PayNow with OCBC

Sending and receiving money has never been easier

Why you will love this
Who can register

Why you will love this

Send or receive money easily using your NRIC, mobile number or a QR code

Transfer up to S$200,000 daily

Available on OCBC Digital app, OCBC Internet Banking and OCBC Pay Anyone™️ app

Who can register

Anyone who has an OCBC Bank account with online banking access

Register now

Transfer and receive money instantly and securely.

New daily transfer limit

Make even bigger transfers with the new and improved PayNow daily transfer limit. You can now transfer up to S$200,000 if you’re a Personal Banking customer, and S$300,000 if you’re a Premier Banking customer.

Why register for PayNow?

Be amongst the first to receive government payouts such as GST Vouchers when you link your NRIC with your PayNow account

You won't have to give out your bank account number to receive money

Make secure transfers

Your money comes in instantly

Credit your CPF savings withdrawals into your account

HOW TO REGISTER

OCBC Internet Banking
OCBC Digital app
SMS

1

Navigate to the menu and select “Customer Service” > “Link or Manage PayNow”. Enter OTP for authentication.

2

Select “NRIC number”. You may also choose to register along with your mobile number.

3

Select your account and enter your preferred PayNow name. Agree to the terms and conditions. Press “Submit”.

4

Enter OTP and press “Submit”.

5

And you’re all set!

1

Navigate to the menu and select "Profile & Settings" > "Manage PayNow".

2

On the Manage PayNow screen, select “NRIC number”. You may also choose to register along with your mobile number.

3

Select your account and enter your preferred PayNow name.

4

Agree to the terms and conditions.

5

And you're all set!

1

Register your mobile number: REGM <space> NRIC <space> last 6 digits of account number

2

Register your NRIC: REGN <space> NRIC <space> last 6 digits of account number

3

Register your child’s Birth Certificate: REGN <space> parent’s NRIC <space> last 6 digits of account number <space> child’s birth certificate number

HOW TO REGISTER

OCBC Mobile Banking App
SMS

1

Navigate to the menu and select "Profile & Settings" > "Manage PayNow".

2

On the Manage PayNow screen, select “NRIC number”. You may also choose to register along with your mobile number.

3

Select your account and enter your preferred PayNow name.

4

Agree to the terms and conditions.

5

And you're all set!

1

Register your mobile number: REGM <space> NRIC <space> last 6 digits of account number

2

Register your NRIC: REGN <space> NRIC <space> last 6 digits of account number

3

Register your child’s Birth Certificate: REGN <space> parent’s NRIC <space> last 6 digits of account number <space> child’s birth certificate number

How to increase your limit

Increase your daily transfer limit via OCBC Digital app or Internet Banking

OCBC Digital app
OCBC Internet Banking

1

Tap on the menu in the top-left of the screen.

2

Select “Transfer” then “Singapore account”.

3

Select one of the PayNow modes — Mobile Number, NRIC/FIN or UEN.

4

Tap on “Change limit” on the bottom-right of the screen.

5

You can select your preferred PayNow daily limit of up to S$200,000* after you make a transfer.

1

Go to “Customer Service” at the top navigation bar and select “Update transaction limits”.

2

Update your preferred limit for “PayNow transfer”.

You can also increase your limit when you transfer an amount higher than your current limit.
*Up to S$300,000 daily limit for Premier customers
Please note: Only one transaction signing is required to authorise both your PayNow daily limit update and transfers over the authorised limit.

PayNow for business

Using PayNow for your business?

Find out how you can enhance your business transaction with PayNow.

Additional information

Terms and conditions

Terms and conditions governing Funds Transfers through the PayNow Service

WAYS TO REGISTER

Register for PayNow with OCBC