Revolving Term Loan

Roll in prosperity this CNY: Access ready cash at a low 8.88% p.a.

Why you will love this

Pay only for what you use

Maximum limit of up to S$200,000

Flexible drawdown and no early repayment fees

Who can apply

The company must be incorporated and operating in Singapore

At least 30% of the company owned by Singaporeans / PRs

Capture golden opportunities with flexible financing for your business’ short-term needs while paying only for what you use.

Features and benefits

Flexible drawdown

Drawdown from S$10,000 in multiples of S$5,000.

Drawdown from S$10,000 in multiples of S$5,000.

Flexible repayment

Choose to repay in 6 or 12 months.

Choose to repay in 6 or 12 months.

Flexible usage

Greater control on your limit with no prepayment fees.

Greater control on your limit with no prepayment fees.

Chinese New Year Promotion
Revolving Term Loan Chinese New Year Promotion

Enjoy a low effective interest rate of 8.88% p.a.

Get your business rolling in fortune with OCBC Revolving Term Loan. Zero early repayment fees on ready cash up to S$200,000.

Revolving Term Loan

No more guesswork! See exactly how much you need to repay each month for the amount you drawdown on.


0 month
12 months

Monthly repayment for 6 months


Total interest you will pay


Disclaimer / Important Notice
The figures generated by this calculator are intended as a guide only, based on information that you provide. This shall not, and is not intended to, constitute a commitment that rates offered to you will necessarily be better than those generated by the calculator, and, in particular, is not a commitment to provide any financing. Rates will be determined according to, among other things, our analysis of your risk profile. Any financing is subject to terms and conditions.

Drawdown process (for existing customers)

If you would like to have multiple drawdowns, you may indicate your requests in the same email.


Send drawdown request

Email us your drawdown request


Funds received

Receive your funds within 1 working day

Before you apply

Eligibility requirements

Business registration

The company must be locally incorporated for at least 2 years

Business ownership

At least 30% of the company owned by Singaporeans / PRs

Terms and conditions

*Terms and conditions apply. OCBC bank requires guarantor(s) to support the loan.

Standard Terms and Conditions Governing Banking Facilities

Terms and Conditions Governing Business Loans

Common questions
How much do I have to repay every month for my loan?

You can use our Loan Calculator to calculate the amount of expected monthly repayment based on your drawdown amount by following these steps:

Step 1: Go to our Loan Calculator

Step 2: Indicate your drawdown amount

Step 3: Choose your preferred repayment period of either 6 or 12 months

Voila! Your repayments are calculated based on the amount and repayment period to be drawdown at the effective interest rate of 8.88% p.a.

How frequent can I drawdown on my approved limit?

You can drawdown as many times as you need to as long as there is an available limit of at least S$10,000 on your loan. The minimum amount required for every drawdown is S$10,000, and drawdown amounts must be in multiples of S$5,000.

Who should I contact if I need to know what is my available limit?

You may contact us at:

OCBC Business Banking Commercial Service Centre 

+65 6538 1111

Monday to Friday, excluding public holidays

8am – 8pm

How soon can I get the funds once I submit the drawdown instruction to

Funds can be ready for use in 1 working day for requests submitted before 12pm on the condition that there are no errors in the instructions such as wrong email template or incomplete information. Otherwise, the bank will contact you within 24 hours to assist you directly.

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