If you are using OCBC Digital app, you need to complete PayNow transfer to get your PayNow daily limit changed.
PayNow with OCBC
Sending and receiving money has never been easier
Transfer and receive money instantly and securely.
New daily transfer limit
Make even bigger transfers with the new and improved PayNow daily transfer limit. You can now transfer up to S$200,000 if you’re a Personal Banking customer, and S$300,000 if you’re a Premier Banking customer.
Why register for PayNow?
Be amongst the first to receive government payouts such as GST Vouchers when you link your NRIC with your PayNow account
You won't have to give out your bank account number to receive money
Make secure transfers
Your money comes in instantly
Credit your CPF savings withdrawals into your account
Generate your own QR code to receive funds without sharing your mobile number
HOW TO REGISTER
HOW TO REGISTER
How to increase your limit
Increase your daily transfer limit via OCBC Digital app or Online Banking
You can also increase your limit when you transfer an amount higher than your current limit.
*Up to S$300,000 daily limit for Premier customers
Please note: Only one transaction signing is required to authorise both your PayNow daily limit update and transfers over the authorised limit.
PayNow for business
Using PayNow for your business?
Find out how you can enhance your business transaction with PayNow.
Additional information
Terms and conditions
WAYS TO REGISTER
Register for PayNow with OCBC
or SMS to 72323 using the following format.
FAQs
Common questions
More questions and answersI changed my limit in OCBC Digital app but when I come back to the transfer page, it did not get updated.
Can I send more than 5,000 SGD to an unregistered PayNow account using the passcode?
No, the maximum daily limit for unregistered PayNow account using the passcode remains unchanged at 1,000 SGD. Only transfer made to a registered PayNow user can be more than 5,000 SGD daily.
What is the difference between a transaction limit and authorised limit?
The transaction limit refers to the maximum amount you can send daily. The authorised limit refers to the amount above which you will need to have the transaction authorized either via OneToken, an SMS OTP or your digital banking hardware token.
Can I change my authorised limit?
No, your authorised limit remains unchanged at 200 SGD.
Simply copy one of the following formats and SMS to 72323:
Register your Mobile Number:
REGM <space> NRIC <space> last 6 digits of account number
Example: REGM S1234567A 123456
Register your NRIC:
REGN <space> NRIC <space> last 6 digits of account number
Example: REGN S1234567A 123456
Register your child’s Birth Certificate:
REGN <space> parent’s NRIC <space> last 6 digits of joint account number <space> child’s birth cert number
Example: REGN S1234567A 123456 T7654321B