PayNow

Send or receive money securely with a NRIC or mobile number

PayNow service is available via OCBC Pay Anyone, Mobile Banking and Internet Banking.
Register now

What is PayNow?

PayNow allows you to send or receive money easily using a NRIC or mobile number, so you'll no longer need to ask for or give a bank account number.

This service is available on OCBC Pay Anyone™, OCBC Mobile Banking App and Online Banking.

How to register for PayNow with OCBC

OCBC Internet Banking

Step 1

Select Payments & transfers -> Transfer funds to a PayNow user.

OCBC Internet Banking - Step 1

Step 2

Select Link or Manage PayNow. Choose your NRIC and/or mobile number NRIC to link to your account.

OCBC Internet Banking - Step 2

Step 3

Select an account to link.

OCBC Internet Banking - Step 3

Step 4

Your registration is successful.

OCBC Internet Banking - Step 4

OCBC Mobile Banking App

Step 1

Go to More services -> Link or Manage PayNow.

OCBC Mobile Banking App - Step 1

Step 2

Go to Link or Manage PayNow. Choose your NRIC and/or mobile number to link to your account.

OCBC Mobile Banking App - Step 2

Step 3

Select an account to link.

OCBC Mobile Banking App - Step 3

Step 4

Your registration is successful.

OCBC Mobile Banking App - Step 4

How to send and receive money via PayNow

You can send money via

OCBC Pay Anyone™ Service
OCBC Pay Anyone™ App
OCBC Internet Banking
OCBC Mobile Banking App


Receive money

As a PayNow registered user, you will receive money directly in your OCBC account, even when the money is transferred via OCBC Pay Anyone. No further steps are required.

Via OCBC Online Banking (desktop and mobile web)

  1. Login with your Access Code and PIN
  2. Go to Payments & transfers -> Transfer funds to a PayNow user
  3. Enter OTP
  4. Select your account to transfer from
  5. Select either the mobile number or NRIC/FIN of your recipient
  6. Enter the respective number and click on Search button
  7. The PayNow recipient name will be displayed. Please verify if the recipient is correct before proceeding.
  8. Enter the amount to transfer and submit.

Via OCBC Mobile Banking App

  1. Login with your Access Code and PIN
  2. Go to Transfer Funds
  3. Enter OTP
  4. Select either Mobile number via PayNow or NRIC/FIN via PayNow.
  5. Enter the recipient's number and click on Search
  6. The PayNow recipient name will be displayed. Please verify if the recipient is correct before proceeding.
  7. Select the account to transfer from and enter the transfer amount.
  8. Slide to submit.
  9. Check details and submit.

Via OCBC Pay Anyone Service

  1. Open OCBC Mobile Banking App and tap on Pay Anyone icon
  2. Tap on Send Money
  3. Enter OTP
  4. Choose the person to send money to
  5. Login with your OCBC Online Banking access code and PIN
  6. Key in the amount
  7. The PayNow recipient name will be displayed. Please verify if the recipient is correct before proceeding
  8. Key in the One-Time Password sent to you.
  9. Money has been sent to your friend.