If you are using OCBC Digital app, you need to complete PayNow transfer to get your PayNow daily limit changed.
PayNow with OCBC
Sending and receiving money has never been easier
Send or receive money easily using your NRIC, mobile number or a QR code
Transfer up to S$200,000 daily
Available on OCBC Digital app, OCBC Internet Banking and OCBC Pay Anyone™️ app
Anyone who has an OCBC Bank account with online banking access
Transfer and receive money instantly and securely.
Make even bigger transfers with the new and improved PayNow daily transfer limit. You can now transfer up to S$200,000 if you’re a Personal Banking customer, and S$300,000 if you’re a Premier Banking customer.
Receive Government payouts and insurance claims instantly instead of waiting for a cheque
You won't have to give out your bank account number to receive money
Make secure transfers
Your money comes in instantly
Credit your CPF savings withdrawals into your account
Register for PayNow with OCBC
Common questionsMore questions and answers
No, the maximum daily limit for unregistered PayNow account using the passcode remains unchanged at 1,000 SGD. Only transfer made to a registered PayNow user can be more than 5,000 SGD daily.
The transaction limit refers to the maximum amount you can send daily. The authorised limit refers to the amount above which you will need to have the transaction authorized either via OneToken, an SMS OTP or your digital banking hardware token.
No, your authorised limit remains unchanged at 200 SGD.
Simply copy one of the following formats and SMS to 72323:
Register your Mobile Number:
REGM <space> NRIC <space> last 6 digits of account number
Example: REGM S1234567A 123456
Register your NRIC:
REGN <space> NRIC <space> last 6 digits of account number
Example: REGN S1234567A 123456