits)
    超支费用
    (无限制账户的偶发透支收费)    		 Minimum US$10 or USD Prime Rate + 4% p.a. (whichever is higher) on the excess amount.
    美元：最少10美元或对透支金额收取美元优惠利率+4%的年利率。
    Minimum Day End Balance to Earn Interest
    能赚取利息的最低当日结余    		 N.A.
    不适用
  • Time Deposits 定期存款

    Singapore Dollar Time Deposit 新元定期存款

    Minimum Initial Deposit
    最低初始存款    		 Available Tenures
    提供期限    		 Premature Termination
    提前终止
    S$5,000 1-12, 18, 24 and 36 months
    (shorter tenures available for higher amounts)
    1-12, 18, 24和36个月
    (对更高金额亦提供较短期限)    		 Premature withdrawal fees applicable for withdrawal made prior to maturity.
    在到期前取出款项，须支付提前取出的费用。

    Foreign Currency Time Deposit 外币定期存款

    Minimum Initial Deposit
    最低初始存款    		 Available Tenures
    提供期限    		 Premature Termination
    提前终止
    • AUD10,000
    • CAD25,000
    • CHF25,000
    • CNH250,000
    • EUR5,000
    • GBP5,000
    • HKD200,000
    • JPY1,000,000
    • NZD10,000
    • USD5,000
    • 1万澳元
    • 2万5000加币
    • 2万5000瑞郎
    • 25万境外人民币
    • 5000欧元
    • 5000英镑
    • 20万港币
    • 100万日元
    • 1万新西兰元
    • 5000美元
    		 1, 2, 3, 6, 9 and 12 months
    (shorter tenures available for higher amounts)
    1, 2, 3, 6, 9和12 个月
    (对更高金额亦提供较短期限)    		 Premature withdrawal fees applicable for withdrawal made prior to maturity.
    在到期前取出款项，须支付提前取出的费用。
  • Transaction Charges 交易收费

    All charges, if converted into another currency, are performed at the Bank’s published foreign exchange rates.
    若需转换为另一货币，所有收费将根据银行当天公布的汇率结算。

    Cheques 支票

    Cheques Deposit
    支票托收    		 Charges
    收费
    Standard SGD Cheque Deposit Fee
    支票托收费    		 S$0.75 per cheque
    每张已结算支票收费S$0.75
    Standard USD Cheque Deposit Fee
    支票托收费    		 US$1.00 per cheque
    每张已结算支票收费US$1.00
    Cheques Clearing
    支票签发    		 Charges
    收费
    Standard SGD Cheque Clearing Fee*
    新币支票签发*    		 S$0.75 per cleared cheque
    每张已结算支票收费S$0.75
    Standard USD Cheque Clearing Fee*
    美元支票签发*    		 US$1.00 per cleared cheque
    每张已结算支票收费US$1.00
    Returned Cheques (SGD)
    新币支票退票    		 S$50 per returned cheque due to insufficient funds
    S$40 per returned cheque due to technical reasons
    因余额不足被退回的支票，每张收费S$50。
    因技术原因被退回的支票，每张收费S$40。
    Returned Cheques (USD)
    美元支票退票    		 US$40 per cheque (due to insufficient funds/technical reasons)
    每张收费US$40 (因余额不足/技术原因而被退回的支票)
    Cheques Retrieval
    支票调阅    		 Charges
    收费
    Cheque Image Retrieval**
    支票影像调阅**    		 New charges with effect from (“wef”) 1 January 2023:

    S$21.60 (inclusive of GST) for retrievals of cheques cleared less than 1 year ago.

    S$32.40 (inclusive of GST) for retrievals of cheques cleared between 1 to 3 years ago.

    S$54.00 (inclusive of GST) for retrievals of cheques cleared more than 3 years ago.


    New charges wef 1 January 2024:

    S$21.80 (inclusive of GST) for retrievals of cheques cleared less than 1 year ago.

    S$32.70 (inclusive of GST) for retrievals of cheques cleared between 1 to 3 years ago.

    S$54.50 (inclusive of GST) for retrievals of cheques cleared more than 3 years ago.


    自2023 年 1 月 1 日起生效的新收费:

    调阅1年内结算的支票影像，收费S$21.60 (包含消费税)。

    调阅在1至3年内结算的支票影像，收费S$32.40 (包含消费税)。

    调阅结算超过3年的支票影像，收费S$54.00 (包含消费税)。


    自2024 年 1 月 1 日起生效的新收费:

    调阅1年内结算的支票影像，收费S$21.80 (包含消费税)。

    调阅在1至3年内结算的支票影像，收费S$32.70 (包含消费税)。

    调阅结算超过3年的支票影像，收费S$54.50 (包含消费税)。
    Stop Payment
    停止付款    		 Charges
    收费
    Stop Payment (SGD)
    停止付款（新元)
    • S$30 per cheque via Branch/Business Banking Commercial Service Centre
    • S$15 per cheque via Business PhoneBanking/Business Internet Banking
    • 经由分行/企业银行商业服务中心处理，每张支票S$30
    • 经由企业电话银行/企业网上银行处理，每张支票S$15
    Stop Payment (USD)
    停止付款（美元）
    • US$30 per cheque via Branch/Business Banking Commercial Service Centre
    • US$10 per cheque via Business PhoneBanking/Business Internet Banking
    • 经由分行/企业银行商业服务中心处理，每张支票US$30
    • 经由企业电话银行/企业网上银行处理，每张支票US$10
    Loss of Cheque Book
    遗失支票簿    		 Charges
    收费
    Loss of Cheque Book (SGD)
    遗失支票簿（新元)
    • S$60 (Report via Branch/Business Banking Commercial Service Centre)
    • S$30 (Report via Business PhoneBanking/Business Internet Banking)
    • S$60 (经由分行/企业银行商业服务中心通报)
    • S$30 (经由分行/企业银行商业服务中心通报)
    Loss of Cheque Book (USD)
    遗失支票簿（美元）
    • US$30
    Marked Cheques
    保付支票    		 Charges
    收费
    Direct Marked Cheque1
    直接保付支票1
    • S$100 per cheque + Courier Charges (if applicable)
    • 每张支票S$100+快递费（如适用)
    Foreign Currency Cheques
    外币支票    		 Charges
    收费    		 Commission
    佣金    		 Agent Fees
    代理费    		 Commission-in-lieu of exchange2
    无兑换佣金2    		 Courier/Postage
    快递/邮费
    Cleared Locally:
    本地结算:
    • USD Cheques Drawn on Local Clearing Participating Banks
    • 从本地参与结算银行提取的美元支票
    		 Free
    免费    		 N.A.
    不适用    		 N.A.
    不适用    		 N.A.
    不适用    		 N.A.
    不适用
    • Other Currency Cheques and USD Drawn on Non-Participating Banks
    • 从本地不参与结算银行提取的其他货币支票和美元
    		 N.A.
    不适用    		 1/8% commission (min S$30,
    max S$100)
    1/8%佣金 (最少S$30，最多S$100)    		 if applicable
    如适用    		 N.A.
    不适用    		 if applicable
    如适用
    Sent for Overseas Clearing:
    送往海外结算：
    • In All Currencies
    • 所有货币
    		 N.A.
    不适用    		 1/8% commission (min S$30, max S$100)
    1/8%佣金 (最少S$30，最多S$100)    		 if applicable
    如适用    		 N.A.
    不适用    		 if applicable
    如适用

    *Cheque Clearing fee refers to fee charged on a cheque that has been issued and presented to the bank for clearing.
    **For each urgent cheque image retrieval (within 7 business days), an additional charge of S$21.40 (inclusive of GST) will be levied.
    *支票结算费是指已经签发并提交给银行进行结算的支票费用。
    **每张紧急调阅的支票影像 (7个工作天内), 将收取额外S$21.40 (包含消费税) 费用。

    Inward Remittances 汇入汇款

    Telegraphic Transfer
    电汇    		 Charges
    收费
    Credit to SGD Account
    汇入新元账户    		 S$10
    Credit to FCY Account
    汇入外币账户    		 S$10
    Credit to Time Deposit
    汇入定期账户    		 Free
    免费
    MEPS (MAS Electronic Payment System)
    MEPS (金管局电子转账系统)    		 Charges
    收费
    Credit to Account
    汇入账户    		 Free
    免费
    Demand Draft
    即期汇票    		 Drawn on OCBC Bank
    从华侨银行提取    		 Drawn on other Banks
    从其他银行提取
    Credit to SGD or FCY Account
    汇入新元或外币账户    		 Free
    免费    		 1/8% commission (min S$30 + Agent fees (if applicable) + postage (if applicable)
    1/8%佣金(最少S$30+代理费(如适用)+邮费(如适用))


    Outward Remittances 汇出汇款

    Telegraphic Transfer - OCBC Velocity (Business Internet Banking), OCBC Business app, Host-to-Host, or API
    电汇 - 企业网上银行服务, 商业手机银行应用程序
    Account Holder
    账户持有人    		 Commission
    佣金    		 Agent Fees3
    代理费3    		 Commission-in-lieu of exchange2
    无兑换佣金2    		 Cable Charge
    电缆收费
    Debit from SGD Accounts
    从新元账户中扣除    		 S$30 If applicable, fixed fee based on remitting currency3

    如适用，则按所汇货币3收取固定费用    		 Waived
    免費    		 Waived
    免費
    Debit from Foreign Currency Account without Foreign Exchange
    从外币账户中扣除(未附带兑换)
    Debit from Foreign Currency Account with Foreign Exchange
    从外币账户中扣除(附带兑换)



    Telegraphic Transfer - Branch/Manual Instruction
    电汇 - 分行/ 人工指示
    Account Holder
    账户持有人    		 Commission
    佣金    		 Agent Fees3
    代理费3    		 Commission-in-lieu of exchange2
    无兑换佣金2    		 Cable Charge
    电缆收费
    Debit from SGD Accounts
    从新元账户中扣除    		 Same/Third Party: 1/8% commission (min S$10, max S$100)
    同一方/第三方：1/8%佣金 (最少S$10，最多S$100)    		 If applicable, fixed fee based on remitting currency3

    如适用，则按所汇货币3收取固定费用    		 N.A.
    不适用    		 Flat fee of S$40
    固定收费 S$40
    Debit from Foreign Currency Account without Foreign Exchange
    从外币账户中扣除(未附带兑换)    		 Same/Third Party: 1/8% commission (min S$10, max S$120)
    同一方/第三方：1/8%佣金 (最少S$10，最多S$120)    		 1/8% commission-inlieu of exchange2 (min S$25, max S$120)
    1/8%无兑换佣金 2(最少S$25，最多S$120)
    Debit from Foreign Currency Account with Foreign Exchange
    从外币账户中扣除(附带兑换)    		 Same/Third Party: 1/8% commission (min S$10, max S$100)
    同一方/第三方：1/8%佣金 (最少S$10，最多S$100)    		 N.A.
    不适用
    Withdrawal from Foreign Currency Time Deposits
    从外币定期存款账户提款    		 Same/Third Party: 1/8% commission (min S$10, max S$100)
    同一方/第三方：1/8%佣金 (最少S$10，最多S$100)    		 1/8% commission-inlieu of exchange2 (min S$25, max S$120)
    1/8%无兑换佣金 2(最少S$25，最多S$120)    		 Flat fee of S$35
    固定收费 S$35



    IACH (International Automated Clearing House)
    IACH (国际自动结算所)
    Account Holder
    账户持有人    		 Charges
    收费
    Out-going Payments
    对外付款    		 S$30 per transaction
    每笔交易S$30
    MEPS (MAS Electronic Payment System)
    MEPS (金管局电子转账系统)
    Account Holder
    账户持有人    		 Charges
    收费
    Out-going Payments
    对外付款    		 S$20
    Cashier’s Order
    银行本票
    Account Holder
    账户持有人    		 Charges
    收费
    Payable to Own Name/ Third Party
    支付给本人姓名/第三方    		 S$15 per Cashier’s Order
    每张银行本票S$15

    Outward Remittances 汇出汇款

    Demand Draft
    即期汇票
    Account Holder
    账户持有人    		 Commission
    佣金    		 Commission-in-lieu of exchange2
    无兑换佣金2    		 Postage
    邮费
    Debit from SGD Accounts
    从新元账户中扣除    		 1/8% commission
    (min S$15, max S$100)
    1/8%佣金 (最少S$15，最多S$100)    		 N.A.
    不适用    		 If applicable
    如适用
    Debit from Foreign Currency
    Accounts with Foreign Exchange
    从外币账户中扣除(附带兑换)    		 1/8% commission
    (min S$10, max S$120)
    1/8%佣金 (最少S$10，最多S$120)    		 N.A.
    不适用    		 If applicable
    如适用
    Debit from Foreign Currency
    Account without Foreign Exchange
    从外币账户中扣除(未附带兑换)    		 1/8% commission
    (min S$10, max S$120)
    1/8%佣金 (最少S$10，最多S$120)    		 1/8% commission-in-lieu of
    exchange (min S$25, max S$120)
    1/8%无兑换佣金 (最少S$25，最多S$120)    		 If applicable
    如适用

    GIRO (Payment and Collection) and Standing Instructions
    财路(付款和收款)和常设指示)

    Description
    说明    		 Charges
    收费
    Outward GIRO
    财路转出    		 S$0.20 per item
    每项S$0.20
    Outward GIRO Return
    财路转出退回    		 S$10 per item
    每项S$10
    Inward GIRO Return
    财路转入退回    		 Up to 50 items: S$0.50 per item
    51 to 200 items: S$0.70 per item
    201 to 500 items: S$1 per item
    Above 500 items: S$1.50 per item
    最多50项：每项S$0.50
    51至200项：每项S$0.70
    201至500项：每项S$1
    超过500项：每项S$1.50
    GIRO Standing Instruction
    财路常设指示    		 S$10 per transaction
    每笔交易S$10

    FAST
    FAST转账系统

    FAST (Fast And Secure Transfers) - Transfer in S$, available via OCBC Velocity (business internet banking) and Business Mobile Banking app
    FAST 转账系统 - 以新元转账，通过OCBC Velocity (企业网上银行服务)和商业手机银行应用程序提供服务
    Description
    说明    		 Charges
    收费
    FAST (Payment and Collection)
    FAST转账系统    		 S$0.50 per transaction
    每笔交易S$0.50

    PayNow
    PayNow转账系统

    PayNow is a new service that – via OCBC Velocity (business internet banking) or our Business Mobile Banking app – lets you:

    • Receive money from a sender who uses just your Unique Entity Number (UEN) or QR code. Your bank account number need not be used;
    • Make a secure payment using the recipient’s UEN (for businesses) or NRIC/ mobile number (for individuals).

    PayNow是一项新电子转账服务 - 您可通过OCBC Velocity (企业网上银行服务)和商业手机银行应用程序使用本服务，功能包括：

    • 付款人只需使用您的UEN号码或QR码付款给您，无需用到您的银行账号。
    • 使用收款人的UEN(对于企业)或NRIC/手机号码(对于个人)进行安全付款。
    Description
    说明    		 Charges
    收费
    To receive money through PayNow
    使用 PayNow 收款    		 Per transaction: S$0.20
    (Introductory Promotion extended: Free till 31 December 2025)
    The Bank reserves the right to impose charges of S$0.20 for certain use cases and industries.
    每笔交易: S$0.20
    推广促销期延长：免费直到2025年12月31日）
    对于某些用途和行业，银行有权收取S$0.20的费用。
    To make payment through PayNow
    使用 PayNow 付款    		 Per transaction:
    • Applicable GIRO or FAST transaction fee
    • S$0.20 lookup fee* (Introductory Promotion extended: Free till 31 December 2025)
    *To check if recipient has registered for PayNow

    每笔交易:
    • 如同财路或FAST转账收费
    • S$0.20查询费* (推广促销期延长：免费直到2025年12月31日）
    *查询收款人是否已注册PayNow

    Internal Funds Transfer
    银行内部转账

    Description
    说明    		 Charges
    收费
    Branch / Manual Instruction
    分行/ 人工指示    		 OCBC Velocity
    (Business Internet Banking)
    OCBC Velocity (企业网上银行服务)
    For funds transfer within OCBC Singapore accounts
    在华侨银行的新加坡账户之间转账    		 S$15 per transaction
    每笔交易S$15    		 Free
    免费

    Standing Instructions (Telegraphic Transfer/MEPS)
    常设指示 (电汇/MEPS)

    Description
    说明    		 Charges
    收费
    Set-up Charge
    Note: Standard charges apply as per section "Outward Remittances" in this Business Banking Pricing Guide
    账户开立费用
    注：根据本商业银行收费指南中的“汇出汇款”部分收取标准费用    		 S$10
    Amendment/Cancellation
    更改/取消    		 S$10
    Rejected items due to insufficient funds
    因资金不足而被拒的项目    		 S$30

    Cancellations/Stop Payments/Amendments/Investigations
    取消/停止付款/更改/调查

    Cancellation
    取消
    Description
    说明    		 Charge (SGD Account)
    收费（新元账户）    		 Charge (Foreign Currency Account)
    收费（外币账户）    		 Agent Fee
    代理费    		 Cable Charge
    电缆收费
    Cashier’s Order
    银行本票    		 S$5 per Cashier’s Order
    每张银行本票S$5    		 N.A.
    不适用    		 N.A.
    不适用    		 N.A.
    不适用
    Demand Draft
    即期汇票    		 S$10 per draft
    每张即期汇票S$10    		 US$5 per draft
    每张即期汇票US$5    		 If applicable
    如适用    		 If applicable
    如适用
    Stop Payments
    停止付款
    Description
    说明    		 Charge (SGD Account)
    收费（新元账户）    		 Charge (Foreign Currency Account)
    收费（外币账户）    		 Agent Fee
    代理费    		 Cable Charge
    电缆收费
    Cashier’s Order
    银行本票    		 S$20 per Cashier’s Order
    每张银行本票S$20    		 N.A.
    不适用    		 N.A.
    不适用    		 N.A.
    不适用
    Demand Draft
    即期汇票    		 S$20 per draft
    每张即期汇票S$20    		 US$10 per draft
    每张即期汇票US$10    		 If applicable
    如适用    		 If applicable
    如适用
    Amendments/Cancellations/Investigations
    更改/取消/调查
    Description
    说明    		 Charge (SGD Account)
    收费（新元账户）    		 Charge (Foreign Currency Account)
    收费（外币账户）    		 Agent Fee
    代理费    		 Cable Charge
    电缆收费
    Telegraphic Transfer
    电汇    		 N.A.
    不适用    		 N.A.
    不适用    		 If applicable
    如适用    		 Flat fee of S$20
    固定收费S$20
    IACH N.A.
    不适用    		 N.A.
    不适用    		 N.A.
    不适用    		 Flat fee of S$20
    固定收费S$20
  • Other Service Charges 其他服务收费

    ATM/OCBC Business Debit Card 自动提款机/华侨银行商务借记卡

    Description
    说明    		 Card Replacement Fee/Charges
    更换卡费用/收费
    Lost/Stolen Card
    卡遗失/失窃    		 ATM: S$5 per card
    OCBC Business Debit Card: S$20 per card
    提款卡：每张卡S$5
    华侨银行商务借记卡：每张卡S$20
    Damaged Card
    卡损坏    		 Free
    免费
    ATM Charges (Coin Deposit Fee)
    自动提款机收费 (硬币存款费)    		 S$0.012 per coin
    (total fee rounded to the nearest 1 cent)
    每枚硬币 S$0.012
    (总费用四舍五入至分位数)
    Sales Draft Retrieval Fee (1st copy)
    (Applicable for OCBC Business Debit Card)
    调阅签账单手续费（第一张）
    (适用于华侨银行商务借记卡)    		 S$5
    Sales Draft Retrieval Fee (Subsequent copy)
    (Applicable for OCBC Business Debit Card)
    调阅签账单手续费（第二张及以上）
    (适用于华侨银行商务借记卡)    		 S$15
    Shared ATM
    使用共享自动提款机    		 S$0.30 charge from third withdrawal onwards per calendar month
    3% is levied on the S$ equivalent of the amount withdrawn
    (min S$5 and max S$20 per transaction)
    每个月第三笔提款开始收取S$0.30
    按所提取款项的等值新元金额收取3%费用*手续费
    (每次交易最少S$5，最多S$20)
    OCBC Malaysia & Bank NISP Indonesia ATMs
    马来西亚华侨银行和印尼Bank NISP Indonesia的自动提款机    		 S$2 per transaction
    每笔交易S$2
    Transactions (including refunds) in foreign currencies
    以外币进行的交易（包括退款）    		 2% administrative fee + costs of conversion applies
    须支付2%行政费+兑换成本 *兑换手续费
    Dynamic Currency Conversion Fee
    动态货币转换费 *动态货币手续费    		 All MasterCard transactions effected in Singapore dollars in a foreign country or on a foreign website will have an additional fee of 1% levied on the converted Singapore dollar amount.
    所有在外国或海外网站购物，使用万事达卡并以新元进行的交易，将按兑换后的新元金额额外收取1%费用。* 手续费。

    Business Deposit Card 商务存款卡

    Description
    说明    		 Card Issuance/Replacement Charges
    发卡/更换卡收费
    Card Issuance
    发卡    		 S$5 per card (Promotion extended: Free for applications before 31 December 2024)
    每张卡S$5 (促销期延长：2024年12月31日之前可免费申请）
    Replacement of card due to lost/stolen/damaged card
    因卡遗失/失窃/损坏而更换卡    		 S$5 per card (Promotion extended: Free for applications before 31 December 2024)
    每张卡S$5 (促销期延长：2024年12月31日之前可免费申请）

    eAlerts@ocbc
    eAlerts@ocbc通知服务

    Service Type
    服务种类    		 Service Fee
    服务费
    Cash Alerts
    现金通知

    S$25 per month. 1st 3 months waived.

    A monthly fee of S$25 will be payable for any one of the following combinations:

    • Two different accounts with one Authorised User or
    • One account with two different Authorised Users or
    • Account 1 for Authorised User 1 and Account 2 for Authorised User 2

    A monthly fee of S$10 will be payable for each additional account or Authorised User to be alerted

    每月S$25，首三个月豁免付费。

    对于以下任何一项组合，须支付S$25月费：

    • 一个授权用户使用两个不同账户，或
    • 一个账户设有两名授权用户，或
    • 授权用户1使用账户1，授权账户2使用账户2

    每个额外的账户或每名需要通知授权的用户，须支付S$10月费。
    Trade Finance Alerts
    贸易融资通知    		 S$25 per month. 1st 3 months waived.
    A monthly fee of S$25 will be payable for Trade Finance eAlerts for 2 different email user addresses
    A monthly fee of S$10 will be payable for each additional Authorised User to be alerted
    每月S$25，首三个月豁免付费。
    向两个不同的电邮用户地址发出贸易融资通知，须支付S$25月费。
    每名额外需要通知授权的用户，须支付S$10月费。
    Cash and Trade Finance Alerts
    现金和贸易融资通知    		 S$35 per month. 1st 3 months waived.
    A monthly fee of S$15 will be payable for each additional account or Authorised User to be alerted.
    每月S$35，首三个月豁免付费。
    每个额外的账户或每名需要通知授权的用户，须支付S$15月费。

    OCBC Velocity (Business Internet Banking)
    OCBC Velocity (企业网上银行服务)

    Service Package Type
    服务配套种类    		 Charges
    收费
    Basic Service Package
    (Account Inquiry only)
    基本服务配套
    (只限账户查询)
    • Digital token: free
    • Hardware token: S$50 each
    • 数码编码器：免费
    • 实体编码器：每个S$50
    Standard Service Package
    (Account Inquiry and any 1 Maker/Authoriser for transaction approvals)
    标准服务配套
    (账户查询和允许任何1名开立账户者/授权者批准交易)
    • Digital token: free
    • Hardware token: S$50 each
    • Transaction fees apply
    • 数码编码器：免费
    • 实体编码器：每个S$50
    • 须支付交易费
    Classic Service Package
    (Account Inquiry and up to 2 Authorisers for transaction approvals)
    经典服务配套
    (账户查询和允许最多2名授权者批准交易)
    • Digital token: free
    • Hardware token: S$50 each
    • Transaction fees apply
    • 数码编码器：免费
    • 实体编码器：每个S$50
    • 须支付交易费
    Flex Service Package
    (Account Inquiry and Complex Authorisation Controls for transaction approvals)
    增值服务配套
    (账户查询和加密授权者管制批准交易)
    • Digital token: free
    • Hardware token: S$50 each
    • Transaction fees apply
    • 数码编码器：免费
    • 实体编码器：每个S$50
    • 须支付交易费

    OCBC OneCollect
    OCBC OneCollect手机应用程序

    OCBC OneCollect is an app that helps merchants to collect payments through QR code, receive real time transaction notifications and live transaction listings, along with end-of-day reports for easy reconciliation.
    OCBC OneCollect是一个手机应用程序，协助商家通过QR码收取款项、接收实时交易通知和即时交易清单，并提供每日结余报告以方便对账。

    Description
    说明    		 Charges
    收费
    OCBC OneCollect
    OCBC OneCollect手机应用程序

    1) PayNow – 0.25% of the total funds collected, deducted on a monthly basis. First 3 months of fees are waived.
    2) UnionPay – 1.50% of the total funds collected per day, deducted on a daily basis.

    1) PayNow - 所收取总金额的0.25%，每月扣除。豁免首三个月费用。
    2) UnionPay - 每日所收取总金额的1.50%，每日扣除。
  • Account and Statement Service Charges
    账户和结单服务收费
    Description/Services
    说明/服务    		 Charges
    收费
    Document/Statement Retrieval Charges4
    (for each monthly statement)
    文件/结单调阅收费4
    (每一份月结单)

    Non-Borrowing Customer
    Free for the current and previous month (statement only)
    S$20 for retrieval of less than 1 year ago
    S$30 for retrieval between 1 to 3 years ago
    S$50 for retrieval of more than 3 years ago
    S$150 per month + S$150 restoration charges for statements beyond 6
    years - subject to availability

    非银行借贷客户
    本月和前一个月免费（只限结单）
    调阅1年内的文件/结单，收费S$20
    调阅1至3年內的文件/结单，收费S$30。
    调阅超过3年的文件/结单，收费S$50
    调阅超过6年的的文件/结单，收费每月S$150+ S$150修复费，视能否给予提供。


    Borrowing Customer
    New charges wef 1 January 2023:
    Free for the current and previous month (statement only)
    S$21.60 (inclusive of GST) for retrievals of less than 1 year ago
    S$32.40 (inclusive of GST) for retrievals between 1 to 3 years ago
    S$54.00 (inclusive of GST) for retrievals of more than 3 years ago

    银行借贷客户
    自2023 年 1 月 1 日起生效的新收费:
    本月和前一个月免费（只限结单）
    调阅1年内的文件/结单，收费S$21.60 (包含消费税)。
    调阅1至3年內的文件/结单，收费S$32.40（包含消费税）
    调阅超过3年的文件/结单，收费S$54.00 (包含消费税)

    New charges wef 1 January 2024:
    Free for the current and previous month (statement only)
    S$21.80 (inclusive of GST) for retrievals of less than 1 year ago
    S$32.70 (inclusive of GST) for retrievals between 1 to 3 years ago
    S$54.50 (inclusive of GST) for retrievals of more than 3 years ago

    自2024 年 1 月 1 日起生效的新收费:
    本月和前一个月免费（只限结单）
    调阅1年内的文件/结单，收费S$21.80 (包含消费税)。
    调阅1至3年內的文件/结单，收费S$32.70（包含消费税）
    调阅超过3年的文件/结单，收费S$54.50 (包含消费税)
    Audit Confirmation
    审计确认    		 S$55 per financial year confirmation
    每个财政年度确认S$55
    Letter of Reference/Foreign Endorsement
    (non-loan-related)
    资信证明/海外背书
    （非贷款相关）    		 S$30 per letter
    每份证明S$30
    Letter of Reference/Foreign Endorsement
    (loan-related)
    资信证明/海外背书
    （贷款相关）    		 New charges wef 1 January 2023:
    S$32.40 per letter (inclusive of GST)

    New charges wef 1 January 2024:
    S$32.70 per letter (inclusive of GST)

    自2023 年 1 月 1 日起生效的新收费:
    每份证明S$32.40（包含消费税）

    自2024 年 1 月 1 日起生效的新收费:
    每份证明S$32.70（包含消费税）
    Retrieval of MT103
    调阅MT103    		 S$5 (not subject to GST)
    S$5 (不包含消费税)
    Tracers/Investigations
    追踪器/调查    		 Cable Charge
    电缆收费
  • Cash Deposit/Withdrawal and Exchange Services Charges
    现金存款/提款和兑换服务收费

    Cash Deposit/Withdrawal and Exchange Services at Teller Counter
    在银行柜台提供的现金存款/提款和兑换服务

    Description
    说明    		 Charges
    收费
    Coin Deposit
    存放硬币    		 S$2.00 for every 100 coins deposited or part thereof
    每100枚(不足者按100枚结算)存入的硬币收费S$2.00
    Coin Withdrawal
    提取硬币    		 S$2.00 for every S$50 coins withdrawn or part thereof
    每提取S$50(不足者按S$50结算)硬币，收费S$2.00
    Coin Exchange
    兑换硬币    		 S$2.00 for every S$50 changed or part thereof
    每换取S$50(不足者按S$50结算)零钱，收费S$2.00

    Note: Our coin deposit and exchange services are available every Tuesday and Thursday during the following hours:

    • 3.00pm to 5.00pm (Sunday Banking branches*, City Square, Holland Village, Paya Lebar Square and White Sands branches)
    • 9.30am to 11.30am (All other branches)

    *Please refer to www.ocbc.com to view the list of Sunday Banking branches.

    注：我们每逢星期二和星期四提供硬币存款和兑换服务，时间如下：

    • 下午3点到5点（星期天银行服务分行*, City Square, Holland Village, Paya Lebar Square 和 White Sands 分行）
    • 早上9点半到11点半（其他所有分行）

    *请上网www.ocbc.com，查阅提供星期天银行服务的分行。

    Description
    说明    		 Charges
    收费
    Cash Deposit
    现金存款

    First S$20,000 per day - free; every subsequent S$10,000 (or less) - S$10.

    For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.

    1. Sort the notes by denomination and arrange them with the front side facing up, unfolded;
    2. Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
    3. Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).

    每天存入的首S$20,000 - 免费；随后每S$10,000（或以下）存款 - S$10。

    为了更快处理存入的纸钞，请遵循以下准则。否则银行将额外收取S$50费用。

    1. 根据纸钞面值排列，纸钞正面朝上，不要折叠；
    2. 将钞票按纸类和塑料类区分，同面值钞票每叠100张，用橡皮筋捆起；
    3. 将剩余钞票（即每种面值少于100张）放在一起，按面值整理好； 根据钞票大小排列，最大张钞票在最底下，最小张钞票在上面）。

    Express Bulk Cash Deposit Service (Free 30 disposable security bags* upon sign up)
    快速存入大量现金服务（在开立账户后，可免费获得30个即用即弃保安袋*）

    Description
    说明    		 Charges
    收费
    Cash Deposit
    现金存款

    First S$30,000 per day - free; every subsequent S$10,000 (or less) - S$5.

    For faster processing of notes deposited, please follow the guidelines below. Otherwise, an additional S$50 fee will be levied.

    1. Sort the notes by denomination and arrange them with the front side facing up, unfolded;
    2. Separate the notes into paper and polymer types, then pack them using rubber bands in 100-piece bundles of the same denomination;
    3. Bundle loose notes (ie. fewer than 100 pieces per denomination) together, sorted by denomination, and stack them upwards from the largest-sized notes (at the bottom) to the smallest (at the top).

    每天存入的首S$30,000 - 免费； 随后每笔S$10,000（或以下）存款 - S$5。

    为了更快处理存入的纸钞，请遵循以下准则。否则银行将额外收取S$50费用。

    1. 根据纸钞面值排列，纸钞正面朝上，不要折叠；
    2. 将钞票按纸类和塑料类区分，同面值钞票每叠100张，用橡皮筋捆起；
    3. 将剩余钞票（即每种面值少于100张）放在一起，按面值整理好； 根据钞票大小排列，最大张钞票在最底下，最小张钞票在上面）。

    Note: Ensure coins are packed not more than a total of S$5 worth of coins per bag.
    注：请确保每包硬币的总值不超过S$5。

    OCBC Security Bag/Tag
    华侨银行保安袋/标签

    * Small size: 257mm (W) x 305mm (L)
    * 小尺寸： 257mm (宽) x 305mm (长)

    		 Disposable bag (small)
    S$0.40/bag (inclusive of GST) (min. 500 bags, in multiples of 500

    Disposable bag (big)
    S$0.60/bag (inclusive of GST) (min. 500 bags, in multiples of 500)

    Reusable bag
    S$70/bag (inclusive of GST

    Security Tag
    S$0.14/tag (inclusive of GST) (min. 1,000 tags, in multiples of 1,000)

    即用即弃袋（小）
    每包S$0.40 (包含消费税) (最少500包，按500包的倍数结算）

    即用即弃袋（大）
    每包S$0.60 (包含消费税) (最少500包，按500包的倍数结算）

    可重用袋
    每包S$70 (包含消费税）

    保安标签
    每个标签S$0.14 (包含消费税)(最少1000个标签，按1000个的倍数结算）

    Express Bulk Cheque Deposit Service
    快速存入大量支票服务

    Description
    说明    		 Charges
    收费

    OCBC Security Bag/Tag
    华侨银行保安袋/标签

    Disposable bag
    S$0.40/bag (inclusive of GST) (min. 500 bags, in multiples of 500)

    Reusable bag
    S$70/bag (inclusive of GST)

    Security Tag
    S$0.14/tag (inclusive of GST) (min. 1,000 tags, in multiples of 1,000)

    即用即弃袋
    每包S$0.40 (包含消费税) (最少500包，按500包的倍数结算）

    可重用袋
    每包S$70 (包含消费税）

    保安标签
    每个标签S$0.14 (包含消费税)(最少1000个标签，按1000个的倍数结算）

    Deposit/Withdrawal in Foreign Currency Notes
    外币纸钞存款/提款

    Description
    说明    		 Cash Deposit Charges
    现金存款收费
    Deposit/Withdrawal in Foreign Currency Notes
    以外币纸钞存款/提款    		 Minimum 1% commission-in-lieu of exchange2 (subject to availability of currency types and currency notes)
    最少1%的无兑换佣金2（视能否提供有关货币种类和纸钞）

    Cash Deposit via ATMs
    通过自动提款机存入现金

    Description
    说明    		 Cash Deposit Charges
    现金存款收费
    Cash Deposit (Card-less)
    现金存款（无需存款卡）    		 Free. Maximum 10 deposits per account per day
    免费。 每个账户每天最多10笔存款
    Cash Deposit (with Card)
    现金存款（使用存款卡）    		 Free. Maximum S$100,000 per account per day
    免费。 每个账户每天最多S$100,000存款

1 For OCBC Bank Cheques, service is not available on Sundays and Public Holidays.

2 Commission-in-lieu of exchange is applicable when there is no foreign exchange involved.

3 For Telegraphic Transfer in JPY, the fixed agent fee is applicable only for amounts up to JPY100million.
For amounts more than JPY100 million, both fixed agent fee and 3rd party bank charges are applicable.

4 Includes monthly SGD/FCY statement of account, SGD/FCY time deposit interest statements and advices, deposit/withdrawal/debit/credit vouchers.
(Retrieval charges debited from FCY accounts will be based on the prevailing buying TT rate applicable.)

Information updated as of 1 January 2024. The fees and charges are subject to change from time to time.

1只限华侨银行支票，星期天与公共假期不提供服务。

2无兑换佣金适用于未涉及外汇兑换的情况。

3以日元电汇，固定代理费只适用于不超过1亿日元的金额。对于超过1亿日元的金额，将收取固定代理费和第三方银行手续费。

4包括每月新元/外币账户结单、新元/外币定期存款利息结单和通知单、存款/提款/扣款/进款证。
(从外币账户扣除的调阅费将按现有电汇买价计算。)