If you are using OCBC Digital app, you need to complete PayNow transfer to get your PayNow daily limit changed.
PayNow with OCBC
Sending and receiving money has never been easier
Transfer and receive money instantly and securely.
Make even bigger transfers with the new and improved PayNow daily transfer limit. You can now transfer up to S$200,000 if you’re a Personal Banking customer, and S$300,000 if you’re a Premier Banking customer.

Be amongst the first to receive government payouts such as GST Vouchers when you link your NRIC with your PayNow account

You won't have to give out your bank account number to receive money

Make secure transfers

Your money comes in instantly

Credit your CPF savings withdrawals into your account

Generate your own QR code to receive funds without sharing your mobile number





















Increase your daily transfer limit via OCBC Digital app or Online Banking





You can also increase your limit when you transfer an amount higher than your current limit.
*Up to S$300,000 daily limit for Premier customers
Please note: Only one transaction signing is required to authorise both your PayNow daily limit update and transfers over the authorised limit.
Using PayNow for your business?
Find out how you can enhance your business transaction with PayNow.
Terms and conditions
Register for PayNow with OCBC
or SMS to 72323 using the following format.
Common questions
More questions and answersNo, the maximum daily limit for unregistered PayNow account using the passcode remains unchanged at 1,000 SGD. Only transfer made to a registered PayNow user can be more than 5,000 SGD daily.
The transaction limit refers to the maximum amount you can send daily. The authorised limit refers to the amount above which you will need to have the transaction authorized either via OneToken, an SMS OTP or your digital banking hardware token.
No, your authorised limit remains unchanged at 200 SGD.
Simply copy one of the following formats and SMS to 72323:
Register your Mobile Number:
REGM <space> NRIC <space> last 6 digits of account number
Example: REGM S1234567A 123456
Register your NRIC:
REGN <space> NRIC <space> last 6 digits of account number
Example: REGN S1234567A 123456